628 18th St · Jacksonville, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.5/30.0
- ARV discount +8.6/15.0
- DSCR +5.8/10.0
- 1% rule +5.3/10.0
- Livability +4.2/5.0
- Schools +3.9/10.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$145,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Bring the family to this thoughtfully renovated 4-bedroom, 2-bath home in Springfield's West Addition! Featuring ** gated off street parking, a modern open-concept layout with bright recessed lighting, a formal dining room, oversized utility room, large side and rear patios perfect for family and get togethers. Enjoy the updated kitchen complemented by sleek quartz countertops, a deep basin sink, custom cabinetry, and ample counter space both bathrooms have been tastefully renovated with luxury finishes, including classic subway tile surrounds, updated vanities, and stylish fixtures. Additional upgrades include faux wood flooring throughout, plus a newer roof, plumbing, and HVAC for peace of mind. Situated on a deep fully fenced backyard--ideal for family and pets ready for customization --just minutes from highways, shopping, downtown, and the stadium.
Key facts
- 4,356 sq ft lot
- Built 1956
- Listed 67 days
Property features AI
Finance
- HOA & community: Not a senior community
Exterior
- Parking: Additional parking; Gated and secured parking
- Security: Gated, secured parking
- Utilities: Electricity connected; Sewer connected; Water connected
- Home design: Single-family residence; Residential single-family use
- Exterior features: No private pool; Lot approximately 0.1 acres
Interior
- Kitchen: Electric range; Microwave
- Bedrooms: 4 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Central heating and central air conditioning
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $145k.
Deal economics
- At list price, monthly cash flow is $138 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $145k).
- Recommended offer: $136k (6.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: John E. Ford K-8 School (math 31% / reading 36%, grade F, #1,758 of 2,144 statewide, top 83%, 622 students, 58% FRL); Matthew W. Gilbert Middle School (math 26% / reading 17%, grade F, #553 of 571 statewide, top 97%, 688 students, 86% FRL); Andrew Jackson High School (math 30% / reading 26%, grade F, #464 of 667 statewide, top 70%, 870 students, 54% FRL) — zoned schools average 66% FRL vs 49% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 28% at this address vs 46% district-wide (-18 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
- Market conditions: Rents flat; 200 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 68 days — a 6% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago; this cycle's ask has dropped $25k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $65k; list at $145k implies a 123% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 7.44%
- Cash-on-cash
- 4.08%
- DSCR
- 1.18
- GRM
- 8.1
CMA / ARV
- ARV (on-the-fly)
- $148,720
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 522 W 21st St | 0.17mi | 3/2.0 (-1) | 1,045 (-9%) | 6mo | $58,500 | $56 | 68 |
| 916 24th St W | 0.38mi | 3/2.0 (-1) | 1,169 (+2%) | 7mo | $158,500 | $136 | 68 |
| 1058 W 17th St | 0.41mi | 3/2.0 (-1) | 1,182 (+3%) | 3mo | $200,000 | $169 | 67 |
| 705 Oak Arbor Cir | 0.48mi | 3/2.0 (-1) | 1,094 (-4%) | 1mo | $160,000 | $146 | 65 |
| 3032 Laura St N | 0.49mi | 3/1.0 (-1) | 1,150 (+0%) | 4mo | $70,000 | $61 | 64 |
| 2106 Moncrief Rd | 0.47mi | 3/1.0 (-1) | 1,158 (+1%) | 7mo | $50,000 | $43 | 61 |
| 321 W 24th St | 0.44mi | 3/1.0 (-1) | 1,110 (-3%) | 7mo | $95,000 | $86 | 60 |
| 3410 N Lee St | 0.47mi | 3/1.0 (-1) | 1,056 (-8%) | 3mo | $100,000 | $95 | 54 |
| 3918 Springfield Blvd | 0.66mi | 3/2.0 (-1) | 1,222 (+7%) | 3mo | $185,000 | $151 | 50 |
| 1136 W 25th St | 0.61mi | 3/2.0 (-1) | 1,267 (+11%) | 0mo | $222,000 | $175 | 48 |
| 1157 W 10th St | 0.71mi | 3/1.0 (-1) | 1,214 (+6%) | 5mo | $157,900 | $130 | 44 |
| 334 Birch St | 0.60mi | 3/1.0 (-1) | 1,008 (-12%) | 4mo | $50,000 | $50 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.94% rent growth · sell at horizon
- IRR
- -12.3%
- Equity multiple
- 0.56×
- Total profit
- $-17,684
- Equity at exit
- $21,620
- IRR
- -6.7%
- Equity multiple
- 0.61×
- Total profit
- $-15,803
- Equity at exit
- $12,537
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32206
- Home prices YoY
- -23.7%
- Rents YoY
- 0.9%
- Active inventory
- 200
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $1,489 high interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$217 /mo · $2,607/yr
- Insurance
- −$60
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$313
- Net cashflow
- $138
Break-even live
Sensitivity live
| Price | -10% $220 | -5% $179 | +0% $138 | +5% $97 | +10% $56 |
|---|---|---|---|---|---|
| Rent | -10% $20 | -5% $79 | +0% $138 | +5% $197 | +10% $256 |
| Rate | -1.0pp $211 | -0.5pp $175 | base $138 | +0.5pp $100 | +1.0pp $62 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 503 W 16th St Jacksonville, FL | 4.0 | 1.5 | 1216 | $1,420 | $1.17 | 25d | 1 | 0.17mi |
| 522 W 21st St Jacksonville, FL | 3.0 | 2.0 | 1045 | $1,350 | $1.29 | 25d | 1 | 0.17mi |
| 347 W 23rd St Jacksonville, FL | 3.0 | 1.5 | 1176 | $1,112 | $0.95 | 9d | 1 | 0.38mi |
| 1018 W 23rd St Jacksonville, FL | 3.0 | 2.5 | 1161 | $1,600 | $1.38 | 25d | 1 | 0.39mi |
| 2313 Janette St Jacksonville, FL | 4.0 | 2.0 | 1148 | $1,349 | $1.18 | 18d | 1 | 0.41mi |
| 204 W 23rd St Jacksonville, FL | 3.0 | 1.0 | 960 | $1,225 | $1.28 | 3d | 1 | 0.47mi |
| 1025 W 25th St Unit 1 Jacksonville, FL | 5.0 | 2.0 | 1500 | $2,000 | $1.33 | 25d | 1 | 0.48mi |
| 1029 W 25th St Jacksonville, FL | 5.0 | 2.0 | 800 | $2,200 | $2.75 | 12d | 1 | 0.48mi |
| 1029 W 25th St Unit 1 Jacksonville, FL | 5.0 | 2.0 | 1410 | $2,200 | $1.56 | 25d | 1 | 0.48mi |
| 3020 N Laura St Jacksonville, FL | 3.0 | 1.0 | 1162 | $1,300 | $1.12 | 25d | 1 | 0.51mi |
| 1031 W 26th St Jacksonville, FL | 3.0 | 2.0 | 1261 | $1,445 | $1.15 | 25d | 1 | 0.52mi |
| 2904 Moncrief Rd Jacksonville, FL | 3.0 | 1.0 | 952 | $1,100 | $1.16 | 25d | 1 | 0.55mi |
| 231 W 10th St Jacksonville, FL | 3.0 | 1.0 | 1200 | $1,500 | $1.25 | 25d | 1 | 0.56mi |
| 34 W 23rd St Jacksonville, FL | 3.0 | 1.5 | 962 | $1,400 | $1.46 | 25d | 1 | 0.59mi |
| 118 W 28th St Jacksonville, FL | 3.0 | 2.0 | 1332 | $1,250 | $0.94 | 25d | 1 | 0.66mi |
| 1173 W 27th St Jacksonville, FL | 3.0 | 1.0 | 1080 | $1,145 | $1.06 | 15d | 1 | 0.68mi |
| 1149 W 28th St Jacksonville, FL | 4.0 | 2.0 | 1344 | $1,302 | $0.97 | 25d | 1 | 0.69mi |
| 326 Basswood St Jacksonville, FL | 3.0 | 2.0 | 1317 | $1,550 | $1.18 | 25d | 1 | 0.70mi |
| 1201 W 27th St Jacksonville, FL | 3.0 | 2.0 | 1120 | $1,145 | $1.02 | 25d | 1 | 0.71mi |
| 666 Basswood St Jacksonville, FL | 3.0 | 1.0 | 1002 | $1,400 | $1.40 | 25d | 1 | 0.74mi |
| 1220 W 28th St Jacksonville, FL | 3.0 | 1.0 | 1122 | $1,299 | $1.16 | 25d | 1 | 0.75mi |
| 1288 W 28th St Jacksonville, FL | 4.0 | 1.5 | 1449 | $1,267 | $0.87 | 15d | 1 | 0.82mi |
| 1410 W 20th St Jacksonville, FL | 3.0 | 2.0 | 1170 | $1,485 | $1.27 | 15d | 1 | 0.84mi |
| 28 W 33rd St Jacksonville, FL | 4.0 | 1.0 | 1395 | $898 | $0.64 | 9d | 1 | 0.87mi |
| 1431 W 21st St Jacksonville, FL | 3.0 | 2.0 | 1199 | $1,425 | $1.19 | 16d | 1 | 0.88mi |
| 55 E 9th St Jacksonville, FL | 3.0 | 1.5 | 1246 | $1,675 | $1.34 | 16d | 1 | 0.88mi |
| 1454 Francis St Jacksonville, FL | 3.0 | 2.0 | 1084 | $1,243 | $1.15 | 25d | 1 | 0.92mi |
| 4721 E Castlewood Dr Jacksonville, FL | 3.0 | 1.0 | 1008 | $1,250 | $1.24 | 25d | 1 | 0.94mi |
| 643 Linwood Ave Jacksonville, FL | 3.0 | 2.0 | 1232 | $1,325 | $1.08 | 4d | 1 | 0.95mi |
| 1525 W 15th St Jacksonville, FL | 3.0 | 1.0 | 1100 | $1,245 | $1.13 | 25d | 1 | 1.01mi |
| 1407 W 31st St Jacksonville, FL | 3.0 | 3.5 | 1140 | $1,550 | $1.36 | 25d | 1 | 1.03mi |
| 1417 W 31st St Jacksonville, FL | 3.0 | 1.0 | 880 | $1,100 | $1.25 | 3d | 1 | 1.04mi |
| 3747 Peachtree St Jacksonville, FL | 3.0 | 2.0 | 1082 | $1,410 | $1.30 | 5d | 1 | 1.09mi |
| 1926 Walnut St Jacksonville, FL | 3.0 | 2.0 | 1338 | $1,418 | $1.06 | 16d | 1 | 1.11mi |
| 1530 W 29th St Jacksonville, FL | 3.0 | 2.0 | 1164 | $1,385 | $1.19 | 25d | 1 | 1.12mi |
| 1355 Grothe St Jacksonville, FL | 4.0 | 1.0 | 1312 | $1,350 | $1.03 | 19d | 1 | 1.14mi |
| 1490 W 33rd St Jacksonville, FL | 4.0 | 1.5 | 1150 | $1,150 | $1.00 | 25d | 1 | 1.18mi |
| 1609 W 24th St Jacksonville, FL | 3.0 | 2.0 | 1169 | $1,223 | $1.05 | 23d | 1 | 1.18mi |
| 1537 W 7th St Jacksonville, FL | 3.0 | 1.0 | 950 | $1,050 | $1.11 | 9d | 1 | 1.19mi |
| 1537 7th St W Unit B Jacksonville, FL | 3.0 | 1.0 | 950 | $1,050 | $1.11 | 25d | 1 | 1.19mi |
Listing history 27 events
-
2026-06-21days on market $145,000 Active 68 DOM
-
2026-06-18days on market $145,000 Active 65 DOM
-
2026-06-17days on market $145,000 Active 64 DOM
-
2026-06-16days on market $145,000 Active 63 DOM
-
2026-06-16price $145,000 Active 62 DOM
-
2026-06-15days on market $149,000 Active 62 DOM
-
2026-06-13statusdays on market $149,000 Active 59 DOM
-
2026-06-10days on market $149,000 Active Under Contract 56 DOM
-
2026-06-08days on market $149,000 Active Under Contract 55 DOM
-
2026-06-07days on market $149,000 Active Under Contract 54 DOM
-
2026-06-05days on market $149,000 Active Under Contract 51 DOM
-
2026-06-03days on market $149,000 Active Under Contract 50 DOM
-
2026-06-02days on market $149,000 Active Under Contract 49 DOM
-
2026-06-01days on market $149,000 Active Under Contract 48 DOM
-
2026-05-31days on market $149,000 Active Under Contract 47 DOM
-
2026-05-18price $149,000
-
2026-05-07price $150,000
-
2026-04-28price $157,900
-
2026-04-16price $159,900
-
2026-04-14$169,900 Active
Show marketing remark (865 chars)
Bring the family to this thoughtfully renovated 4-bedroom, 2-bath home in Springfield's West Addition! Featuring ** gated off street parking, a modern open-concept layout with bright recessed lighting, a formal dining room, oversized utility room, large side and rear patios perfect for family and get togethers. Enjoy the updated kitchen complemented by sleek quartz countertops, a deep basin sink, custom cabinetry, and ample counter space both bathrooms have been tastefully renovated with luxury finishes, including classic subway tile surrounds, updated vanities, and stylish fixtures. Additional upgrades include faux wood flooring throughout, plus a newer roof, plumbing, and HVAC for peace of mind. Situated on a deep fully fenced backyard--ideal for family and pets ready for customization --just minutes from highways, shopping, downtown, and the stadium.
-
2026-04-14historical 865-char remark
Show marketing remark (865 chars)
Bring the family to this thoughtfully renovated 4-bedroom, 2-bath home in Springfield's West Addition! Featuring ** gated off street parking, a modern open-concept layout with bright recessed lighting, a formal dining room, oversized utility room, large side and rear patios perfect for family and get togethers. Enjoy the updated kitchen complemented by sleek quartz countertops, a deep basin sink, custom cabinetry, and ample counter space both bathrooms have been tastefully renovated with luxury finishes, including classic subway tile surrounds, updated vanities, and stylish fixtures. Additional upgrades include faux wood flooring throughout, plus a newer roof, plumbing, and HVAC for peace of mind. Situated on a deep fully fenced backyard--ideal for family and pets ready for customization --just minutes from highways, shopping, downtown, and the stadium.
-
2026-04-09price $159,900 865-char remark
Show marketing remark (865 chars)
Bring the family to this thoughtfully renovated 4-bedroom, 2-bath home in Springfield's West Addition! Featuring ** gated off street parking, a modern open-concept layout with bright recessed lighting, a formal dining room, oversized utility room, large side and rear patios perfect for family and get togethers. Enjoy the updated kitchen complemented by sleek quartz countertops, a deep basin sink, custom cabinetry, and ample counter space both bathrooms have been tastefully renovated with luxury finishes, including classic subway tile surrounds, updated vanities, and stylish fixtures. Additional upgrades include faux wood flooring throughout, plus a newer roof, plumbing, and HVAC for peace of mind. Situated on a deep fully fenced backyard--ideal for family and pets ready for customization --just minutes from highways, shopping, downtown, and the stadium.
-
2026-04-02price $164,900 865-char remark
Show marketing remark (865 chars)
Bring the family to this thoughtfully renovated 4-bedroom, 2-bath home in Springfield's West Addition! Featuring ** gated off street parking, a modern open-concept layout with bright recessed lighting, a formal dining room, oversized utility room, large side and rear patios perfect for family and get togethers. Enjoy the updated kitchen complemented by sleek quartz countertops, a deep basin sink, custom cabinetry, and ample counter space both bathrooms have been tastefully renovated with luxury finishes, including classic subway tile surrounds, updated vanities, and stylish fixtures. Additional upgrades include faux wood flooring throughout, plus a newer roof, plumbing, and HVAC for peace of mind. Situated on a deep fully fenced backyard--ideal for family and pets ready for customization --just minutes from highways, shopping, downtown, and the stadium.
-
2026-03-17$169,999 Active 865-char remark
Show marketing remark (865 chars)
Bring the family to this thoughtfully renovated 4-bedroom, 2-bath home in Springfield's West Addition! Featuring ** gated off street parking, a modern open-concept layout with bright recessed lighting, a formal dining room, oversized utility room, large side and rear patios perfect for family and get togethers. Enjoy the updated kitchen complemented by sleek quartz countertops, a deep basin sink, custom cabinetry, and ample counter space both bathrooms have been tastefully renovated with luxury finishes, including classic subway tile surrounds, updated vanities, and stylish fixtures. Additional upgrades include faux wood flooring throughout, plus a newer roof, plumbing, and HVAC for peace of mind. Situated on a deep fully fenced backyard--ideal for family and pets ready for customization --just minutes from highways, shopping, downtown, and the stadium.
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2024-08-10historical $1,450
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2024-07-25$1,450
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2024-04-03soldstatus $65,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,607 · $217/mo
- Projected year-2 tax
- $2,607 · $217/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,864
- − Mortgage interest
- −$8,122
- − Property taxes
- −$2,607
- − Insurance
- −$725
- − Repairs & maintenance
- −$1,429
- − Management
- −$1,429
- − Depreciation
- −$4,218
- Taxable loss
- −$666
- Est. tax savings @ 24.0%
- +$160
- After-tax cash flow
- $1,816/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,015,274 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 17,105
- Household income
- $39,242
- Rent vs Own
- Severe rent burden
- 1057.0
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (65%)
- Race & ethnicity
- Black 65% White 22% Two or more races 8% Hispanic / Latino 6%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Italian 2% Romanian 1% Slovak 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 93% English-only · Spanish 3% Arabic 1% German/W. Germanic 1%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -64.55%
- Current HPI
- 208.1852
- Rent YoY
- ▲ 0.94%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+129.2% since first listed12 events — show timeline
- 2026-05-18 Price Changed $149,000 realMLS
- 2026-05-07 Price Changed $150,000 realMLS
- 2026-04-28 Price Changed $157,900 realMLS
- 2026-04-16 Price Changed $159,900 realMLS
- 2026-04-14 Listing Removed — realMLS
- 2026-04-14 Listed $169,900 realMLS
- 2026-04-09 Price Changed $159,900 realMLS
- 2026-04-02 Price Changed $164,900 realMLS
- 2026-03-17 Listed $169,999 realMLS
- 2024-08-10 Rental Removed $1,450 APPFOLIO
- 2024-07-25 Listed for Rent $1,450 APPFOLIO
- 2024-04-03 Sold (Public Records) $65,000 Public Records
Property tax history
+23.3%/yrLatest (2025): $2,607 · +92.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…