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D- Composite 39.2
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.0/30.0
  • ARV discount +7.5/15.0
  • Appreciation +4.3/10.0
  • Schools +3.5/10.0
  • 1% rule +2.9/10.0
  • DSCR +2.9/10.0
  • Livability +2.9/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0

$264,000

68 Herring Ct · Poinciana, FL 34759
4 bd · 3.0 ba · 1,979 sqft · SingleFamily public records · 334 Days on market
Built 2002 10,633 sqft lot $81/mo HOA · 4% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.

Key facts

  • 0.24 acre lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • Other: Total lot about 0.24 acres; No waterfront; Home previously temporarily off-market
  • HOA & community: HOA: Poinciana Neighborhood — $81/month (includes pool and common area taxes); Community clubhouse and pool; Pets allowed (cats and dogs)

Exterior

  • Parking: Attached 2-car garage
  • Utilities: Public water; Septic tank sewer; Public utilities
  • Home design: Single-family residence; One story; Faces south
  • Construction: Block and stucco construction; Shingle roof; Built on slab foundation; Approximately 1979 sq ft living area (public records)
  • Exterior features: Rear porch; Chain link fencing; Asphalt road access

Interior

  • Kitchen: Dishwasher; Microwave; Range; Refrigerator
  • Bedrooms: 4 bedrooms
  • Flooring: Ceramic tile; Slab foundation
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Kitchen/family room combo; Sliding doors
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $264k.

Deal economics

  • At list price, monthly cash flow is $-157 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $236k (10.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (20.9% below list).
  • Recommended offer: $209k (20.9% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 4.3% in Poinciana — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 57/100 on livability (#859 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
  • Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Laurel Elementary School (math 26% / reading 34%, grade F, #1,882 of 2,144 statewide, top 88%, 1,058 students, 50% FRL); Haines City Senior High School (math 12% / reading 32%, grade F, #544 of 667 statewide, top 82%, 2,700 students, 58% FRL).
  • Zoned-school proficiency averages 26% at this address vs 41% district-wide (-15 pts) — the specific schools serving this property underperform the Polk average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.1%/yr); 1151 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.5%/yr); year-one equity from $2k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 334 days — a 12% lower offer ($232k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 21y ago; this cycle's ask has dropped $56k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $217k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $208,882 (20.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 334 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.58%
Cash-on-cash
-2.55%
DSCR
0.89
GRM
10.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.48% appreciation · 1.14% rent growth · sell at horizon

5-year hold
IRR
-13.1%
Equity multiple
0.47×
Total profit
$-39,349
Equity at exit
$57,716
10-year hold
IRR
-8.0%
Equity multiple
0.37×
Total profit
$-46,426
Equity at exit
$55,622

Cash invested: $73,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34759

Home prices YoY
-0.5%
Rents YoY
1.1%
Active inventory
1151
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$2,089 high interval (Pro) →
Mortgage (P&I)
$1,384
Tax from tax record
$232 /mo · $2,781/yr
Insurance
$110
HOA
$81
Vacancy / Maint / Mgmt
$439
Net cashflow
$-157

Break-even live

Break-even rent $2,288
Max offer price $236,253
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,000
Closing costs
$7,920
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
104 Herring Ln Kissimmee, FL 4.0 2.0 1699 $1,925 $1.13 3d 1 0.02mi
5 Flatfish Dr Kissimmee, FL 4.0 2.0 1650 $2,150 $1.30 23d 1 0.19mi
8 Flatfish Dr Kissimmee, FL 3.0 2.0 1392 $1,650 $1.19 3d 1 0.23mi
202 Snapper Way Kissimmee, FL 4.0 2.0 1670 $2,050 $1.23 3d 1 0.28mi
7 Haddock Way Kissimmee, FL 3.0 2.0 2052 $1,950 $0.95 14d 1 0.29mi
1884 Snapper Dr Kissimmee, FL 4.0 2.0 1682 $1,985 $1.18 14d 1 0.30mi
1707 Sail Ct Kissimmee, FL 4.0 2.5 1823 $2,015 $1.11 3d 1 0.31mi
16 Trout Way Kissimmee, FL 3.0 2.0 1304 $1,775 $1.36 3d 1 0.34mi
241 Grouper Ct Kissimmee, FL 4.0 2.0 1762 $2,000 $1.14 23d 1 0.37mi
116 Sail Way Kissimmee, FL 4.0 2.0 1661 $1,805 $1.09 11d 1 0.38mi
149 Conch Dr Kissimmee, FL 3.0 2.0 1578 $1,700 $1.08 19d 1 0.45mi
1613 Sail Dr Kissimmee, FL 3.0 2.0 1711 $1,625 $0.95 23d 1 0.46mi
1637 Sail Dr Kissimmee, FL 3.0 2.0 1250 $1,720 $1.38 3d 1 0.48mi
223 Grouper Ct Kissimmee, FL 3.0 2.0 1475 $1,595 $1.08 23d 1 0.48mi
1662 Redfin Dr Kissimmee, FL 4.0 2.5 1852 $1,940 $1.05 23d 1 0.49mi
1660 Redfin Dr Kissimmee, FL 4.0 2.0 1661 $1,975 $1.19 3d 1 0.51mi
1630 Tench Ct Kissimmee, FL 4.0 3.0 1944 $1,995 $1.03 3d 1 0.51mi
1658 Redfin Dr Kissimmee, FL 4.0 2.0 1661 $1,810 $1.09 3d 1 0.52mi
205 Dogfish Ln Kissimmee, FL 4.0 2.0 1578 $1,680 $1.06 13d 1 0.52mi
1932 Michigan Ct Kissimmee, FL 3.0 2.0 2236 $1,779 $0.80 3d 1 0.56mi
1701 Pilchard Dr Kissimmee, FL 4.0 2.0 1720 $2,050 $1.19 23d 1 0.56mi
321 Drum Ln Poinciana, FL 3.0 2.0 1785 $1,715 $0.96 19d 1 0.59mi
310 Dogfish Way Kissimmee, FL 4.0 2.0 1700 $1,950 $1.15 23d 1 0.61mi
320 Kingfish Dr Kissimmee, FL 3.0 3.0 1606 $1,795 $1.12 23d 1 0.65mi
307 Michigan Ln Kissimmee, FL 4.0 2.0 1673 $1,744 $1.04 13d 1 0.68mi
301 Shad Way Kissimmee, FL 4.0 2.5 2134 $2,000 $0.94 21d 1 0.69mi
303 Shad Way Kissimmee, FL 4.0 2.0 1930 $1,999 $1.04 23d 1 0.71mi
1907 Manatee Dr Kissimmee, FL 4.0 2.0 1803 $1,795 $1.00 23d 1 0.76mi
352 Kingfish Dr Kissimmee, FL 4.0 2.0 1670 $1,950 $1.17 23d 1 0.80mi
1912 Manatee Dr Kissimmee, FL 4.0 2.5 1420 $1,995 $1.40 23d 1 0.81mi
1951 Michigan Dr Kissimmee, FL 4.0 2.0 1562 $2,060 $1.32 13d 1 0.81mi
319 Erie Ct Kissimmee, FL 3.0 2.0 1310 $1,815 $1.39 23d 1 0.95mi
319 Erie Dr Kissimmee, FL 3.0 2.0 1310 $1,765 $1.35 13d 1 0.98mi
459 Rio Grande Ln Poinciana, FL 4.0 2.0 2000 $1,745 $0.87 23d 1 0.99mi
1805 Hudson Ct Kissimmee, FL 3.0 2.0 1531 $1,835 $1.20 23d 1 1.03mi
557 Peace Dr Kissimmee, FL 3.0 2.0 1547 $1,699 $1.10 2d 1 1.10mi
407 Arkansas Ct Kissimmee, FL 3.0 2.0 1858 $1,600 $0.86 11d 1 1.12mi
431 Arkansas Ct Kissimmee, FL 4.0 2.5 1764 $1,895 $1.07 3d 1 1.13mi
339 W Aster Ct Kissimmee, FL 3.0–4.0 2.0–3.0 1504 $2,345 $1.56 2d 1 1.19mi
105 Zinnia Ln W Kissimmee, FL 4.0 2.0 1600 $2,100 $1.31 3d 1 1.21mi

HOA detail

Monthly dues
$81 · $972/yr

Listing history 39 events

  1. 2026-06-18
    days on market $264,000 Active 334 DOM
  2. 2026-06-17
    days on market $264,000 Active 333 DOM
  3. 2026-06-16
    days on market $264,000 Active 332 DOM
  4. 2026-06-15
    days on market $264,000 Active 331 DOM
  5. 2026-06-13
    days on market $264,000 Active 329 DOM
  6. 2026-06-10
    days on market $264,000 Active 326 DOM
  7. 2026-06-09
    days on market $264,000 Active 325 DOM
  8. 2026-06-08
    days on market $264,000 Active 324 DOM
  9. 2026-06-07
    days on market $264,000 Active 323 DOM
  10. 2026-06-05
    days on market $264,000 Active 320 DOM
  11. 2026-06-03
    days on market $264,000 Active 318 DOM
  12. 2026-06-01
    days on market $264,000 Active 317 DOM
  13. 2026-05-31
    days on market $264,000 Active 316 DOM
  14. 2026-01-16
    price $264,000
  15. 2026-01-16
    price $249,900
  16. 2026-01-08
    status Active
  17. 2026-01-08
    price $264,000
  18. 2025-08-01
    price $289,000
  19. 2025-05-16
    price $299,000
  20. 2025-04-17
    price $315,000
  21. 2025-03-21
    listed $320,000 Active
  22. 2020-10-08
    soldstatus $217,000
  23. 2020-09-30
    soldstatus $217,000 Sold 309-char remark
    Show marketing remark (309 chars)

    SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.

  24. 2020-07-20
    status Pending 309-char remark
    Show marketing remark (309 chars)

    SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.

  25. 2020-03-08
    status Active 309-char remark
    Show marketing remark (309 chars)

    SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.

  26. 2020-02-21
    status Pending 309-char remark
    Show marketing remark (309 chars)

    SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.

  27. 2020-01-31
    price $214,500 309-char remark
    Show marketing remark (309 chars)

    SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.

  28. 2019-11-22
    status Active 309-char remark
    Show marketing remark (309 chars)

    SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.

  29. 2019-11-11
    status Pending 309-char remark
    Show marketing remark (309 chars)

    SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.

  30. 2019-10-01
    listed $217,000 Active 309-char remark
    Show marketing remark (309 chars)

    SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.

  31. 2019-02-21
    soldstatus $130,000 Sold 584-char remark
    Show marketing remark (584 chars)

    Spacious 1 Story home with 4 Bedrooms and 3 full baths. The home has a formal Dining Room. The open concept Kitchen has a Nook and views into the large Family Room. The Master Bedroom features his and hers closets and a spacious bath with dual vanity sinks, shower, and tub. Separate laundry room. Attached 2 car garage. Enjoy sunny Florida in the large covered patio. The home sits on a good sized corner lot. The home is zoned for the top rated Dundee Ridge Academy Middle School. The home has great potential to be a nice home. Bring your decorating ideas. Sold in As Is condition.

  32. 2019-01-11
    status Pending 584-char remark
    Show marketing remark (584 chars)

    Spacious 1 Story home with 4 Bedrooms and 3 full baths. The home has a formal Dining Room. The open concept Kitchen has a Nook and views into the large Family Room. The Master Bedroom features his and hers closets and a spacious bath with dual vanity sinks, shower, and tub. Separate laundry room. Attached 2 car garage. Enjoy sunny Florida in the large covered patio. The home sits on a good sized corner lot. The home is zoned for the top rated Dundee Ridge Academy Middle School. The home has great potential to be a nice home. Bring your decorating ideas. Sold in As Is condition.

  33. 2019-01-11
    status Active 584-char remark
    Show marketing remark (584 chars)

    Spacious 1 Story home with 4 Bedrooms and 3 full baths. The home has a formal Dining Room. The open concept Kitchen has a Nook and views into the large Family Room. The Master Bedroom features his and hers closets and a spacious bath with dual vanity sinks, shower, and tub. Separate laundry room. Attached 2 car garage. Enjoy sunny Florida in the large covered patio. The home sits on a good sized corner lot. The home is zoned for the top rated Dundee Ridge Academy Middle School. The home has great potential to be a nice home. Bring your decorating ideas. Sold in As Is condition.

  34. 2018-12-27
    status Pending 584-char remark
    Show marketing remark (584 chars)

    Spacious 1 Story home with 4 Bedrooms and 3 full baths. The home has a formal Dining Room. The open concept Kitchen has a Nook and views into the large Family Room. The Master Bedroom features his and hers closets and a spacious bath with dual vanity sinks, shower, and tub. Separate laundry room. Attached 2 car garage. Enjoy sunny Florida in the large covered patio. The home sits on a good sized corner lot. The home is zoned for the top rated Dundee Ridge Academy Middle School. The home has great potential to be a nice home. Bring your decorating ideas. Sold in As Is condition.

  35. 2018-12-20
    listed $119,900 Active 584-char remark
    Show marketing remark (584 chars)

    Spacious 1 Story home with 4 Bedrooms and 3 full baths. The home has a formal Dining Room. The open concept Kitchen has a Nook and views into the large Family Room. The Master Bedroom features his and hers closets and a spacious bath with dual vanity sinks, shower, and tub. Separate laundry room. Attached 2 car garage. Enjoy sunny Florida in the large covered patio. The home sits on a good sized corner lot. The home is zoned for the top rated Dundee Ridge Academy Middle School. The home has great potential to be a nice home. Bring your decorating ideas. Sold in As Is condition.

  36. 2006-01-31
    soldstatus $205,000
  37. 2006-01-06
    soldstatus $205,000
  38. 2005-10-29
    listed $205,000
  39. 2002-12-20
    soldstatus $122,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,781 · $232/mo
Projected year-2 tax
$2,781 · $232/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,066
− Mortgage interest
−$14,788
− Property taxes
−$2,781
− Insurance
−$1,320
− Repairs & maintenance
−$2,005
− Management
−$2,005
− HOA
−$972
− Depreciation
−$7,680
Taxable loss
−$6,486
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,557
After-tax cash flow
$-328/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Polk
NCES district ID
1201590
Math proficiency
39% ▼ -11.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$43,979
Composite
34.74/100
National rank
#5132
State rank
#62 of 73 in FL

Livability — Poinciana

Score
57/100
State rank
#859
US rank
#21760

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Poinciana, FL
County
Polk County · 740,051 people
City population
91,336
Metro
Lakeland-Winter Haven, FL
Population (ZIP)
44,568
Household income
$69,373
Rent vs Own
20.4% rent · 79.6% own
Severe rent burden
1186.0

Population outlook (Polk County) Hauer SSP2

Today (2025)
752,975 people
By 2030
804,621 · +6.9%
By 2040
906,117 · +20.3%
By 2050
1,000,476 · +32.9%
By 2075
1,197,520 · +59.0%
By 2100
1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Hispanic / Latino 55% White 21% Two or more races 20% Black 19%
Hispanic origin (detail)
Mexican 2% Puerto Rican 38% Cuban 6% Dominican 3%
Common ancestry
Hispanic 3% Romanian 2% Scotch-Irish 1%
Foreign-born
17% · Canada, Jamaica
Languages at home
49% English-only · Spanish 48% French/Haitian/Cajun 2%

Political lean MEDSL · Polk

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.48%
Current HPI
276.6861
Rent YoY
▲ 1.14%
Metro
Lakeland-Winter Haven, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+116.4% since first listed
26 events — show timeline
  • 2026-01-16 Price Changed $264,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-16 Price Changed $249,900 Stellar MLS as Distributed by MLS Grid
  • 2026-01-08 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-01-08 Price Changed $264,000 Stellar MLS as Distributed by MLS Grid
  • 2025-08-01 Price Changed $289,000 Stellar MLS as Distributed by MLS Grid
  • 2025-05-16 Price Changed $299,000 Stellar MLS as Distributed by MLS Grid
  • 2025-04-17 Price Changed $315,000 Stellar MLS as Distributed by MLS Grid
  • 2025-03-21 Listed $320,000 Stellar MLS as Distributed by MLS Grid
  • 2020-10-08 Sold (Public Records) $217,000 Public Records
  • 2020-09-30 Sold (MLS) $217,000 Stellar MLS as Distributed by MLS Grid
  • 2020-07-20 Pending Stellar MLS as Distributed by MLS Grid
  • 2020-03-08 Relisted Stellar MLS as Distributed by MLS Grid
  • 2020-02-21 Pending Stellar MLS as Distributed by MLS Grid
  • 2020-01-31 Price Changed $214,500 Stellar MLS as Distributed by MLS Grid
  • 2019-11-22 Relisted Stellar MLS as Distributed by MLS Grid
  • 2019-11-11 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-10-01 Listed $217,000 Stellar MLS as Distributed by MLS Grid
  • 2019-02-21 Sold (MLS) $130,000 Stellar MLS as Distributed by MLS Grid
  • 2019-01-11 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-01-11 Relisted Stellar MLS as Distributed by MLS Grid
  • 2018-12-27 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-12-20 Listed $119,900 Stellar MLS as Distributed by MLS Grid
  • 2006-01-31 Sold (Public Records) $205,000 Public Records
  • 2006-01-06 Sold (MLS) $205,000 Stellar MLS as Distributed by MLS Grid
  • 2005-10-29 Listed $205,000 Stellar MLS as Distributed by MLS Grid
  • 2002-12-20 Sold (Public Records) $122,000 Public Records

Property tax history

+9.7%/yr

Latest (2025): $2,781 · +7.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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