68 Herring Ct · Poinciana, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.0/30.0
- ARV discount +7.5/15.0
- Appreciation +4.3/10.0
- Schools +3.5/10.0
- 1% rule +2.9/10.0
- DSCR +2.9/10.0
- Livability +2.9/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
$264,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.
Key facts
- 0.24 acre lot
- 2 garage spots
- Community pool
Property features AI
Finance
- Other: Total lot about 0.24 acres; No waterfront; Home previously temporarily off-market
- HOA & community: HOA: Poinciana Neighborhood — $81/month (includes pool and common area taxes); Community clubhouse and pool; Pets allowed (cats and dogs)
Exterior
- Parking: Attached 2-car garage
- Utilities: Public water; Septic tank sewer; Public utilities
- Home design: Single-family residence; One story; Faces south
- Construction: Block and stucco construction; Shingle roof; Built on slab foundation; Approximately 1979 sq ft living area (public records)
- Exterior features: Rear porch; Chain link fencing; Asphalt road access
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator
- Bedrooms: 4 bedrooms
- Flooring: Ceramic tile; Slab foundation
- Bathrooms: 3 full bathrooms
- Heating & cooling: Electric heating; Central air conditioning
- Interior features: Kitchen/family room combo; Sliding doors
- Laundry & utility: Dedicated laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $264k.
Deal economics
- At list price, monthly cash flow is $-157 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $236k (10.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (20.9% below list).
- Recommended offer: $209k (20.9% below list) — sets the bar for 1% rule.
- Cap rate 5.6% vs local median 4.3% in Poinciana — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 57/100 on livability (#859 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
- Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Laurel Elementary School (math 26% / reading 34%, grade F, #1,882 of 2,144 statewide, top 88%, 1,058 students, 50% FRL); Haines City Senior High School (math 12% / reading 32%, grade F, #544 of 667 statewide, top 82%, 2,700 students, 58% FRL).
- Zoned-school proficiency averages 26% at this address vs 41% district-wide (-15 pts) — the specific schools serving this property underperform the Polk average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.1%/yr); 1151 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
- This rent runs 36% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-1.5%/yr); year-one equity from $2k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 334 days — a 12% lower offer ($232k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 21y ago; this cycle's ask has dropped $56k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $217k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 334 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 5.58%
- Cash-on-cash
- -2.55%
- DSCR
- 0.89
- GRM
- 10.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.48% appreciation · 1.14% rent growth · sell at horizon
- IRR
- -13.1%
- Equity multiple
- 0.47×
- Total profit
- $-39,349
- Equity at exit
- $57,716
- IRR
- -8.0%
- Equity multiple
- 0.37×
- Total profit
- $-46,426
- Equity at exit
- $55,622
Cash invested: $73,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34759
- Home prices YoY
- -0.5%
- Rents YoY
- 1.1%
- Active inventory
- 1151
- Price-to-rent
- 10.5×
Monthly cashflow live
- Estimated rent
- $2,089 high interval (Pro) →
- Mortgage (P&I)
- −$1,384
- Tax from tax record
- −$232 /mo · $2,781/yr
- Insurance
- −$110
- HOA
- −$81
- Vacancy / Maint / Mgmt
- −$439
- Net cashflow
- $-157
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $66,000
- Closing costs
- $7,920
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 104 Herring Ln Kissimmee, FL | 4.0 | 2.0 | 1699 | $1,925 | $1.13 | 3d | 1 | 0.02mi |
| 5 Flatfish Dr Kissimmee, FL | 4.0 | 2.0 | 1650 | $2,150 | $1.30 | 23d | 1 | 0.19mi |
| 8 Flatfish Dr Kissimmee, FL | 3.0 | 2.0 | 1392 | $1,650 | $1.19 | 3d | 1 | 0.23mi |
| 202 Snapper Way Kissimmee, FL | 4.0 | 2.0 | 1670 | $2,050 | $1.23 | 3d | 1 | 0.28mi |
| 7 Haddock Way Kissimmee, FL | 3.0 | 2.0 | 2052 | $1,950 | $0.95 | 14d | 1 | 0.29mi |
| 1884 Snapper Dr Kissimmee, FL | 4.0 | 2.0 | 1682 | $1,985 | $1.18 | 14d | 1 | 0.30mi |
| 1707 Sail Ct Kissimmee, FL | 4.0 | 2.5 | 1823 | $2,015 | $1.11 | 3d | 1 | 0.31mi |
| 16 Trout Way Kissimmee, FL | 3.0 | 2.0 | 1304 | $1,775 | $1.36 | 3d | 1 | 0.34mi |
| 241 Grouper Ct Kissimmee, FL | 4.0 | 2.0 | 1762 | $2,000 | $1.14 | 23d | 1 | 0.37mi |
| 116 Sail Way Kissimmee, FL | 4.0 | 2.0 | 1661 | $1,805 | $1.09 | 11d | 1 | 0.38mi |
| 149 Conch Dr Kissimmee, FL | 3.0 | 2.0 | 1578 | $1,700 | $1.08 | 19d | 1 | 0.45mi |
| 1613 Sail Dr Kissimmee, FL | 3.0 | 2.0 | 1711 | $1,625 | $0.95 | 23d | 1 | 0.46mi |
| 1637 Sail Dr Kissimmee, FL | 3.0 | 2.0 | 1250 | $1,720 | $1.38 | 3d | 1 | 0.48mi |
| 223 Grouper Ct Kissimmee, FL | 3.0 | 2.0 | 1475 | $1,595 | $1.08 | 23d | 1 | 0.48mi |
| 1662 Redfin Dr Kissimmee, FL | 4.0 | 2.5 | 1852 | $1,940 | $1.05 | 23d | 1 | 0.49mi |
| 1660 Redfin Dr Kissimmee, FL | 4.0 | 2.0 | 1661 | $1,975 | $1.19 | 3d | 1 | 0.51mi |
| 1630 Tench Ct Kissimmee, FL | 4.0 | 3.0 | 1944 | $1,995 | $1.03 | 3d | 1 | 0.51mi |
| 1658 Redfin Dr Kissimmee, FL | 4.0 | 2.0 | 1661 | $1,810 | $1.09 | 3d | 1 | 0.52mi |
| 205 Dogfish Ln Kissimmee, FL | 4.0 | 2.0 | 1578 | $1,680 | $1.06 | 13d | 1 | 0.52mi |
| 1932 Michigan Ct Kissimmee, FL | 3.0 | 2.0 | 2236 | $1,779 | $0.80 | 3d | 1 | 0.56mi |
| 1701 Pilchard Dr Kissimmee, FL | 4.0 | 2.0 | 1720 | $2,050 | $1.19 | 23d | 1 | 0.56mi |
| 321 Drum Ln Poinciana, FL | 3.0 | 2.0 | 1785 | $1,715 | $0.96 | 19d | 1 | 0.59mi |
| 310 Dogfish Way Kissimmee, FL | 4.0 | 2.0 | 1700 | $1,950 | $1.15 | 23d | 1 | 0.61mi |
| 320 Kingfish Dr Kissimmee, FL | 3.0 | 3.0 | 1606 | $1,795 | $1.12 | 23d | 1 | 0.65mi |
| 307 Michigan Ln Kissimmee, FL | 4.0 | 2.0 | 1673 | $1,744 | $1.04 | 13d | 1 | 0.68mi |
| 301 Shad Way Kissimmee, FL | 4.0 | 2.5 | 2134 | $2,000 | $0.94 | 21d | 1 | 0.69mi |
| 303 Shad Way Kissimmee, FL | 4.0 | 2.0 | 1930 | $1,999 | $1.04 | 23d | 1 | 0.71mi |
| 1907 Manatee Dr Kissimmee, FL | 4.0 | 2.0 | 1803 | $1,795 | $1.00 | 23d | 1 | 0.76mi |
| 352 Kingfish Dr Kissimmee, FL | 4.0 | 2.0 | 1670 | $1,950 | $1.17 | 23d | 1 | 0.80mi |
| 1912 Manatee Dr Kissimmee, FL | 4.0 | 2.5 | 1420 | $1,995 | $1.40 | 23d | 1 | 0.81mi |
| 1951 Michigan Dr Kissimmee, FL | 4.0 | 2.0 | 1562 | $2,060 | $1.32 | 13d | 1 | 0.81mi |
| 319 Erie Ct Kissimmee, FL | 3.0 | 2.0 | 1310 | $1,815 | $1.39 | 23d | 1 | 0.95mi |
| 319 Erie Dr Kissimmee, FL | 3.0 | 2.0 | 1310 | $1,765 | $1.35 | 13d | 1 | 0.98mi |
| 459 Rio Grande Ln Poinciana, FL | 4.0 | 2.0 | 2000 | $1,745 | $0.87 | 23d | 1 | 0.99mi |
| 1805 Hudson Ct Kissimmee, FL | 3.0 | 2.0 | 1531 | $1,835 | $1.20 | 23d | 1 | 1.03mi |
| 557 Peace Dr Kissimmee, FL | 3.0 | 2.0 | 1547 | $1,699 | $1.10 | 2d | 1 | 1.10mi |
| 407 Arkansas Ct Kissimmee, FL | 3.0 | 2.0 | 1858 | $1,600 | $0.86 | 11d | 1 | 1.12mi |
| 431 Arkansas Ct Kissimmee, FL | 4.0 | 2.5 | 1764 | $1,895 | $1.07 | 3d | 1 | 1.13mi |
| 339 W Aster Ct Kissimmee, FL | 3.0–4.0 | 2.0–3.0 | 1504 | $2,345 | $1.56 | 2d | 1 | 1.19mi |
| 105 Zinnia Ln W Kissimmee, FL | 4.0 | 2.0 | 1600 | $2,100 | $1.31 | 3d | 1 | 1.21mi |
HOA detail
- Monthly dues
- $81 · $972/yr
Listing history 39 events
-
2026-06-18days on market $264,000 Active 334 DOM
-
2026-06-17days on market $264,000 Active 333 DOM
-
2026-06-16days on market $264,000 Active 332 DOM
-
2026-06-15days on market $264,000 Active 331 DOM
-
2026-06-13days on market $264,000 Active 329 DOM
-
2026-06-10days on market $264,000 Active 326 DOM
-
2026-06-09days on market $264,000 Active 325 DOM
-
2026-06-08days on market $264,000 Active 324 DOM
-
2026-06-07days on market $264,000 Active 323 DOM
-
2026-06-05days on market $264,000 Active 320 DOM
-
2026-06-03days on market $264,000 Active 318 DOM
-
2026-06-01days on market $264,000 Active 317 DOM
-
2026-05-31days on market $264,000 Active 316 DOM
-
2026-01-16price $264,000
-
2026-01-16price $249,900
-
2026-01-08status Active
-
2026-01-08price $264,000
-
2025-08-01price $289,000
-
2025-05-16price $299,000
-
2025-04-17price $315,000
-
2025-03-21$320,000 Active
-
2020-10-08soldstatus $217,000
-
2020-09-30soldstatus $217,000 Sold 309-char remark
Show marketing remark (309 chars)
SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.
-
2020-07-20status Pending 309-char remark
Show marketing remark (309 chars)
SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.
-
2020-03-08status Active 309-char remark
Show marketing remark (309 chars)
SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.
-
2020-02-21status Pending 309-char remark
Show marketing remark (309 chars)
SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.
-
2020-01-31price $214,500 309-char remark
Show marketing remark (309 chars)
SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.
-
2019-11-22status Active 309-char remark
Show marketing remark (309 chars)
SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.
-
2019-11-11status Pending 309-char remark
Show marketing remark (309 chars)
SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.
-
2019-10-01$217,000 Active 309-char remark
Show marketing remark (309 chars)
SPACIOUS Oversized corner lot with 4 bedrooms and 3 full baths with 2 car garage. NEWLY RENOVATED with NEW ROOF ( Dimensional Shingles) Large Master bedroom . Split floor Plan, Formal Living & Dining room. Family Room Opens To Kitchen. Newly tiled entire property. Exterior features large covered patio.
-
2019-02-21soldstatus $130,000 Sold 584-char remark
Show marketing remark (584 chars)
Spacious 1 Story home with 4 Bedrooms and 3 full baths. The home has a formal Dining Room. The open concept Kitchen has a Nook and views into the large Family Room. The Master Bedroom features his and hers closets and a spacious bath with dual vanity sinks, shower, and tub. Separate laundry room. Attached 2 car garage. Enjoy sunny Florida in the large covered patio. The home sits on a good sized corner lot. The home is zoned for the top rated Dundee Ridge Academy Middle School. The home has great potential to be a nice home. Bring your decorating ideas. Sold in As Is condition.
-
2019-01-11status Pending 584-char remark
Show marketing remark (584 chars)
Spacious 1 Story home with 4 Bedrooms and 3 full baths. The home has a formal Dining Room. The open concept Kitchen has a Nook and views into the large Family Room. The Master Bedroom features his and hers closets and a spacious bath with dual vanity sinks, shower, and tub. Separate laundry room. Attached 2 car garage. Enjoy sunny Florida in the large covered patio. The home sits on a good sized corner lot. The home is zoned for the top rated Dundee Ridge Academy Middle School. The home has great potential to be a nice home. Bring your decorating ideas. Sold in As Is condition.
-
2019-01-11status Active 584-char remark
Show marketing remark (584 chars)
Spacious 1 Story home with 4 Bedrooms and 3 full baths. The home has a formal Dining Room. The open concept Kitchen has a Nook and views into the large Family Room. The Master Bedroom features his and hers closets and a spacious bath with dual vanity sinks, shower, and tub. Separate laundry room. Attached 2 car garage. Enjoy sunny Florida in the large covered patio. The home sits on a good sized corner lot. The home is zoned for the top rated Dundee Ridge Academy Middle School. The home has great potential to be a nice home. Bring your decorating ideas. Sold in As Is condition.
-
2018-12-27status Pending 584-char remark
Show marketing remark (584 chars)
Spacious 1 Story home with 4 Bedrooms and 3 full baths. The home has a formal Dining Room. The open concept Kitchen has a Nook and views into the large Family Room. The Master Bedroom features his and hers closets and a spacious bath with dual vanity sinks, shower, and tub. Separate laundry room. Attached 2 car garage. Enjoy sunny Florida in the large covered patio. The home sits on a good sized corner lot. The home is zoned for the top rated Dundee Ridge Academy Middle School. The home has great potential to be a nice home. Bring your decorating ideas. Sold in As Is condition.
-
2018-12-20$119,900 Active 584-char remark
Show marketing remark (584 chars)
Spacious 1 Story home with 4 Bedrooms and 3 full baths. The home has a formal Dining Room. The open concept Kitchen has a Nook and views into the large Family Room. The Master Bedroom features his and hers closets and a spacious bath with dual vanity sinks, shower, and tub. Separate laundry room. Attached 2 car garage. Enjoy sunny Florida in the large covered patio. The home sits on a good sized corner lot. The home is zoned for the top rated Dundee Ridge Academy Middle School. The home has great potential to be a nice home. Bring your decorating ideas. Sold in As Is condition.
-
2006-01-31soldstatus $205,000
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2006-01-06soldstatus $205,000
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2005-10-29$205,000
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2002-12-20soldstatus $122,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,781 · $232/mo
- Projected year-2 tax
- $2,781 · $232/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,066
- − Mortgage interest
- −$14,788
- − Property taxes
- −$2,781
- − Insurance
- −$1,320
- − Repairs & maintenance
- −$2,005
- − Management
- −$2,005
- − HOA
- −$972
- − Depreciation
- −$7,680
- Taxable loss
- −$6,486
- Est. tax savings @ 24.0%
- +$1,557
- After-tax cash flow
- $-328/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Polk
- NCES district ID
- 1201590
- Math proficiency
- 39% ▼ -11.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $43,979
- Composite
- 34.74/100
- National rank
- #5132
- State rank
- #62 of 73 in FL
Livability — Poinciana
- Score
- 57/100
- State rank
- #859
- US rank
- #21760
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Poinciana, FL
- County
- Polk County · 740,051 people
- City population
- 91,336
- Metro
- Lakeland-Winter Haven, FL
- Population (ZIP)
- 44,568
- Household income
- $69,373
- Rent vs Own
- Severe rent burden
- 1186.0
Population outlook (Polk County) Hauer SSP2
- Today (2025)
- 752,975 people
- By 2030
- 804,621 · +6.9%
- By 2040
- 906,117 · +20.3%
- By 2050
- 1,000,476 · +32.9%
- By 2075
- 1,197,520 · +59.0%
- By 2100
- 1,271,518 · +68.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Hispanic / Latino 55% White 21% Two or more races 20% Black 19%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 38% Cuban 6% Dominican 3%
- Common ancestry
- Hispanic 3% Romanian 2% Scotch-Irish 1%
- Foreign-born
- 17% · Canada, Jamaica
- Languages at home
- 49% English-only · Spanish 48% French/Haitian/Cajun 2%
Political lean MEDSL · Polk
- 2024 margin
- Strong R (+20.7) · D 39.2% · R 59.9%
- 2008→2024 swing
- -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
- All cycles
- 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.48%
- Current HPI
- 276.6861
- Rent YoY
- ▲ 1.14%
- Metro
- Lakeland-Winter Haven, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+116.4% since first listed26 events — show timeline
- 2026-01-16 Price Changed $264,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-16 Price Changed $249,900 Stellar MLS as Distributed by MLS Grid
- 2026-01-08 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-01-08 Price Changed $264,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-01 Price Changed $289,000 Stellar MLS as Distributed by MLS Grid
- 2025-05-16 Price Changed $299,000 Stellar MLS as Distributed by MLS Grid
- 2025-04-17 Price Changed $315,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-21 Listed $320,000 Stellar MLS as Distributed by MLS Grid
- 2020-10-08 Sold (Public Records) $217,000 Public Records
- 2020-09-30 Sold (MLS) $217,000 Stellar MLS as Distributed by MLS Grid
- 2020-07-20 Pending — Stellar MLS as Distributed by MLS Grid
- 2020-03-08 Relisted — Stellar MLS as Distributed by MLS Grid
- 2020-02-21 Pending — Stellar MLS as Distributed by MLS Grid
- 2020-01-31 Price Changed $214,500 Stellar MLS as Distributed by MLS Grid
- 2019-11-22 Relisted — Stellar MLS as Distributed by MLS Grid
- 2019-11-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-10-01 Listed $217,000 Stellar MLS as Distributed by MLS Grid
- 2019-02-21 Sold (MLS) $130,000 Stellar MLS as Distributed by MLS Grid
- 2019-01-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-01-11 Relisted — Stellar MLS as Distributed by MLS Grid
- 2018-12-27 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-12-20 Listed $119,900 Stellar MLS as Distributed by MLS Grid
- 2006-01-31 Sold (Public Records) $205,000 Public Records
- 2006-01-06 Sold (MLS) $205,000 Stellar MLS as Distributed by MLS Grid
- 2005-10-29 Listed $205,000 Stellar MLS as Distributed by MLS Grid
- 2002-12-20 Sold (Public Records) $122,000 Public Records
Property tax history
+9.7%/yrLatest (2025): $2,781 · +7.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…