1212 Springdale Dr · Jackson, MS 39211

$159,900

3 bd · 2.0 ba · 1,612 sqft · SingleFamily public records · 6 Days on market

Built 1963 0.26 ac lot $99/sqft · at area comps Est $154k · at est.

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.9/30.0
• DSCR +7.3/10.0
• ARV discount +5.9/15.0
• 1% rule +5.4/10.0
• Rent growth +4.5/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Owner Of Record . No offers presented w/out POF, w/o E/M, CASHIERS CHECK ONLY! To made out to Listing Office . No exceptions. No Seller's Disclosure. Sold AS IS NO Repairs or Warranties. ADDENDUMS TO BE FILLED OUT AFTER ACCEPTED CONTRACT. Commission Paid on net sale amount.

Key facts

• Custom built-ins
• Updated flooring
• Updated countertops

Tags

• PAINTED BRICK FIREPLACE
• CUSTOM BUILT-INS
• UPDATED FLOORING
• ABUNDANT CABINET SPACE
• CENTER ISLAND
• UPDATED COUNTERTOPS

Property features AI

Finance

• Other: Lot approximately 0.26 acres

Exterior

• Parking: Attached 2-car garage
• Utilities: Public water; Public sewer; Electricity connected; Cable available; Sewer available
• Home design: Single family house; One level; Living area reported from public records
• Construction: Brick construction; Asphalt shingle roof; Concrete perimeter foundation and slab; Built in public-records year
• Exterior features: Deck; Chain link fencing

Interior

• Kitchen: Dishwasher; Oven; Refrigerator
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air; Ceiling fan(s)
• Interior features: Entrance foyer; Wood-burning fireplace

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $280 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).

Location & tenants

• Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
• Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Spann Elementary School (math 7% / reading 21%, grade F, #289 of 375 statewide, top 78%, 395 students, 100% FRL); Chastain Middle School (math 5% / reading 11%, grade F, #165 of 179 statewide, top 93%, 499 students, 100% FRL); Murrah High School (math 12% / reading 27%, grade F, #130 of 197 statewide, top 68%, 1,326 students, 100% FRL).
• Market conditions: Rents rising fast (+7.9%/yr); 221 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 7.9% rent growth), your $45k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $159,900

Questions for the listing agent

1. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 8.39%
• Cash-on-cash: 7.50%
• DSCR: 1.33
• GRM: 8.0

CMA / ARV

• ARV (median comp): $154,482
• List price: $159,900
• Delta: 3.51%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1250 Summer Ln	0.10mi	4/2.0 (+1)	1,615 (+0%)	4mo	$101,000	$63	87
1218 Plantation Blvd	0.31mi	3/2.0	1,650 (+2%)	1mo	$145,000	$88	81
404 Colonial Cir	0.30mi	3/2.0	1,689 (+5%)	1mo	$185,000	$110	78
412 Colonial Cir	0.24mi	3/2.0	1,700 (+6%)	6mo	$165,000	$97	75
1237 Springdale Dr	0.05mi	3/2.0	1,408 (-13%)	2mo	$103,500	$74	75
5506 Concord Dr	0.41mi	3/2.0	1,540 (-4%)	1mo	$30,000	$19	72
5727 Orchardview Dr	0.41mi	3/2.0	1,550 (-4%)	5mo	$59,000	$38	70
5812 Concord Dr	0.19mi	3/2.0	1,796 (+11%)	4mo	$106,000	$59	69
223 S Park Dr	0.59mi	4/2.0 (+1)	1,665 (+3%)	2mo	$160,000	$96	61
213 S Park Dr	0.68mi	3/2.0	1,674 (+4%)	4mo	$159,900	$96	58
1810 Lake Trace Dr	0.68mi	3/2.0	1,702 (+6%)	2mo	$240,000	$141	57
316 Colonial Cir	0.33mi	3/1.0	1,407 (-13%)	4mo	$165,000	$117	56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.9% rent growth · sell at horizon

5-year hold

• IRR: 0.3%
• Equity multiple: 1.01×
• Total profit: $489
• Equity at exit: $23,842

10-year hold

• IRR: 14.2%
• Equity multiple: 2.39×
• Total profit: $62,312
• Equity at exit: $13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39211

• Rents YoY: 7.9%
• Active inventory: 221
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,660 high
• Mortgage (P&I): −$839
• Tax from tax record: −$126 /mo · $1,514/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$349
• Net cashflow: $280

Break-even live

Break-even rent $1,306

Max offer price $159,900

Occupancy floor 78%

Sensitivity live

Price	-10% $370	-5% $325	+0% $280	+5% $235	+10% $189
Rent	-10% $149	-5% $214	+0% $280	+5% $346	+10% $411
Rate	-1.0pp $361	-0.5pp $321	base $280	+0.5pp $239	+1.0pp $196

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3001 Jamestown Way Jackson, MS	2.0	1.5	1200	$1,100	$0.92	25d	1	0.65mi
1702 Jamestown Way Unit 1702 Jackson, MS	3.0	2.0	1465	$1,495	$1.02	46d	1	0.66mi
5538 Pine Lane Dr Jackson, MS	3.0	2.0	1627	$1,465	$0.90	46d	1	0.71mi
5544 Wayneland Dr Jackson, MS	3.0	2.0	1800	$1,831	$1.02	46d	1	0.74mi
120 Parkway Dr Jackson, MS	1.0–3.0	1.0–2.0	1076	$2,255	$2.10	16d	15	0.83mi
492 E Beasley Rd Jackson, MS	1.0–3.0	1.0–2.0	1133	$1,440	$1.27	16d	8	0.94mi
2009 Lake Trace Dr Jackson, MS	4.0	2.0	2028	$1,950	$0.96	16d	1	0.96mi
119 S Canton Club Cir Jackson, MS	3.0	2.0	1444	$1,595	$1.10	25d	1	1.06mi
5855 Canton Park Dr Jackson, MS	4.0	2.0	1955	$1,675	$0.86	25d	1	1.07mi
5301 Ridgewood Rd Jackson, MS	3.0	2.0	1482	$1,850	$1.25	46d	1	1.09mi
212 Pimlico Pl Jackson, MS	3.0	2.0	1600	$900	$0.56	16d	1	1.29mi
1620 E County Line Rd Ridgeland, MS	1.0–3.0	1.0–2.5	1126	$1,595	$1.42	16d	7	1.35mi
5125 Old Canton Rd Jackson, MS	3.0	3.0	2025	$2,100	$1.04	25d	1	1.36mi
5000 Ridgewood Rd Jackson, MS	2.0	2.0	1093	$1,279	$1.17	46d	1	1.45mi

Listing history 16 events

1. 2026-05-18
   status Pending 909-char remark
2. 2026-05-12
   listed $159,900 Active 909-char remark
3. 2024-09-26
   historical $1,645
4. 2024-09-17
   listed $1,645
5. 2024-02-20
   historical $1,475
6. 2024-02-16
   listed $1,475
7. 2021-10-02
   historical
8. 2020-06-12
   soldstatus
9. 2008-12-17
   soldstatus

   Show marketing remark (274 chars)

   Owner Of Record . No offers presented w/out POF, w/o E/M, CASHIERS CHECK ONLY! To made out to Listing Office . No exceptions. No Seller's Disclosure. Sold AS IS NO Repairs or Warranties. ADDENDUMS TO BE FILLED OUT AFTER ACCEPTED CONTRACT. Commission Paid on net sale amount.

10. 2008-11-13
    listed $74,900

    Show marketing remark (274 chars)

    Owner Of Record . No offers presented w/out POF, w/o E/M, CASHIERS CHECK ONLY! To made out to Listing Office . No exceptions. No Seller's Disclosure. Sold AS IS NO Repairs or Warranties. ADDENDUMS TO BE FILLED OUT AFTER ACCEPTED CONTRACT. Commission Paid on net sale amount.

11. 2008-02-19
    listed $119,000
12. 2004-04-01
    soldstatus
13. 2004-03-31
    soldstatus
14. 2004-02-13
    listed $114,900
15. 1993-07-20
    soldstatus
16. 1986-04-10
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,514 · $126/mo
• Projected year-2 tax: $1,514 · $126/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,919
• − Mortgage interest: −$8,957
• − Property taxes: −$1,514
• − Insurance: −$800
• − Repairs & maintenance: −$1,594
• − Management: −$1,594
• − Depreciation: −$4,652
• Taxable income: $810
• Est. tax owed @ 24.0%: −$194
• After-tax cash flow: $3,165/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jackson Public School District
• NCES district ID: 2802190
• Math proficiency: 9% ▼ -14.00%
• Reading proficiency: 18% ▼ -7.00%
• Median HH income: $33,234
• Composite: 10.89/100
• National rank: #9755
• State rank: #112 of 130 in MS

Livability — Jackson

• Score: 68/100
• State rank: #66
• US rank: #9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jackson, MS
• County: Hinds County · 167,040 people
• City population: 140,204
• Metro: Jackson, MS
• Population (ZIP): 23,838
• Household income: $69,426
• Rent vs Own: 38.0% rent · 62.0% own
• Severe rent burden: 736.0

Population outlook (Hinds County) Hauer SSP2

• Today (2025): 242,528 people
• By 2030: 241,113 · -0.6%
• By 2040: 235,557 · -2.9%
• By 2050: 226,946 · -6.4%
• By 2075: 199,995 · -17.5%
• By 2100: 164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (59%)
• Race & ethnicity: Black 59% White 36% Hispanic / Latino 3% Two or more races 2%
• Common ancestry: Serbian 2% Italian 2% Slovak 1%
• Foreign-born: 2% · Canada, China
• Languages at home: 96% English-only · Spanish 3% Chinese 1%

Political lean MEDSL · Hinds

• 2024 margin: Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
• 2008→2024 swing: +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
• All cycles: 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -135.99%
• Current HPI: 145.5192
• Rent YoY: ▲ 7.90%
• Metro: Jackson, MS
• State GDP YoY: —
• F500 in state: 0

Price history

+39.2% since first listed

16 events — show timeline

• 2026-05-18 Pending — MLSU
• 2026-05-12 Listed $159,900 MLSU
• 2024-09-26 Rental Removed $1,645 RENTLY
• 2024-09-17 Listed for Rent $1,645 RENTLY
• 2024-02-20 Rental Removed $1,475 RENTLY
• 2024-02-16 Listed for Rent $1,475 RENTLY
• 2021-10-02 Listing Removed — MLSU
• 2020-06-12 Sold (Public Records) — Public Records
• 2008-12-17 Sold (MLS) — MLSU
• 2008-11-13 Listed $74,900 MLSU
• 2008-02-19 Listed $119,000 MLSU
• 2004-04-01 Sold (Public Records) — Public Records
• 2004-03-31 Sold (MLS) — MLSU
• 2004-02-13 Listed $114,900 MLSU
• 1993-07-20 Sold (Public Records) — Public Records
• 1986-04-10 Sold (Public Records) — Public Records

Property tax history

+1.2%/yr

Latest (2025): $1,514 · +2.7% YoY. Source: county tax records.