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C+ Composite 63.99
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.3/30.0
  • 1% rule +10.0/10.0
  • DSCR +8.4/10.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$249,000

3625 N Country Club Dr #1805 · Aventura, FL 33180
1 bd · 1.0 ba · 755 sqft · Condo public records · 361 Days on market
Built 1974 $735/mo HOA · 20% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This lovely condo offers an unbeatable location to enjoy the beautiful views of the Turnberry Golf Course and the Ocean. This updated 1-Bd 1.5 Baths Gem Features an open Kitchen with cherry cabinets with lots of space. Steps from the Aventura Mall, Top Restaurants, Parks, international airports and just minutes away from the beach. Covered Parking. The El Dorado Condo has a Pool, Jacuzzi, fitness Center, Barbecue grill area overlooking the canal, laundry room on each floor, Proximity to houses of worship and top schools.

Key facts

  • Fitness center
  • Barbecue area
  • Cherry cabinets

Tags

TURNBERRY GOLF COURSE VIEWSOPEN KITCHENCHERRY CABINETSFITNESS CENTERGAME ROOMBARBECUE AREA

Property features AI

Finance

  • Other: Association pool and spa
  • Financial info: Pets not allowed
  • HOA & community: Monthly association fee of $735; Association covers amenities, common areas, cable TV, internet, laundry, sewer, trash and water; Association amenities include clubhouse, fitness center, hobby room, laundry, library, barbecue/picnic area, pool, spa/hot tub, storage, trash service, and elevators

Exterior

  • Parking: Covered parking; 1 garage space
  • Security: Doorman
  • Utilities: Cable available
  • Home design: High-rise building (27 stories); Entry located on level 18; Attached property; Has a view
  • Construction: Block construction; Year built unknown
  • Exterior features: Balcony (open)

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Garbage disposal; Electric water heater
  • Bedrooms: Bedroom on main level
  • Flooring: Laminate
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Bedroom on main level; Elevator access; Living/dining room
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $249k.

Deal economics

  • At list price, monthly cash flow is $502 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $249k).
  • Recommended offer: $219k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.0% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: schools A+, health & safety A+, amenities A; Watch: crime D+, cost of living F.
  • Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.5%/yr); 985 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
  • At $3,768/mo this rent would consume 50% of the median local household income ($91k/yr) (locally 1838% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 361 days — a 12% lower offer ($219k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 6y ago; this cycle's ask has dropped $30k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $185k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $219,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 361 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.51%
Cap rate
9.03%
Cash-on-cash
9.78%
DSCR
1.44
GRM
5.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-7.7%
Equity multiple
0.73×
Total profit
$-18,909
Equity at exit
$37,127
10-year hold
IRR
-4.2%
Equity multiple
0.77×
Total profit
$-15,872
Equity at exit
$21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33180

Rents YoY
-1.5%
Active inventory
985
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$3,768 high interval (Pro) →
Mortgage (P&I)
$1,306
Tax from tax record
$264 /mo · $3,167/yr
Insurance
$104
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$735
Vacancy / Maint / Mgmt
$791
Net cashflow
$502

Break-even live

Break-even rent $3,133
Max offer price $249,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3180 S Ocean Dr #1709 Hallandale Beach, FL 2.0 2.0 1105 $4,000 $3.62 7d 1 0.91mi
3180 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0 1263 $3,750 $2.97 20d 2 0.91mi
3180 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0 1285 $3,650 $2.84 24d 3 0.91mi
3140 S Ocean Dr Hallandale Beach, FL 2.0 2.0 1100 $4,250 $3.86 2d 2 0.95mi
2065 S Ocean Dr Unit 1049793P Hallandale Beach, FL 2.0 2.0 871 $4,971 $5.71 7d 1 0.98mi
2080 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–2.5 1270 $3,800 $2.99 3d 11 0.99mi
2080 S Ocean Dr Hallandale Beach, FL 2.0–3.0 2.0–2.5 1270 $3,900 $3.07 24d 7 0.99mi
2080 S Ocean Dr #8 Hallandale Beach, FL 2.0 2.0 1100 $4,000 $3.64 24d 1 1.00mi
1950 S Ocean Dr Unit 12M Hallandale Beach, FL 1.0 1.5 870 $3,800 $4.37 17d 1 1.18mi
1950 S Ocean Dr Unit 3D Hallandale Beach, FL 1.0 1.5 870 $3,950 $4.54 5d 1 1.18mi
1950 S Ocean Dr Unit 12M Hallandale Beach, FL 1.0 1.5 870 $3,800 $4.37 2d 1 1.18mi
1950 S Ocean Dr Unit 3D Hallandale Beach, FL 1.0 1.5 870 $3,950 $4.54 12d 1 1.18mi
1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL 1.0–2.0 1.0–2.0 844 $2,465 $2.92 3d 2 1.34mi
1850 S Ocean Dr #4009 Hallandale Beach, FL 2.0 1.0 1086 $3,900 $3.59 24d 1 1.42mi
1850 S Ocean Dr #3509 Hallandale Beach, FL 2.0 1.0 1086 $4,000 $3.68 3d 1 1.42mi
1850 S Ocean Dr #3509 Hallandale Beach, FL 2.0 1.0 1086 $4,300 $3.96 24d 1 1.42mi
1850 S Ocean Dr #2909 Hallandale Beach, FL 2.0 1.0 1086 $4,050 $3.73 24d 1 1.42mi
2602 E Hallandale Beach Blvd Hallandale Beach, FL 1.0–2.0 1.0–2.0 1092 $4,750 $4.35 24d 3 1.42mi
2602 E Hallandale Beach Blvd Hallandale Beach, FL 3.0 1.0–3.0 1011 $3,862 $3.82 2d 5 1.42mi
2602 E Hallandale Beach Blvd Hallandale Beach, FL 1.0–2.0 1.0–2.0 1070 $4,219 $3.94 20d 4 1.42mi
2600 E Hallandale Beach Blvd Unit T3208 Hallandale Beach, FL 2.0 2.0 1030 $6,950 $6.75 24d 1 1.43mi
2600 E Hallandale Beach Blvd Unit T3307 Hallandale Beach, FL 2.0 2.0 1030 $4,500 $4.37 24d 1 1.43mi
2600 E Hallandale Beach Blvd Unit T3110 Hallandale Beach, FL 2.0 2.0 1028 $3,650 $3.55 24d 1 1.43mi
215 SE 5th St Hallandale Beach, FL 2.0–3.0 2.0 1133 $2,700 $2.38 24d 5 1.43mi
2601 E Hallandale Beach Blvd Unit 1227344P Hallandale Beach, FL 1.0–2.0 1.0–2.0 844 $2,465 $2.92 2d 2 1.43mi
1830 S Ocean Dr #3005 Hallandale Beach, FL 1.0 1.0 811 $4,000 $4.93 2d 1 1.46mi
1830 S Ocean Dr #3909 Hallandale Beach, FL 1.0 1.0 844 $5,000 $5.92 24d 1 1.46mi
1830 S Ocean Dr #4612 Hallandale Beach, FL 1.0 1.0 844 $4,950 $5.86 24d 1 1.46mi
1830 S Ocean Dr #4005 Hallandale Beach, FL 1.0 1.0 811 $4,600 $5.67 24d 1 1.46mi
1830 S Ocean Dr #1709 Hallandale Beach, FL 1.0 1.0 844 $4,500 $5.33 24d 1 1.46mi
1830 S Ocean Dr #4307 Hallandale Beach, FL 1.0 1.0 871 $4,100 $4.71 24d 1 1.46mi
1830 S Ocean Dr #3407 Hallandale Beach, FL 1.0 1.0 871 $4,000 $4.59 24d 1 1.46mi
1830 S Ocean Dr #4712 Hallandale Beach, FL 1.0 1.0 844 $3,950 $4.68 24d 1 1.46mi
1830 S Ocean Dr #4309 Hallandale Beach, FL 1.0 1.0 844 $3,900 $4.62 24d 1 1.46mi
1830 S Ocean Dr #4212 Hallandale Beach, FL 1.0 1.0 844 $3,800 $4.50 24d 1 1.46mi
1830 S Ocean Dr #1107 Hallandale Beach, FL 1.0 1.0 871 $3,750 $4.31 24d 1 1.46mi
1830 S Ocean Dr #1812 Hallandale Beach, FL 1.0 1.0 844 $4,999 $5.92 20d 1 1.46mi
1830 S Ocean Dr #2409 Hallandale Beach, FL 1.0 1.0 844 $4,300 $5.09 14d 1 1.46mi
1830 S Ocean Dr #2412 Hallandale Beach, FL 1.0 1.0 844 $3,600 $4.27 10d 1 1.46mi
1830 S Ocean Dr #4412 Hallandale Beach, FL 1.0 1.0 844 $4,500 $5.33 7d 1 1.46mi

HOA detail condo

Monthly dues
$735 · $8,820/yr
Likely covers
poolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 22 events

  1. 2026-06-18
    days on market $249,000 Active 361 DOM
  2. 2026-06-17
    days on market $249,000 Active 360 DOM
  3. 2026-06-16
    days on market $249,000 Active 359 DOM
  4. 2026-06-15
    days on market $249,000 Active 358 DOM
  5. 2026-06-13
    days on market $249,000 Active 356 DOM
  6. 2026-06-09
    days on market $249,000 Active 352 DOM
  7. 2026-06-08
    days on market $249,000 Active 351 DOM
  8. 2026-06-08
    days on market $249,000 Active 350 DOM
  9. 2026-06-04
    days on market $249,000 Active 347 DOM
  10. 2026-06-03
    days on market $249,000 Active 346 DOM
  11. 2026-06-02
    days on market $249,000 Active 345 DOM
  12. 2026-06-01
    days on market $249,000 Active 344 DOM
  13. 2026-05-31
    days on market $249,000 Active 343 DOM
  14. 2026-02-11
    price $249,000
  15. 2026-01-19
    price $259,000
  16. 2025-12-10
    price $269,000
  17. 2025-06-19
    listed $279,000 Active
  18. 2021-06-11
    historical
  19. 2021-06-11
    status Active
  20. 2020-12-11
    listed $199,000 Active
  21. 2005-04-21
    soldstatus $185,000
  22. 1975-10-01
    soldstatus $33,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,167 · $264/mo
Projected year-2 tax
$3,167 · $264/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X · 98% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥103°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$45,216
− Mortgage interest
−$13,948
− Property taxes
−$3,167
− Insurance
−$2,042
− Repairs & maintenance
−$3,617
− Management
−$3,617
− HOA
−$8,820
− Depreciation
−$7,244
Taxable income
$2,761
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$663
After-tax cash flow
$5,359/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Miami-Dade
NCES district ID
1200390
Math proficiency
45% ▼ -16.00%
Reading proficiency
54% ▼ -5.00%
Median HH income
$43,928
Composite
41.76/100
National rank
#3397
State rank
#40 of 73 in FL

Livability — Aventura

Score
80/100
State rank
#127
US rank
#1834

Category grades

Amenities A Commute A Cost of living F Crime D+ Employment B+ Housing B+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aventura, FL
County
Miami-Dade County · 2,697,751 people
City population
34,147
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
34,147
Household income
$91,055
Rent vs Own
38.7% rent · 61.3% own
Severe rent burden
1838.0

Population outlook (Miami-Dade County) Hauer SSP2

Today (2025)
3,126,439 people
By 2030
3,325,765 · +6.4%
By 2040
3,697,561 · +18.3%
By 2050
4,012,134 · +28.3%
By 2075
4,605,612 · +47.3%
By 2100
4,866,598 · +55.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
Common ancestry
Scotch-Irish 5% Romanian 5% Italian 3%
Foreign-born
52% · Canada, Jamaica, Dominican Republic
Languages at home
30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%

Political lean MEDSL · Miami-Dade

2024 margin
R (+11.4) · D 43.9% · R 55.4%
2008→2024 swing
-27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
All cycles
2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -343.81%
Current HPI
234.7715
Rent YoY
▼ -1.51%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+654.5% since first listed
9 events — show timeline
  • 2026-02-11 Price Changed $249,000 MARMLS
  • 2026-01-19 Price Changed $259,000 MARMLS
  • 2025-12-10 Price Changed $269,000 MARMLS
  • 2025-06-19 Listed $279,000 MARMLS
  • 2021-06-11 Listing Removed MARMLS
  • 2021-06-11 Relisted MARMLS
  • 2020-12-11 Listed $199,000 MARMLS
  • 2005-04-21 Sold (Public Records) $185,000 Public Records
  • 1975-10-01 Sold (Public Records) $33,000 Public Records

Property tax history

+5.3%/yr

Latest (2025): $3,167 · -2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…