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5327 N 27th St
A Composite 86.63
Why this score? — see what drove the A grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.2/5.0
  • Schools +1.9/10.0

$99,000

5327 N 27th St · Omaha, NE 68111
4 bd · 1.0 ba · 1,813 sqft · SingleFamily public records · 65 Days on market
Built 1917 Fair condition 5,663 sqft lot $55/sqft · 51% below area Est $160k · 38% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Contract Pending Investors and homeowners alike, welcome to your next opportunity! Whether you're searching for a rental property, a profitable flip, or a place to make your own, this home offers endless potential. Bring your vision and creativity to transform this property into a valuable investment or your dream home. Don't miss your chance to make it yours!

Key facts

  • 5,663 sq ft lot
  • Built 1917
  • Listed 64 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $99k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $715 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $99k).
  • Recommended offer: $93k (6.0% below list) — sets the bar for market timing.
  • Cap rate 15.0% vs local median 3.9% in Omaha — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#7 in NE, #663 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Omaha Public Schools (urban): math 20% / reading 28% proficiency, ranked #110 of 111 in NE (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Miller Park Elementary School (math 17% / reading 17%, grade F, #471 of 502 statewide, top 95%, 390 students, 0% FRL); Mc Millan Magnet Middle School (math 12% / reading 20%, grade F, #124 of 128 statewide, top 97%, 751 students, 0% FRL); North High School (math 21% / reading 25%, grade F, #247 of 261 statewide, top 95%, 1,796 students, 0% FRL) — zoned schools average 0% FRL vs 62% district-wide (62 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+3.2%/yr); 181 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals lingering (median 64d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 81% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 4,539 units permitted in Douglas County in 2024 (2,583 in 5+ unit buildings).
  • At $1,766/mo this rent would consume 50% of the median local household income ($42k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $11k of equity ($684 loan paydown + $10k appreciation (10.0% local appreciation)).
  • Douglas County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.2% rent growth), your $28k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 65 days — a 6% lower offer ($93k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1917 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $93,060 (6.0% below list)

Questions for the listing agent

  1. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1917 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.78%
Cap rate
14.96%
Cash-on-cash
30.95%
DSCR
2.38
GRM
4.7

CMA / ARV

ARV (median comp)
$160,100
List price
$99,000
Delta
-38.16%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2532 Hartman Ave 0.19mi 4/1.5 1,824 (+1%) 3mo $182,900 $100 85
2504 Hartman Ave 0.22mi 4/2.5 1,930 (+6%) 3mo $124,900 $65 70
2562 Camden Ave 0.14mi 4/2.0 1,662 (-8%) 7mo $210,000 $126 70
2411 Saratoga Cir 0.34mi 4/2.0 1,775 (-2%) 9mo $80,000 $45 69
2917 Ellison Ave 0.27mi 3/3.0 (-1) 1,828 (+1%) 6mo $220,000 $120 68
2703 Crown Point Ave 0.36mi 4/2.5 1,860 (+3%) 7mo $229,999 $124 67
2420 Ames Ave 0.57mi 5/3.0 (+1) 1,794 (-1%) 4mo $243,500 $136 55
5814 N 27 St 0.26mi 3/2.0 (-1) 1,597 (-12%) 8mo $245,000 $153 52
4516 N 31st Ave 0.66mi 4/1.0 1,630 (-10%) 2mo $170,000 $104 51
2851 Bauman Ave 0.74mi 4/2.0 1,942 (+7%) 1mo $217,000 $112 49
4605 N 30th St 0.54mi 5/2.0 (+1) 1,557 (-14%) 8mo $85,000 $55 36
3166 Kansas Ave 0.64mi 4/2.0 2,084 (+15%) 10mo $175,000 $84 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.22% rent growth · sell at horizon

5-year hold
IRR
48.0%
Equity multiple
4.60×
Total profit
$99,867
Equity at exit
$89,187
10-year hold
IRR
41.9%
Equity multiple
10.35×
Total profit
$259,136
Equity at exit
$192,335

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Nebraska
83 Strongly Landlord-Friendly · R+13
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; moderate court pace.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
14 active · 12 under contract
Months of supply
3.5 mo (29%/mo absorbed)
Median asking
$189,950 ($115/sqft)
Median days on market
25 d
This list price
lowest-priced of the active set
ARV vs active asking
-23.4% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 68111

Home prices YoY
4.0%
Rents YoY
3.2%
Active inventory
181
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,766 high interval (Pro) →
Mortgage (P&I)
$519
Tax from tax record
$120 /mo · $1,441/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$371
Net cashflow
$715

Break-even live

Break-even rent $861
Max offer price $99,000
Occupancy floor 55%

Sensitivity live

Price -10% $771 -5% $743 +0% $715 +5% $687 +10% $659
Rent -10% $575 -5% $645 +0% $715 +5% $785 +10% $854
Rate -1.0pp $765 -0.5pp $740 base $715 +0.5pp $689 +1.0pp $663

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5348 N 25th St Omaha, NE 4.0 1.0 1446 $1,600 $1.11 93d 1 0.14mi
2436 Laurel Ave Omaha, NE 3.0 1.0 1582 $1,495 $0.95 73d 1 0.34mi
2416 Fowler Ave Omaha, NE 4.0 2.0 2169 $1,950 $0.90 63d 1 0.49mi
3188 Stone Ave Omaha, NE 4.0 2.0 2285 $2,050 $0.90 93d 1 0.66mi
4935 N 17th St Omaha, NE 3.0 2.0 1281 $1,850 $1.44 15d 1 0.70mi
4201 N 22nd St Omaha, NE 3.0 1.0 1380 $1,545 $1.12 93d 1 0.82mi
4125 N 19th St Omaha, NE 3.0 1.0 1266 $1,532 $1.21 25d 1 0.93mi
2886 Martin Ave Omaha, NE 4.0 2.0 2504 $1,500 $0.60 15d 1 1.20mi
4707 N 40th Ave Omaha, NE 3.0 1.0 1337 $1,500 $1.12 70d 1 1.23mi
3030 Ernst St Omaha, NE 3.0 2.0 1500 $1,500 $1.00 52d 1 1.24mi
2431 Emmet St Omaha, NE 3.0 1.0 1720 $1,595 $0.93 41d 1 1.26mi
4010 Newport Ave Omaha, NE 3.0 1.0 1500 $1,550 $1.03 30d 1 1.40mi
3501 Weber Cir Omaha, NE 3.0 2.0 1600 $1,700 $1.06 30d 1 1.42mi
4026 Bauman Ave Omaha, NE 4.0 1.0 1350 $1,695 $1.26 93d 1 1.42mi
4240 Fowler Ave Omaha, NE 4.0 2.0 1956 $1,895 $0.97 73d 1 1.46mi
3514 N 36th Ave Omaha, NE 4.0 2.0 1847 $1,900 $1.03 41d 1 1.46mi

Property features AI

Exterior

Parking
No garage
Security
No specific security features listed
Utilities
Electricity availableNatural gas availablePublic waterSewer available
Home design
Single-family residenceOne and one-half storiesResidential property built in 1917Not new / not a model
Construction
Composition roofNo foundation details specified
Exterior features
City lotLot up to 1/4 acre (approximately 0.13 acre)Lot dimensions about 49 x 124Lot included in price

Interior

Kitchen
RangeRefrigerator
Bedrooms
Primary bedroom on main floorAdditional bedrooms on main and second floors
Flooring
CarpetWoodPorcelain tile
Bathrooms
One full bathroom (main level)
Heating & cooling
Natural gas forced-air heatingWindow unit(s) for cooling
Interior features
Unfinished basementRangeRefrigeratorCarpet, wood, and porcelain tile flooringNo fireplaces
Laundry & utility
Washer/dryer not specified

Listing history 50 events

  1. 2026-08-08
    days on market $99,000 Active 65 DOM
  2. 2026-08-07
    days on market $99,000 Active 64 DOM
  3. 2026-08-06
    days on market $99,000 Active 63 DOM
  4. 2026-08-05
    days on market $99,000 Active 62 DOM
  5. 2026-08-04
    days on market $99,000 Active 61 DOM
  6. 2026-08-03
    days on market $99,000 Active 60 DOM
  7. 2026-07-31
    days on market $99,000 Active 57 DOM
  8. 2026-07-30
    days on market $99,000 Active 56 DOM
  9. 2026-07-30
    days on market $99,000 Active 55 DOM
  10. 2026-07-28
    days on market $99,000 Active 54 DOM
  11. 2026-07-26
    days on market $99,000 Active 52 DOM
  12. 2026-07-24
    days on market $99,000 Active 50 DOM
  13. 2026-07-23
    days on market $99,000 Active 49 DOM
  14. 2026-07-22
    days on market $99,000 Active 48 DOM
  15. 2026-07-21
    days on market $99,000 Active 47 DOM
  16. 2026-07-20
    days on market $99,000 Active 46 DOM
  17. 2026-07-19
    days on market $99,000 Active 44 DOM
  18. 2026-07-18
    days on market $99,000 Active 43 DOM
  19. 2026-07-16
    days on market $99,000 Active 42 DOM
  20. 2026-07-15
    days on market $99,000 Active 41 DOM
  21. 2026-07-14
    days on market $99,000 Active 40 DOM
  22. 2026-07-13
    days on market $99,000 Active 39 DOM
  23. 2026-07-13
    days on market $99,000 Active 38 DOM
  24. 2026-07-11
    days on market $99,000 Active 37 DOM
  25. 2026-07-10
    days on market $99,000 Active 36 DOM
  26. 2026-07-10
    days on market $99,000 Active 35 DOM
  27. 2026-07-07
    days on market $99,000 Active 33 DOM
  28. 2026-07-06
    days on market $99,000 Active 32 DOM
  29. 2026-07-05
    days on market $99,000 Active 31 DOM
  30. 2026-07-03
    days on market $99,000 Active 29 DOM
  31. 2026-07-02
    days on market $99,000 Active 28 DOM
  32. 2026-07-01
    days on market $99,000 Active 27 DOM
  33. 2026-06-30
    days on market $99,000 Active 26 DOM
  34. 2026-06-29
    days on market $99,000 Active 25 DOM
  35. 2026-06-28
    days on market $99,000 Active 24 DOM
  36. 2026-06-28
    days on market $99,000 Active 23 DOM
  37. 2026-06-25
    remarks 362-char remark
  38. 2026-06-25
    days on market $99,000 Active 20 DOM
  39. 2026-06-22
    days on market $99,000 Active 18 DOM
  40. 2026-06-21
    days on market $99,000 Active 17 DOM
  41. 2026-06-18
    days on market $99,000 Active 14 DOM
  42. 2026-06-17
    days on market $99,000 Active 13 DOM
  43. 2026-06-16
    days on market $99,000 Active 12 DOM
  44. 2026-06-15
    days on market $99,000 Active 11 DOM
  45. 2026-06-13
    days on market $99,000 Active 9 DOM
  46. 2026-06-10
    days on market $99,000 Active 6 DOM
  47. 2026-06-09
    statusdays on market $99,000 Active 5 DOM
  48. 2026-06-08
    days on market $99,000 New 4 DOM
  49. 2026-06-07
    remarks 345-char remark
  50. 2026-06-07
    listed $99,000 New 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NE · Resets to sale price

Current annual tax
$1,441 · $120/mo
Projected year-2 tax
$1,713 · $143/mo
Expected delta
+$271/yr (+$23/mo · 18.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥105°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,196
− Mortgage interest
−$5,546
− Property taxes
−$1,441
− Insurance
−$495
− Repairs & maintenance
−$1,696
− Management
−$1,696
− Depreciation
−$2,880
Taxable income
$7,443
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,786
After-tax cash flow
$6,792/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Moderate rehab Est. rehab $45,325–$81,585 screening

This home requires moderate renovations, primarily focusing on the kitchen and bathroom, to significantly increase its resale and rental value.

Components & finishes AI

Roof asphalt shingle · good Flooring wood Appliances white

Deferred maintenance Est. $3,500–$14,000 screening

  • Minor Roof (roof) — No visible signs of damage or wear
  • Minor Hvac (hvac) — No visible signs of damage or wear
  • Minor Windows (windows) — No visible signs of damage or wear
  • Minor Electrical (electrical) — No visible signs of damage or wear
  • Minor Plumbing (plumbing) — No visible signs of damage or wear
  • Minor Exterior (exterior) — No visible signs of damage or wear
  • Minor Other — No visible signs of damage or wear

Repairs flagged

  • Major kitchen cabinets — The cabinets are visibly worn and need replacement or renovation.
  • Major kitchen countertops — The countertops are old and possibly damaged, requiring replacement.
  • Major kitchen appliances — The appliances are outdated and may need to be replaced.
  • Major bathroom fixtures — The bathroom fixtures are dated and need to be replaced.
  • Moderate exterior siding — The siding is worn and could benefit from repainting or replacement.
  • Minor landscaping — The landscaping is overgrown and needs trimming.

Value-add opportunities

  • Both Kitchen renovation — A new kitchen will significantly increase the home's appeal and value for both resale and rental.
  • Both Bathroom renovation — A modern bathroom will enhance the home's appeal and value for both resale and rental.
  • Both Exterior painting and landscaping — Fresh paint and well-maintained landscaping will improve curb appeal and attract more potential buyers/tenants.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 19/100

Zoned Schools

Elementary Miller Park Elementary School F NE #471/502 Nat'l #35,191/41,679 Middle Mc Millan Magnet Middle School F NE #124/128 Nat'l #12,486/14,009 High North High School F NE #247/261 Nat'l #13,542/17,239

Schools (NCES district)

District
Omaha Public Schools
NCES district ID
3174820
Math proficiency
20% ▼ -10.00%
Reading proficiency
28% ▼ -5.00%
Median HH income
$46,039
Composite
20.83/100
National rank
#8502
State rank
#110 of 111 in NE
A Composite livability gradescore 84/100

Livability — Omaha

Score
84/100
State rank
#7
US rank
#663

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment B- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Omaha, NE
County
Douglas County · 625,245 people
City population
552,986
Metro
Omaha-Council Bluffs, NE-IA
Population (ZIP)
24,210
Household income
$42,185
Rent vs Own
60.3% rent · 39.7% own
Severe rent burden
14% of renters

Population outlook (Douglas County) Hauer SSP2

Today (2025)
625,245 people
By 2030
661,613 · +5.8%
By 2040
732,395 · +17.1%
By 2050
801,988 · +28.3%
By 2075
968,637 · +54.9%
By 2100
1,101,871 · +76.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 52% Hispanic / Latino 21% White 17% Two or more races 15% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Ukrainian 3% Lithuanian 0%
Foreign-born
14% · Canada, Philippines
Languages at home
75% English-only · Spanish 16% Other Asian/Pacific 3% French/Haitian/Cajun 1%

Political lean MEDSL · Douglas

2024 margin
D (+10.2) · D 54.4% · R 44.2% · Other 1.4%
2008→2024 swing
+5.5pp toward D · 2008: 4.6pp · 2024: 10.2pp
All cycles
2024: D+10.2 2020: D+11.3 2016: D+1.4 2012: R+4.3 2008: D+4.6

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-06-04 Listed $99,000 GPRMLS

Property tax history

+4.9%/yr

Latest (2025): $1,441 · +27.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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