594 Taliaferro Rd · Newport News, VA 23690

$325,000

3 bd · 2.0 ba · 1,953 sqft · SingleFamily public records · 101 Days on market

Built 1976 $166/sqft · 24% below area Est $426k · 24% under ↓ 13% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.6/30.0
• Schools +7.2/10.0
• Appreciation +5.2/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.4/10.0
• 1% rule +1.9/10.0

Listing remarks MLS

Opportunity is knocking in desirable York County! This classic ranch style home is ready for its next chapter and just waiting for someone to bring it back to life! Featuring a spacious single level living, this property offers a solid footprint with endless potential. Generous living areas, a functional floor plan and great natural light provide the perfect canvas for your renovation ideas. Whether you're looking to flip, invest or create your dream home, this one is full of possibilities. Situated on a nice lot close to i64, Naval Weapons station Yorktown, Yorktown Beach, restaurants and so much more. This home has a New Roof and HVAC System

Key facts

• Close to restaurants
• Single level living
• Natural light

Tags

• SINGLE LEVEL LIVING
• NATURAL LIGHT
• NEW ROOF
• HVAC SYSTEM
• CLOSE TO YORKTOWN BEACH
• CLOSE TO RESTAURANTS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $325k.

Deal economics

• At list price, monthly cash flow is $-281 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $275k (15.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (30.8% below list).
• Recommended offer: $225k (30.8% below list) — sets the bar for 1% rule.
• Cap rate 5.3% vs local median 4.2% in Newport News — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 75/100 on livability (#123 in VA, #4,018 nationally) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, housing A; Watch: crime F, commute F.
• York County Public School District (suburban): math 77% / reading 87% proficiency, ranked #3 of 131 in VA (top 2%) — strong family-tenant draw, lease renewals of 3-5y typical; only 15% free/reduced lunch — higher-income household profile.
• Market conditions: 44 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 187 units permitted in York County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($2k loan paydown + $1k appreciation (0.4% local appreciation)).
• York County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 8, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 101 days — a 9% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $50k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $225,000 (30.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 101 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
3. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 5.26%
• Cash-on-cash: -3.70%
• DSCR: 0.84
• GRM: 12.0

CMA / ARV

• ARV (median comp): $425,735
• List price: $325,000
• Delta: -23.66%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
100 Seasons Walk Ct	0.09mi	3/2.5	1,838 (-6%)	1mo	$469,000	$255	84
556 Taliaferro Rd	0.16mi	3/2.5	1,700 (-13%)	3mo	$427,000	$251	66
524 Carter Ct	0.29mi	3/2.5	2,085 (+7%)	10mo	$440,000	$211	65
113 Vivian Ct	0.60mi	4/2.5 (+1)	1,946 (-0%)	3mo	$419,900	$216	62
716 Old Williamsburg Rd	0.22mi	4/2.5 (+1)	2,115 (+8%)	10mo	$389,000	$184	61
202 Vivian Ct	0.54mi	4/2.5 (+1)	2,235 (+14%)	1mo	$450,000	$201	43
107 Vivian Ct	0.63mi	4/2.0 (+1)	1,778 (-9%)	23mo	$317,900	$179	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.39% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -4.9%
• Equity multiple: 0.76×
• Total profit: $-21,404
• Equity at exit: $100,817

10-year hold

• IRR: 0.7%
• Equity multiple: 1.08×
• Total profit: $7,614
• Equity at exit: $126,458

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 55 Moderately Landlord-Leaning
• State Virginia: 55 Moderately Landlord-Leaning · D+2
• County: — inherits STATE
• City: — inherits STATE

VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

Methodology + full state rankings →

ZIP-level market 23690

• Home prices YoY: 0.2%
• Active inventory: 44
• Price-to-rent: 12.0×

Monthly cashflow live

• Estimated rent: $2,250 medium
• Mortgage (P&I): −$1,704
• Tax from tax record: −$218 /mo · $2,621/yr
• Insurance: −$135
• HOA: −$0
• Vacancy / Maint / Mgmt: −$472
• Net cashflow: $-281

Break-even live

Break-even rent $2,605

Max offer price $275,422

Occupancy floor —

Sensitivity live

Price	-10% $-97	-5% $-189	+0% $-281	+5% $-373	+10% $-465
Rent	-10% $-458	-5% $-370	+0% $-281	+5% $-192	+10% $-103
Rate	-1.0pp $-117	-0.5pp $-198	base $-281	+0.5pp $-365	+1.0pp $-451

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $81,250
• Closing costs: $9,750
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
405 Baptist Rd Yorktown, VA	3.0	2.0	1470	$2,250	$1.53	44d	1	0.96mi

Listing history 15 events

1. 2026-06-15
   days on market $325,000 Active 101 DOM
2. 2026-06-13
   days on market $325,000 Active 99 DOM
3. 2026-06-09
   days on market $325,000 Active 95 DOM
4. 2026-06-08
   days on market $325,000 Active 94 DOM
5. 2026-06-07
   days on market $325,000 Active 93 DOM
6. 2026-06-03
   days on market $325,000 Active 89 DOM
7. 2026-06-02
   days on market $325,000 Active 88 DOM
8. 2026-06-01
   days on market $325,000 Active 87 DOM
9. 2026-05-31
   days on market $325,000 Active 86 DOM
10. 2026-05-04
    price $325,000 651-char remark

    Show marketing remark (651 chars)

    Opportunity is knocking in desirable York County! This classic ranch style home is ready for its next chapter and just waiting for someone to bring it back to life! Featuring a spacious single level living, this property offers a solid footprint with endless potential. Generous living areas, a functional floor plan and great natural light provide the perfect canvas for your renovation ideas. Whether you're looking to flip, invest or create your dream home, this one is full of possibilities. Situated on a nice lot close to i64, Naval Weapons station Yorktown, Yorktown Beach, restaurants and so much more. This home has a New Roof and HVAC System

11. 2026-05-04
    price $325,000 651-char remark

    Show marketing remark (651 chars)

    Opportunity is knocking in desirable York County! This classic ranch style home is ready for its next chapter and just waiting for someone to bring it back to life! Featuring a spacious single level living, this property offers a solid footprint with endless potential. Generous living areas, a functional floor plan and great natural light provide the perfect canvas for your renovation ideas. Whether you're looking to flip, invest or create your dream home, this one is full of possibilities. Situated on a nice lot close to i64, Naval Weapons station Yorktown, Yorktown Beach, restaurants and so much more. This home has a New Roof and HVAC System

12. 2026-03-19
    price $360,000 651-char remark

    Show marketing remark (651 chars)

    Opportunity is knocking in desirable York County! This classic ranch style home is ready for its next chapter and just waiting for someone to bring it back to life! Featuring a spacious single level living, this property offers a solid footprint with endless potential. Generous living areas, a functional floor plan and great natural light provide the perfect canvas for your renovation ideas. Whether you're looking to flip, invest or create your dream home, this one is full of possibilities. Situated on a nice lot close to i64, Naval Weapons station Yorktown, Yorktown Beach, restaurants and so much more. This home has a New Roof and HVAC System

13. 2026-03-19
    price $360,000 651-char remark

    Show marketing remark (651 chars)

    Opportunity is knocking in desirable York County! This classic ranch style home is ready for its next chapter and just waiting for someone to bring it back to life! Featuring a spacious single level living, this property offers a solid footprint with endless potential. Generous living areas, a functional floor plan and great natural light provide the perfect canvas for your renovation ideas. Whether you're looking to flip, invest or create your dream home, this one is full of possibilities. Situated on a nice lot close to i64, Naval Weapons station Yorktown, Yorktown Beach, restaurants and so much more. This home has a New Roof and HVAC System

14. 2026-03-06
    listed $375,000 Active 651-char remark

    Show marketing remark (651 chars)

    Opportunity is knocking in desirable York County! This classic ranch style home is ready for its next chapter and just waiting for someone to bring it back to life! Featuring a spacious single level living, this property offers a solid footprint with endless potential. Generous living areas, a functional floor plan and great natural light provide the perfect canvas for your renovation ideas. Whether you're looking to flip, invest or create your dream home, this one is full of possibilities. Situated on a nice lot close to i64, Naval Weapons station Yorktown, Yorktown Beach, restaurants and so much more. This home has a New Roof and HVAC System

15. 2026-03-06
    listed $375,000 Active 651-char remark

    Show marketing remark (651 chars)

    Opportunity is knocking in desirable York County! This classic ranch style home is ready for its next chapter and just waiting for someone to bring it back to life! Featuring a spacious single level living, this property offers a solid footprint with endless potential. Generous living areas, a functional floor plan and great natural light provide the perfect canvas for your renovation ideas. Whether you're looking to flip, invest or create your dream home, this one is full of possibilities. Situated on a nice lot close to i64, Naval Weapons station Yorktown, Yorktown Beach, restaurants and so much more. This home has a New Roof and HVAC System

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

• Current annual tax: $2,621 · $218/mo
• Projected year-2 tax: $2,665 · $222/mo
• Expected delta: +$44/yr (+$4/mo · 1.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,000
• − Mortgage interest: −$18,205
• − Property taxes: −$2,621
• − Insurance: −$1,625
• − Repairs & maintenance: −$2,160
• − Management: −$2,160
• − Depreciation: −$9,455
• Taxable loss: −$9,225
• Est. tax savings @ 24.0%: +$2,214
• After-tax cash flow: $-1,154/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: York County Public School District
• NCES district ID: 5104150
• Math proficiency: 77% ▼ -15.00%
• Reading proficiency: 87% ▼ -1.00%
• Median HH income: $81,985
• Composite: 72.34/100
• National rank: #202
• State rank: #3 of 131 in VA

Livability — Newport News

• Score: 75/100
• State rank: #123
• US rank: #4018

Category grades

Amenities B Commute F Cost of living A Crime F Employment C Housing A Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 178,950
• Population (ZIP): 4,948

Population outlook (York County) Hauer SSP2

• Today (2025): 75,000 people
• By 2030: 78,122 · +4.2%
• By 2040: 83,329 · +11.1%
• By 2050: 87,381 · +16.5%
• By 2075: 99,308 · +32.4%
• By 2100: 101,751 · +35.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: White 48% Black 22% Hispanic / Latino 21% Two or more races 19%
• Hispanic origin (detail): Mexican 6% Puerto Rican 12%
• Common ancestry: Romanian 2% Serbian 2% Lithuanian 2%
• Foreign-born: 5% · Canada, Jamaica
• Languages at home: 87% English-only · Spanish 10% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · York

• 2024 margin: Lean R (+6.1) · D 46.3% · R 52.4% · Other 1.3%
• 2008→2024 swing: +11.9pp toward D · 2008: -18.1pp · 2024: -6.1pp
• All cycles: 2024: R+6.1 2020: R+6.6 2016: R+17.1 2012: R+20.7 2008: R+18.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.39%
• Current HPI: 244.1455
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.40%
• F500 in state: 50

Industry mix (Fortune 500 HQ in VA)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	4	$236B
▸Technology / Defense	3	$32B
▸Financial Services	2	$176B
▸Utilities	2	$27B
▸Insurance	2	$25B
▸Technology	2	$15B

Price history

-13.3% since first listed

6 events — show timeline

• 2026-05-04 Price Changed $325,000 REINMLS
• 2026-05-04 Price Changed $325,000 WMLS
• 2026-03-19 Price Changed $360,000 REINMLS
• 2026-03-19 Price Changed $360,000 WMLS
• 2026-03-06 Listed $375,000 WMLS
• 2026-03-06 Listed $375,000 REINMLS

Property tax history

+3.0%/yr

Latest (2025): $2,621 · +25.7% YoY. Source: county tax records.