7804 Eureka Dr · Hudson, FL 34667

$155,000

2 bd · 2.0 ba · 1,049 sqft · Condo public records · 91 Days on market

Built 1981 $559/mo HOA · 30% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.9/30.0
• ARV discount +7.5/15.0
• 1% rule +6.9/10.0
• Schools +4.3/10.0
• Livability +3.7/5.0
• DSCR +3.5/10.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

VIRTUAL TOUR AVAILABLE: https://www. nodalview.com/xm9R4ScCiH2Gw3Se9mY8rbs1?viewer=mls Charming villa-style condominium in Country Oaks! Conveniently located near shopping, hospitals, and the coast, this condominium is waiting for its new owners! The condominium is villa-style, with only one story (no neighbors above you), and a courtyard out front. Step through the front door into the open kitchen, with plenty of cabinet space! The kitchen features new countertops, tile backsplash, stainless steel appliances, and a stackable washer and dryer! The floorplan is split, with the living area on one side of the condo, and the bedrooms on the other side. The living room is spacious and features a sliding glass door that leads outside to the screened in lanai. The lanai also has an additional locked storage room. Head to the sleeping wing of the house, and you will find a bedroom with a hallway bathroom. The bathroom features a tub/shower combination and a new vanity. In the master bedroom, the bathroom vanity has also been upgraded, and there is a standing shower (no tub). The master bedroom features a spacious walk-in closet with attic access, and an additional sliding glass door to the lanai. The condo comes with one covered and assigned carport just outside the front door, and plenty of additional guest parking nearby!

Key facts

• Elegant tray ceiling
• $559 HOA
• Parking

Tags

• PRIVATE SCREENED PATIO
• ABUNDANT CABINET SPACE
• STAINLESS STEEL APPLIANCES
• ELEGANT TRAY CEILING
• STACKING WASHER AND DRYER
• OVERSIZED WALK IN CLOSET

Property features AI

Finance

• Other: Unit is unfurnished; Floor number: 1
• Financial info: Total annual fees $6,712; Total monthly fees $559.33; Lease restrictions apply
• HOA & community: Has HOA (Ameri-Tech Community Management / Lakeside Woodlands); Monthly condo fee of $546; Annual association fee $160 (annual); Association amenities: Cable TV, Pool, Maintenance, Wheelchair access; Association fee includes cable, pool, insurance, internet, structure & grounds maintenance, management, sewer, trash and water; Buyer approval required; Deed restrictions; Community pool and sidewalks; Senior community; Pets allowed (max ~25 lb)

Exterior

• Parking: 1 covered carport space
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Broadband/High-speed internet available
• Home design: Condominium; Single-story; Faces northwest; Completed condition
• Construction: Block, concrete and stucco construction; Shingle roof; Slab foundation; Built as part of a multi-unit residential building
• Exterior features: Rear screened porch; Rain gutters; Sidewalk; Sliding doors; Paved road

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Stone counters
• Bedrooms: 2 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Living room/dining room combo; Stone counters; Walk-in closet(s); Inside utility
• Laundry & utility: Washer; Dryer; Laundry in kitchen; Indoor laundry

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $155k.

Deal economics

• At list price, monthly cash flow is $-106 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $136k (12.1% below list).
• Meets the 1% rule at list price ($2k rent vs $155k).
• Recommended offer: $136k (12.1% below list) — sets the bar for cash-flow.
• Cap rate 6.0% vs local median 3.3% in Hudson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#289 in FL, #4,856 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, employment D, commute F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Hudson Academy (math 35% / reading 30%, grade F, #443 of 571 statewide, top 78%, 964 students, 80% FRL); Fivay High School (math 20% / reading 28%, grade F, #529 of 667 statewide, top 80%, 1,610 students, 78% FRL) — zoned schools average 79% FRL vs 48% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 28% at this address vs 51% district-wide (-23 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-2.3%/yr); 800 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 91 days — a 9% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $75k; list at $155k implies a 107% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; HOA is 30% of rent.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,280 (12.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.19% ✓
• Cap rate: 5.99%
• Cash-on-cash: -1.09%
• DSCR: 0.95
• GRM: 7.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -26.1%
• Equity multiple: 0.15×
• Total profit: $-36,951
• Equity at exit: $23,111

10-year hold

• IRR: -50.0%
• Equity multiple: -0.39×
• Total profit: $-60,454
• Equity at exit: $13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34667

• Rents YoY: -2.3%
• Active inventory: 800
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $1,849 high
• Mortgage (P&I): −$813
• Tax from tax record: −$63 /mo · $762/yr
• Insurance: −$65
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$559
• Vacancy / Maint / Mgmt: −$388
• Net cashflow: $-106

Break-even live

Break-even rent $1,983

Max offer price $136,280

Occupancy floor —

Sensitivity live

Price	-10% $-18	-5% $-62	+0% $-106	+5% $-150	+10% $-194
Rent	-10% $-252	-5% $-179	+0% $-106	+5% $-33	+10% $40
Rate	-1.0pp $-28	-0.5pp $-67	base $-106	+0.5pp $-146	+1.0pp $-187

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13847 Maria Dr Hudson beach34674, FL	3.0	2.0	1448	$3,000	$2.07	26d	1	0.67mi
8305 Sandwedge Cir Unit A Hudson, FL	2.0	2.0	1144	$1,450	$1.27	24d	1	0.87mi
12809 College Hill Dr Hudson, FL	3.0	2.0	1114	$1,780	$1.60	7d	1	0.90mi
7300 Country Club Dr Hudson, FL	2.0	1.0	926	$1,400	$1.51	5d	1	0.95mi
13102 Pembrook Ct Hudson, FL	2.0	2.0	1221	$1,575	$1.29	26d	1	1.03mi
13913 Berkowitz Ave Hudson, FL	3.0	2.0	1300	$2,295	$1.77	26d	1	1.06mi
12702 Social Dr Hudson, FL	2.0	1.0	1032	$1,500	$1.45	7d	1	1.08mi
13617 Frances Ave Hudson, FL	2.0	1.0	1025	$1,850	$1.80	17d	1	1.11mi
7433 Greystone Dr #7433 Hudson, FL	2.0	2.0	1029	$1,300	$1.26	20d	1	1.12mi
13428 Neptune Dr Hudson, FL	3.0	2.0	1258	$2,195	$1.74	1d	1	1.14mi
6623 Boatyard Dr Hudson, FL	2.0	2.0	1208	$2,500	$2.07	20d	1	1.15mi
7708 Maryland Ave Hudson, FL	3.0	2.0	1427	$2,100	$1.47	26d	1	1.20mi
13315 Neptune Dr Hudson, FL	2.0	1.0	900	$2,000	$2.22	26d	1	1.20mi
7132 Wilcox Dr Hudson, FL	2.0	2.0	1238	$2,000	$1.62	26d	1	1.22mi
7035 McCray Dr Hudson, FL	2.0	2.0	980	$2,100	$2.14	20d	1	1.29mi
7602 Danube Dr Unit 7602 Hudson, FL	2.0	2.0	1125	$1,600	$1.42	26d	1	1.31mi
13128 Beacon Ct Hudson, FL	2.0	2.0	1070	$1,600	$1.50	26d	1	1.33mi
8304 Mill Creek Ln Hudson, FL	2.0	2.0	1000	$1,650	$1.65	26d	1	1.33mi
7616 Danube Dr Hudson, FL	2.0	2.0	1125	$1,350	$1.20	26d	1	1.34mi
8312 Mill Creek Ln Hudson, FL	2.0	2.0	1152	$1,600	$1.39	26d	1	1.35mi
8312 Mill Creek Ln Hudson, FL	2.0	2.0	1152	$1,600	$1.39	1d	1	1.35mi
14611 Ivy Chase Ln Hudson, FL	2.0–3.0	1.0–2.0	1021	$1,295	$1.27	26d	4	1.37mi
14915 Old Dixie Hwy Hudson, FL	2.0	1.0	965	$1,950	$2.02	13d	1	1.39mi
7841 Akron Ave Hudson, FL	3.0	2.0	1234	$1,655	$1.34	5d	1	1.39mi
13240 Starfish Dr Hudson, FL	2.0	1.0	1155	$2,000	$1.73	26d	1	1.42mi

HOA detail condo

• Monthly dues: $559 · $6,708/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 28 events

1. 2026-06-18
   days on market $155,000 Active 91 DOM
2. 2026-06-17
   days on market $155,000 Active 90 DOM
3. 2026-06-16
   days on market $155,000 Active 89 DOM
4. 2026-06-15
   days on market $155,000 Active 88 DOM
5. 2026-06-13
   days on market $155,000 Active 86 DOM
6. 2026-06-09
   days on market $155,000 Active 82 DOM
7. 2026-06-08
   days on market $155,000 Active 81 DOM
8. 2026-06-07
   days on market $155,000 Active 80 DOM
9. 2026-06-04
   days on market $155,000 Active 77 DOM
10. 2026-06-03
    days on market $155,000 Active 76 DOM
11. 2026-06-02
    days on market $155,000 Active 75 DOM
12. 2026-06-01
    days on market $155,000 Active 74 DOM
13. 2026-05-31
    days on market $155,000 Active 73 DOM
14. 2026-03-19
    listed $155,000 Active
15. 2020-07-01
    soldstatus $75,000 Sold 1337-char remark

    Show marketing remark (1337 chars)

    VIRTUAL TOUR AVAILABLE: https://www. nodalview.com/xm9R4ScCiH2Gw3Se9mY8rbs1?viewer=mls Charming villa-style condominium in Country Oaks! Conveniently located near shopping, hospitals, and the coast, this condominium is waiting for its new owners! The condominium is villa-style, with only one story (no neighbors above you), and a courtyard out front. Step through the front door into the open kitchen, with plenty of cabinet space! The kitchen features new countertops, tile backsplash, stainless steel appliances, and a stackable washer and dryer! The floorplan is split, with the living area on one side of the condo, and the bedrooms on the other side. The living room is spacious and features a sliding glass door that leads outside to the screened in lanai. The lanai also has an additional locked storage room. Head to the sleeping wing of the house, and you will find a bedroom with a hallway bathroom. The bathroom features a tub/shower combination and a new vanity. In the master bedroom, the bathroom vanity has also been upgraded, and there is a standing shower (no tub). The master bedroom features a spacious walk-in closet with attic access, and an additional sliding glass door to the lanai. The condo comes with one covered and assigned carport just outside the front door, and plenty of additional guest parking nearby!

16. 2020-04-30
    status Pending 1337-char remark

    Show marketing remark (1337 chars)

    VIRTUAL TOUR AVAILABLE: https://www. nodalview.com/xm9R4ScCiH2Gw3Se9mY8rbs1?viewer=mls Charming villa-style condominium in Country Oaks! Conveniently located near shopping, hospitals, and the coast, this condominium is waiting for its new owners! The condominium is villa-style, with only one story (no neighbors above you), and a courtyard out front. Step through the front door into the open kitchen, with plenty of cabinet space! The kitchen features new countertops, tile backsplash, stainless steel appliances, and a stackable washer and dryer! The floorplan is split, with the living area on one side of the condo, and the bedrooms on the other side. The living room is spacious and features a sliding glass door that leads outside to the screened in lanai. The lanai also has an additional locked storage room. Head to the sleeping wing of the house, and you will find a bedroom with a hallway bathroom. The bathroom features a tub/shower combination and a new vanity. In the master bedroom, the bathroom vanity has also been upgraded, and there is a standing shower (no tub). The master bedroom features a spacious walk-in closet with attic access, and an additional sliding glass door to the lanai. The condo comes with one covered and assigned carport just outside the front door, and plenty of additional guest parking nearby!

17. 2020-04-13
    listed $79,900 Active 1337-char remark

    Show marketing remark (1337 chars)

    VIRTUAL TOUR AVAILABLE: https://www. nodalview.com/xm9R4ScCiH2Gw3Se9mY8rbs1?viewer=mls Charming villa-style condominium in Country Oaks! Conveniently located near shopping, hospitals, and the coast, this condominium is waiting for its new owners! The condominium is villa-style, with only one story (no neighbors above you), and a courtyard out front. Step through the front door into the open kitchen, with plenty of cabinet space! The kitchen features new countertops, tile backsplash, stainless steel appliances, and a stackable washer and dryer! The floorplan is split, with the living area on one side of the condo, and the bedrooms on the other side. The living room is spacious and features a sliding glass door that leads outside to the screened in lanai. The lanai also has an additional locked storage room. Head to the sleeping wing of the house, and you will find a bedroom with a hallway bathroom. The bathroom features a tub/shower combination and a new vanity. In the master bedroom, the bathroom vanity has also been upgraded, and there is a standing shower (no tub). The master bedroom features a spacious walk-in closet with attic access, and an additional sliding glass door to the lanai. The condo comes with one covered and assigned carport just outside the front door, and plenty of additional guest parking nearby!

18. 2019-11-11
    historical
19. 2013-03-19
    historical
20. 2012-06-19
    listed $19,000
21. 2009-04-03
    listed $43,500
22. 2008-08-25
    listed $47,900
23. 2008-02-02
    listed $72,000
24. 2008-02-02
    listed $72,000
25. 2007-08-03
    listed $75,000
26. 2007-08-03
    listed $75,000
27. 1988-09-01
    soldstatus $34,000
28. 1983-03-01
    soldstatus $59,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $762 · $63/mo
• Projected year-2 tax: $1,286 · $107/mo
• Expected delta: +$525/yr (+$44/mo · 68.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 76% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥114°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,183
• − Mortgage interest: −$8,682
• − Property taxes: −$762
• − Insurance: −$1,572
• − Repairs & maintenance: −$1,775
• − Management: −$1,775
• − HOA: −$6,708
• − Depreciation: −$4,509
• Taxable loss: −$3,600
• Est. tax savings @ 24.0%: +$864
• After-tax cash flow: $-408/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Hudson

• Score: 74/100
• State rank: #289
• US rank: #4856

Category grades

Amenities D Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hudson, FL
• County: Pasco County · 524,098 people
• City population: 45,307
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 30,689
• Household income: $51,280
• Rent vs Own: 23.0% rent · 77.0% own
• Severe rent burden: 946.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Hispanic / Latino 7% Two or more races 6% Black 2% Asian 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Romanian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 7% · Canada, Jamaica, Vietnam
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 2% French/Haitian/Cajun 0%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -183.96%
• Current HPI: 307.5552
• Rent YoY: ▼ -2.26%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+158.8% since first listed

15 events — show timeline

• 2026-03-19 Listed $155,000 Stellar MLS as Distributed by MLS Grid
• 2020-07-01 Sold (MLS) $75,000 Stellar MLS as Distributed by MLS Grid
• 2020-04-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-04-13 Listed $79,900 Stellar MLS as Distributed by MLS Grid
• 2019-11-11 Listing Removed — HCAR
• 2013-03-19 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2012-06-19 Listed $19,000 Stellar MLS as Distributed by MLS Grid
• 2009-04-03 Listed $43,500 Stellar MLS as Distributed by MLS Grid
• 2008-08-25 Listed $47,900 Stellar MLS as Distributed by MLS Grid
• 2008-02-02 Listed $72,000 HCAR
• 2008-02-02 Listed $72,000 Stellar MLS as Distributed by MLS Grid
• 2007-08-03 Listed $75,000 Stellar MLS as Distributed by MLS Grid
• 2007-08-03 Listed $75,000 Stellar MLS as Distributed by MLS Grid
• 1988-09-01 Sold (Public Records) $34,000 Public Records
• 1983-03-01 Sold (Public Records) $59,900 Public Records

Property tax history

+3.2%/yr

Latest (2025): $762 · +1.9% YoY. Source: county tax records.