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2972 Brodhead Rd
C- Composite 50.06
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.1/30.0
  • Schools +5.0/10.0
  • Livability +4.0/5.0
  • DSCR +3.9/10.0
  • 1% rule +3.5/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$185,000

2972 Brodhead Rd · Aliquippa, PA 15001
3 bd · 1.0 ba · 1,157 sqft · SingleFamily public records · 9 Days on market
Built 1931 0.28 ac lot Est $274k · 33% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Storybook charm abounds in this 3-4 bedroom updated Stone cape cod situated in Center Twnshp. Beginning with a new 2 car carport +integral garage, professional landscaping & amazing fenced yard just over a 1/4 acre. Gorgeous wood covered patio perfect to sit out & enjoy nature. Step inside & immediately fall in love w/ the open floor plan. Amazing kitchen renovation w/ updated counters & cabinets, hardware, backsplash, island & more! Dining area steps out to the yard perfect for entertaining. The LR is spacious w/ gas fireplace, updated carpet & ample windows adding natural light. 1st floor bedroom off kitchen could also make a great den. The owner's suite boasts a new WIC just completed. Off the owner's suite is another flex space currently being utilized as a den, but would make a great nursery as well. The 3rd bedroom is a perfect kids room w/ a window alcove & cozy nooks. Full updated bath w/ bath fitters tub & surround. Conveniently located to Shopping, dining, & 376. Low Taxes!

Key facts

  • 2 car carport
  • Attached garage
  • Covered wood patio

Tags

2 CAR CARPORTATTACHED GARAGEFULLY FENCED YARDCOVERED WOOD PATIORENOVATED KITCHENUPDATED CABINETRY

Property features AI

Exterior

  • Parking: Attached covered garage; Total 3 parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Resale property
  • Construction: Frame construction; Asphalt roof
  • Exterior features: Lot with approximate dimensions 58 x 121 x 125 x 55 x 136; 0.28 acre lot

Interior

  • Kitchen: Refrigerator; Stove; Some gas appliances
  • Flooring: Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Gas heating; Hot water heating
  • Interior features: Kitchen island

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $185k.

Deal economics

  • At list price, monthly cash flow is $-6 ($-74/yr) — negative.
  • To cash-flow at today's rent, offer at most $184k (0.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $157k (15.0% below list).
  • Recommended offer: $157k (15.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.3% in Aliquippa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#216 in PA, #1,891 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F.
  • Zoned schools: Todd Lane El Sch (math 44% / reading 61%, grade C-, #578 of 1,518 statewide, top 38%, 493 students, 28% FRL); Central Valley Ms (math 26% / reading 58%, grade D-, #221 of 512 statewide, top 45%, 543 students, 23% FRL); Central Valley Hs (math 87%, 709 students, 22% FRL).
  • Market conditions: Rents rising (+2.0%/yr); 127 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $150k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1931 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $157,159 (15.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1931 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.25%
Cash-on-cash
-0.14%
DSCR
0.99
GRM
9.8

CMA / ARV

ARV (on-the-fly)
$274,209
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
223 Columbia Dr 0.59mi 3/2.0 1,156 (-0%) 3mo $274,120 $237 66
221 Bainbridge Dr 0.68mi 3/2.0 1,132 (-2%) 3mo $284,900 $252 58
234 Columbia Dr 0.63mi 3/2.0 1,180 (+2%) 9mo $306,000 $259 56
436 Chapel Rd 0.66mi 3/2.0 1,124 (-3%) 12mo $174,900 $156 50
710 Ivy Ln 0.59mi 3/2.5 1,228 (+6%) 9mo $330,000 $269 49
215 Columbia Dr 0.60mi 4/2.5 (+1) 1,212 (+5%) 10mo $243,000 $200 45
185 Ridgeview Dr 0.67mi 3/1.5 1,312 (+13%) 12mo $221,000 $168 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.05% rent growth · sell at horizon

5-year hold
IRR
-17.6%
Equity multiple
0.39×
Total profit
$-31,854
Equity at exit
$27,584
10-year hold
IRR
-11.5%
Equity multiple
0.34×
Total profit
$-34,214
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15001

Home prices YoY
-20.8%
Rents YoY
2.0%
Active inventory
127
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$1,572 medium interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$200 /mo · $2,406/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$330
Net cashflow
$-6

Break-even live

Break-even rent $1,579
Max offer price $183,912
Occupancy floor 95%

Sensitivity live

Price -10% $99 -5% $46 +0% $-6 +5% $-59 +10% $-111
Rent -10% $-130 -5% $-68 +0% $-6 +5% $56 +10% $118
Rate -1.0pp $87 -0.5pp $41 base $-6 +0.5pp $-54 +1.0pp $-103

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
124 Bennett Blvd Aliquippa, PA 3.0 2.0 1350 $1,500 $1.11 12d 1 1.49mi

Listing history 7 events

  1. 2026-06-21
    days on market $185,000 Active 9 DOM
  2. 2026-06-18
    days on market $185,000 Active 6 DOM
  3. 2026-06-17
    days on market $185,000 Active 5 DOM
  4. 2026-06-16
    days on market $185,000 Active 4 DOM
  5. 2026-06-15
    days on market $185,000 Active 3 DOM
  6. 2026-06-13
    remarks 699-char remark
  7. 2026-06-13
    listed $185,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,406 · $200/mo
Projected year-2 tax
$2,664 · $222/mo
Expected delta
+$259/yr (+$22/mo · 10.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 6 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,859
− Mortgage interest
−$10,363
− Property taxes
−$2,406
− Insurance
−$925
− Repairs & maintenance
−$1,509
− Management
−$1,509
− Depreciation
−$5,382
Taxable loss
−$3,234
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$776
After-tax cash flow
$702/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Aliquippa

Score
80/100
State rank
#216
US rank
#1891

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Beaver County · 116,001 people
City population
31,976
Metro
Pittsburgh, PA
Population (ZIP)
31,976
Household income
$70,985
Rent vs Own
24.4% rent · 75.6% own
Severe rent burden
720.0

Population outlook (Beaver County) Hauer SSP2

Today (2025)
164,976 people
By 2030
161,449 · -2.1%
By 2040
151,752 · -8.0%
By 2050
141,155 · -14.4%
By 2075
118,142 · -28.4%
By 2100
91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Black 13% Two or more races 5% Hispanic / Latino 2%
Common ancestry
Romanian 6% Serbian 2% Subsaharan African 2%
Foreign-born
3% · Canada
Languages at home
96% English-only · Other Indo-European 2% Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Beaver

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.21%
Current HPI
247.7251
Rent YoY
▲ 2.05%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+415.3% since first listed
23 events — show timeline
  • 2026-06-12 Listed $185,000 West Penn MLS
  • 2022-01-10 Sold (Public Records) $150,000 Public Records
  • 2022-01-06 Sold (MLS) $150,000 West Penn MLS
  • 2022-01-05 Pending West Penn MLS
  • 2021-11-20 Contingent West Penn MLS
  • 2021-11-17 Listed $150,000 West Penn MLS
  • 2020-10-01 Sold (Public Records) $80,937 Public Records
  • 2018-06-07 Sold (MLS) $98,000 West Penn MLS
  • 2018-05-14 Contingent West Penn MLS
  • 2018-04-26 Price Changed $98,000 West Penn MLS
  • 2018-03-07 Listed $99,500 West Penn MLS
  • 2018-02-10 Delisted West Penn MLS
  • 2018-01-19 Price Changed $99,500 West Penn MLS
  • 2017-12-05 Price Changed $99,900 West Penn MLS
  • 2017-11-17 Price Changed $103,000 West Penn MLS
  • 2017-10-03 Price Changed $105,000 West Penn MLS
  • 2017-08-15 Listed $107,000 West Penn MLS
  • 2002-05-21 Sold (Public Records) $63,000 Public Records
  • 2002-05-21 Sold (MLS) $63,000 West Penn MLS
  • 2001-10-27 Listed $63,000 West Penn MLS
  • 2000-11-10 Sold (Public Records) $53,000 Public Records
  • 1990-10-05 Sold (Public Records) $37,500 Public Records
  • 1987-12-09 Sold (Public Records) $35,900 Public Records

Property tax history

+5.4%/yr

Latest (2026): $2,406 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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