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6680 Helbig Rd
B Composite 70.62
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.1/30.0
  • ARV discount +15.0/15.0
  • 1% rule +9.4/10.0
  • DSCR +9.4/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$130,000

6680 Helbig Rd · Beaumont, TX 77708
4 bd · 2.0 ba · 1,899 sqft · SingleFamily public records · 12 Days on market
Built 1988 1.00 ac lot $68/sqft · 47% below area Est $245k · 47% under ↓ 19% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor special! This 4-bedroom, 2-bath home sits on a full acre of land and is ready for your personal touch and/or expansion. Featuring a 2-car garage, covered patio, and washer/dryer connections, this property has great potential with plenty of space to make it your own or an investment property. With some TLC, this could be a fantastic investment or renovation opportunity!

Key facts

  • 1 acre lot
  • 2 garage spots
  • Built 1988

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $368 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Cap rate 9.7% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 70 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.4% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,000

Questions for the listing agent

  1. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.44%
Cap rate
9.69%
Cash-on-cash
12.14%
DSCR
1.54
GRM
5.8

CMA / ARV

ARV (median comp)
$245,000
List price
$130,000
Delta
-46.94%
Verdict
UNDERPRICED
Comps
17 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6680 Helbig Rd 0.00mi 4/2.0 1,899 (0%) 1mo $130,000 $68 99
5160 Mcanelly Dr 0.72mi 3/2.0 (-1) 1,791 (-6%) 19mo $235,000 $131 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.8%
Equity multiple
1.07×
Total profit
$2,540
Equity at exit
$19,383
10-year hold
IRR
11.5%
Equity multiple
1.91×
Total profit
$33,045
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77708

Active inventory
70
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$1,869 medium interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$372 /mo · $4,470/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$393
Net cashflow
$368

Break-even live

Break-even rent $1,403
Max offer price $130,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6970 Ellen Ln Beaumont, TX 3.0 2.5 1867 $2,500 $1.34 13d 1 0.88mi
5340 Bettes Ln Beaumont, TX 3.0 1.5 1496 $1,575 $1.05 43d 1 1.12mi
5680 Shivers Dr Beaumont, TX 3.0 1.0 1442 $1,500 $1.04 23d 1 1.15mi
3255 Charles St Beaumont, TX 3.0 1.0 1396 $1,350 $0.97 43d 1 1.50mi

Listing history 7 events

  1. 2026-05-15
    status Pending 380-char remark
    Show marketing remark (380 chars)

    Investor special! This 4-bedroom, 2-bath home sits on a full acre of land and is ready for your personal touch and/or expansion. Featuring a 2-car garage, covered patio, and washer/dryer connections, this property has great potential with plenty of space to make it your own or an investment property. With some TLC, this could be a fantastic investment or renovation opportunity!

  2. 2026-05-11
    listed $130,000 Active 380-char remark
    Show marketing remark (380 chars)

    Investor special! This 4-bedroom, 2-bath home sits on a full acre of land and is ready for your personal touch and/or expansion. Featuring a 2-car garage, covered patio, and washer/dryer connections, this property has great potential with plenty of space to make it your own or an investment property. With some TLC, this could be a fantastic investment or renovation opportunity!

  3. 2026-05-05
    historical
  4. 2026-03-18
    price $130,000
  5. 2025-11-05
    price $145,000
  6. 2025-11-05
    listed $145,000 Active
  7. 2025-09-29
    listed $160,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,470 · $372/mo
Projected year-2 tax
$4,470 · $372/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,429
− Mortgage interest
−$7,282
− Property taxes
−$4,470
− Insurance
−$650
− Repairs & maintenance
−$1,794
− Management
−$1,794
− Depreciation
−$3,782
Taxable income
$2,656
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$638
After-tax cash flow
$3,780/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
City population
125,901
Population (ZIP)
12,398

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (65%)
Race & ethnicity
Black 65% White 23% Hispanic / Latino 9% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Lithuanian 1% Serbian 1% Slovak 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
92% English-only · Spanish 6% Tagalog/Filipino 1% Vietnamese 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.07%
Current HPI
171.4951
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-18.8% since first listed
7 events — show timeline
  • 2026-05-15 Pending HARMLS
  • 2026-05-11 Listed $130,000 HARMLS
  • 2026-05-05 Listing Removed HARMLS
  • 2026-03-18 Price Changed $130,000 HARMLS
  • 2025-11-05 Price Changed $145,000 BBOR
  • 2025-11-05 Listed $145,000 HARMLS
  • 2025-09-29 Listed $160,000 BBOR

Property tax history

+5.2%/yr

Latest (2025): $4,470 · +9.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…