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1006 Deerfield Rd
A- Composite 81.48
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.7/30.0
  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • DSCR +9.8/10.0
  • 1% rule +6.8/10.0
  • Schools +4.2/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$148,000

1006 Deerfield Rd · Merriam Woods, MO 65740
4 bd · 2.0 ba · 2,413 sqft · Manufactured · 22 Days on market
Built 2002 0.74 ac lot $61/sqft · 19% below area Est $182k · 19% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Well-maintained house on a large lot! 1006 Deer Field Road is ready for you! This spacious home features living room with built-in cabinetry and cozy fireplace, separate family room, open kitchen, formal dining room, walk-in closets and huge detached garage with power. Lot is perfect for RV parking with hookups! With a location close to Branson shows and entertainment, great restaurants, outlet malls, The Branson Landing, Tablerock Lake, and more, there's no shortage of things to do close by! Come check out this home before it's gone!

Key facts

  • Double vanity
  • Separate corner tub
  • Split bedrooms

Tags

LARGE DETACHED GARAGETREE SHADED LOTSPLIT BEDROOMSDOUBLE VANITYWALK IN SHOWERSEPARATE CORNER TUB

Property features AI

Exterior

  • Parking: 2-car garage; Driveway (paved)
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Cable available; Electric service
  • Home design: Manufactured home on land; Residential property; Composition roof
  • Construction: Vinyl siding; Block and slab foundation; Built as a manufactured house
  • Exterior features: Deck; Sloped lot; Asphalt road frontage; County road access; Lot approx. 0.74 acres (160 x 200)

Interior

  • Kitchen: Electric cooktop; Dishwasher; Garbage disposal; Electric water heater
  • Flooring: Carpet; Wood; Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Electric heating; Heat pump heating; Central air conditioning; Heat pump cooling
  • Interior features: Laminate countertops; Walk-in closet(s); High-speed internet; Insulated windows with blinds and window coverings; Double-pane windows; Living room fireplace
  • Laundry & utility: Laundry on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $148k.

Deal economics

  • At list price, monthly cash flow is $447 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $148k).
  • Recommended offer: $146k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 6.8% in Merriam Woods — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 61/100 on livability (#444 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: health & safety C-, amenities F, commute F.
  • Branson R-IV (rural): math 48% / reading 52% proficiency, ranked #44 of 324 in MO (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Branson Jr. High (math 48% / reading 49%, grade C-, #81 of 391 statewide, top 21%, 724 students, 51% FRL); Branson High (math 42% / reading 56%, grade D, #145 of 521 statewide, top 28%, 1,423 students, 46% FRL) — zoned schools at 48% FRL track the district average.
  • Market conditions: 99 active listings in the ZIP; 331 units permitted in Taney County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
  • Taney County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 8y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,780 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
9.92%
Cash-on-cash
12.96%
DSCR
1.58
GRM
7.1

CMA / ARV

ARV (median comp)
$181,727
List price
$148,000
Delta
-18.56%
Verdict
UNDERPRICED
Comps
4 within 2.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
33.8%
Equity multiple
3.63×
Total profit
$109,072
Equity at exit
$133,330
10-year hold
IRR
29.1%
Equity multiple
8.21×
Total profit
$298,721
Equity at exit
$287,531

Cash invested: $41,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 65740

Home prices YoY
11.6%
Active inventory
99
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,739 medium interval (Pro) →
Mortgage (P&I)
$776
Tax from tax record
$89 /mo · $1,065/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$365
Net cashflow
$447

Break-even live

Break-even rent $1,173
Max offer price $148,000
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,000
Closing costs
$4,440
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 25 events

  1. 2026-06-19
    days on market $148,000 Active 22 DOM
  2. 2026-06-18
    days on market $148,000 Active 21 DOM
  3. 2026-06-17
    days on market $148,000 Active 20 DOM
  4. 2026-06-16
    days on market $148,000 Active 19 DOM
  5. 2026-06-15
    days on market $148,000 Active 18 DOM
  6. 2026-06-14
    days on market $148,000 Active 16 DOM
  7. 2026-06-12
    pricedays on market $148,000 Active 15 DOM
  8. 2026-06-09
    days on market $157,500 Active 12 DOM
  9. 2026-06-08
    days on market $157,500 Active 11 DOM
  10. 2026-06-07
    days on market $157,500 Active 10 DOM
  11. 2026-06-03
    status $157,500 Active 6 DOM
  12. 2026-05-18
    status Pending 274-char remark
  13. 2026-05-11
    listed $157,500 Active 274-char remark
  14. 2023-05-03
    soldstatus
  15. 2023-04-27
    soldstatus Closed 544-char remark
    Show marketing remark (544 chars)

    Well-maintained house on a large lot! 1006 Deer Field Road is ready for you! This spacious home features living room with built-in cabinetry and cozy fireplace, separate family room, open kitchen, formal dining room, walk-in closets and huge detached garage with power. Lot is perfect for RV parking with hookups! With a location close to Branson shows and entertainment, great restaurants, outlet malls, The Branson Landing, Tablerock Lake, and more, there's no shortage of things to do close by! Come check out this home before it's gone!

  16. 2023-03-28
    status Pending 544-char remark
    Show marketing remark (544 chars)

    Well-maintained house on a large lot! 1006 Deer Field Road is ready for you! This spacious home features living room with built-in cabinetry and cozy fireplace, separate family room, open kitchen, formal dining room, walk-in closets and huge detached garage with power. Lot is perfect for RV parking with hookups! With a location close to Branson shows and entertainment, great restaurants, outlet malls, The Branson Landing, Tablerock Lake, and more, there's no shortage of things to do close by! Come check out this home before it's gone!

  17. 2023-03-07
    price $195,000 544-char remark
    Show marketing remark (544 chars)

    Well-maintained house on a large lot! 1006 Deer Field Road is ready for you! This spacious home features living room with built-in cabinetry and cozy fireplace, separate family room, open kitchen, formal dining room, walk-in closets and huge detached garage with power. Lot is perfect for RV parking with hookups! With a location close to Branson shows and entertainment, great restaurants, outlet malls, The Branson Landing, Tablerock Lake, and more, there's no shortage of things to do close by! Come check out this home before it's gone!

  18. 2023-03-01
    price $210,000 544-char remark
    Show marketing remark (544 chars)

    Well-maintained house on a large lot! 1006 Deer Field Road is ready for you! This spacious home features living room with built-in cabinetry and cozy fireplace, separate family room, open kitchen, formal dining room, walk-in closets and huge detached garage with power. Lot is perfect for RV parking with hookups! With a location close to Branson shows and entertainment, great restaurants, outlet malls, The Branson Landing, Tablerock Lake, and more, there's no shortage of things to do close by! Come check out this home before it's gone!

  19. 2023-02-17
    listed $225,000 Active 544-char remark
    Show marketing remark (544 chars)

    Well-maintained house on a large lot! 1006 Deer Field Road is ready for you! This spacious home features living room with built-in cabinetry and cozy fireplace, separate family room, open kitchen, formal dining room, walk-in closets and huge detached garage with power. Lot is perfect for RV parking with hookups! With a location close to Branson shows and entertainment, great restaurants, outlet malls, The Branson Landing, Tablerock Lake, and more, there's no shortage of things to do close by! Come check out this home before it's gone!

  20. 2019-04-16
    soldstatus
  21. 2019-04-15
    soldstatus
    Show marketing remark (701 chars)

    Amazingly well-kept 4BR/2BA home nestled in the beautiful Ozark Mountains just 10 minutes from Branson. Home features large & open kitchen w/ breakfast nook, open formal dining room, H U G E living room w/ fireplace & built-ins, additional family room, and that's just the common areas! Split bedrooms ensure privacy in the large master suite complete with double-sink vanity, step-in shower, corner tub, and private WATER CLOSET, too! Additional three bedrooms are big enough to house ''The Waltons'' (each with their own walk-in closet)! Detached two-car garage (with power) & concrete driveway. NEW ROOF!RV parking w/ hook-ups! ONE-OWNER HOME. One-Year HSA Home Warranty included.

  22. 2018-11-03
    listed $130,000
    Show marketing remark (701 chars)

    Amazingly well-kept 4BR/2BA home nestled in the beautiful Ozark Mountains just 10 minutes from Branson. Home features large & open kitchen w/ breakfast nook, open formal dining room, H U G E living room w/ fireplace & built-ins, additional family room, and that's just the common areas! Split bedrooms ensure privacy in the large master suite complete with double-sink vanity, step-in shower, corner tub, and private WATER CLOSET, too! Additional three bedrooms are big enough to house ''The Waltons'' (each with their own walk-in closet)! Detached two-car garage (with power) & concrete driveway. NEW ROOF!RV parking w/ hook-ups! ONE-OWNER HOME. One-Year HSA Home Warranty included.

  23. 2002-04-26
    soldstatus
  24. 2002-04-25
    soldstatus
  25. 1995-04-06
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,065 · $89/mo
Projected year-2 tax
$1,436 · $120/mo
Expected delta
+$371/yr (+$31/mo · 34.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,871
− Mortgage interest
−$8,290
− Property taxes
−$1,065
− Insurance
−$740
− Repairs & maintenance
−$1,670
− Management
−$1,670
− Depreciation
−$4,305
Taxable income
$3,131
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$751
After-tax cash flow
$4,618/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Branson R-IV
NCES district ID
2905760
Math proficiency
48% ▼ -6.00%
Reading proficiency
52% ▼ -3.00%
Median HH income
$41,473
Composite
41.96/100
National rank
#3347
State rank
#44 of 324 in MO

Livability — Merriam Woods

Score
61/100
State rank
#444
US rank
#18151

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Merriam Woods, MO
City population
3,495
Population (ZIP)
3,495

Population outlook (Taney County) Hauer SSP2

Today (2025)
59,017 people
By 2030
61,235 · +3.8%
By 2040
65,225 · +10.5%
By 2050
68,842 · +16.6%
By 2075
77,705 · +31.7%
By 2100
82,002 · +38.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 9% Two or more races 8% Black 2%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 3% Iranian 3% Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
93% English-only · Spanish 6% German/W. Germanic 1%

Political lean MEDSL · Taney

2024 margin
Solid R (+59.3) · D 19.9% · R 79.2%
2008→2024 swing
-22.2pp toward R · 2008: -37.2pp · 2024: -59.3pp
All cycles
2024: R+59.3 2020: R+57.7 2016: R+59.3 2012: R+47.4 2008: R+37.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 30.18%
Current HPI
291.5553
Rent YoY
Metro
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+13.8% since first listed
16 events — show timeline
  • 2026-06-12 Price Changed $148,000 SOMO
  • 2026-06-03 Relisted SOMO
  • 2026-05-18 Pending SOMO
  • 2026-05-11 Listed $157,500 SOMO
  • 2023-05-03 Sold (Public Records) Public Records
  • 2023-04-27 Sold (MLS) SOMO
  • 2023-03-28 Pending SOMO
  • 2023-03-07 Price Changed $195,000 SOMO
  • 2023-03-01 Price Changed $210,000 SOMO
  • 2023-02-17 Listed $225,000 SOMO
  • 2019-04-16 Sold (Public Records) Public Records
  • 2019-04-15 Sold (MLS) SOMO
  • 2018-11-03 Listed $130,000 SOMO
  • 2002-04-26 Sold (Public Records) Public Records
  • 2002-04-25 Sold (Public Records) Public Records
  • 1995-04-06 Sold (Public Records) Public Records

Property tax history

+1.2%/yr

Latest (2025): $1,065 · -12.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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