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1727 Spring Hill Cv
D+ Composite 45.79
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.5/30.0
  • ARV discount +11.0/15.0
  • DSCR +5.1/10.0
  • 1% rule +3.3/10.0
  • Rent growth +2.8/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$294,900

1727 Spring Hill Cv · Stonecrest, GA 30058
4 bd · 2.5 ba · 2,686 sqft · SingleFamily public records · 11 Days on market
Built 2002 7,840 sqft lot Est $320k · 8% under $15/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Priced to Sell FAST in Rogers Crossing - $1,500 Appliance Credit + 1-Year Warranty Included! Step into this spacious 4-bedroom, 2.5-bath home and picture your family making memories here! At 2,686 sq ft, this traditional gem offers formal living and dining rooms, a cozy fireplace in the family room, and an eat-in kitchen perfect for busy mornings and weekend gatherings. Upstairs you'll enjoy a generous primary suite plus three additional bedrooms with ample closet space. Freshly deep-cleaned and pressure-washed inside and out, the home is move-in ready and waiting for your personal style. Conveniently located in a friendly Lithonia neighborhood, you're just minutes from Stone Mountain, Hwy 78, and downtown Atlanta - the perfect blend of suburban peace and city access. No HOA and No rental restrictions. Don't miss this rare value - priced aggressively and loaded with buyer incentives. Schedule your private showing today before it's gone! See it in person Saturday April 4th 12pm-3pm!

Key facts

  • Ample closet space
  • Eat-in kitchen
  • Cozy fireplace

Tags

1-YEAR WARRANTYFORMAL LIVING AND DINING ROOMSCOZY FIREPLACEEAT-IN KITCHENGENEROUS PRIMARY SUITEAMPLE CLOSET SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $295k.

Deal economics

  • At list price, monthly cash flow is $172 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $246k (16.7% below list).
  • Recommended offer: $246k (16.7% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 5.1% in Stonecrest — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Princeton Elementary School (math 12% / reading 22%, grade F, #936 of 1,228 statewide, top 79%, 724 students, 100% FRL); Lithonia Middle School (math 8% / reading 17%, grade F, #411 of 470 statewide, top 87%, 1,214 students, 100% FRL); Lithonia High School (math 2% / reading 17%, grade F, #365 of 424 statewide, top 88%, 1,483 students, 100% FRL) — zoned schools average 100% FRL vs 68% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.2%/yr); 452 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
  • At $2,457/mo this rent would consume 48% of the median local household income ($62k/yr) (locally 3471% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $245,671 (16.7% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
6.99%
Cash-on-cash
2.49%
DSCR
1.11
GRM
10.0

CMA / ARV

ARV (on-the-fly)
$319,634
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1727 Spring Hill Cv 0.00mi 4/2.5 2,686 (0%) 1mo $310,000 $115 100
1478 Rogers Crossing Dr 0.19mi 4/2.5 2,660 (-1%) 3mo $345,000 $130 87
6987 Dalehollow Dr 0.16mi 4/2.5 2,784 (+4%) 6mo $330,000 $119 82
1593 Cutters Mill Dr 0.42mi 4/2.5 2,718 (+1%) 6mo $250,000 $92 74
6701 Wehunt Way 0.58mi 4/2.5 2,656 (-1%) 3mo $379,000 $143 69
1615 Rogers Crossing Dr 0.14mi 5/3.0 (+1) 3,064 (+14%) 7mo $385,000 $126 58
6856 Hill Creek Cv 0.30mi 4/3.0 3,048 (+14%) 6mo $360,050 $118 57
6843 Hill Creek Cv 0.29mi 5/3.0 (+1) 3,048 (+14%) 3mo $310,000 $102 55
2114 Mulberry Ln 0.64mi 3/3.0 (-1) 2,754 (+2%) 6mo $295,000 $107 54
2163 Mulberry Ln 0.54mi 4/2.5 2,398 (-11%) 7mo $286,000 $119 51
7035 Red Maple Ln 0.66mi 4/2.5 2,347 (-13%) 4mo $280,000 $119 45
1248 Huntington Place Cir 0.69mi 4/2.5 2,310 (-14%) 1mo $350,000 $152 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.18% rent growth · sell at horizon

5-year hold
IRR
-14.2%
Equity multiple
0.50×
Total profit
$-41,410
Equity at exit
$43,971
10-year hold
IRR
-8.4%
Equity multiple
0.52×
Total profit
$-39,995
Equity at exit
$25,498

Cash invested: $82,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30058

Home prices YoY
-21.4%
Rents YoY
1.2%
Active inventory
452
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$2,457 high interval (Pro) →
Mortgage (P&I)
$1,546
Tax from tax record
$85 /mo · $1,019/yr
Insurance
$123
HOA
$15
Vacancy / Maint / Mgmt
$516
Net cashflow
$172

Break-even live

Break-even rent $2,240
Max offer price $294,900
Occupancy floor 88%

Sensitivity live

Price -10% $338 -5% $255 +0% $172 +5% $88 +10% $5
Rent -10% $-23 -5% $74 +0% $172 +5% $269 +10% $366
Rate -1.0pp $320 -0.5pp $247 base $172 +0.5pp $95 +1.0pp $17

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,725
Closing costs
$8,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 31 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1576 Rogers Crossing Dr Lithonia, GA 4.0 2.5 2725 $2,400 $0.88 46d 1 0.04mi
1576 Rogers Crossing Dr Lithonia, GA 4.0 2.5 2725 $2,400 $0.88 15d 1 0.04mi
6959 Rogers Pt Lithonia, GA 3.0 2.5 1816 $1,895 $1.04 4d 1 0.16mi
6916 Dalehollow Dr Lithonia, GA 5.0 3.0 3108 $2,800 $0.90 46d 1 0.28mi
1297 Millstone Way Lithonia, GA 4.0 3.0 1752 $2,370 $1.35 0d 1 0.35mi
1583 Cutters Mill Dr Lithonia, GA 3.0 2.5 1967 $2,300 $1.17 46d 1 0.39mi
6614 Rebecca Lou Ln Lithonia, GA 3.0 2.5 1893 $1,895 $1.00 0d 1 0.51mi
1650 Cutters Mill Dr Lithonia, GA 4.0 2.5 2900 $2,681 $0.92 7d 1 0.53mi
7189 Sweet Gum Ct Lithonia, GA 3.0 2.5 2070 $2,200 $1.06 46d 1 0.53mi
1378 Persimmon Ct Lithonia, GA 4.0 2.0 2730 $1,000 $0.37 13d 1 0.60mi
7023 Red Maple Ln Lithonia, GA 4.0 2.5 2668 $2,515 $0.94 0d 1 0.64mi
6936 Deshon Ridge Dr Lithonia, GA 3.0 2.5 1872 $1,741 $0.93 2d 1 0.65mi
1930 Cutters Mill Way Lithonia, GA 3.0 3.0 1909 $2,281 $1.19 7d 1 0.66mi
1980 Cutters Mill Way Lithonia, GA 4.0 2.5 2133 $2,195 $1.03 46d 1 0.70mi
1439 Alice Ave Lithonia, GA 5.0 3.0 2940 $2,845 $0.97 46d 1 0.73mi
1439 Alice Ave Lithonia, GA 5.0 3.0 2940 $2,850 $0.97 2d 1 0.73mi
1349 Alice Ave Lithonia, GA 5.0 3.0 2724 $2,655 $0.97 27d 1 0.77mi
6458 Berryside Dr Lithonia, GA 5.0 3.0 2557 $2,697 $1.05 27d 1 0.89mi
1597 Rice Sq Lithonia, GA 3.0 3.0 2500 $2,125 $0.85 4d 1 0.89mi
7086 Brecken Pl Lithonia, GA 4.0 2.5 2130 $2,295 $1.08 22d 1 0.89mi
6470 Rebecca Way Lithonia, GA 5.0 2.5 2690 $2,581 $0.96 2d 1 0.95mi
916 S Deshon Rd Lithonia, GA 3.0 3.0 2360 $2,195 $0.93 27d 1 0.97mi
883 Timbervale Ln Lithonia, GA 3.0 2.5 1848 $2,075 $1.12 7d 1 1.07mi
6583 Carriage Ln Stone Mountain, GA 5.0 3.0 3267 $2,605 $0.80 2d 1 1.08mi
991 Alford Ct Lithonia, GA 4.0 2.5 1896 $2,045 $1.08 46d 1 1.09mi
6551 Laurens Way Stone Mountain, GA 4.0 2.5 2444 $2,440 $1.00 47d 1 1.10mi
6389 Isle of Palms Lithonia, GA 5.0 3.0 2512 $2,485 $0.99 46d 1 1.13mi
1040 Baltic Way Lithonia, GA 5.0 3.0 3644 $2,850 $0.78 46d 1 1.19mi
6294 Saddlewood Dr Lithonia, GA 4.0 3.0 1964 $1,795 $0.91 46d 1 1.20mi
6337 Windy Ridge Way Unit /63 Lithonia, GA 5.0 3.5 3516 $2,595 $0.74 46d 1 1.27mi
917 Stonemill Mnr Lithonia, GA 4.0 2.5 2260 $2,275 $1.01 2d 1 1.27mi

HOA detail

Monthly dues
$15 · $180/yr

Listing history 7 events

  1. 2026-04-14
    status Pending
  2. 2026-04-08
    historical Active Under Contract 996-char remark
    Show marketing remark (996 chars)

    Priced to Sell FAST in Rogers Crossing - $1,500 Appliance Credit + 1-Year Warranty Included! Step into this spacious 4-bedroom, 2.5-bath home and picture your family making memories here! At 2,686 sq ft, this traditional gem offers formal living and dining rooms, a cozy fireplace in the family room, and an eat-in kitchen perfect for busy mornings and weekend gatherings. Upstairs you'll enjoy a generous primary suite plus three additional bedrooms with ample closet space. Freshly deep-cleaned and pressure-washed inside and out, the home is move-in ready and waiting for your personal style. Conveniently located in a friendly Lithonia neighborhood, you're just minutes from Stone Mountain, Hwy 78, and downtown Atlanta - the perfect blend of suburban peace and city access. No HOA and No rental restrictions. Don't miss this rare value - priced aggressively and loaded with buyer incentives. Schedule your private showing today before it's gone! See it in person Saturday April 4th 12pm-3pm!

  3. 2026-04-08
    historical Active Under Contract
    Show marketing remark (996 chars)

    Priced to Sell FAST in Rogers Crossing - $1,500 Appliance Credit + 1-Year Warranty Included! Step into this spacious 4-bedroom, 2.5-bath home and picture your family making memories here! At 2,686 sq ft, this traditional gem offers formal living and dining rooms, a cozy fireplace in the family room, and an eat-in kitchen perfect for busy mornings and weekend gatherings. Upstairs you'll enjoy a generous primary suite plus three additional bedrooms with ample closet space. Freshly deep-cleaned and pressure-washed inside and out, the home is move-in ready and waiting for your personal style. Conveniently located in a friendly Lithonia neighborhood, you're just minutes from Stone Mountain, Hwy 78, and downtown Atlanta - the perfect blend of suburban peace and city access. No HOA and No rental restrictions. Don't miss this rare value - priced aggressively and loaded with buyer incentives. Schedule your private showing today before it's gone! See it in person Saturday April 4th 12pm-3pm!

  4. 2026-04-02
    listed $294,900 Active
    Show marketing remark (996 chars)

    Priced to Sell FAST in Rogers Crossing - $1,500 Appliance Credit + 1-Year Warranty Included! Step into this spacious 4-bedroom, 2.5-bath home and picture your family making memories here! At 2,686 sq ft, this traditional gem offers formal living and dining rooms, a cozy fireplace in the family room, and an eat-in kitchen perfect for busy mornings and weekend gatherings. Upstairs you'll enjoy a generous primary suite plus three additional bedrooms with ample closet space. Freshly deep-cleaned and pressure-washed inside and out, the home is move-in ready and waiting for your personal style. Conveniently located in a friendly Lithonia neighborhood, you're just minutes from Stone Mountain, Hwy 78, and downtown Atlanta - the perfect blend of suburban peace and city access. No HOA and No rental restrictions. Don't miss this rare value - priced aggressively and loaded with buyer incentives. Schedule your private showing today before it's gone! See it in person Saturday April 4th 12pm-3pm!

  5. 2026-04-02
    listed $294,900 New 996-char remark
    Show marketing remark (996 chars)

    Priced to Sell FAST in Rogers Crossing - $1,500 Appliance Credit + 1-Year Warranty Included! Step into this spacious 4-bedroom, 2.5-bath home and picture your family making memories here! At 2,686 sq ft, this traditional gem offers formal living and dining rooms, a cozy fireplace in the family room, and an eat-in kitchen perfect for busy mornings and weekend gatherings. Upstairs you'll enjoy a generous primary suite plus three additional bedrooms with ample closet space. Freshly deep-cleaned and pressure-washed inside and out, the home is move-in ready and waiting for your personal style. Conveniently located in a friendly Lithonia neighborhood, you're just minutes from Stone Mountain, Hwy 78, and downtown Atlanta - the perfect blend of suburban peace and city access. No HOA and No rental restrictions. Don't miss this rare value - priced aggressively and loaded with buyer incentives. Schedule your private showing today before it's gone! See it in person Saturday April 4th 12pm-3pm!

  6. 2026-03-30
    historical
  7. 2026-03-26
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,019 · $85/mo
Projected year-2 tax
$2,713 · $226/mo
Expected delta
+$1,694/yr (+$141/mo · 166.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 14% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,481
− Mortgage interest
−$16,519
− Property taxes
−$1,019
− Insurance
−$1,474
− Repairs & maintenance
−$2,358
− Management
−$2,358
− HOA
−$180
− Depreciation
−$8,579
Taxable loss
−$3,008
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$722
After-tax cash flow
$2,780/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Stonecrest

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Stonecrest, GA
County
Dekalb County · 782,738 people
City population
106,165
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
62,614
Household income
$61,684
Rent vs Own
34.8% rent · 65.2% own
Severe rent burden
3471.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (91%)
Race & ethnicity
Black 91% Hispanic / Latino 3% White 3% Two or more races 3%
Common ancestry
Hispanic 0%
Foreign-born
12% · Canada, United Kingdom
Languages at home
93% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -60.90%
Current HPI
224.0366
Rent YoY
▲ 1.18%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
7 events — show timeline
  • 2026-04-14 Pending FMLS
  • 2026-04-08 Contingent GAMLS
  • 2026-04-08 Contingent FMLS
  • 2026-04-02 Listed $294,900 GAMLS
  • 2026-04-02 Listed $294,900 FMLS
  • 2026-03-30 Listing Removed FMLS
  • 2026-03-26 Coming Soon FMLS

Property tax history

-4.3%/yr

Latest (2025): $1,019 · -6.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…