50 Montovision Rd · Mount Pocono, PA 18344

$199,900

3 bd · 1.0 ba · 1,300 sqft · SingleFamily public records · 27 Days on market

Built 1955 0.45 ac lot Est $216k · 7% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.6/30.0
• ARV discount +10.8/15.0
• DSCR +6.9/10.0
• 1% rule +6.0/10.0
• Appreciation +5.3/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Incredible opportunity in the heart of the Poconos and the popular area of Mt. Pocono. This ranch-style home sits on about a half acre lot on a quiet road, offering privacy, space, and plenty of potential. Surrounded by mature trees with a large yard, driveway, and outdoor deck space, this property has the perfect setting for a peaceful mountain retreat. Ideal for an owner-occupant looking to make it their own or an investor ready to bring the property back to life. Currently existing salon area with washing sink and countertop creates convenience and opportunity or make it the 3rd bedroom. The home offers convenient single-level living, a functional layout, and a huge basement with excellent storage, workshop, additional rooms or future finishing potential. Located near popular Pocono attractions, shopping, dining, outdoor recreation, resorts, waterparks, skiing, hiking, and major routes. Whether you’re searching for a primary residence, weekend getaway, rental opportunity, or your next renovation project, this one is full of possibilities. At this price point, it won’t last long. Schedule your showing today!

Key facts

• Existing salon area
• Huge basement
• Outdoor deck space

Tags

• HALF ACRE LOT
• MATURE TREES
• OUTDOOR DECK SPACE
• EXISTING SALON AREA
• SINGLE-LEVEL LIVING
• HUGE BASEMENT

Property features AI

Finance

• Other: Ownership interest: Fee simple; Above- and below-grade structures noted

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer
• Home design: Detached structure; Above-grade finished living area reported as 1,300
• Construction: Frame construction; Block foundation; Asphalt roof
• Exterior features: Sidewalks; Lot approximately 100 x 200

Interior

• Kitchen: Kitchen
• Bedrooms: Three bedrooms on the main level (Bedroom 1, Bedroom 2, Bedroom 3)
• Bathrooms: One full bathroom on the main level
• Heating & cooling: Hot water heat; Oil-fired heating; Electric hot water
• Interior features: Living room; Dining room; Basement (full)

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $305 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $200k).
• Recommended offer: $197k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.1% vs local median 5.1% in Mount Pocono — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 47 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($1k loan paydown + $1k appreciation (0.6% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (0.6% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 27 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $196,901 (1.5% below list)

Questions for the listing agent

1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 8.13%
• Cash-on-cash: 6.55%
• DSCR: 1.29
• GRM: 7.6

CMA / ARV

• ARV (on-the-fly): $215,800
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
71 Fairview Ave	0.38mi	4/2.0 (+1)	1,332 (+2%)	12mo	$236,000	$177	59
89 Kinney Ave	0.27mi	3/1.5	1,490 (+15%)	22mo	$248,000	$166	42
661 Belmont Ave	0.75mi	3/2.0	1,440 (+11%)	13mo	$160,000	$111	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.63% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 7.1%
• Equity multiple: 1.35×
• Total profit: $19,667
• Equity at exit: $64,435

10-year hold

• IRR: 11.6%
• Equity multiple: 2.35×
• Total profit: $75,619
• Equity at exit: $82,757

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18344

• Home prices YoY: 0.3%
• Active inventory: 47
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,196 medium
• Mortgage (P&I): −$1,048
• Tax from tax record: −$298 /mo · $3,576/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$461
• Net cashflow: $305

Break-even live

Break-even rent $1,810

Max offer price $199,900

Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,975
• Closing costs: $5,997
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
145 Snowshoe Ct Unit 204 Mt Pocono, PA	3.0	2.0	1152	$1,800	$1.56	43d	1	0.65mi
5 Deerfield Dr Mt Pocono, PA	3.0	2.5	1686	$2,800	$1.66	43d	1	0.66mi
3222 Evergreen Cir Unit B Tobyhanna, PA	3.0	2.0	1300	$1,950	$1.50	44d	1	1.49mi

Listing history 16 events

1. 2026-06-18
   status $199,900 Pending 27 DOM
2. 2026-06-17
   days on market $199,900 Active 27 DOM
3. 2026-06-16
   days on market $199,900 Active 26 DOM
4. 2026-06-15
   days on market $199,900 Active 25 DOM
5. 2026-06-14
   days on market $199,900 Active 23 DOM
6. 2026-06-13
   days on market $199,900 Active 22 DOM
7. 2026-06-10
   days on market $199,900 Active 20 DOM
8. 2026-06-09
   days on market $199,900 Active 19 DOM
9. 2026-06-08
   days on market $199,900 Active 18 DOM
10. 2026-06-07
    days on market $199,900 Active 17 DOM
11. 2026-06-02
    days on market $199,900 Active 12 DOM
12. 2026-06-01
    days on market $199,900 Active 11 DOM
13. 2026-05-31
    days on market $199,900 Active 10 DOM
14. 2026-05-30
    days on market $199,900 Active 9 DOM
15. 2026-05-21
    listed $199,900 Active 1139-char remark

    Show marketing remark (1139 chars)

    Incredible opportunity in the heart of the Poconos and the popular area of Mt. Pocono. This ranch-style home sits on about a half acre lot on a quiet road, offering privacy, space, and plenty of potential. Surrounded by mature trees with a large yard, driveway, and outdoor deck space, this property has the perfect setting for a peaceful mountain retreat. Ideal for an owner-occupant looking to make it their own or an investor ready to bring the property back to life. Currently existing salon area with washing sink and countertop creates convenience and opportunity or make it the 3rd bedroom. The home offers convenient single-level living, a functional layout, and a huge basement with excellent storage, workshop, additional rooms or future finishing potential. Located near popular Pocono attractions, shopping, dining, outdoor recreation, resorts, waterparks, skiing, hiking, and major routes. Whether you’re searching for a primary residence, weekend getaway, rental opportunity, or your next renovation project, this one is full of possibilities. At this price point, it won’t last long. Schedule your showing today!

16. 2026-05-21
    listed $199,900 Active

    Show marketing remark (1139 chars)

    Incredible opportunity in the heart of the Poconos and the popular area of Mt. Pocono. This ranch-style home sits on about a half acre lot on a quiet road, offering privacy, space, and plenty of potential. Surrounded by mature trees with a large yard, driveway, and outdoor deck space, this property has the perfect setting for a peaceful mountain retreat. Ideal for an owner-occupant looking to make it their own or an investor ready to bring the property back to life. Currently existing salon area with washing sink and countertop creates convenience and opportunity or make it the 3rd bedroom. The home offers convenient single-level living, a functional layout, and a huge basement with excellent storage, workshop, additional rooms or future finishing potential. Located near popular Pocono attractions, shopping, dining, outdoor recreation, resorts, waterparks, skiing, hiking, and major routes. Whether you’re searching for a primary residence, weekend getaway, rental opportunity, or your next renovation project, this one is full of possibilities. At this price point, it won’t last long. Schedule your showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,576 · $298/mo
• Projected year-2 tax: $3,576 · $298/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,352
• − Mortgage interest: −$11,198
• − Property taxes: −$3,576
• − Insurance: −$1,000
• − Repairs & maintenance: −$2,108
• − Management: −$2,108
• − Depreciation: −$5,815
• Taxable income: $548
• Est. tax owed @ 24.0%: −$132
• After-tax cash flow: $3,532/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mount Pocono, PA
• Population (ZIP): 3,472

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 47% Hispanic / Latino 22% Black 15% Asian 9% Two or more races 8%
• Hispanic origin (detail): Puerto Rican 7% Dominican 1%
• Common ancestry: Romanian 3% Italian 2% Hispanic 1%
• Foreign-born: 17% · Canada
• Languages at home: 67% English-only · Spanish 19% Other Indo-European 7% Tagalog/Filipino 3%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.63%
• Current HPI: 179.2541
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+0.0% since first listed

2 events — show timeline

• 2026-05-21 Listed $199,900 BRIGHT MLS
• 2026-05-21 Listed $199,900 GLVRMLS

Property tax history

+1.4%/yr

Latest (2026): $3,576 · +2.9% YoY. Source: county tax records.