4737 Beacon Ave · St. Louis, MO 63120

$40,000

3 bd · 1.0 ba · 693 sqft · SingleFamily public records · 354 Days on market

Built 1909 $58/sqft · 48% above area Est $39k · at est.

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +6.3/15.0
• Appreciation +5.3/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0

Listing remarks MLS

MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

Key facts

• 1 story
• Bigg lot
• Frame home

Tags

• 1 STORY
• FRAME HOME
• FULL BASEMENT
• BIGG LOT

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $40k.

Deal economics

• At list price, monthly cash flow is $488 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($917 rent vs $40k).
• Recommended offer: $35k (12.0% below list) — sets the bar for market timing.
• Cap rate 20.9% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 20 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
• This rent runs 31% of the median local income ($35k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $493 of equity ($277 loan paydown + $216 appreciation (0.5% local appreciation)).
• St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (0.5% appreciation + 3.0% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 354 days — a 12% lower offer ($35k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 13y ago; this cycle's ask has dropped $70k (64%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1909 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate flood risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $35,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 354 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1909 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.29% ✓
• Cap rate: 20.92%
• Cash-on-cash: 52.24%
• DSCR: 3.32
• GRM: 3.6

CMA / ARV

• ARV (median comp): $38,998
• List price: $40,000
• Delta: 2.57%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4750 Plover Ave	0.17mi	2/1.0 (-1)	672 (-3%)	6mo	$35,000	$52	77
4948 Davison Ave	0.20mi	2/1.0 (-1)	768 (+11%)	16mo	$40,000	$52	55
5920 Lalite Ave	0.63mi	2/1.0 (-1)	760 (+10%)	4mo	$22,000	$29	46
5916 Lalite Ave	0.62mi	2/1.0 (-1)	720 (+4%)	18mo	$20,000	$28	44
5944 Laura Ave	0.60mi	2/1.0 (-1)	760 (+10%)	16mo	$42,000	$55	37
6133 Lillian Ave	0.66mi	2/1.0 (-1)	792 (+14%)	12mo	$20,000	$25	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.54% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 54.4%
• Equity multiple: 3.76×
• Total profit: $30,901
• Equity at exit: $12,705

10-year hold

• IRR: 56.3%
• Equity multiple: 7.54×
• Total profit: $73,289
• Equity at exit: $16,172

Cash invested: $11,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63120

• Home prices YoY: 0.4%
• Active inventory: 20
• Price-to-rent: 3.6×

Monthly cashflow live

• Estimated rent: $917 medium
• Mortgage (P&I): −$210
• Tax from tax record: −$11 /mo · $128/yr
• Insurance: −$17
• HOA: −$0
• Vacancy / Maint / Mgmt: −$193
• Net cashflow: $488

Break-even live

Break-even rent $300

Max offer price $40,000

Occupancy floor 42%

Sensitivity live

Price	-10% $510	-5% $499	+0% $488	+5% $476	+10% $465
Rent	-10% $415	-5% $451	+0% $488	+5% $524	+10% $560
Rate	-1.0pp $508	-0.5pp $498	base $488	+0.5pp $477	+1.0pp $467

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $10,000
• Closing costs: $1,200
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4935 Alcott Ave Saint Louis, MO	3.0	1.0	680	$705	$1.04	17d	1	0.19mi
4719 Plover Ave Saint Louis, MO	2.0	1.0	744	$995	$1.34	5d	1	0.22mi
7024 Idlewild Ave Saint Louis, MO	2.0	1.0	588	$995	$1.69	44d	1	1.41mi
5635 Hodiamont Ave Saint Louis, MO	2.0	1.0	580	$899	$1.55	21d	1	1.46mi

Listing history 32 events

1. 2026-06-15
   statusdays on market $40,000 Pending 354 DOM
2. 2026-06-13
   days on market $40,000 Active 353 DOM
3. 2026-06-09
   days on market $40,000 Active 349 DOM
4. 2026-06-08
   days on market $40,000 Active 348 DOM
5. 2026-06-08
   days on market $40,000 Active 347 DOM
6. 2026-06-05
   days on market $40,000 Active 344 DOM
7. 2026-06-03
   days on market $40,000 Active 343 DOM
8. 2026-06-02
   days on market $40,000 Active 342 DOM
9. 2026-06-01
   days on market $40,000 Active 341 DOM
10. 2026-06-01
    days on market $40,000 Active 340 DOM
11. 2026-04-23
    price $40,000 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

12. 2026-03-08
    price $42,500 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

13. 2026-02-24
    price $47,500 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

14. 2026-01-30
    price $50,500 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

15. 2026-01-10
    price $52,500 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

16. 2025-11-18
    price $55,000 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

17. 2025-11-04
    status Active 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

18. 2025-11-04
    price $59,900 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

19. 2025-10-22
    price $62,500 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

20. 2025-09-21
    price $65,000 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

21. 2025-09-06
    price $68,000 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

22. 2025-08-25
    price $70,000 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

23. 2025-08-15
    price $75,000 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

24. 2025-08-08
    price $80,000 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

25. 2025-07-31
    price $89,000 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

26. 2025-07-31
    status Active 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

27. 2025-07-17
    status Pending 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

28. 2025-07-07
    price $95,000 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

29. 2025-06-23
    price $100,000 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

30. 2025-06-08
    listed $110,000 Active 630-char remark

    Show marketing remark (630 chars)

    MOTIVATED SELLER. (WANTED --- INVESTORS OR HOMEOWNER'S NO WHOLESELLERS. ONLY SOLID BUYERS WELCOME.) "SELLER IS LICENSE AGENT" 1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor, 1/2 bath on second floor and full basement unfinished. BIGG lot next door is also a part of the sale. The lot is ideal for children, pets, and family fun! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers.

31. 2013-06-24
    soldstatus 882-char remark

    Show marketing remark (882 chars)

    1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor and a full basement. This home offers fencing, covered entry and a covered back porch. With some TLC someone will turn this house into a home! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers. A special addendum will be made a part of the final contract. Seller reserves the right to negotiate offers in any order regardless of date/time submitted. It may be 24-72 hrs for verbal response from seller. Typical seller’s hours are M-F, 9-5. With accepted contract, please refer to bank addendum regarding de-winterization requirements prior to contacting office for scheduling inspections.

32. 2013-04-23
    listed $5,500 882-char remark

    Show marketing remark (882 chars)

    1.5 story, frame home with 1 bedroom on the main floor and two bedrooms upstairs, 1 full bath on the main floor and a full basement. This home offers fencing, covered entry and a covered back porch. With some TLC someone will turn this house into a home! This property is being sold in current condition. No repairs, warranties, disclosures or inspections provided by the seller. Your proof of funds or a pre-approval letter dated within the last 30 days must accompany all offers. A special addendum will be made a part of the final contract. Seller reserves the right to negotiate offers in any order regardless of date/time submitted. It may be 24-72 hrs for verbal response from seller. Typical seller’s hours are M-F, 9-5. With accepted contract, please refer to bank addendum regarding de-winterization requirements prior to contacting office for scheduling inspections.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $128 · $11/mo
• Projected year-2 tax: $388 · $32/mo
• Expected delta: +$260/yr (+$22/mo · 202.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 67% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,009
• − Mortgage interest: −$2,241
• − Property taxes: −$128
• − Insurance: −$200
• − Repairs & maintenance: −$881
• − Management: −$881
• − Depreciation: −$1,164
• Taxable income: $5,515
• Est. tax owed @ 24.0%: −$1,324
• After-tax cash flow: $4,528/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Louis City
• NCES district ID: 2929280
• Math proficiency: 10% ▼ -6.00%
• Reading proficiency: 18% ▼ -3.00%
• Median HH income: $35,685
• Composite: 11.54/100
• National rank: #9699
• State rank: #312 of 324 in MO

Livability — St. Louis

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Louis, MO
• County: Saint Louis City · 254,015 people
• City population: 283,259
• Metro: St. Louis, MO-IL
• Population (ZIP): 6,790
• Household income: $35,176
• Rent vs Own: 53.9% rent · 46.1% own
• Severe rent burden: 555.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 315,737 people
• By 2030: 313,865 · -0.6%
• By 2040: 305,439 · -3.3%
• By 2050: 296,529 · -6.1%
• By 2075: 271,028 · -14.2%
• By 2100: 255,359 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% Two or more races 7% White 2%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · St. Louis

• 2024 margin: Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
• 2008→2024 swing: -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
• All cycles: 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.54%
• Current HPI: 141.8177
• Rent YoY: —
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+627.3% since first listed

22 events — show timeline

• 2026-04-23 Price Changed $40,000 MARIS as Distributed by MLS Grid
• 2026-03-08 Price Changed $42,500 MARIS as Distributed by MLS Grid
• 2026-02-24 Price Changed $47,500 MARIS as Distributed by MLS Grid
• 2026-01-30 Price Changed $50,500 MARIS as Distributed by MLS Grid
• 2026-01-10 Price Changed $52,500 MARIS as Distributed by MLS Grid
• 2025-11-18 Price Changed $55,000 MARIS as Distributed by MLS Grid
• 2025-11-04 Relisted — MARIS as Distributed by MLS Grid
• 2025-11-04 Price Changed $59,900 MARIS as Distributed by MLS Grid
• 2025-10-22 Price Changed $62,500 MARIS as Distributed by MLS Grid
• 2025-09-21 Price Changed $65,000 MARIS as Distributed by MLS Grid
• 2025-09-06 Price Changed $68,000 MARIS as Distributed by MLS Grid
• 2025-08-25 Price Changed $70,000 MARIS as Distributed by MLS Grid
• 2025-08-15 Price Changed $75,000 MARIS as Distributed by MLS Grid
• 2025-08-08 Price Changed $80,000 MARIS as Distributed by MLS Grid
• 2025-07-31 Price Changed $89,000 MARIS as Distributed by MLS Grid
• 2025-07-31 Relisted — MARIS as Distributed by MLS Grid
• 2025-07-17 Pending — MARIS as Distributed by MLS Grid
• 2025-07-07 Price Changed $95,000 MARIS as Distributed by MLS Grid
• 2025-06-23 Price Changed $100,000 MARIS as Distributed by MLS Grid
• 2025-06-08 Listed $110,000 MARIS as Distributed by MLS Grid
• 2013-06-24 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2013-04-23 Listed $5,500 MARIS as Distributed by MLS Grid

Property tax history

-2.5%/yr

Latest (2024): $128 · +4.0% YoY. Source: county tax records.