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14054 S Zenith St
C+ Composite 64.46
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.7/10.0
  • ARV discount +5.9/15.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$129,900

14054 S Zenith St · Glenpool, OK 74033
3 bd · 2.0 ba · 1,280 sqft · Manufactured public records · 6 Days on market
Built 2008 7,200 sqft lot Est $125k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Ready to occupy. Mature trees provide great shade from summer heat, needs TLC. Selling "AS IS".

Key facts

  • Open concept
  • 7,200 sq ft lot
  • Parking

Tags

WOOD BURNING FIREPLACEREAL STONE ACCENT HEARTHOPEN CONCEPTUPDATED QUALITY APPLIANCESSTAINLESS STEEL VENT HOODWHOLE HOME WATER SHUTOFF

Property features AI

Finance

  • HOA & community: Gutters noted as a community feature

Exterior

  • Parking: Driveway; Parking pad
  • Security: Smoke detector(s); No safety shelter
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available; Cable available; Phone available
  • Home design: Single-wide manufactured home; One story; Faces east; Tie-down foundation
  • Construction: HardiPlank type and vinyl siding; Asphalt/fiberglass roof; Built (year per public records)
  • Exterior features: Concrete and gravel driveways; Covered porch, deck; Landscaping and exterior lighting; Rain gutters; Dog run; Shed(s); Full privacy fencing

Interior

  • Kitchen: Refrigerator; Range / Oven; Convection oven; Microwave; Dishwasher; Disposal; Pantry
  • Bedrooms: Master bedroom with private bath and walk-in closet (first floor); Additional bedrooms (first floor)
  • Flooring: Carpet; Vinyl
  • Bathrooms: Two full bathrooms; Master bath with double sink, separate shower, whirlpool tub and vent; Hall bath with bathtub and vent
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Vinyl and insulated storm windows; Insulated doors and storm door(s); Accessible doors; Ceiling fan(s); Laminate counters; Wired for data and cable TV; High speed internet available; Programmable thermostat; Electric oven/range connection; Electric water heater
  • Laundry & utility: Inside utility room (first floor); Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $130k.

Deal economics

  • At list price, monthly cash flow is $503 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Cap rate 10.9% vs local median 3.9% in Glenpool — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#39 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: schools D+, amenities F, commute F.
  • Glenpool (suburban): math 25% / reading 27% proficiency, ranked #78 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 162 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $46k; list at $130k implies a 185% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $129,900

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.27%
Cap rate
10.94%
Cash-on-cash
16.58%
DSCR
1.74
GRM
6.6

CMA / ARV

ARV (on-the-fly)
$125,440
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14054 S Zenith St 0.00mi 3/2.0 1,280 (0%) 1mo $125,000 $98 99
950 W 138th Pl 0.19mi 3/2.0 1,278 (-0%) 7mo $112,000 $88 85

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.7%
Equity multiple
1.30×
Total profit
$10,921
Equity at exit
$19,369
10-year hold
IRR
16.9%
Equity multiple
2.39×
Total profit
$50,575
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74033

Home prices YoY
-18.8%
Active inventory
162
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,645 medium interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$62 /mo · $744/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$346
Net cashflow
$503

Break-even live

Break-even rent $1,009
Max offer price $129,900
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13743 S Fern St Glenpool, OK 3.0 1.5 1139 $1,450 $1.27 10d 1 0.92mi
13486 S Fern St Glenpool, OK 3.0 1.0 976 $1,245 $1.28 1d 1 1.06mi

Listing history 18 events

  1. 2026-04-30
    status Pending
  2. 2026-04-24
    listed $129,900 Active
  3. 2021-09-15
    soldstatus $45,500
  4. 2021-09-14
    soldstatus $45,107 Closed 105-char remark
    Show marketing remark (105 chars)

    Ready to occupy. Mature trees provide great shade from summer heat, needs TLC. Selling "AS IS".

  5. 2021-08-19
    status Pending 105-char remark
    Show marketing remark (105 chars)

    Ready to occupy. Mature trees provide great shade from summer heat, needs TLC. Selling "AS IS".

  6. 2021-08-02
    listed $45,000 Active 105-char remark
    Show marketing remark (105 chars)

    Ready to occupy. Mature trees provide great shade from summer heat, needs TLC. Selling "AS IS".

  7. 2013-01-07
    historical
  8. 2012-12-07
    listed $15,000
  9. 2012-05-29
    historical
  10. 2012-04-05
    listed $20,000
  11. 2010-07-02
    historical
  12. 2010-05-07
    listed $25,000
  13. 1998-12-05
    historical
  14. 1998-06-05
    listed $33,500
  15. 1996-11-13
    historical
  16. 1996-09-10
    listed $38,500
  17. 1993-06-29
    soldstatus $17,000
  18. 1987-03-01
    soldstatus $12,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$744 · $62/mo
Projected year-2 tax
$1,169 · $97/mo
Expected delta
+$425/yr (+$35/mo · 57.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥112°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,745
− Mortgage interest
−$7,276
− Property taxes
−$744
− Insurance
−$650
− Repairs & maintenance
−$1,580
− Management
−$1,580
− Depreciation
−$3,779
Taxable income
$4,137
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$993
After-tax cash flow
$5,038/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Glenpool
NCES district ID
4012720
Math proficiency
25% ▼ -10.00%
Reading proficiency
27% ▼ -6.00%
Median HH income
$60,823
Composite
23.92/100
National rank
#7789
State rank
#78 of 270 in OK

Livability — Glenpool

Score
70/100
State rank
#39
US rank
#7699

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Glenpool, OK
County
Tulsa County · 640,811 people
City population
13,745
Metro
Tulsa, OK
Population (ZIP)
13,745
Household income
$80,542
Rent vs Own
30.1% rent · 69.9% own
Severe rent burden
288.0

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 61% Two or more races 17% Hispanic / Latino 11% Native American 7% Asian 4% Black 4%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Lithuanian 3% Slovak 2% Romanian 2%
Foreign-born
7% · Canada, Philippines, South Korea
Languages at home
89% English-only · Spanish 6% Other Asian/Pacific 2% Tagalog/Filipino 1%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.90%
Current HPI
223.9379
Rent YoY
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+982.5% since first listed
18 events — show timeline
  • 2026-04-30 Pending MLS Technology, Inc.
  • 2026-04-24 Listed $129,900 MLS Technology, Inc.
  • 2021-09-15 Sold (Public Records) $45,500 Public Records
  • 2021-09-14 Sold (MLS) $45,107 MLS Technology, Inc.
  • 2021-08-19 Pending MLS Technology, Inc.
  • 2021-08-02 Listed $45,000 MLS Technology, Inc.
  • 2013-01-07 Listing Removed MLS Technology, Inc.
  • 2012-12-07 Listed $15,000 MLS Technology, Inc.
  • 2012-05-29 Listing Removed MLS Technology, Inc.
  • 2012-04-05 Listed $20,000 MLS Technology, Inc.
  • 2010-07-02 Listing Removed MLS Technology, Inc.
  • 2010-05-07 Listed $25,000 MLS Technology, Inc.
  • 1998-12-05 Listing Removed MLS Technology, Inc.
  • 1998-06-05 Listed $33,500 MLS Technology, Inc.
  • 1996-11-13 Listing Removed MLS Technology, Inc.
  • 1996-09-10 Listed $38,500 MLS Technology, Inc.
  • 1993-06-29 Sold (Public Records) $17,000 Public Records
  • 1987-03-01 Sold (Public Records) $12,000 Public Records

Property tax history

+7.6%/yr

Latest (2025): $744 · -0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…