104 Poole Rd · Ahoskie, NC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $906 – $1,684
Heat risk 8/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 7/10 · Major
- Chance of severe wind over 30 yrs
- 78.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.4/30.0
- DSCR +9.0/10.0
- ARV discount +7.5/15.0
- Appreciation +6.3/10.0
- 1% rule +5.8/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
$149,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS
Key facts
- 0.47 acre lot
- Built 1992
- Listed 27 days
Property features AI
Finance
- Other: Zoning: RA-30
- Financial info: Annual tax amount listed (excluded from detailed financial breakdown)
Exterior
- Parking: No designated parking
- Utilities: Public water; Septic tank sewer; Water connected
- Home design: Manufactured home (residential); Single-story, entry level 1; One level
- Construction: Vinyl siding and frame construction; Shingle roof; Built on crawl space
- Exterior features: Deck; Screened porch; Front porch; Corner lot; Paved road access; Has a view
Interior
- Kitchen: No appliances specified
- Bedrooms: Total of 7 rooms (bedrooms included within room count)
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central air conditioning; Electric forced-air heating
- Interior features: No built-in appliances listed; Crawl space basement
- Laundry & utility: No laundry appliances specified
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $150k.
Deal economics
- At list price, monthly cash flow is $391 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Recommended offer: $148k (1.5% below list) — sets the bar for market timing.
- Cap rate 9.4% vs local median 7.7% in Ahoskie — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 57/100 on livability (#600 in NC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
- Hertford County Schools (town): math 14% / reading 26% proficiency, ranked #171 of 178 in NC (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Ahoskie Elementary (math 12% / reading 26%, grade F, #1,269 of 1,410 statewide, top 91%, 228 students, 99% FRL); Hertford County Middle (math 6% / reading 26%, grade F, #455 of 475 statewide, top 96%, 536 students, 99% FRL); Hertford County High (math 12% / reading 12%, grade F, #518 of 535 statewide, top 97%, 573 students, 100% FRL) — zoned schools average 99% FRL vs 74% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 59 active listings in the ZIP; 5 units permitted in Hertford County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($1k loan paydown + $4k appreciation (2.5% local appreciation)).
- Hertford County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (2.5% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 27 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $30k; list at $150k implies a 391% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 9.42%
- Cash-on-cash
- 11.17%
- DSCR
- 1.50
- GRM
- 7.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
2.52% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 16.8%
- Equity multiple
- 1.93×
- Total profit
- $39,108
- Equity at exit
- $63,398
- IRR
- 18.7%
- Equity multiple
- 3.60×
- Total profit
- $109,066
- Equity at exit
- $94,699
Cash invested: $41,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 85 Strongly Landlord-Friendly
- State North Carolina
- 85 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 27910
- Home prices YoY
- 1.9%
- Active inventory
- 59
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,626 medium interval (Pro) →
- Mortgage (P&I)
- −$786
- Tax from tax record
- −$45 /mo · $542/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$341
- Net cashflow
- $391
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,475
- Closing costs
- $4,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 31 events
-
2026-06-18days on market $149,900 Active 27 DOM
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2026-06-17days on market $149,900 Active 26 DOM
-
2026-06-16days on market $149,900 Active 25 DOM
-
2026-06-15days on market $149,900 Active 24 DOM
-
2026-06-13days on market $149,900 Active 22 DOM
-
2026-06-12remarks 527-char remark
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2026-06-12statusdays on market $149,900 Active 21 DOM
-
2026-06-09days on market $149,900 Active Under Contract 18 DOM
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2026-06-08days on market $149,900 Active Under Contract 17 DOM
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2026-06-07days on market $149,900 Active Under Contract 16 DOM
-
2026-06-07days on market $149,900 Active Under Contract 15 DOM
-
2026-06-04days on market $149,900 Active Under Contract 12 DOM
-
2026-06-03status $149,900 Active Under Contract 11 DOM
-
2026-06-02days on market $149,900 Active 11 DOM
-
2026-06-01days on market $149,900 Active 10 DOM
-
2026-05-31days on market $149,900 Active 9 DOM
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2026-05-22$149,900 Active
-
2026-03-31soldstatus $30,500 Closed 707-char remark
Show marketing remark (707 chars)
Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS
-
2026-02-24status Pending 707-char remark
Show marketing remark (707 chars)
Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS
-
2026-01-28price $48,700 707-char remark
Show marketing remark (707 chars)
Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS
-
2026-01-12price $49,500 707-char remark
Show marketing remark (707 chars)
Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS
-
2025-12-22price $59,500 707-char remark
Show marketing remark (707 chars)
Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS
-
2025-12-04price $65,000 707-char remark
Show marketing remark (707 chars)
Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS
-
2025-11-18price $76,500 707-char remark
Show marketing remark (707 chars)
Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS
-
2025-11-03price $86,200 707-char remark
Show marketing remark (707 chars)
Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS
-
2025-10-10$90,100 Active 707-char remark
Show marketing remark (707 chars)
Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS
-
2025-08-22historical
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2025-08-11price $78,000
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2025-07-25price $89,500
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2025-07-09price $112,300
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2025-06-20$132,500 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NC · Resets to sale price
- Current annual tax
- $542 · $45/mo
- Projected year-2 tax
- $1,229 · $102/mo
- Expected delta
- +$687/yr (+$57/mo · 126.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
- Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,508
- − Mortgage interest
- −$8,397
- − Property taxes
- −$542
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,561
- − Management
- −$1,561
- − Depreciation
- −$4,361
- Taxable income
- $2,338
- Est. tax owed @ 24.0%
- −$561
- After-tax cash flow
- $4,126/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hertford County Schools
- NCES district ID
- 3702160
- Math proficiency
- 14% ▼ -3.00%
- Reading proficiency
- 26% ▼ -1.00%
- Median HH income
- $33,467
- Composite
- 16.29/100
- National rank
- #9213
- State rank
- #171 of 178 in NC
Livability — Ahoskie
- Score
- 57/100
- State rank
- #600
- US rank
- #21815
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 10,427
- Population (ZIP)
- 10,427
Population outlook (Hertford County) Hauer SSP2
- Today (2025)
- 23,401 people
- By 2030
- 22,708 · -3.0%
- By 2040
- 21,227 · -9.3%
- By 2050
- 19,942 · -14.8%
- By 2075
- 17,844 · -23.7%
- By 2100
- 15,148 · -35.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.55)
- Race & ethnicity
- Black 59% White 32% Hispanic / Latino 4% Two or more races 3% Native American 2% Asian 1%
- Common ancestry
- Serbian 1% Slovak 1%
- Foreign-born
- 3% · Canada, Philippines
- Languages at home
- 96% English-only · Spanish 3% Other Asian/Pacific 1%
Political lean MEDSL · Hertford
- 2024 margin
- Strong D (+26.8) · D 63.0% · R 36.3%
- 2008→2024 swing
- -14.8pp toward R · 2008: 41.5pp · 2024: 26.8pp
- All cycles
- 2024: D+26.8 2020: D+34.0 2016: D+37.7 2012: D+44.3 2008: D+41.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.52%
- Current HPI
- 135.494
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 26
Industry mix (Fortune 500 HQ in NC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 2 | $213B |
|
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| Retail | 2 | $95B |
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| Industrial Conglomerate | 1 | $38B |
|
||
| Metals / Steel | 1 | $35B |
|
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| Utilities | 1 | $30B |
|
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| Industrial Machinery | 1 | $19B |
|
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Price history
+13.1% since first listed15 events — show timeline
- 2026-05-22 Listed $149,900 Hive MLS
- 2026-03-31 Sold (MLS) $30,500 Hive MLS
- 2026-02-24 Pending — Hive MLS
- 2026-01-28 Price Changed $48,700 Hive MLS
- 2026-01-12 Price Changed $49,500 Hive MLS
- 2025-12-22 Price Changed $59,500 Hive MLS
- 2025-12-04 Price Changed $65,000 Hive MLS
- 2025-11-18 Price Changed $76,500 Hive MLS
- 2025-11-03 Price Changed $86,200 Hive MLS
- 2025-10-10 Listed $90,100 Hive MLS
- 2025-08-22 Listing Removed — Hive MLS
- 2025-08-11 Price Changed $78,000 Hive MLS
- 2025-07-25 Price Changed $89,500 Hive MLS
- 2025-07-09 Price Changed $112,300 Hive MLS
- 2025-06-20 Listed $132,500 Hive MLS
Property tax history
+0.9%/yrLatest (2025): $542 · +1.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…