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104 Poole Rd
C+ Composite 64.43
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.4/30.0
  • DSCR +9.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.3/10.0
  • 1% rule +5.8/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$149,900

104 Poole Rd · Ahoskie, NC 27910
3 bd · 2.0 ba · 1,080 sqft · Manufactured public records · 27 Days on market
Built 1992 0.47 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS

Key facts

  • 0.47 acre lot
  • Built 1992
  • Listed 27 days

Property features AI

Finance

  • Other: Zoning: RA-30
  • Financial info: Annual tax amount listed (excluded from detailed financial breakdown)

Exterior

  • Parking: No designated parking
  • Utilities: Public water; Septic tank sewer; Water connected
  • Home design: Manufactured home (residential); Single-story, entry level 1; One level
  • Construction: Vinyl siding and frame construction; Shingle roof; Built on crawl space
  • Exterior features: Deck; Screened porch; Front porch; Corner lot; Paved road access; Has a view

Interior

  • Kitchen: No appliances specified
  • Bedrooms: Total of 7 rooms (bedrooms included within room count)
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air conditioning; Electric forced-air heating
  • Interior features: No built-in appliances listed; Crawl space basement
  • Laundry & utility: No laundry appliances specified

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $150k.

Deal economics

  • At list price, monthly cash flow is $391 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $148k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.4% vs local median 7.7% in Ahoskie — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 57/100 on livability (#600 in NC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
  • Hertford County Schools (town): math 14% / reading 26% proficiency, ranked #171 of 178 in NC (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Ahoskie Elementary (math 12% / reading 26%, grade F, #1,269 of 1,410 statewide, top 91%, 228 students, 99% FRL); Hertford County Middle (math 6% / reading 26%, grade F, #455 of 475 statewide, top 96%, 536 students, 99% FRL); Hertford County High (math 12% / reading 12%, grade F, #518 of 535 statewide, top 97%, 573 students, 100% FRL) — zoned schools average 99% FRL vs 74% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 59 active listings in the ZIP; 5 units permitted in Hertford County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $5k of equity ($1k loan paydown + $4k appreciation (2.5% local appreciation)).
  • Hertford County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (2.5% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 7, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $30k; list at $150k implies a 391% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $147,651 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
9.42%
Cash-on-cash
11.17%
DSCR
1.50
GRM
7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

2.52% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.8%
Equity multiple
1.93×
Total profit
$39,108
Equity at exit
$63,398
10-year hold
IRR
18.7%
Equity multiple
3.60×
Total profit
$109,066
Equity at exit
$94,699

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 27910

Home prices YoY
1.9%
Active inventory
59
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,626 medium interval (Pro) →
Mortgage (P&I)
$786
Tax from tax record
$45 /mo · $542/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$341
Net cashflow
$391

Break-even live

Break-even rent $1,131
Max offer price $149,900
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 31 events

  1. 2026-06-18
    days on market $149,900 Active 27 DOM
  2. 2026-06-17
    days on market $149,900 Active 26 DOM
  3. 2026-06-16
    days on market $149,900 Active 25 DOM
  4. 2026-06-15
    days on market $149,900 Active 24 DOM
  5. 2026-06-13
    days on market $149,900 Active 22 DOM
  6. 2026-06-12
    remarks 527-char remark
  7. 2026-06-12
    statusdays on market $149,900 Active 21 DOM
  8. 2026-06-09
    days on market $149,900 Active Under Contract 18 DOM
  9. 2026-06-08
    days on market $149,900 Active Under Contract 17 DOM
  10. 2026-06-07
    days on market $149,900 Active Under Contract 16 DOM
  11. 2026-06-07
    days on market $149,900 Active Under Contract 15 DOM
  12. 2026-06-04
    days on market $149,900 Active Under Contract 12 DOM
  13. 2026-06-03
    status $149,900 Active Under Contract 11 DOM
  14. 2026-06-02
    days on market $149,900 Active 11 DOM
  15. 2026-06-01
    days on market $149,900 Active 10 DOM
  16. 2026-05-31
    days on market $149,900 Active 9 DOM
  17. 2026-05-22
    listed $149,900 Active
  18. 2026-03-31
    soldstatus $30,500 Closed 707-char remark
    Show marketing remark (707 chars)

    Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS

  19. 2026-02-24
    status Pending 707-char remark
    Show marketing remark (707 chars)

    Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS

  20. 2026-01-28
    price $48,700 707-char remark
    Show marketing remark (707 chars)

    Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS

  21. 2026-01-12
    price $49,500 707-char remark
    Show marketing remark (707 chars)

    Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS

  22. 2025-12-22
    price $59,500 707-char remark
    Show marketing remark (707 chars)

    Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS

  23. 2025-12-04
    price $65,000 707-char remark
    Show marketing remark (707 chars)

    Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS

  24. 2025-11-18
    price $76,500 707-char remark
    Show marketing remark (707 chars)

    Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS

  25. 2025-11-03
    price $86,200 707-char remark
    Show marketing remark (707 chars)

    Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS

  26. 2025-10-10
    listed $90,100 Active 707-char remark
    Show marketing remark (707 chars)

    Built in 1992, this manufactured home offers approximately 1080 finished square feet, three bedrooms, two full baths & screened front porch. This home sits on an approx 20473 sqft lot. ''As is'' cash only sale with no contingencies or inspections. Buyer responsible to ensure this Mobile Home/Manufactured Housing has had wheels, axles & towing hitch removed, is on permanent foundation/piers, & has been deemed permanently affixed to subject property & a real property improvement, according to requirements set forth by Parish/County/Jurisdiction subject property is located in & obtain the vehicular title to the Mobile Home. Buyer to sign Hold Harmless & close AS IS

  27. 2025-08-22
    historical
  28. 2025-08-11
    price $78,000
  29. 2025-07-25
    price $89,500
  30. 2025-07-09
    price $112,300
  31. 2025-06-20
    listed $132,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

Current annual tax
$542 · $45/mo
Projected year-2 tax
$1,229 · $102/mo
Expected delta
+$687/yr (+$57/mo · 126.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,508
− Mortgage interest
−$8,397
− Property taxes
−$542
− Insurance
−$750
− Repairs & maintenance
−$1,561
− Management
−$1,561
− Depreciation
−$4,361
Taxable income
$2,338
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$561
After-tax cash flow
$4,126/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hertford County Schools
NCES district ID
3702160
Math proficiency
14% ▼ -3.00%
Reading proficiency
26% ▼ -1.00%
Median HH income
$33,467
Composite
16.29/100
National rank
#9213
State rank
#171 of 178 in NC

Livability — Ahoskie

Score
57/100
State rank
#600
US rank
#21815

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing B+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
10,427
Population (ZIP)
10,427

Population outlook (Hertford County) Hauer SSP2

Today (2025)
23,401 people
By 2030
22,708 · -3.0%
By 2040
21,227 · -9.3%
By 2050
19,942 · -14.8%
By 2075
17,844 · -23.7%
By 2100
15,148 · -35.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
Black 59% White 32% Hispanic / Latino 4% Two or more races 3% Native American 2% Asian 1%
Common ancestry
Serbian 1% Slovak 1%
Foreign-born
3% · Canada, Philippines
Languages at home
96% English-only · Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Hertford

2024 margin
Strong D (+26.8) · D 63.0% · R 36.3%
2008→2024 swing
-14.8pp toward R · 2008: 41.5pp · 2024: 26.8pp
All cycles
2024: D+26.8 2020: D+34.0 2016: D+37.7 2012: D+44.3 2008: D+41.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.52%
Current HPI
135.494
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

+13.1% since first listed
15 events — show timeline
  • 2026-05-22 Listed $149,900 Hive MLS
  • 2026-03-31 Sold (MLS) $30,500 Hive MLS
  • 2026-02-24 Pending Hive MLS
  • 2026-01-28 Price Changed $48,700 Hive MLS
  • 2026-01-12 Price Changed $49,500 Hive MLS
  • 2025-12-22 Price Changed $59,500 Hive MLS
  • 2025-12-04 Price Changed $65,000 Hive MLS
  • 2025-11-18 Price Changed $76,500 Hive MLS
  • 2025-11-03 Price Changed $86,200 Hive MLS
  • 2025-10-10 Listed $90,100 Hive MLS
  • 2025-08-22 Listing Removed Hive MLS
  • 2025-08-11 Price Changed $78,000 Hive MLS
  • 2025-07-25 Price Changed $89,500 Hive MLS
  • 2025-07-09 Price Changed $112,300 Hive MLS
  • 2025-06-20 Listed $132,500 Hive MLS

Property tax history

+0.9%/yr

Latest (2025): $542 · +1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…