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14803 E 50 Dr
D+ Composite 48.53
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.1/30.0
  • ARV discount +13.7/15.0
  • DSCR +5.0/10.0
  • Rent growth +3.6/5.0
  • 1% rule +3.4/10.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$279,900

14803 E 50 Dr · Fortuna Foothills, AZ 85367
3 bd · 2.0 ba · 1,508 sqft · Manufactured public records · 85 Days on market
Built 2007 7,590 sqft lot Est $324k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Back on the market through no fault of the owner!!! Buyers contingency fell through!!!!Welcome to this well maintained, one owner home located on a quiet street just one block from the desert in one of the most desirable foothills neighborhoods. Offering plenty of space for RV parking, recreational vehicles, and additional toys, this property is ideal for those who value both comfort and outdoor living. The open floor plan is perfect for entertaining, while each bedroom features a walk in closet. The home is being sold furnished, making it a truly turn key opportunity and ready for its new owners.

Key facts

  • Quiet street
  • Open floor plan
  • Rv parking

Tags

RV PARKINGQUIET STREETFOOTHILLS NEIGHBORHOODSOPEN FLOOR PLANWALK IN CLOSETTURN KEY OPPORTUNITY

Property features AI

Finance

  • HOA & community: Curbs (community feature)

Exterior

  • Parking: 3 parking spaces total; 2 covered spaces; 1 attached garage space; Attached carport with 2 carport spaces; Detached parking; RV access/parking
  • Security: Smoke detector(s)
  • Utilities: Public water; Private sewer
  • Home design: Manufactured home; Residential property
  • Construction: Mobile home / manufactured construction
  • Exterior features: RV hookup; Shed(s); Paved road access; Has view; Curbs

Interior

  • Kitchen: Disposal; Refrigerator; Microwave; Dishwasher; Gas range
  • Flooring: Carpet; Other
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heating; Cooling
  • Interior features: Blinds, window treatments and drapes; Smoke detector(s); Basement
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $280k.

Deal economics

  • At list price, monthly cash flow is $144 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $234k (16.2% below list).
  • Recommended offer: $234k (16.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 4.2% in Fortuna Foothills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#174 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, crime F, amenities F.
  • Yuma Union High School District (4507) (urban): math 14% / reading 16% proficiency, ranked #212 of 249 in AZ (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Gila Ridge High School (math 13% / reading 17%, grade F, #263 of 381 statewide, top 70%, 2,309 students, 55% FRL).
  • Market conditions: Rents rising fast (+4.5%/yr); 415 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).
  • At $2,345/mo this rent would consume 48% of the median local household income ($58k/yr) (locally 408% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 85 days — a 6% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $54k; list at $280k implies a 418% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $234,467 (16.2% below list)

Questions for the listing agent

  1. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.91%
Cash-on-cash
2.21%
DSCR
1.10
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$324,220
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13414 S Chisolm Way 0.29mi 3/2.0 1,505 (-0%) 1mo $265,000 $176 85
14615 E 50 St 0.25mi 3/2.0 1,456 (-3%) 5mo $320,000 $220 79
14463 E 53 Ln 0.57mi 3/2.0 1,456 (-3%) 9mo $350,000 $240 60
14538 E 50 St 0.32mi 3/2.0 1,377 (-9%) 13mo $260,000 $189 59
14553 E 50 St 0.33mi 3/2.5 1,357 (-10%) 13mo $291,500 $215 56
14502 E 50 St 0.37mi 2/2.0 (-1) 1,322 (-12%) 9mo $285,000 $216 50
14313 E 49 St 0.63mi 3/2.0 1,642 (+9%) 13mo $305,000 $186 45
14348 E 49 Dr 0.57mi 2/2.5 (-1) 1,560 (+3%) 24mo $305,000 $196 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.46% rent growth · sell at horizon

5-year hold
IRR
-11.4%
Equity multiple
0.58×
Total profit
$-32,763
Equity at exit
$41,734
10-year hold
IRR
-0.4%
Equity multiple
0.97×
Total profit
$-2,329
Equity at exit
$24,201

Cash invested: $78,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85367

Home prices YoY
-26.2%
Rents YoY
4.5%
Active inventory
415
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,345 medium interval (Pro) →
Mortgage (P&I)
$1,468
Tax from tax record
$123 /mo · $1,480/yr
Insurance
$117
HOA
$0
Vacancy / Maint / Mgmt
$492
Net cashflow
$144

Break-even live

Break-even rent $2,162
Max offer price $279,900
Occupancy floor 89%

Sensitivity live

Price -10% $303 -5% $224 +0% $144 +5% $65 +10% $-14
Rent -10% $-41 -5% $52 +0% $144 +5% $237 +10% $330
Rate -1.0pp $285 -0.5pp $216 base $144 +0.5pp $72 +1.0pp $-2

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,975
Closing costs
$8,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14739 E 47th Ln Yuma, AZ 3.0 2.0 1706 $2,325 $1.36 22d 1 0.40mi
14341 E 54th St Yuma, AZ 3.0 2.0 1714 $2,300 $1.34 15d 1 0.69mi
12237 S Laurel Ln Yuma, AZ 3.0 2.0 2099 $2,950 $1.41 15d 1 1.20mi
14814 E 41st St Yuma, AZ 3.0 2.0 2121 $850 $0.40 15d 1 1.30mi

Listing history 22 events

  1. 2026-06-21
    days on market $279,900 Active 85 DOM
  2. 2026-06-19
    days on market $279,900 Active 83 DOM
  3. 2026-06-18
    days on market $279,900 Active 82 DOM
  4. 2026-06-17
    days on market $279,900 Active 81 DOM
  5. 2026-06-16
    days on market $279,900 Active 80 DOM
  6. 2026-06-15
    days on market $279,900 Active 79 DOM
  7. 2026-06-14
    days on market $279,900 Active 77 DOM
  8. 2026-06-13
    remarks 604-char remark
  9. 2026-06-13
    statusdays on market $279,900 Active 76 DOM
  10. 2026-06-10
    days on market $279,900 Active Under Contract 74 DOM
  11. 2026-06-09
    days on market $279,900 Active Under Contract 73 DOM
  12. 2026-06-08
    days on market $279,900 Active Under Contract 72 DOM
  13. 2026-06-07
    days on market $279,900 Active Under Contract 71 DOM
  14. 2026-06-05
    statusdays on market $279,900 Active Under Contract 68 DOM
  15. 2026-06-02
    days on market $279,900 Active 66 DOM
  16. 2026-06-01
    days on market $279,900 Active 65 DOM
  17. 2026-05-31
    days on market $279,900 Active 64 DOM
  18. 2026-05-30
    days on market $279,900 Active 63 DOM
  19. 2026-04-24
    price $279,900
  20. 2026-03-27
    listed $299,900 Active
  21. 2004-10-21
    soldstatus $54,000
  22. 2004-06-04
    soldstatus $29,332

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$1,480 · $123/mo
Projected year-2 tax
$1,847 · $154/mo
Expected delta
+$367/yr (+$31/mo · 24.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥111°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,136
− Mortgage interest
−$15,679
− Property taxes
−$1,480
− Insurance
−$1,400
− Repairs & maintenance
−$2,251
− Management
−$2,251
− Depreciation
−$8,143
Taxable loss
−$3,067
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$736
After-tax cash flow
$2,470/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Yuma Union High School District (4507)
NCES district ID
0409630
Math proficiency
14% ▼ -12.00%
Reading proficiency
16% ▼ -10.00%
Median HH income
$40,512
Composite
12.86/100
National rank
#9592
State rank
#212 of 249 in AZ

Livability — Fortuna Foothills

Score
60/100
State rank
#174
US rank
#18663

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fortuna Foothills, AZ
County
Yuma County · 149,809 people
City population
21,356
Metro
Yuma, AZ
Population (ZIP)
22,074
Household income
$58,469
Rent vs Own
16.8% rent · 83.2% own
Severe rent burden
408.0

Population outlook (Yuma County) Hauer SSP2

Today (2025)
211,633 people
By 2030
214,114 · +1.2%
By 2040
217,856 · +2.9%
By 2050
220,276 · +4.1%
By 2075
222,359 · +5.1%
By 2100
198,880 · -6.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 22% Two or more races 11% Black 3%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Portuguese 4% Lithuanian 2% Italian 2%
Foreign-born
10% · Canada
Languages at home
81% English-only · Spanish 16% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Yuma

2024 margin
Strong R (+20.4) · D 39.3% · R 59.8%
2008→2024 swing
-6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
All cycles
2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.81%
Current HPI
227.2692
Rent YoY
▲ 4.46%
Metro
Yuma, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+854.2% since first listed
4 events — show timeline
  • 2026-04-24 Price Changed $279,900 YAR
  • 2026-03-27 Listed $299,900 YAR
  • 2004-10-21 Sold (Public Records) $54,000 Public Records
  • 2004-06-04 Sold (Public Records) $29,332 Public Records

Property tax history

+2.5%/yr

Latest (2025): $1,480 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…