11307 Hawthorne Ct · Halfway, MD 21740

$94,999

3 bd · 2.0 ba · 1,680 sqft · SingleFamily · 41 Days on market

Built 2018 Good condition $57/sqft · 7% above area Est $89k · 7% over

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +4.3/15.0
• Condition / age +4.0/5.0
• Rent growth +3.5/5.0
• Livability +3.3/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This home is move in ready. Great location close to shopping, restaurants and Interstates 70 and 81. Spacious double wide with open concept kitchen/dining/living room and covered deck. Large Master Bedroom and full bath. Two bedrooms and full bath on the other side of the home. Separate Laundry off Kitchen. Community offers a large pool, and exercise room to enjoy. Lot rent includes taxes, trash and recyclables, snow removal, road maintenance, outdoor pool and Fitness Center use. BUYER IS TO BE APPROVED BY LAKESIDE VILLAGE PRIOR TO WRITING AN OFFER. Ground rent paid to Lakeside Village. Ground rent is paid $504 monthly. This home is well cared for and just waiting for a new buyer to add their personal touches. At this price, it is a bargain! Financing is available. Contact First Credit Corporation, Richard D'Elia 518-725-5000, x104 or 508-612-9764. Apply online at www. firtcreditcorp.com.

Key facts

• Large closets
• Stone pad for shed
• Major systems 2018

Tags

• MAJOR SYSTEMS 2018
• LARGE CLOSETS
• SEPARATE LAUNDRY ROOM
• STONE PAD FOR SHED
• CLOSE TO COMMUTER ROUTES

Property features AI

Finance

• Other: Ownership is ground rent; Property manager present; Property condition listed as good
• Financial info: Ground rent payable monthly
• HOA & community: Community pool

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer
• Home design: Manufactured double-wide home; Estimated year built; Above-grade living area (estimated 1,680 finished square feet); Entry has 2+ access exits
• Construction: Vinyl siding; Pillar/post/pier foundation; Above-grade structures
• Exterior features: Community pool; Private road access; Not in a federal flood zone; Pets allowed (dogs and cats)

Interior

• Kitchen: Dishwasher; Electric oven/range; Exhaust fan
• Bedrooms: Three bedrooms on the main level
• Bathrooms: Two full bathrooms (both on the main level)
• Heating & cooling: Heat pump with electric backup; Central air conditioning
• Interior features: Combination kitchen and dining area; Eat-in kitchen; Tub with shower
• Laundry & utility: Washer; Electric dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $95k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $654 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $95k).
• Recommended offer: $92k (3.0% below list) — sets the bar for market timing.
• Cap rate 14.6% vs local median 4.8% in Halfway — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#225 in MD) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, employment A-; Watch: crime F, amenities F, commute F.
• Washingtion County Public Schools (suburban): math 18% / reading 33% proficiency, ranked #13 of 24 in MD (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hickory Elementary (math 8% / reading 12%, grade F, #614 of 860 statewide, top 75%, 328 students, 86% FRL); Springfield Middle (math 13% / reading 37%, grade F, #104 of 225 statewide, top 47%, 748 students, 68% FRL); Williamsport High (math 42% / reading 67%, grade C-, #91 of 222 statewide, top 42%, 959 students, 63% FRL) — zoned schools average 72% FRL vs 39% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+4.0%/yr); 368 active listings in the ZIP; 232 units permitted in Washington County in 2024 (12 in 5+ unit buildings).
• This rent runs 32% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 4.0% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 41 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $92,149 (3.0% below list)

Questions for the listing agent

1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.75% ✓
• Cap rate: 14.56%
• Cash-on-cash: 29.51%
• DSCR: 2.31
• GRM: 4.8

CMA / ARV

• ARV (median comp): $88,690
• List price: $94,999
• Delta: 7.11%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
16847 Longfellow Ct	0.24mi	3/2.0	1,680 (0%)	3mo	$74,000	$44	86
16935 Alcott Rd	0.11mi	4/2.0 (+1)	1,600 (-5%)	2mo	$66,046	$41	80
16842 Longfellow Ct	0.26mi	4/2.0 (+1)	1,736 (+3%)	9mo	$105,000	$60	70
16841 Longfellow Ct	0.26mi	4/2.0 (+1)	1,792 (+7%)	7mo	$98,000	$55	65
16804 Longfellow Ct #652	0.38mi	3/2.0	1,493 (-11%)	2mo	$74,000	$50	62
16816 Longfellow Ct #658	0.34mi	3/2.0	1,600 (-5%)	18mo	$92,500	$58	61
16802 Alcott Rd	0.29mi	3/2.0	1,904 (+13%)	7mo	$97,000	$51	59
16815 Longfellow Ct #643	0.33mi	3/2.0	1,500 (-11%)	21mo	$89,000	$59	49
16814 Longfellow Ct	0.35mi	3/2.0	1,493 (-11%)	21mo	$80,000	$54	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.0% rent growth · sell at horizon

5-year hold

• IRR: 25.1%
• Equity multiple: 2.05×
• Total profit: $27,983
• Equity at exit: $14,165

10-year hold

• IRR: 33.5%
• Equity multiple: 4.20×
• Total profit: $85,180
• Equity at exit: $8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21740

• Rents YoY: 4.0%
• Active inventory: 368
• Price-to-rent: 4.8×

Monthly cashflow live

• Estimated rent: $1,659 medium
• Mortgage (P&I): −$498
• Tax est. 1.5%: −$119 /mo · $1,425/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$348
• Net cashflow: $654

Break-even live

Break-even rent $831

Max offer price $94,999

Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Listing history 28 events

1. 2026-06-18
   days on market $94,999 Active 41 DOM
2. 2026-06-17
   days on market $94,999 Active 40 DOM
3. 2026-06-16
   days on market $94,999 Active 39 DOM
4. 2026-06-15
   pricedays on market $94,999 Active 38 DOM
5. 2026-06-14
   days on market $97,000 Active 36 DOM
6. 2026-06-13
   days on market $97,000 Active 35 DOM
7. 2026-06-10
   days on market $97,000 Active 33 DOM
8. 2026-06-09
   days on market $97,000 Active 32 DOM
9. 2026-06-08
   days on market $97,000 Active 31 DOM
10. 2026-06-07
    days on market $97,000 Active 30 DOM
11. 2026-06-03
    days on market $97,000 Active 26 DOM
12. 2026-06-02
    days on market $97,000 Active 25 DOM
13. 2026-06-01
    days on market $97,000 Active 24 DOM
14. 2026-05-31
    days on market $97,000 Active 23 DOM
15. 2026-05-30
    days on market $97,000 Active 22 DOM
16. 2026-05-08
    listed $97,000 Active 920-char remark
17. 2026-05-08
    historical
18. 2026-04-21
    price $99,000
19. 2026-04-21
    status Active
20. 2026-03-10
    historical Active Under Contract
21. 2025-12-12
    price $104,900
22. 2025-10-18
    price $109,900
23. 2025-09-13
    price $114,900
24. 2025-08-10
    listed $124,900 Active
25. 2025-08-10
    historical
26. 2021-05-01
    soldstatus $87,000 Closed

    Show marketing remark (901 chars)

    This home is move in ready. Great location close to shopping, restaurants and Interstates 70 and 81. Spacious double wide with open concept kitchen/dining/living room and covered deck. Large Master Bedroom and full bath. Two bedrooms and full bath on the other side of the home. Separate Laundry off Kitchen. Community offers a large pool, and exercise room to enjoy. Lot rent includes taxes, trash and recyclables, snow removal, road maintenance, outdoor pool and Fitness Center use. BUYER IS TO BE APPROVED BY LAKESIDE VILLAGE PRIOR TO WRITING AN OFFER. Ground rent paid to Lakeside Village. Ground rent is paid $504 monthly. This home is well cared for and just waiting for a new buyer to add their personal touches. At this price, it is a bargain! Financing is available. Contact First Credit Corporation, Richard D'Elia 518-725-5000, x104 or 508-612-9764. Apply online at www. firtcreditcorp.com.

27. 2021-04-20
    historical Active Under Contract

    Show marketing remark (901 chars)

    This home is move in ready. Great location close to shopping, restaurants and Interstates 70 and 81. Spacious double wide with open concept kitchen/dining/living room and covered deck. Large Master Bedroom and full bath. Two bedrooms and full bath on the other side of the home. Separate Laundry off Kitchen. Community offers a large pool, and exercise room to enjoy. Lot rent includes taxes, trash and recyclables, snow removal, road maintenance, outdoor pool and Fitness Center use. BUYER IS TO BE APPROVED BY LAKESIDE VILLAGE PRIOR TO WRITING AN OFFER. Ground rent paid to Lakeside Village. Ground rent is paid $504 monthly. This home is well cared for and just waiting for a new buyer to add their personal touches. At this price, it is a bargain! Financing is available. Contact First Credit Corporation, Richard D'Elia 518-725-5000, x104 or 508-612-9764. Apply online at www. firtcreditcorp.com.

28. 2021-04-15
    listed $87,000 Active

    Show marketing remark (901 chars)

    This home is move in ready. Great location close to shopping, restaurants and Interstates 70 and 81. Spacious double wide with open concept kitchen/dining/living room and covered deck. Large Master Bedroom and full bath. Two bedrooms and full bath on the other side of the home. Separate Laundry off Kitchen. Community offers a large pool, and exercise room to enjoy. Lot rent includes taxes, trash and recyclables, snow removal, road maintenance, outdoor pool and Fitness Center use. BUYER IS TO BE APPROVED BY LAKESIDE VILLAGE PRIOR TO WRITING AN OFFER. Ground rent paid to Lakeside Village. Ground rent is paid $504 monthly. This home is well cared for and just waiting for a new buyer to add their personal touches. At this price, it is a bargain! Financing is available. Contact First Credit Corporation, Richard D'Elia 518-725-5000, x104 or 508-612-9764. Apply online at www. firtcreditcorp.com.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $19,909
• − Mortgage interest: −$5,321
• − Property taxes: −$1,425
• − Insurance: −$475
• − Repairs & maintenance: −$1,593
• − Management: −$1,593
• − Depreciation: −$2,764
• Taxable income: $6,739
• Est. tax owed @ 24.0%: −$1,617
• After-tax cash flow: $6,233/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This 2018 doublewide mobile home is in excellent condition with new systems and finishes, making it move-in ready and ideal for both resale and rental.

Value-add opportunities

• Both landscaping — improves curb appeal and adds value
• Both new flooring — enhances aesthetics and adds value
• Both new paint — refreshes the interior and adds value

Renovation cost estimate screening

Value-add ROI direction

• Both landscaping — improves curb appeal and adds value ↑
• Both new flooring — enhances aesthetics and adds value ↑
• Both new paint — refreshes the interior and adds value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Washingtion County Public Schools
• NCES district ID: 2400660
• Math proficiency: 18% ▼ -20.00%
• Reading proficiency: 33% ▼ -17.00%
• Median HH income: $54,784
• Composite: 22.87/100
• National rank: #8007
• State rank: #13 of 24 in MD

Livability — Halfway

• Score: 66/100
• State rank: #225
• US rank: #11296

Category grades

Amenities F Commute F Cost of living A Crime F Employment A- Housing A+ Health & safety B+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Halfway, MD
• County: Washington County · 98,861 people
• Metro: Hagerstown-Martinsburg, MD-WV
• Population (ZIP): 64,792
• Household income: $62,873
• Rent vs Own: 44.7% rent · 55.3% own
• Severe rent burden: 2832.0

Population outlook (Washington County) Hauer SSP2

• Today (2025): 151,614 people
• By 2030: 151,455 · -0.1%
• By 2040: 150,097 · -1.0%
• By 2050: 148,193 · -2.3%
• By 2075: 146,581 · -3.3%
• By 2100: 138,025 · -9.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (64%)
• Race & ethnicity: White 64% Black 18% Two or more races 10% Hispanic / Latino 10% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2% Dominican 2%
• Common ancestry: Romanian 2% Lithuanian 1% Slovak 1%
• Foreign-born: 9% · Canada, China
• Languages at home: 86% English-only · Spanish 9% French/Haitian/Cajun 1% Chinese 1%

Political lean MEDSL · Washington

• 2024 margin: Strong R (+23.0) · D 37.3% · R 60.4% · Other 2.3%
• 2008→2024 swing: -10.2pp toward R · 2008: -12.9pp · 2024: -23.0pp
• All cycles: 2024: R+23.0 2020: R+20.9 2016: R+32.4 2012: R+18.5 2008: R+12.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -248.38%
• Current HPI: 264.8018
• Rent YoY: ▲ 4.00%
• Metro: Hagerstown-Martinsburg, MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+9.2% since first listed

14 events — show timeline

• 2026-06-14 Price Changed $94,999 BRIGHT MLS
• 2026-05-08 Listing Removed — BRIGHT MLS
• 2026-05-08 Listed $97,000 BRIGHT MLS
• 2026-04-21 Price Changed $99,000 BRIGHT MLS
• 2026-04-21 Relisted — BRIGHT MLS
• 2026-03-10 Contingent — BRIGHT MLS
• 2025-12-12 Price Changed $104,900 BRIGHT MLS
• 2025-10-18 Price Changed $109,900 BRIGHT MLS
• 2025-09-13 Price Changed $114,900 BRIGHT MLS
• 2025-08-10 Listed $124,900 BRIGHT MLS
• 2025-08-10 Coming Soon — BRIGHT MLS
• 2021-05-01 Sold (MLS) $87,000 BRIGHT MLS
• 2021-04-20 Contingent — BRIGHT MLS
• 2021-04-15 Listed $87,000 BRIGHT MLS