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8147 Copper Meadows Ln 🏗️ New Construction
D- Composite 36.32
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.5/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +4.4/10.0
  • Livability +3.7/5.0
  • 1% rule +2.9/10.0
  • DSCR +2.3/10.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$295,990

8147 Copper Meadows Ln · Houston, TX 77433
3 bd · 2.0 ba · 1,366 sqft · SingleFamily · 21 Days on market
Built 2026 Excellent condition 5,050 sqft lot $71/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

What's Special: White Cabinets | Flat Lot | Close to Park | Close to Amenity. New Construction, September Completion! Built by Taylor Morrison, America's Most Trusted Home Builder. Welcome to the Austin at 8147 Copper Meadows Lane in Mason Woods. This single-story home offers open living and comfort. The spacious great room flows into the kitchen and dining area. A covered patio extends the living outdoors. The private primary suite features a walk-in closet and well-designed bath, while two bedrooms and a two-car garage add flexibility and convenience. Mason Woods offers easy access to major employers and top shopping and dining, with quick routes to the Grand Parkway, I-10, and US 290 for

Key facts

  • Walk-in closet
  • Covered patio
  • 5,050 sq ft lot

Tags

COVERED PATIOWALK-IN CLOSETPRIVATE PRIMARY SUITEEASY ACCESS TO MAJOR EMPLOYERSQUICK ROUTES TO GRAND PARKWAYZONED TO EXCELLENT CY-FAIR ISD

Property features AI

Finance

  • HOA & community: Community association managed by Crest Management; Annual association fee (covers common areas); Community amenities include fitness center, playground, and trails; Curbs in community

Exterior

  • Parking: Attached garage (2 spaces)
  • Security: Smoke detector(s)
  • Utilities: Public water
  • Home design: Residential property; New construction (under construction); Faces southwest; Slab foundation
  • Construction: Brick construction; Composition roof; Built in 2026
  • Exterior features: Covered patio; Patio; Deck; Fully fenced yard; Sprinkler/irrigation; Pond on lot; Subdivision setting

Interior

  • Kitchen: Dishwasher; Disposal; Gas oven; Gas range; Microwave; Oven; Pantry; Granite counters
  • Bedrooms: Primary bedroom (first floor) — approx. 13x12; Bedroom (first floor) — approx. 10x9; Bedroom (first floor) — approx. 10x9
  • Flooring: Carpet; Plank; Vinyl
  • Bathrooms: 2 full bathrooms; Primary bathroom (first floor)
  • Heating & cooling: Central heating (gas); Central air (electric)
  • Interior features: Double vanity; Granite counters; Pantry; Tub with shower; Programmable thermostat; Tankless water heater
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $295,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $308,464.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $296k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-268 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $270k (8.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $245k (17.3% below list).
  • Recommended offer: $245k (17.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.2% vs local median 3.1% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Cypress-Fairbanks ISD (suburban): math 45% / reading 52% proficiency, ranked #161 of 826 in TX (top 20%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Postma El (math 45% / reading 59%, grade C-, #742 of 4,322 statewide, top 19%, 1,247 students, 45% FRL); Rowe Middle (math 26% / reading 44%, grade F, #842 of 1,662 statewide, top 51%, 1,310 students, 80% FRL); Cypress-Fairbanks J J A E P (12 students, 0% FRL) — zoned schools at 42% FRL track the district average.
  • Market conditions: Rents soft (-1.3%/yr); 2065 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($292k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $244,854 (17.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.25%
Cash-on-cash
-3.73%
DSCR
0.83
GRM
10.5

CMA / ARV

ARV (median comp)
$308,464
List price
$295,990
Delta
-4.04%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8303 Blue Shell Ln 0.25mi 3/2.0 1,377 (+1%) 4mo $297,990 $216 83
21715 Coral Mist Dr 0.26mi 3/2.0 1,391 (+2%) 3mo $313,990 $226 82
21831 Yellow Pineapple Ln 0.18mi 3/2.0 1,444 (+6%) 2mo $307,790 $213 80
8086 Magnolia Prairie Ln 0.19mi 3/2.0 1,443 (+6%) 2mo $311,438 $216 80
8123 Kay Harbor Dr 0.20mi 3/2.0 1,535 (+12%) 2mo $310,990 $203 69
21810 Black Tulip Ln 0.28mi 3/2.0 1,492 (+9%) 4mo $311,755 $209 68
21819 Coral Mist Dr 0.14mi 3/2.0 1,555 (+14%) 4mo $311,690 $200 67
8082 Magnolia Prairie Ln 0.20mi 3/2.0 1,555 (+14%) 2mo $299,890 $193 66
7955 Fijian Cypress Dr 0.66mi 3/2.0 1,396 (+2%) 2mo $269,875 $193 64
8334 Blue Shell Ln 0.32mi 3/2.0 1,535 (+12%) 2mo $316,990 $207 63
8431 Manta Ray Dr 0.47mi 3/2.0 1,497 (+10%) 2mo $310,000 $207 60
21815 White Bellflower Ln 0.63mi 3/2.0 1,479 (+8%) 1mo $275,000 $186 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.1%
Equity multiple
0.14×
Total profit
$-74,173
Equity at exit
$45,993
10-year hold
IRR
-37.6%
Equity multiple
-0.32×
Total profit
$-114,002
Equity at exit
$26,670

Cash invested: $86,370 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77433

Home prices YoY
-28.5%
Rents YoY
-1.3%
Active inventory
2065
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,449 high interval (Pro) →
Mortgage (P&I)
$1,618
Tax est. 1.5%
$386 /mo · $4,627/yr
Insurance
$129
HOA
$71
Vacancy / Maint / Mgmt
$514
Net cashflow
$-268

Break-even live

Break-even rent $2,788
Max offer price $269,629
Occupancy floor

Sensitivity live

Price -10% $-55 -5% $-162 +0% $-268 +5% $-375 +10% $-482
Rent -10% $-462 -5% $-365 +0% $-268 +5% $-172 +10% $-75
Rate -1.0pp $-113 -0.5pp $-190 base $-268 +0.5pp $-348 +1.0pp $-430

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$77,116
Closing costs
$9,254
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7911 Tuscan Cypress Dr Cypress, TX 4.0 3.0 1730 $2,475 $1.43 46d 1 0.67mi
7558 Magnolia Orchid Ln Cypress, TX 4.0 2.5 1743 $2,390 $1.37 46d 1 0.74mi
22025 Avalon Landing Ln Cypress, TX 1.0–3.0 1.0–2.0 954 $2,663 $2.79 1d 12 0.85mi
21054 Montego Breeze Ln Cypress, TX 3.0–5.0 2.0–3.5 1935 $2,199 $1.14 15d 21 1.12mi
21038 Treasure Gate Ln Cypress, TX 4.0 2.5 1804 $2,676 $1.48 46d 1 1.17mi
21815 Sunshine Cove Ln Cypress, TX 3.0 2.0 1780 $2,650 $1.49 46d 1 1.17mi
21235 Catalina Palm Dr Cypress, TX 4.0 2.0 1756 $2,600 $1.48 46d 1 1.20mi
21447 FM 529 Rd Cypress, TX 1.0–3.0 1.0–2.0 996 $2,205 $2.21 1d 28 1.34mi
21054 Breezeway Cove Dr Bridgeland, TX 3.0–4.0 2.5–3.5 1784 $2,450 $1.37 1d 41 1.45mi
7310 Coconut Bay Dr Cypress, TX 4.0 2.0 1620 $2,307 $1.42 46d 1 1.46mi

HOA detail

Monthly dues
$71 · $852/yr

Listing history 4 events

  1. 2026-06-02
    status $295,990 Pending 21 DOM
  2. 2026-06-01
    days on market $295,990 Active 21 DOM
  3. 2026-05-31
    days on market $295,990 Active 20 DOM
  4. 2026-05-11
    listed $295,990 Active 955-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,382
− Mortgage interest
−$17,279
− Property taxes
−$4,627
− Insurance
−$1,542
− Repairs & maintenance
−$2,351
− Management
−$2,351
− HOA
−$852
− Depreciation
−$8,973
Taxable loss
−$8,592
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,062
After-tax cash flow
$-1,158/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Excellent 95/100 None rehab

This single-story home is in excellent condition with no visible repairs or maintenance needed. It offers a spacious layout, modern finishes, and a well-maintained exterior. Upgrades to the exterior and interior can further enhance its curb appeal and value.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Resale Upgrading kitchen appliances — Modernizes the kitchen and appeals to potential buyers
  • Resale Upgrading bathroom fixtures — Modernizes the bathrooms and appeals to potential buyers

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Resale Upgrading kitchen appliances — Modernizes the kitchen and appeals to potential buyers
  • Resale Upgrading bathroom fixtures — Modernizes the bathrooms and appeals to potential buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Cypress-Fairbanks ISD
NCES district ID
4816110
Math proficiency
45% ▼ -12.00%
Reading proficiency
52% ▼ -2.00%
Median HH income
$72,025
Composite
43.63/100
National rank
#2968
State rank
#161 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
116,550
Household income
$143,934
Rent vs Own
18.5% rent · 81.5% own
Severe rent burden
1700.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.73)
Race & ethnicity
White 39% Hispanic / Latino 27% Black 17% Two or more races 14% Asian 13%
Hispanic origin (detail)
Mexican 16%
Common ancestry
Lithuanian 2% Romanian 1% Italian 1%
Foreign-born
21% · Canada, Vietnam, China
Languages at home
66% English-only · Spanish 19% Other Indo-European 4% Vietnamese 4%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -87.83%
Current HPI
220.2136
Rent YoY
▼ -1.27%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-06-01 Pending HARMLS
  • 2026-05-11 Listed $295,990 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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