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119 Balis Farm Cir
D Composite 40.35
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.9/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.2/5.0
  • 1% rule +3.6/10.0
  • Schools +3.6/10.0
  • DSCR +3.5/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$323,900

119 Balis Farm Cir · Blythewood, SC 29016
4 bd · 3.0 ba · 2,225 sqft · SingleFamily · 18 Days on market
Built 2026 Good condition 7,405 sqft lot $50/mo HOA · 2% of rent ↓ 2% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Bentcreek II in Blythewood Farms is a spacious and versatile home offering 2,225 square feet of well-designed living space. This residence features four bedrooms and three full bathrooms, providing ample room for families of various sizes. On the main level, the open-concept layout is enhanced by nine-foot ceilings, creating a bright and airy atmosphere. The living room flows seamlessly into the kitchen and dining area, making it an ideal space for entertaining and everyday living. Additionally, there is an office or optional fifth bedroom and a full bathroom on this floor, adding flexibility to the home's design. Upstairs, the home boasts a generous owner's suite that includes a vaulted ceiling, a large walk-in closet, and an extra closet for additional storage. The primary suite bathroom is equipped with a double vanity, a separate shower, a garden tub, and a private water closet, offering comfort and privacy. The upper level also features a large loft, three additional bedrooms, and a full bathroom, ensuring plenty of space for relaxation and family activities. (Virtual tour and/or listing photos include stock photography. Colors and options might vary. ) Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Key facts

  • 7,405 sq ft lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • HOA & community: Community association present; Association maintains common areas and the pool

Exterior

  • Parking: Attached 2-car garage on main level
  • Utilities: Public water; Public sewer
  • Home design: Two-story house; House faces northeast
  • Construction: Slab foundation
  • Exterior features: Covered front porch; Covered back porch; Sprinkler system; Vinyl exterior finish; Paved road access

Interior

  • Kitchen: Kitchen on main level with island; Pantry; Granite countertops; Tiled backsplash; Painted cabinets; Dishwasher; Microwave above stove; Free-standing smooth-surface range
  • Bedrooms: Master bedroom on second floor with double vanity, private bath, separate shower, walk-in closet, private water closet, and ceiling fan; Additional bedrooms on second floor with private closets
  • Flooring: Luxury vinyl plank flooring in kitchen and living areas; Carpeted bedrooms
  • Bathrooms: Three full bathrooms total (includes master bath and two additional full baths); One main full bath
  • Heating & cooling: Central air conditioning; Gas heating on first and second levels; Split system
  • Interior features: Fireplace with natural gas logs; Ceiling fans in living areas and master bedroom; Tankless water heater; Garbage disposal; Heated laundry space
  • Laundry & utility: Washer/dryer area on second floor; Heated laundry space

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $324k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-85 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $312k (3.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $279k (13.9% below list).
  • Recommended offer: $279k (13.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Langford Elementary (math 39% / reading 43%, grade F, #276 of 597 statewide, top 48%, 609 students, 64% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL).
  • Zoned-school proficiency averages 62% at this address vs 41% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 650 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($319k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $278,930 (13.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
5.98%
Cash-on-cash
-1.12%
DSCR
0.95
GRM
9.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.1%
Equity multiple
0.36×
Total profit
$-57,817
Equity at exit
$48,295
10-year hold
IRR
-10.3%
Equity multiple
0.37×
Total profit
$-57,009
Equity at exit
$28,005

Cash invested: $90,692 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
650
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$2,789 high interval (Pro) →
Mortgage (P&I)
$1,699
Tax est. 1.5%
$405 /mo · $4,858/yr
Insurance
$135
HOA
$50
Vacancy / Maint / Mgmt
$586
Net cashflow
$-85

Break-even live

Break-even rent $2,897
Max offer price $311,622
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$80,975
Closing costs
$9,717
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
948 Beaufort Farm Rd Blythewood, SC 3.0 2.5 1986 $2,200 $1.11 2d 1 0.38mi
242 Honey Hill Way Blythewood, SC 4.0 2.5 1926 $2,750 $1.43 11d 1 0.45mi
227 Honey Hill Way Blythewood, SC 3.0 2.5 1689 $2,180 $1.29 2d 1 0.46mi
18 Iron Horse Ct Blythewood, SC 5.0 3.0 2245 $2,539 $1.13 2d 1 0.51mi
232 Boulder Ridge Loop Blythewood, SC 4.0 2.5 1902 $2,299 $1.21 14d 1 0.59mi
254 Boulder Ridge Loop Blythewood, SC 5.0 3.0 2245 $2,539 $1.13 3d 1 0.63mi
463 N High Duck Trl Blythewood, SC 3.0 2.5 1604 $2,200 $1.37 3d 1 1.34mi
620 Stono DR Blythewood, SC 5.0 3.0 2334 $2,350 $1.01 14d 1 1.39mi

HOA detail

Monthly dues
$50 · $600/yr
Likely covers
water

Listing history 11 events

  1. 2026-05-19
    status Active 1283-char remark
    Show marketing remark (1283 chars)

    The Bentcreek II in Blythewood Farms is a spacious and versatile home offering 2,225 square feet of well-designed living space. This residence features four bedrooms and three full bathrooms, providing ample room for families of various sizes. On the main level, the open-concept layout is enhanced by nine-foot ceilings, creating a bright and airy atmosphere. The living room flows seamlessly into the kitchen and dining area, making it an ideal space for entertaining and everyday living. Additionally, there is an office or optional fifth bedroom and a full bathroom on this floor, adding flexibility to the home's design. Upstairs, the home boasts a generous owner's suite that includes a vaulted ceiling, a large walk-in closet, and an extra closet for additional storage. The primary suite bathroom is equipped with a double vanity, a separate shower, a garden tub, and a private water closet, offering comfort and privacy. The upper level also features a large loft, three additional bedrooms, and a full bathroom, ensuring plenty of space for relaxation and family activities. (Virtual tour and/or listing photos include stock photography. Colors and options might vary. ) Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

  2. 2026-05-19
    price $323,900 1283-char remark
    Show marketing remark (1283 chars)

    The Bentcreek II in Blythewood Farms is a spacious and versatile home offering 2,225 square feet of well-designed living space. This residence features four bedrooms and three full bathrooms, providing ample room for families of various sizes. On the main level, the open-concept layout is enhanced by nine-foot ceilings, creating a bright and airy atmosphere. The living room flows seamlessly into the kitchen and dining area, making it an ideal space for entertaining and everyday living. Additionally, there is an office or optional fifth bedroom and a full bathroom on this floor, adding flexibility to the home's design. Upstairs, the home boasts a generous owner's suite that includes a vaulted ceiling, a large walk-in closet, and an extra closet for additional storage. The primary suite bathroom is equipped with a double vanity, a separate shower, a garden tub, and a private water closet, offering comfort and privacy. The upper level also features a large loft, three additional bedrooms, and a full bathroom, ensuring plenty of space for relaxation and family activities. (Virtual tour and/or listing photos include stock photography. Colors and options might vary. ) Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

  3. 2026-05-16
    price $323,900
  4. 2026-05-08
    listed $329,900 Active
  5. 2026-05-07
    historical 1283-char remark
    Show marketing remark (1283 chars)

    The Bentcreek II in Blythewood Farms is a spacious and versatile home offering 2,225 square feet of well-designed living space. This residence features four bedrooms and three full bathrooms, providing ample room for families of various sizes. On the main level, the open-concept layout is enhanced by nine-foot ceilings, creating a bright and airy atmosphere. The living room flows seamlessly into the kitchen and dining area, making it an ideal space for entertaining and everyday living. Additionally, there is an office or optional fifth bedroom and a full bathroom on this floor, adding flexibility to the home's design. Upstairs, the home boasts a generous owner's suite that includes a vaulted ceiling, a large walk-in closet, and an extra closet for additional storage. The primary suite bathroom is equipped with a double vanity, a separate shower, a garden tub, and a private water closet, offering comfort and privacy. The upper level also features a large loft, three additional bedrooms, and a full bathroom, ensuring plenty of space for relaxation and family activities. (Virtual tour and/or listing photos include stock photography. Colors and options might vary. ) Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

  6. 2026-05-01
    status Active
  7. 2026-05-01
    historical
  8. 2026-04-23
    price $329,900
    Show marketing remark (1283 chars)

    The Bentcreek II in Blythewood Farms is a spacious and versatile home offering 2,225 square feet of well-designed living space. This residence features four bedrooms and three full bathrooms, providing ample room for families of various sizes. On the main level, the open-concept layout is enhanced by nine-foot ceilings, creating a bright and airy atmosphere. The living room flows seamlessly into the kitchen and dining area, making it an ideal space for entertaining and everyday living. Additionally, there is an office or optional fifth bedroom and a full bathroom on this floor, adding flexibility to the home's design. Upstairs, the home boasts a generous owner's suite that includes a vaulted ceiling, a large walk-in closet, and an extra closet for additional storage. The primary suite bathroom is equipped with a double vanity, a separate shower, a garden tub, and a private water closet, offering comfort and privacy. The upper level also features a large loft, three additional bedrooms, and a full bathroom, ensuring plenty of space for relaxation and family activities. (Virtual tour and/or listing photos include stock photography. Colors and options might vary. ) Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

  9. 2026-04-23
    price $329,900 1283-char remark
    Show marketing remark (1283 chars)

    The Bentcreek II in Blythewood Farms is a spacious and versatile home offering 2,225 square feet of well-designed living space. This residence features four bedrooms and three full bathrooms, providing ample room for families of various sizes. On the main level, the open-concept layout is enhanced by nine-foot ceilings, creating a bright and airy atmosphere. The living room flows seamlessly into the kitchen and dining area, making it an ideal space for entertaining and everyday living. Additionally, there is an office or optional fifth bedroom and a full bathroom on this floor, adding flexibility to the home's design. Upstairs, the home boasts a generous owner's suite that includes a vaulted ceiling, a large walk-in closet, and an extra closet for additional storage. The primary suite bathroom is equipped with a double vanity, a separate shower, a garden tub, and a private water closet, offering comfort and privacy. The upper level also features a large loft, three additional bedrooms, and a full bathroom, ensuring plenty of space for relaxation and family activities. (Virtual tour and/or listing photos include stock photography. Colors and options might vary. ) Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

  10. 2026-04-01
    listed $331,279 Active 1283-char remark
    Show marketing remark (1283 chars)

    The Bentcreek II in Blythewood Farms is a spacious and versatile home offering 2,225 square feet of well-designed living space. This residence features four bedrooms and three full bathrooms, providing ample room for families of various sizes. On the main level, the open-concept layout is enhanced by nine-foot ceilings, creating a bright and airy atmosphere. The living room flows seamlessly into the kitchen and dining area, making it an ideal space for entertaining and everyday living. Additionally, there is an office or optional fifth bedroom and a full bathroom on this floor, adding flexibility to the home's design. Upstairs, the home boasts a generous owner's suite that includes a vaulted ceiling, a large walk-in closet, and an extra closet for additional storage. The primary suite bathroom is equipped with a double vanity, a separate shower, a garden tub, and a private water closet, offering comfort and privacy. The upper level also features a large loft, three additional bedrooms, and a full bathroom, ensuring plenty of space for relaxation and family activities. (Virtual tour and/or listing photos include stock photography. Colors and options might vary. ) Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

  11. 2026-03-12
    listed $331,279 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$33,472
− Mortgage interest
−$18,143
− Property taxes
−$4,858
− Insurance
−$1,620
− Repairs & maintenance
−$2,678
− Management
−$2,678
− HOA
−$600
− Depreciation
−$9,423
Taxable loss
−$6,528
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,567
After-tax cash flow
$548/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 85/100 None rehab

This home is in excellent condition with modern finishes and a spacious layout. It is move-in ready and would benefit from minor updates to enhance its curb appeal and rental value.

Value-add opportunities

  • Resale Painting the interior walls — Fresh paint can enhance the home's curb appeal and make it more inviting.
  • Rental Landscaping the front yard — A well-maintained front yard can attract more renters and increase rental value.
  • Both Adding a smart home system — A smart home system can improve energy efficiency and add value for both resale and rental purposes.

Renovation cost estimate screening

Value-add ROI direction

  • Resale Painting the interior walls — Fresh paint can enhance the home's curb appeal and make it more inviting.
  • Rental Landscaping the front yard — A well-maintained front yard can attract more renters and increase rental value.
  • Both Adding a smart home system — A smart home system can improve energy efficiency and add value for both resale and rental purposes.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-2.2% since first listed
11 events — show timeline
  • 2026-05-19 Relisted Zillow
  • 2026-05-19 Price Changed $323,900 Zillow
  • 2026-05-16 Price Changed $323,900 Consolidated MLS
  • 2026-05-08 Listed $329,900 Consolidated MLS
  • 2026-05-07 Delisted Zillow
  • 2026-05-01 Relisted Consolidated MLS
  • 2026-05-01 Delisted Consolidated MLS
  • 2026-04-23 Price Changed $329,900 Consolidated MLS
  • 2026-04-23 Price Changed $329,900 Zillow
  • 2026-04-01 Listed $331,279 Zillow
  • 2026-03-12 Listed $331,279 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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