59 Wildflower Ct · Richboro, PA 18938

$325,000

2 bd · 2.0 ba · 1,568 sqft · Manufactured · 81 Days on market

Built 1998 $207/sqft · 13% above area Est $287k · 13% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.1/30.0
• DSCR +7.1/10.0
• Schools +5.8/10.0
• 1% rule +5.1/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +1.5/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to this beautifully updated and meticulously maintained Chalfont model in the desirable Villages of Buckingham Springs. This move-in ready home has been thoughtfully upgraded throughout, offering both comfort and peace of mind. Major exterior improvements include a new roof and siding (2018), along with a low-maintenance Trex front porch—perfect for relaxing outdoors. Step inside to a welcoming foyer with a convenient coat closet, leading into a bright and spacious living room. The formal dining room flows seamlessly into the updated kitchen, featuring a stunning backsplash, upgraded appliances, and easy access to the cozy breakfast room. The laundry room offers added functionality with a built-in desk area and extra cabinetry for storage, and provides direct access to a side patio complete with a retractable awning—ideal for outdoor enjoyment. Down the hall, you’ll find a fully updated hall bathroom with a new tub, toilet, and flooring. Bedroom two is generously sized and includes two closets. At the end of the hall, the primary suite offers a peaceful retreat with a large walk-in closet and a private bath featuring a soaking tub, separate shower, and an updated double vanity with new sinks and countertop. With so many updates already completed, this home is truly ready for you to move in and make it your own.

Key facts

• New siding
• Retractable awning
• Built-in desk area

Tags

• NEW ROOF
• NEW SIDING
• UPDATED KITCHEN
• BUILT-IN DESK AREA
• RETRACTABLE AWNING
• FULLY UPDATED HALL BATHROOM

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $325k.

Deal economics

• At list price, monthly cash flow is $526 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $325k).
• Recommended offer: $306k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.2% vs local median 2.6% in Richboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#459 in PA, #4,183 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, employment A+; Watch: amenities F, commute F, cost of living F.
• Central Bucks SD (suburban): math 55% / reading 71% proficiency, ranked #37 of 539 in PA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 7% free/reduced lunch — higher-income household profile.
• Market conditions: 126 active listings in the ZIP; high-income renter base; 663 units permitted in Bucks County in 2024 (106 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Bucks County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 81 days — a 6% lower offer ($306k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $305,500 (6.0% below list)

Questions for the listing agent

1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 8.23%
• Cash-on-cash: 6.93%
• DSCR: 1.31
• GRM: 8.2

CMA / ARV

• ARV (median comp): $286,888
• List price: $325,000
• Delta: 13.28%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -5.7%
• Equity multiple: 0.79×
• Total profit: $-19,244
• Equity at exit: $48,459

10-year hold

• IRR: 3.9%
• Equity multiple: 1.29×
• Total profit: $26,112
• Equity at exit: $28,100

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18938

• Home prices YoY: -31.6%
• Active inventory: 126
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $3,284 medium
• Mortgage (P&I): −$1,704
• Tax from tax record: −$229 /mo · $2,750/yr
• Insurance: −$135
• HOA: −$0
• Vacancy / Maint / Mgmt: −$690
• Net cashflow: $526

Break-even live

Break-even rent $2,619

Max offer price $325,000

Occupancy floor 79%

Sensitivity live

Price	-10% $710	-5% $618	+0% $526	+5% $434	+10% $342
Rent	-10% $266	-5% $396	+0% $526	+5% $655	+10% $785
Rate	-1.0pp $689	-0.5pp $608	base $526	+0.5pp $441	+1.0pp $356

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $81,250
• Closing costs: $9,750
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-21
   days on market $325,000 Active 81 DOM
2. 2026-06-18
   days on market $325,000 Active 78 DOM
3. 2026-06-17
   days on market $325,000 Active 77 DOM
4. 2026-06-16
   days on market $325,000 Active 76 DOM
5. 2026-06-15
   days on market $325,000 Active 75 DOM
6. 2026-06-13
   days on market $325,000 Active 73 DOM
7. 2026-06-09
   days on market $325,000 Active 69 DOM
8. 2026-06-08
   days on market $325,000 Active 68 DOM
9. 2026-06-07
   days on market $325,000 Active 67 DOM
10. 2026-06-04
    days on market $325,000 Active 64 DOM
11. 2026-06-03
    days on market $325,000 Active 63 DOM
12. 2026-06-02
    days on market $325,000 Active 62 DOM
13. 2026-06-01
    days on market $325,000 Active 61 DOM
14. 2026-05-31
    days on market $325,000 Active 60 DOM
15. 2026-04-01
    listed $325,000 Active 1363-char remark

    Show marketing remark (1363 chars)

    Welcome home to this beautifully updated and meticulously maintained Chalfont model in the desirable Villages of Buckingham Springs. This move-in ready home has been thoughtfully upgraded throughout, offering both comfort and peace of mind. Major exterior improvements include a new roof and siding (2018), along with a low-maintenance Trex front porch—perfect for relaxing outdoors. Step inside to a welcoming foyer with a convenient coat closet, leading into a bright and spacious living room. The formal dining room flows seamlessly into the updated kitchen, featuring a stunning backsplash, upgraded appliances, and easy access to the cozy breakfast room. The laundry room offers added functionality with a built-in desk area and extra cabinetry for storage, and provides direct access to a side patio complete with a retractable awning—ideal for outdoor enjoyment. Down the hall, you’ll find a fully updated hall bathroom with a new tub, toilet, and flooring. Bedroom two is generously sized and includes two closets. At the end of the hall, the primary suite offers a peaceful retreat with a large walk-in closet and a private bath featuring a soaking tub, separate shower, and an updated double vanity with new sinks and countertop. With so many updates already completed, this home is truly ready for you to move in and make it your own.

16. 2018-09-27
    price $168,200
17. 2017-08-20
    listed $169,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,750 · $229/mo
• Projected year-2 tax: $3,943 · $329/mo
• Expected delta: +$1,192/yr (+$99/mo · 43.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 73% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $39,412
• − Mortgage interest: −$18,205
• − Property taxes: −$2,750
• − Insurance: −$1,625
• − Repairs & maintenance: −$3,153
• − Management: −$3,153
• − Depreciation: −$9,455
• Taxable income: $1,071
• Est. tax owed @ 24.0%: −$257
• After-tax cash flow: $6,051/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Central Bucks SD
• NCES district ID: 4205310
• Math proficiency: 55% ▼ -12.00%
• Reading proficiency: 71% ▼ -12.00%
• Median HH income: $97,513
• Composite: 58.05/100
• National rank: #1032
• State rank: #37 of 539 in PA

Livability — Richboro

• Score: 75/100
• State rank: #459
• US rank: #4183

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Bucks County · 506,477 people
• City population: 10,864
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 13,649
• Household income: $184,833
• Rent vs Own: 11.0% rent · 89.0% own
• Severe rent burden: 212.0

Population outlook (Bucks County) Hauer SSP2

• Today (2025): 630,973 people
• By 2030: 627,093 · -0.6%
• By 2040: 609,680 · -3.4%
• By 2050: 584,225 · -7.4%
• By 2075: 539,840 · -14.4%
• By 2100: 483,970 · -23.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Two or more races 6% Asian 6% Hispanic / Latino 4%
• Common ancestry: Romanian 8% Italian 4% Scotch-Irish 3%
• Foreign-born: 10% · Canada, China, Dominican Republic
• Languages at home: 90% English-only · Other Indo-European 2% Spanish 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Bucks

• 2024 margin: Toss-up / Even · D 49.5% · R 49.5%
• 2008→2024 swing: -8.7pp toward R · 2008: 8.7pp · 2024: -0.1pp
• All cycles: 2024: R+0.1 2020: D+4.4 2016: D+0.6 2012: D+1.2 2008: D+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -133.64%
• Current HPI: 289.3189
• Rent YoY: —
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+91.7% since first listed

3 events — show timeline

• 2026-04-01 Listed $325,000 BRIGHT MLS
• 2018-09-27 Price Changed $168,200 BRIGHT MLS
• 2017-08-20 Listed $169,500 BRIGHT MLS

Property tax history

+1.3%/yr

Latest (2026): $2,750 · +6.1% YoY. Source: county tax records.