41 Beyne St · Mount Clemens, MI 48043

$149,900

3 bd · 1.5 ba · 1,677 sqft · SingleFamily · 9 Days on market

Built 1925 0.26 ac lot Est $248k · 40% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.0/30.0
• ARV discount +15.0/15.0
• DSCR +7.4/10.0
• 1% rule +5.5/10.0
• Rent growth +5.0/5.0
• Livability +3.9/5.0
• Condition / age +2.5/5.0
• Schools +0.6/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinance). Original hardwood flooring (likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement/cool workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

Key facts

• Thoughtful built-ins
• Full basement
• Built-in workshop

Tags

• BUILT-IN GLASS-FRONT CABINETS
• THOUGHTFUL BUILT-INS
• FORMAL ENTRANCE FOYER
• COVERED SCREENED SITTING PORCH
• FULL BASEMENT
• BUILT-IN WORKSHOP

Property features AI

Finance

• HOA & community: Sidewalks in the community

Exterior

• Parking: Driveway; no garage
• Utilities: Public water; Public sewer; Electric with circuit breakers; Cable available
• Home design: Single-family residence; One and one-half stories; Ground-level entry with steps
• Construction: Brick and vinyl siding exterior; Block foundation; Built area above grade: 1,677 finished; Finished area below grade: 180
• Exterior features: Patio; Porch; Outdoor lighting; Back yard fencing (fenced)

Interior

• Kitchen: Free-standing gas range; Free-standing refrigerator; Dishwasher; Gas water heater
• Bedrooms: Total of 9 rooms (includes bedrooms and living areas)
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Forced air heating (natural gas); Central air conditioning; Ceiling fans
• Interior features: Entrance foyer; Full unfinished basement
• Laundry & utility: Washer and dryer included; Washer hookup; Gas dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $266 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Cap rate 8.4% vs local median 3.0% in Mount Clemens — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#120 in MI, #2,918 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, amenities D+, employment D-.
• Mount Clemens Community School District (suburban): math 4% / reading 11% proficiency, ranked #532 of 540 in MI (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Seminole Academy (math 2% / reading 8%, grade F, #1,325 of 1,397 statewide, top 99%, 370 students, 94% FRL); Mount Clemens Middle School (math 2% / reading 12%, grade F, #481 of 493 statewide, top 98%, 151 students, 94% FRL); Mount Clemens High School (math 10% / reading 30%, grade F, #596 of 713 statewide, top 86%, 203 students, 90% FRL).
• Market conditions: Rents rising fast (+10.8%/yr); 71 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).
• This rent runs 36% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $42k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts; this cycle's ask is 20% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $149,900

Questions for the listing agent

1. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 8.43%
• Cash-on-cash: 7.62%
• DSCR: 1.34
• GRM: 7.9

CMA / ARV

• ARV (on-the-fly): $248,196
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
41 Beyne St	0.00mi	3/1.5	1,857 (+11%)	1mo	$160,000	$86	81
10 3rd St	0.35mi	3/1.5	1,725 (+3%)	2mo	$155,000	$90	78
55 Meadle St	0.08mi	3/2.0	1,560 (-7%)	7mo	$245,500	$157	77
130 Meadle St	0.33mi	3/1.0	1,602 (-4%)	1mo	$230,000	$144	74
38 Riverside Dr	0.25mi	3/3.0	1,800 (+7%)	5mo	$300,000	$167	66
14 Woodside Cir	0.49mi	4/1.5 (+1)	1,668 (-0%)	6mo	$242,500	$145	66
60 Riverside Dr	0.23mi	4/2.0 (+1)	1,522 (-9%)	3mo	$260,000	$171	65
129 South Ave	0.22mi	3/2.5	1,450 (-14%)	1mo	$274,000	$189	62
9 Queen St	0.29mi	3/2.5	1,480 (-12%)	1mo	$264,000	$178	62
43 Rathbone St S	0.46mi	4/2.0 (+1)	1,800 (+7%)	1mo	$266,000	$148	59
220 Cass Ave	0.68mi	3/1.0	1,462 (-13%)	1mo	$165,000	$113	45
334 Harrington St	0.69mi	3/2.0	1,506 (-10%)	8mo	$220,000	$146	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 0.6%
• Equity multiple: 1.02×
• Total profit: $993
• Equity at exit: $22,351

10-year hold

• IRR: 14.6%
• Equity multiple: 2.44×
• Total profit: $60,546
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48043

• Rents YoY: 10.8%
• Active inventory: 71
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,575 high
• Mortgage (P&I): −$786
• Tax from tax record: −$129 /mo · $1,547/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$331
• Net cashflow: $266

Break-even live

Break-even rent $1,237

Max offer price $149,900

Occupancy floor 78%

Sensitivity live

Price	-10% $351	-5% $309	+0% $266	+5% $224	+10% $182
Rent	-10% $142	-5% $204	+0% $266	+5% $329	+10% $391
Rate	-1.0pp $342	-0.5pp $305	base $266	+0.5pp $228	+1.0pp $188

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
15 Washington St Unit 2 Mt Clemens, MI	3.0	1.0	1396	$1,400	$1.00	46d	1	0.65mi
38539 Wellington Dr #19 Clinton Twp, MI	2.0	1.0	1092	$1,400	$1.28	46d	1	0.76mi
40 Ferrin Pl Mount Clemens, MI	3.0	1.0	1400	$1,700	$1.21	0d	1	0.81mi
121 Jones St Unit 1 Mt Clemens, MI	2.0	1.0	1080	$1,400	$1.30	0d	1	0.85mi
121 Jones St Unit 2 Mt Clemens, MI	2.0	1.0	1050	$1,600	$1.52	4d	1	0.85mi
35 S Groesbeck Hwy Mt Clemens, MI	1.0–2.0	1.0–1.5	1125	$2,050	$1.82	0d	1	1.18mi

Listing history 12 events

1. 2026-05-02
   status Pending
2. 2026-05-01
   price $149,900 2006-char remark

   Show marketing remark (2037 chars)

   RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level is like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinances). Original hardwood flooring (very likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement with a cool built-in workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along the Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

3. 2026-05-01
   price $149,900 2037-char remark

   Show marketing remark (2037 chars)

   RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level is like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinances). Original hardwood flooring (very likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement with a cool built-in workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along the Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

4. 2026-05-01
   status Pending 2006-char remark

   Show marketing remark (2037 chars)

   RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level is like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinances). Original hardwood flooring (very likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement with a cool built-in workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along the Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

5. 2026-05-01
   status Pending 2037-char remark

   Show marketing remark (2037 chars)

   RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level is like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinances). Original hardwood flooring (very likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement with a cool built-in workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along the Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

6. 2026-05-01
   price $149,900

   Show marketing remark (2037 chars)

   RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level is like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinances). Original hardwood flooring (very likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement with a cool built-in workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along the Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

7. 2026-04-28
   price $130,000 2006-char remark

   Show marketing remark (2037 chars)

   RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level is like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinances). Original hardwood flooring (very likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement with a cool built-in workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along the Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

8. 2026-04-28
   price $130,000 2037-char remark

   Show marketing remark (2037 chars)

   RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level is like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinances). Original hardwood flooring (very likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement with a cool built-in workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along the Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

9. 2026-04-28
   price $130,000

   Show marketing remark (2037 chars)

   RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level is like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinances). Original hardwood flooring (very likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement with a cool built-in workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along the Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

10. 2026-04-23
    listed $124,900 Active 2006-char remark

    Show marketing remark (2037 chars)

    RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level is like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinances). Original hardwood flooring (very likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement with a cool built-in workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along the Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

11. 2026-04-23
    listed $124,900 Active 2037-char remark

    Show marketing remark (2037 chars)

    RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level is like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinances). Original hardwood flooring (very likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement with a cool built-in workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along the Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

12. 2026-04-23
    listed $124,900 Active

    Show marketing remark (2037 chars)

    RARE OPPORTUNITY! Brick, spacious craftsman style charmer with so much original character intact showcasing timeless details throughout. 1920's era (approximate) loaded with historic/vintage features (see pics), located on a generous, fenced, well cared for 75'x150' lot, not far from downtown. Standout feature: magnificent original feaux fireplace with ornate dark wood mantel, brick surround, built-in glass-front cabinets, a cozy focal point adding instant warmth and sophistication. Original lighting, sconces, thoughtful built-ins throughout highlight a gone-by era of craftsmanship. Former non-conforming 2 family/duplex offers options: the second level is like an efficiency apartment?, in-law/ out-law suite?, gigantic primary bedroom with additional flex room/office/walk-in closet(s) w/ potential primary bathroom expansion, 2nd kitchenette (that's right!), guest suite, short term rental? (check zoning/ordinances). Original hardwood flooring (very likely under carpet too), leaded glass, formal entrance foyer/vestibule, thermal windows, covered/screened 11'x10' shaded sitting porch!, high-efficiency furnace, updated central air unit, quality roof likely under 10 years, gutter guards, full basement with a cool built-in workshop. 18'x11' patio & wide/deep backyard is perfect for entertaining/gardening/future large garage. Revitalized downtown just minutes away, filled with restaurants, shops, art galleries, events along the Clinton River, close to Lake St. Clair/Nautical Mile for boating/recreation, Selfridge Air National Guard Base, major freeways, only a short drive to Detroit. The aerial photo captures the vibrant urban setting with parks, water access, and city amenities at your doorstep. EXPECT lots of activity: whether a primary residence, investment opportunity, or a project with great bones, this one delivers; a true gem in Mount Clemens! All appliances onsite remain including basement refrigerator & freezer(condition unknown). AGENTS: read Agent Remarks offer submission details/info.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $1,547 · $129/mo
• Projected year-2 tax: $1,928 · $161/mo
• Expected delta: +$381/yr (+$32/mo · 24.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,896
• − Mortgage interest: −$8,397
• − Property taxes: −$1,547
• − Insurance: −$750
• − Repairs & maintenance: −$1,512
• − Management: −$1,512
• − Depreciation: −$4,361
• Taxable income: $818
• Est. tax owed @ 24.0%: −$196
• After-tax cash flow: $3,002/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mount Clemens Community School District
• NCES district ID: 2624690
• Math proficiency: 4% ▼ -9.00%
• Reading proficiency: 11% ▼ -7.00%
• Median HH income: $36,632
• Composite: 6.25/100
• National rank: #10005
• State rank: #532 of 540 in MI

Livability — Mount Clemens

• Score: 77/100
• State rank: #120
• US rank: #2918

Category grades

Amenities D+ Commute A+ Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety B- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mount Clemens, MI
• County: Macomb County · 638,552 people
• City population: 15,429
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 15,429
• Household income: $52,161
• Rent vs Own: 40.2% rent · 59.8% own
• Severe rent burden: 610.0

Population outlook (Macomb County) Hauer SSP2

• Today (2025): 925,296 people
• By 2030: 948,226 · +2.5%
• By 2040: 983,961 · +6.3%
• By 2050: 1,010,200 · +9.2%
• By 2075: 1,076,222 · +16.3%
• By 2100: 1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Black 22% Two or more races 10% Hispanic / Latino 4%
• Common ancestry: Romanian 10% Lithuanian 4% Slovak 2%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Macomb

• 2024 margin: R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
• 2008→2024 swing: -22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
• All cycles: 2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -194.74%
• Current HPI: 260.7139
• Rent YoY: ▲ 10.82%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+20.0% since first listed

12 events — show timeline

• 2026-05-02 Pending — REALCOMP
• 2026-05-01 Price Changed $149,900 MiRealSource-MiMLS
• 2026-05-01 Price Changed $149,900 MiRealSource-MiMLS
• 2026-05-01 Pending — MiRealSource-MiMLS
• 2026-05-01 Pending — MiRealSource-MiMLS
• 2026-05-01 Price Changed $149,900 REALCOMP
• 2026-04-28 Price Changed $130,000 MiRealSource-MiMLS
• 2026-04-28 Price Changed $130,000 MiRealSource-MiMLS
• 2026-04-28 Price Changed $130,000 REALCOMP
• 2026-04-23 Listed $124,900 MiRealSource-MiMLS
• 2026-04-23 Listed $124,900 MiRealSource-MiMLS
• 2026-04-23 Listed $124,900 REALCOMP

Property tax history

+3.7%/yr

Latest (2025): $1,547 · +0.6% YoY. Source: county tax records.