208 Pioneer Drive Dr · Dalton, GA 30721

$223,000

3 bd · 1.0 ba · 1,494 sqft · SingleFamily · 134 Days on market

Average condition $149/sqft · 23% below area Est $291k · 23% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.1/30.0
• Schools +3.6/10.0
• Livability +3.4/5.0
• Condition / age +2.8/5.0
• 1% rule +2.5/10.0
• Rent growth +2.5/5.0
• DSCR +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to 208 Pioneer Drive! Nestled on a sprawling, level half-acre lot in the heart of Dalton, this charming 3-bedroom residence offers the perfect blend of comfort and potential. Step inside to discover a spacious, sun-drenched kitchen featuring elegant tile work—the true heart of the home. The primary suite is a private retreat, complete with its own covered porch, perfect for sipping your morning coffee while overlooking the massive backyard. Whether you're hosting summer BBQs on the covered patio or enjoying the peace of this quiet neighborhood, this property is designed for making memories. Don't miss your chance to own a piece of North Whitfield—schedule your private tour today!

Key facts

• Covered porch
• Massive backyard
• Covered patio

Tags

• LEVEL HALF-ACRE LOT
• SUN-DRENCHED KITCHEN
• COVERED PORCH
• MASSIVE BACKYARD
• COVERED PATIO
• QUIET NEIGHBORHOOD

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $223k. Condition is rated average.

Deal economics

• At list price, monthly cash flow is $-220 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $191k (14.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (25.0% below list).
• Recommended offer: $167k (25.0% below list) — sets the bar for 1% rule.
• Cap rate 5.1% vs local median 3.6% in Dalton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#172 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Whitfield County (rural): math 37% / reading 34% proficiency, ranked #62 of 174 in GA (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Varnell Elementary School (math 42% / reading 32%, grade F, #485 of 1,228 statewide, top 41%, 374 students, 66% FRL); North Whitfield Middle School (math 46% / reading 43%, grade D, #109 of 470 statewide, top 24%, 815 students, 64% FRL); Coahulla Creek High School (math 25% / reading 30%, grade F, #158 of 424 statewide, top 37%, 986 students, 58% FRL) — zoned schools at 62% FRL track the district average.
• Market conditions: 467 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 374 units permitted in Whitfield County in 2024 (35 in 5+ unit buildings).
• This rent runs 32% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Whitfield County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 134 days — a 12% lower offer ($196k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $167,269 (25.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 134 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.11%
• Cash-on-cash: -4.22%
• DSCR: 0.81
• GRM: 11.1

CMA / ARV

• ARV (median comp): $291,206
• List price: $223,000
• Delta: -23.42%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2002 Broadacre Rd NW	0.66mi	3/2.0	1,456 (-2%)	6mo	$245,000	$168	56
359 Pacer Lane Ln #4	0.48mi	3/2.0	1,648 (+10%)	9mo	$360,000	$218	49
378 Pacer Ln	0.45mi	3/2.0	1,378 (-8%)	18mo	$299,995	$218	47
337 Pacer Lane Ln #4	0.50mi	2/2.0 (-1)	1,348 (-10%)	6mo	$294,900	$219	46
3009 Alpharetta Drive Dr	0.44mi	3/2.0	1,658 (+11%)	17mo	$310,000	$187	42
324 Mercer Dr	0.56mi	3/2.0	1,355 (-9%)	14mo	$270,000	$199	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -23.4%
• Equity multiple: 0.20×
• Total profit: $-50,102
• Equity at exit: $33,250

10-year hold

• IRR: -18.1%
• Equity multiple: 0.01×
• Total profit: $-61,541
• Equity at exit: $19,281

Cash invested: $62,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 14 active · 1 under contract
• Months of supply: 84.0 mo (1%/mo absorbed)
• Median asking: $374,400 ($245/sqft)
• Median days on market: 438 d
• This list price: 7% of active listings are priced below it
• ARV vs active asking: -20.4% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 30721

• Active inventory: 467
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $1,673 medium
• Mortgage (P&I): −$1,169
• Tax est. 1.5%: −$279 /mo · $3,345/yr
• Insurance: −$93
• HOA: −$0
• Vacancy / Maint / Mgmt: −$351
• Net cashflow: $-220

Break-even live

Break-even rent $1,951

Max offer price $191,212

Occupancy floor —

Sensitivity live

Price	-10% $-66	-5% $-143	+0% $-220	+5% $-297	+10% $-374
Rent	-10% $-352	-5% $-286	+0% $-220	+5% $-154	+10% $-88
Rate	-1.0pp $-107	-0.5pp $-163	base $-220	+0.5pp $-277	+1.0pp $-336

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,750
• Closing costs: $6,690
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3143 Sonya Dr NW Dalton, GA	3.0	2.0	1232	$2,000	$1.62	93d	1	1.42mi

Listing history 50 events

1. 2026-08-08
   days on market $223,000 Active 134 DOM
2. 2026-08-07
   days on market $223,000 Active 133 DOM
3. 2026-08-06
   days on market $223,000 Active 132 DOM
4. 2026-08-05
   days on market $223,000 Active 131 DOM
5. 2026-08-04
   days on market $223,000 Active 130 DOM
6. 2026-08-03
   days on market $223,000 Active 129 DOM
7. 2026-07-31
   days on market $223,000 Active 126 DOM
8. 2026-07-30
   days on market $223,000 Active 125 DOM
9. 2026-07-29
   days on market $223,000 Active 124 DOM
10. 2026-07-27
    days on market $223,000 Active 122 DOM
11. 2026-07-25
    days on market $223,000 Active 120 DOM
12. 2026-07-23
    days on market $223,000 Active 118 DOM
13. 2026-07-22
    days on market $223,000 Active 117 DOM
14. 2026-07-21
    days on market $223,000 Active 116 DOM
15. 2026-07-18
    days on market $223,000 Active 113 DOM
16. 2026-07-16
    days on market $223,000 Active 111 DOM
17. 2026-07-16
    remarks 699-char remark
18. 2026-07-16
    pricedays on market $223,000 Active 110 DOM
19. 2026-07-14
    days on market $230,000 Active 109 DOM
20. 2026-07-13
    days on market $230,000 Active 108 DOM
21. 2026-07-12
    days on market $230,000 Active 107 DOM
22. 2026-07-11
    days on market $230,000 Active 106 DOM
23. 2026-07-10
    days on market $230,000 Active 105 DOM
24. 2026-07-09
    days on market $230,000 Active 104 DOM
25. 2026-07-08
    days on market $230,000 Active 103 DOM
26. 2026-07-07
    days on market $230,000 Active 102 DOM
27. 2026-07-06
    days on market $230,000 Active 101 DOM
28. 2026-07-06
    days on market $230,000 Active 100 DOM
29. 2026-07-04
    days on market $230,000 Active 99 DOM
30. 2026-07-03
    days on market $230,000 Active 98 DOM
31. 2026-07-02
    days on market $230,000 Active 97 DOM
32. 2026-07-01
    days on market $230,000 Active 96 DOM
33. 2026-06-30
    days on market $230,000 Active 95 DOM
34. 2026-06-29
    days on market $230,000 Active 94 DOM
35. 2026-06-28
    days on market $230,000 Active 93 DOM
36. 2026-06-28
    days on market $230,000 Active 92 DOM
37. 2026-06-27
    days on market $230,000 Active 91 DOM
38. 2026-06-26
    days on market $230,000 Active 90 DOM
39. 2026-06-23
    days on market $230,000 Active 87 DOM
40. 2026-06-21
    days on market $230,000 Active 86 DOM
41. 2026-06-19
    days on market $230,000 Active 84 DOM
42. 2026-06-18
    days on market $230,000 Active 83 DOM
43. 2026-06-17
    days on market $230,000 Active 82 DOM
44. 2026-06-16
    days on market $230,000 Active 81 DOM
45. 2026-06-15
    days on market $230,000 Active 80 DOM
46. 2026-06-14
    days on market $230,000 Active 78 DOM
47. 2026-06-13
    days on market $230,000 Active 77 DOM
48. 2026-06-10
    days on market $230,000 Active 75 DOM
49. 2026-06-09
    days on market $230,000 Active 74 DOM
50. 2026-06-08
    days on market $230,000 Active 73 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,072
• − Mortgage interest: −$12,491
• − Property taxes: −$3,345
• − Insurance: −$1,115
• − Repairs & maintenance: −$1,606
• − Management: −$1,606
• − Depreciation: −$6,487
• Taxable loss: −$6,578
• Est. tax savings @ 24.0%: +$1,579
• After-tax cash flow: $-1,057/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Average 55/100 Moderate rehab Est. rehab $37,350–$67,230 screening

This home requires moderate renovations, focusing on the kitchen and exterior. New flooring and paint will significantly improve its resale and rental value.

Repairs flagged

• Major Kitchen flooring — Visible wear and tear
• Minor Kitchen cabinets — No visible damage

Value-add opportunities

• Resale New kitchen flooring — Fresh flooring enhances curb appeal and functionality ↑
• Resale Paint exterior — Fresh paint improves curb appeal ↑
• Both Landscaping — Well-maintained landscaping enhances curb appeal and property value ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 36/100

Zoned Schools

Elementary Varnell Elementary School F GA #485/1,228 Nat'l #21,438/41,679 Middle North Whitfield Middle School D GA #109/470 Nat'l #4,747/14,009 High Coahulla Creek High School F GA #158/424 Nat'l #11,797/17,239

Schools (NCES district)

• District: Whitfield County
• NCES district ID: 1305700
• Math proficiency: 37% ▼ -6.00%
• Reading proficiency: 34% ▼ -9.00%
• Median HH income: $44,296
• Composite: 30.24/100
• National rank: #6290
• State rank: #62 of 174 in GA

C Composite livability gradescore 67/100

Livability — Dalton

• Score: 67/100
• State rank: #172
• US rank: #10778

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Whitfield County · 107,770 people
• City population: 80,309
• Metro: Dalton, GA
• Population (ZIP): 53,060
• Household income: $62,094
• Rent vs Own: 34.7% rent · 65.3% own
• Severe rent burden: 14% of renters

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Population outlook (Whitfield County) Hauer SSP2

• Today (2025): 107,770 people
• By 2030: 108,737 · +0.9%
• By 2040: 110,260 · +2.3%
• By 2050: 111,205 · +3.2%
• By 2075: 113,014 · +4.9%
• By 2100: 112,775 · +4.6%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 48% Hispanic / Latino 47% Two or more races 10% Black 4% Native American 1%
• Hispanic origin (detail): Mexican 35% Cuban 1%
• Common ancestry: Slovak 1% Italian 1%
• Foreign-born: 24% · Canada, Jamaica
• Languages at home: 62% English-only · Spanish 37%

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Political lean MEDSL · Whitfield

• 2024 margin: Solid R (+44.5) · D 27.5% · R 72.0%
• 2008→2024 swing: -4.5pp toward R · 2008: -40.0pp · 2024: -44.5pp
• All cycles: 2024: R+44.5 2020: R+40.7 2016: R+44.8 2012: R+45.1 2008: R+40.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -220.10%
• Current HPI: 314.9341
• Rent YoY: —
• Metro: Dalton, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

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Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

1 event — show timeline

• 2026-03-24 Listed $230,000 CCARMLS