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7195 E Battenfield Dr
D- Composite 37.92
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +3.7/10.0
  • Livability +3.5/5.0
  • Schools +3.1/10.0
  • 1% rule +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$205,000

7195 E Battenfield Dr · Verdigris, OK 74019
3 bd · 2.0 ba · 1,518 sqft · Land public records · 67 Days on market
Built 1972 0.93 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Vinyl windows installed in 97;hardwood floors throughout except kitchen; vinyl ext trim; beautiful flower gardens & mature trees; furnace, dishwasher, range new in 97;12X20 storage bldg.

Key facts

  • Large living room
  • Covered back patio
  • Solid brick home

Tags

SOLID BRICK HOMEMULTIPLE LIVING AREASORIGINAL HARDWOOD FLOORSLARGE LIVING ROOMFUNCTIONAL KITCHEN SPACECOVERED BACK PATIO

Property features AI

Exterior

  • Parking: Attached garage; 2-car garage
  • Security: No safety shelter
  • Utilities: Electricity available; Natural gas available; Public water; Septic tank sewer
  • Home design: Single-story home; Faces south; Entry on main level
  • Construction: Brick and wood frame construction; Asphalt/fiberglass roof; Crawlspace and slab foundation; Built in public-records year
  • Exterior features: Concrete driveway; Property on a cul-de-sac; Wooded lot

Interior

  • Kitchen: Dishwasher; Oven; Range; Gas water heater
  • Flooring: Tile flooring; Wood flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating (gas); Central air conditioning
  • Interior features: Laminate countertops; Ceiling fan(s); Aluminum window frames; No additional interior features listed
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $205k.

Deal economics

  • At list price, monthly cash flow is $-31 ($-375/yr) — negative.
  • To cash-flow at today's rent, offer at most $199k (2.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $157k (23.3% below list).
  • Recommended offer: $157k (23.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 4.0% in Verdigris — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#40 in OK) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Verdigris (rural): math 33% / reading 34% proficiency, ranked #29 of 270 in OK (top 11%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
  • Zoned schools: Verdigris Es (math 42% / reading 37%, grade F, #107 of 845 statewide, top 14%, 467 students, 0% FRL); Verdigris Upper Es (math 42% / reading 36%, grade F, #10 of 345 statewide, top 3%, 300 students, 0% FRL); Verdigris Hs (math 27% / reading 32%, grade F, #96 of 447 statewide, top 26%, 420 students, 0% FRL) — zoned schools average 0% FRL vs 19% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 120 active listings in the ZIP; solid renter incomes; 608 units permitted in Rogers County in 2024 (7 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Rogers County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 23y ago; this cycle's ask has dropped $28k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,240 (23.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
6.11%
Cash-on-cash
-0.65%
DSCR
0.97
GRM
10.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.4%
Equity multiple
0.39×
Total profit
$-35,274
Equity at exit
$30,566
10-year hold
IRR
-9.5%
Equity multiple
0.42×
Total profit
$-33,541
Equity at exit
$17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74019

Home prices YoY
-13.2%
Active inventory
120
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$1,572 medium interval (Pro) →
Mortgage (P&I)
$1,075
Tax from tax record
$113 /mo · $1,356/yr
Insurance
$85
HOA
$0
Vacancy / Maint / Mgmt
$330
Net cashflow
$-31

Break-even live

Break-even rent $1,612
Max offer price $199,477
Occupancy floor 97%

Sensitivity live

Price -10% $85 -5% $27 +0% $-31 +5% $-89 +10% $-147
Rent -10% $-155 -5% $-93 +0% $-31 +5% $31 +10% $93
Rate -1.0pp $72 -0.5pp $21 base $-31 +0.5pp $-84 +1.0pp $-138

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$51,250
Closing costs
$6,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 23 events

  1. 2026-06-22
    days on market $205,000 Active 67 DOM
  2. 2026-06-18
    days on market $205,000 Active 64 DOM
  3. 2026-06-17
    days on market $205,000 Active 63 DOM
  4. 2026-06-16
    days on market $205,000 Active 62 DOM
  5. 2026-06-15
    days on market $205,000 Active 61 DOM
  6. 2026-06-13
    pricedays on market $205,000 Active 59 DOM
  7. 2026-06-10
    days on market $220,000 Active 56 DOM
  8. 2026-06-09
    days on market $220,000 Active 55 DOM
  9. 2026-06-08
    days on market $220,000 Active 54 DOM
  10. 2026-06-07
    days on market $220,000 Active 53 DOM
  11. 2026-06-03
    days on market $220,000 Active 49 DOM
  12. 2026-06-02
    days on market $220,000 Active 48 DOM
  13. 2026-06-01
    days on market $220,000 Active 47 DOM
  14. 2026-05-31
    days on market $220,000 Active 46 DOM
  15. 2026-05-13
    price $220,000
  16. 2026-04-15
    listed $233,000 Active
  17. 2026-03-26
    soldstatus $233,000
  18. 2015-02-05
    historical
  19. 2014-08-04
    listed $114,000
  20. 2003-12-02
    soldstatus $112,000 192-char remark
    Show marketing remark (192 chars)

    Vinyl windows installed in 97;hardwood floors throughout except kitchen; vinyl ext trim; beautiful flower gardens & mature trees; furnace, dishwasher, range new in 97;12X20 storage bldg.

  21. 2003-12-01
    soldstatus $112,000
  22. 2003-09-05
    listed $109,900 192-char remark
    Show marketing remark (192 chars)

    Vinyl windows installed in 97;hardwood floors throughout except kitchen; vinyl ext trim; beautiful flower gardens & mature trees; furnace, dishwasher, range new in 97;12X20 storage bldg.

  23. 1992-05-01
    soldstatus $71,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,356 · $113/mo
Projected year-2 tax
$1,845 · $154/mo
Expected delta
+$489/yr (+$41/mo · 36.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,869
− Mortgage interest
−$11,483
− Property taxes
−$1,356
− Insurance
−$1,025
− Repairs & maintenance
−$1,510
− Management
−$1,510
− Depreciation
−$5,964
Taxable loss
−$3,978
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$955
After-tax cash flow
$580/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Verdigris
NCES district ID
4031110
Math proficiency
33% ▼ -10.00%
Reading proficiency
34% ▼ -10.00%
Median HH income
$67,371
Composite
30.77/100
National rank
#6156
State rank
#29 of 270 in OK

Livability — Verdigris

Score
70/100
State rank
#40
US rank
#7775

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Rogers County · 50,229 people
Metro
Tulsa, OK
Population (ZIP)
21,023
Household income
$84,342
Rent vs Own
17.1% rent · 82.9% own
Severe rent burden
150.0

Population outlook (Rogers County) Hauer SSP2

Today (2025)
100,211 people
By 2030
104,381 · +4.2%
By 2040
111,567 · +11.3%
By 2050
116,791 · +16.5%
By 2075
129,134 · +28.9%
By 2100
132,326 · +32.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Native American 13% Two or more races 11% Hispanic / Latino 6% Asian 1%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
3% · Canada, Vietnam
Languages at home
95% English-only · Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Rogers

2024 margin
Solid R (+55.0) · D 21.6% · R 76.6% · Other 1.7%
2008→2024 swing
-10.9pp toward R · 2008: -44.1pp · 2024: -55.0pp
All cycles
2024: R+55.0 2020: R+54.9 2016: R+56.3 2012: R+50.1 2008: R+44.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -32.22%
Current HPI
210.9691
Rent YoY
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+207.7% since first listed
9 events — show timeline
  • 2026-05-13 Price Changed $220,000 MLS Technology, Inc.
  • 2026-04-15 Listed $233,000 MLS Technology, Inc.
  • 2026-03-26 Sold (Public Records) $233,000 Public Records
  • 2015-02-05 Listing Removed MLS Technology, Inc.
  • 2014-08-04 Listed $114,000 MLS Technology, Inc.
  • 2003-12-02 Sold (MLS) $112,000 MLS Technology, Inc.
  • 2003-12-01 Sold (Public Records) $112,000 Public Records
  • 2003-09-05 Listed $109,900 MLS Technology, Inc.
  • 1992-05-01 Sold (Public Records) $71,500 Public Records

Property tax history

+1.4%/yr

Latest (2025): $1,356 · +12.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…