7195 E Battenfield Dr · Verdigris, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.5/30.0
- ARV discount +7.5/15.0
- DSCR +3.7/10.0
- Livability +3.5/5.0
- Schools +3.1/10.0
- 1% rule +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$205,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Vinyl windows installed in 97;hardwood floors throughout except kitchen; vinyl ext trim; beautiful flower gardens & mature trees; furnace, dishwasher, range new in 97;12X20 storage bldg.
Key facts
- Large living room
- Covered back patio
- Solid brick home
Tags
Property features AI
Exterior
- Parking: Attached garage; 2-car garage
- Security: No safety shelter
- Utilities: Electricity available; Natural gas available; Public water; Septic tank sewer
- Home design: Single-story home; Faces south; Entry on main level
- Construction: Brick and wood frame construction; Asphalt/fiberglass roof; Crawlspace and slab foundation; Built in public-records year
- Exterior features: Concrete driveway; Property on a cul-de-sac; Wooded lot
Interior
- Kitchen: Dishwasher; Oven; Range; Gas water heater
- Flooring: Tile flooring; Wood flooring
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central heating (gas); Central air conditioning
- Interior features: Laminate countertops; Ceiling fan(s); Aluminum window frames; No additional interior features listed
- Laundry & utility: Washer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath land listed at $205k.
Deal economics
- At list price, monthly cash flow is $-31 ($-375/yr) — negative.
- To cash-flow at today's rent, offer at most $199k (2.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $157k (23.3% below list).
- Recommended offer: $157k (23.3% below list) — sets the bar for 1% rule.
- Cap rate 6.1% vs local median 4.0% in Verdigris — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#40 in OK) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Verdigris (rural): math 33% / reading 34% proficiency, ranked #29 of 270 in OK (top 11%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
- Zoned schools: Verdigris Es (math 42% / reading 37%, grade F, #107 of 845 statewide, top 14%, 467 students, 0% FRL); Verdigris Upper Es (math 42% / reading 36%, grade F, #10 of 345 statewide, top 3%, 300 students, 0% FRL); Verdigris Hs (math 27% / reading 32%, grade F, #96 of 447 statewide, top 26%, 420 students, 0% FRL) — zoned schools average 0% FRL vs 19% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 120 active listings in the ZIP; solid renter incomes; 608 units permitted in Rogers County in 2024 (7 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Rogers County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 23y ago; this cycle's ask has dropped $28k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.77% ✗
- Cap rate
- 6.11%
- Cash-on-cash
- -0.65%
- DSCR
- 0.97
- GRM
- 10.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -17.4%
- Equity multiple
- 0.39×
- Total profit
- $-35,274
- Equity at exit
- $30,566
- IRR
- -9.5%
- Equity multiple
- 0.42×
- Total profit
- $-33,541
- Equity at exit
- $17,725
Cash invested: $57,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 74019
- Home prices YoY
- -13.2%
- Active inventory
- 120
- Price-to-rent
- 10.9×
Monthly cashflow live
- Estimated rent
- $1,572 medium interval (Pro) →
- Mortgage (P&I)
- −$1,075
- Tax from tax record
- −$113 /mo · $1,356/yr
- Insurance
- −$85
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$330
- Net cashflow
- $-31
Break-even live
Sensitivity live
| Price | -10% $85 | -5% $27 | +0% $-31 | +5% $-89 | +10% $-147 |
|---|---|---|---|---|---|
| Rent | -10% $-155 | -5% $-93 | +0% $-31 | +5% $31 | +10% $93 |
| Rate | -1.0pp $72 | -0.5pp $21 | base $-31 | +0.5pp $-84 | +1.0pp $-138 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $51,250
- Closing costs
- $6,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 23 events
-
2026-06-22days on market $205,000 Active 67 DOM
-
2026-06-18days on market $205,000 Active 64 DOM
-
2026-06-17days on market $205,000 Active 63 DOM
-
2026-06-16days on market $205,000 Active 62 DOM
-
2026-06-15days on market $205,000 Active 61 DOM
-
2026-06-13pricedays on market $205,000 Active 59 DOM
-
2026-06-10days on market $220,000 Active 56 DOM
-
2026-06-09days on market $220,000 Active 55 DOM
-
2026-06-08days on market $220,000 Active 54 DOM
-
2026-06-07days on market $220,000 Active 53 DOM
-
2026-06-03days on market $220,000 Active 49 DOM
-
2026-06-02days on market $220,000 Active 48 DOM
-
2026-06-01days on market $220,000 Active 47 DOM
-
2026-05-31days on market $220,000 Active 46 DOM
-
2026-05-13price $220,000
-
2026-04-15$233,000 Active
-
2026-03-26soldstatus $233,000
-
2015-02-05historical
-
2014-08-04$114,000
-
2003-12-02soldstatus $112,000 192-char remark
Show marketing remark (192 chars)
Vinyl windows installed in 97;hardwood floors throughout except kitchen; vinyl ext trim; beautiful flower gardens & mature trees; furnace, dishwasher, range new in 97;12X20 storage bldg.
-
2003-12-01soldstatus $112,000
-
2003-09-05$109,900 192-char remark
Show marketing remark (192 chars)
Vinyl windows installed in 97;hardwood floors throughout except kitchen; vinyl ext trim; beautiful flower gardens & mature trees; furnace, dishwasher, range new in 97;12X20 storage bldg.
-
1992-05-01soldstatus $71,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $1,356 · $113/mo
- Projected year-2 tax
- $1,845 · $154/mo
- Expected delta
- +$489/yr (+$41/mo · 36.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,869
- − Mortgage interest
- −$11,483
- − Property taxes
- −$1,356
- − Insurance
- −$1,025
- − Repairs & maintenance
- −$1,510
- − Management
- −$1,510
- − Depreciation
- −$5,964
- Taxable loss
- −$3,978
- Est. tax savings @ 24.0%
- +$955
- After-tax cash flow
- $580/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Verdigris
- NCES district ID
- 4031110
- Math proficiency
- 33% ▼ -10.00%
- Reading proficiency
- 34% ▼ -10.00%
- Median HH income
- $67,371
- Composite
- 30.77/100
- National rank
- #6156
- State rank
- #29 of 270 in OK
Livability — Verdigris
- Score
- 70/100
- State rank
- #40
- US rank
- #7775
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Rogers County · 50,229 people
- Metro
- Tulsa, OK
- Population (ZIP)
- 21,023
- Household income
- $84,342
- Rent vs Own
- Severe rent burden
- 150.0
Population outlook (Rogers County) Hauer SSP2
- Today (2025)
- 100,211 people
- By 2030
- 104,381 · +4.2%
- By 2040
- 111,567 · +11.3%
- By 2050
- 116,791 · +16.5%
- By 2075
- 129,134 · +28.9%
- By 2100
- 132,326 · +32.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Native American 13% Two or more races 11% Hispanic / Latino 6% Asian 1%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Lithuanian 2% Romanian 2% Slovak 2%
- Foreign-born
- 3% · Canada, Vietnam
- Languages at home
- 95% English-only · Spanish 3% Other Asian/Pacific 1%
Political lean MEDSL · Rogers
- 2024 margin
- Solid R (+55.0) · D 21.6% · R 76.6% · Other 1.7%
- 2008→2024 swing
- -10.9pp toward R · 2008: -44.1pp · 2024: -55.0pp
- All cycles
- 2024: R+55.0 2020: R+54.9 2016: R+56.3 2012: R+50.1 2008: R+44.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -32.22%
- Current HPI
- 210.9691
- Rent YoY
- —
- Metro
- Tulsa, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+207.7% since first listed9 events — show timeline
- 2026-05-13 Price Changed $220,000 MLS Technology, Inc.
- 2026-04-15 Listed $233,000 MLS Technology, Inc.
- 2026-03-26 Sold (Public Records) $233,000 Public Records
- 2015-02-05 Listing Removed — MLS Technology, Inc.
- 2014-08-04 Listed $114,000 MLS Technology, Inc.
- 2003-12-02 Sold (MLS) $112,000 MLS Technology, Inc.
- 2003-12-01 Sold (Public Records) $112,000 Public Records
- 2003-09-05 Listed $109,900 MLS Technology, Inc.
- 1992-05-01 Sold (Public Records) $71,500 Public Records
Property tax history
+1.4%/yrLatest (2025): $1,356 · +12.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…