814 N Walnut St · Sherman, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 6/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 20.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +11.7/30.0
- 1% rule +4.2/10.0
- DSCR +3.4/10.0
- Livability +3.1/5.0
- Schools +2.9/10.0
- Condition / age +2.5/5.0
- Rent growth +1.8/5.0
- Appreciation +0.0/10.0
$167,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this fully renovated 3-bedroom, 2-bath home offering modern upgrades, functional living space, and true move-in ready convenience. Ideally located near shopping, dining, and everyday amenities, this home combines comfort with accessibility. The updated kitchen is a standout feature, showcasing sleek granite countertops, modern cabinetry, and ample prep and storage space—perfect for both daily living and entertaining. Durable luxury vinyl plank flooring flows throughout the main areas, while new plush carpet in the living room and bedrooms adds warmth and comfort. Both bathrooms have been beautifully remodeled with updated fixtures and contemporary finishes, creating clean, stylish spaces. The spacious bedrooms offer versatility to fit your lifestyle—ideal for relaxing, hosting guests, or creating a home office or flex space. A rare highlight is the large covered carport at the rear of the property, accommodating up to 6 vehicles, providing exceptional parking, storage, or workspace options. Schedule your showing today—this property is a must-see!
Key facts
- Fully renovated
- Updated kitchen
- Granite countertops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $167k.
Deal economics
- At list price, monthly cash flow is $-49 ($-593/yr) — negative.
- To cash-flow at today's rent, offer at most $158k (5.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $154k (8.0% below list).
- Recommended offer: $154k (8.0% below list) — sets the bar for 1% rule.
- Cap rate 5.9% vs local median 3.7% in Sherman — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 61/100 on livability (#1,027 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, employment C-, amenities F.
- Sherman ISD (urban): math 31% / reading 37% proficiency, ranked #546 of 826 in TX (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Wakefield El (math 32% / reading 32%, grade F, #2,268 of 4,322 statewide, top 55%, 325 students, 98% FRL); Piner Middle (math 31% / reading 41%, grade F, #805 of 1,662 statewide, top 50%, 818 students, 75% FRL); Sherman H S (math 28% / reading 44%, grade F, #930 of 1,632 statewide, top 57%, 2,155 students, 70% FRL) — zoned schools average 81% FRL vs 60% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-2.7%/yr); 479 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,272 units permitted in Grayson County in 2024 (750 in 5+ unit buildings).
- This rent runs 33% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Grayson County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 81 days — a 6% lower offer ($157k) is reasonable based on typical stale-listing flexibility.
- 10 sale attempts since 3y ago; this cycle's ask is 10344% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 81 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 5.94%
- Cash-on-cash
- -1.27%
- DSCR
- 0.94
- GRM
- 9.1
CMA / ARV
- ARV (median comp)
- $206,301
- List price
- $167,000
- Delta
- -17.60%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 904 N Woods St | 0.44mi | 3/2.0 | 1,468 (+1%) | 1mo | $219,999 | $150 | 76 |
| 310 E Brockett St | 0.17mi | 3/2.5 | 1,493 (+3%) | 12mo | $249,000 | $167 | 76 |
| 810 N Walnut St | 0.02mi | 3/2.0 | 1,628 (+12%) | 5mo | $275,000 | $169 | 74 |
| 1511 N Alexander St | 0.57mi | 3/2.0 | 1,414 (-2%) | 1mo | $282,500 | $200 | 69 |
| 1201 N Broughton St | 0.42mi | 3/2.5 | 1,386 (-4%) | 14mo | $269,999 | $195 | 59 |
| 408 N Woods St | 0.60mi | 3/2.0 | 1,530 (+6%) | 9mo | $88,740 | $58 | 55 |
| 1611 N Alexander St | 0.66mi | 3/2.5 | 1,332 (-8%) | 3mo | $150,000 | $113 | 51 |
| 902 N Woods St | 0.45mi | 3/1.5 | 1,262 (-13%) | 8mo | $225,000 | $178 | 49 |
| 314 W Mcgee St | 0.59mi | 3/2.0 | 1,596 (+10%) | 11mo | $249,900 | $157 | 46 |
| 912 N Maxey St | 0.46mi | 3/2.0 | 1,637 (+13%) | 14mo | $199,000 | $122 | 45 |
| 917 W Brockett St | 0.56mi | 2/2.0 (-1) | 1,558 (+7%) | 14mo | $259,000 | $166 | 45 |
| 915 N Woods St | 0.41mi | 2/2.0 (-1) | 1,248 (-14%) | 13mo | $185,000 | $148 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -22.1%
- Equity multiple
- 0.26×
- Total profit
- $-34,618
- Equity at exit
- $24,900
- IRR
- -27.2%
- Equity multiple
- -0.10×
- Total profit
- $-51,224
- Equity at exit
- $14,439
Cash invested: $46,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75090
- Home prices YoY
- -20.0%
- Rents YoY
- -2.7%
- Active inventory
- 479
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $1,536 high interval (Pro) →
- Mortgage (P&I)
- −$876
- Tax from tax record
- −$317 /mo · $3,809/yr
- Insurance
- −$70
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$323
- Net cashflow
- $-49
Break-even live
Sensitivity live
| Price | -10% $45 | -5% $-2 | +0% $-49 | +5% $-97 | +10% $-144 |
|---|---|---|---|---|---|
| Rent | -10% $-171 | -5% $-110 | +0% $-49 | +5% $11 | +10% $72 |
| Rate | -1.0pp $35 | -0.5pp $-7 | base $-49 | +0.5pp $-93 | +1.0pp $-137 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,750
- Closing costs
- $5,010
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 815 N Travis St Sherman, TX | 3.0 | 2.0 | 1536 | $1,550 | $1.01 | 23d | 1 | 0.03mi |
| 620 N Walnut St Sherman, TX | 2.0 | 1.0 | 1100 | $1,050 | $0.95 | 45d | 1 | 0.13mi |
| 301 E Brockett St Unit 100 Sherman, TX | 4.0 | 4.0 | 1169 | $1,400 | $1.20 | 45d | 1 | 0.15mi |
| 823 N Branch St Sherman, TX | 3.0 | 2.0 | 1357 | $1,650 | $1.22 | 23d | 1 | 0.19mi |
| 514 E Brockett St Unit 514 Sherman, TX | 4.0 | 4.5 | 1800 | $1,800 | $1.00 | 45d | 1 | 0.31mi |
| 1312 N Travis St Sherman, TX | 3.0 | 1.5 | 1086 | $1,325 | $1.22 | 45d | 1 | 0.33mi |
| 820 N Sam Rayburn Fwy Unit 204 Sherman, TX | 2.0 | 1.5 | 1027 | $1,350 | $1.31 | 45d | 1 | 0.34mi |
| 607 E Carter St Unit 609 Sherman, TX | 3.0 | 2.0 | 1230 | $1,450 | $1.18 | 23d | 1 | 0.38mi |
| 614 E College St Sherman, TX | 3.0 | 2.0 | 1238 | $1,400 | $1.13 | 23d | 1 | 0.38mi |
| 608 E College St Unit 608 Sherman, TX | 3.0 | 2.0 | 1230 | $1,325 | $1.08 | 23d | 1 | 0.39mi |
| 609 E Carter St Sherman, TX | 3.0 | 2.0 | 1230 | $1,450 | $1.18 | 23d | 1 | 0.39mi |
| 916 N Throckmorton St Sherman, TX | 3.0 | 2.0 | 1259 | $1,400 | $1.11 | 23d | 1 | 0.44mi |
| 814 W College St Sherman, TX | 2.0 | 2.0 | 1100 | $1,150 | $1.05 | 45d | 1 | 0.45mi |
| 822 W Fischer St Sherman, TX | 3.0 | 1.0 | 1256 | $1,350 | $1.07 | 23d | 1 | 0.47mi |
| 907 W Birge St Sherman, TX | 2.0 | 2.0 | 952 | $1,100 | $1.16 | 45d | 1 | 0.50mi |
| 524-526 N Woods St Sherman, TX | 3.0 | 2.0 | 1454 | $1,445 | $0.99 | 45d | 1 | 0.50mi |
| 914 W Washington St Unit F Sherman, TX | 2.0 | 1.5 | 1287 | $1,165 | $0.91 | 45d | 1 | 0.56mi |
| 930 W Freeman St Sherman, TX | 3.0 | 2.0 | 1222 | $1,499 | $1.23 | 23d | 1 | 0.61mi |
| 609 E McGee St Unit 609 Sherman, TX | 4.0 | 2.5 | 1600 | $1,800 | $1.12 | 45d | 1 | 0.64mi |
| 110-112 W Fairview St Sherman, TX | 2.0 | 1.5 | 1200 | $1,200 | $1.00 | 45d | 1 | 0.69mi |
| 214 N Ricketts St Sherman, TX | 3.0 | 2.0 | 1211 | $1,550 | $1.28 | 45d | 1 | 0.77mi |
| 1014 E Pecan St Sherman, TX | 3.0 | 2.0 | 1340 | $1,900 | $1.42 | 45d | 1 | 0.78mi |
| 221 W Taylor St Sherman, TX | 3.0 | 2.0 | 917 | $1,425 | $1.55 | 23d | 1 | 0.81mi |
| 817 W Lamar St Sherman, TX | 3.0 | 2.0 | 1074 | $1,495 | $1.39 | 45d | 1 | 0.82mi |
| 1706 N Ricketts St Sherman, TX | 3.0 | 2.0 | 1106 | $1,600 | $1.45 | 23d | 1 | 0.82mi |
| 906 W Houston St Sherman, TX | 2.0 | 1.0 | 989 | $1,175 | $1.19 | 45d | 1 | 0.83mi |
| 908 W Houston St Sherman, TX | 2.0 | 1.0 | 989 | $1,299 | $1.31 | 23d | 1 | 0.85mi |
| 1014 W Belden St Sherman, TX | 3.0 | 2.0 | 1573 | $1,599 | $1.02 | 23d | 1 | 0.86mi |
| 1916 N Alexander St Sherman, TX | 3.0 | 2.0 | 1240 | $1,575 | $1.27 | 45d | 1 | 0.88mi |
| 304 E King St Sherman, TX | 2.0 | 1.0 | 876 | $1,250 | $1.43 | 45d | 1 | 0.89mi |
| 207 N Highland Ave Sherman, TX | 2.0 | 1.0 | 1175 | $1,300 | $1.11 | 45d | 1 | 0.89mi |
| 620 S Walnut St Unit 622 Sherman, TX | 2.0 | 1.0 | 1783 | $1,025 | $0.57 | 45d | 1 | 0.92mi |
| 902 E Cherry St Sherman, TX | 3.0 | 1.0 | 1530 | $1,400 | $0.92 | 45d | 1 | 0.93mi |
| 221 W Burton St Sherman, TX | 3.0 | 1.0 | 1440 | $1,250 | $0.87 | 45d | 1 | 0.94mi |
| 103 S Highland Ave Sherman, TX | 3.0 | 3.0 | 1766 | $1,950 | $1.10 | 45d | 1 | 0.95mi |
| 1505 Park Pl Sherman, TX | 3.0 | 2.0 | 1645 | $1,675 | $1.02 | 45d | 1 | 0.95mi |
| 1201 E Lamar St Sherman, TX | 3.0 | 2.0 | 1726 | $1,995 | $1.16 | 45d | 1 | 0.95mi |
| 1404 Park Pl Sherman, TX | 3.0 | 2.0 | 1150 | $1,400 | $1.22 | 45d | 1 | 0.98mi |
| 2208 Hickory St Unit 2208 Sherman, TX | 3.0 | 2.5 | 1635 | $1,750 | $1.07 | 45d | 1 | 1.02mi |
| 1313 E Lamar St Sherman, TX | 2.0 | 1.0 | 1308 | $1,425 | $1.09 | 23d | 1 | 1.03mi |
Listing history 48 events
-
2026-06-21pricedays on market $167,000 Active 81 DOM
-
2026-06-19days on market $170,000 Active 79 DOM
-
2026-06-18days on market $170,000 Active 78 DOM
-
2026-06-17days on market $170,000 Active 77 DOM
-
2026-06-16days on market $170,000 Active 76 DOM
-
2026-06-15days on market $170,000 Active 75 DOM
-
2026-06-14days on market $170,000 Active 73 DOM
-
2026-06-13pricedays on market $170,000 Active 72 DOM
-
2026-06-10days on market $175,000 Active 70 DOM
-
2026-06-09days on market $175,000 Active 69 DOM
-
2026-06-08days on market $175,000 Active 68 DOM
-
2026-06-07days on market $175,000 Active 67 DOM
-
2026-06-03days on market $175,000 Active 63 DOM
-
2026-06-02days on market $175,000 Active 62 DOM
-
2026-06-01days on market $175,000 Active 61 DOM
-
2026-05-31days on market $175,000 Active 60 DOM
-
2026-05-30days on market $175,000 Active 59 DOM
-
2026-05-15price $1,525
-
2026-05-14price $1,550
-
2026-05-13price $189,900 1103-char remark
Show marketing remark (1103 chars)
Welcome to this fully renovated 3-bedroom, 2-bath home offering modern upgrades, functional living space, and true move-in ready convenience. Ideally located near shopping, dining, and everyday amenities, this home combines comfort with accessibility. The updated kitchen is a standout feature, showcasing sleek granite countertops, modern cabinetry, and ample prep and storage space—perfect for both daily living and entertaining. Durable luxury vinyl plank flooring flows throughout the main areas, while new plush carpet in the living room and bedrooms adds warmth and comfort. Both bathrooms have been beautifully remodeled with updated fixtures and contemporary finishes, creating clean, stylish spaces. The spacious bedrooms offer versatility to fit your lifestyle—ideal for relaxing, hosting guests, or creating a home office or flex space. A rare highlight is the large covered carport at the rear of the property, accommodating up to 6 vehicles, providing exceptional parking, storage, or workspace options. Schedule your showing today—this property is a must-see!
-
2026-05-03price $1,575
-
2026-04-30price $195,000 1103-char remark
Show marketing remark (1103 chars)
Welcome to this fully renovated 3-bedroom, 2-bath home offering modern upgrades, functional living space, and true move-in ready convenience. Ideally located near shopping, dining, and everyday amenities, this home combines comfort with accessibility. The updated kitchen is a standout feature, showcasing sleek granite countertops, modern cabinetry, and ample prep and storage space—perfect for both daily living and entertaining. Durable luxury vinyl plank flooring flows throughout the main areas, while new plush carpet in the living room and bedrooms adds warmth and comfort. Both bathrooms have been beautifully remodeled with updated fixtures and contemporary finishes, creating clean, stylish spaces. The spacious bedrooms offer versatility to fit your lifestyle—ideal for relaxing, hosting guests, or creating a home office or flex space. A rare highlight is the large covered carport at the rear of the property, accommodating up to 6 vehicles, providing exceptional parking, storage, or workspace options. Schedule your showing today—this property is a must-see!
-
2026-04-25$1,599
-
2026-04-01$200,000 Active 1103-char remark
Show marketing remark (1103 chars)
Welcome to this fully renovated 3-bedroom, 2-bath home offering modern upgrades, functional living space, and true move-in ready convenience. Ideally located near shopping, dining, and everyday amenities, this home combines comfort with accessibility. The updated kitchen is a standout feature, showcasing sleek granite countertops, modern cabinetry, and ample prep and storage space—perfect for both daily living and entertaining. Durable luxury vinyl plank flooring flows throughout the main areas, while new plush carpet in the living room and bedrooms adds warmth and comfort. Both bathrooms have been beautifully remodeled with updated fixtures and contemporary finishes, creating clean, stylish spaces. The spacious bedrooms offer versatility to fit your lifestyle—ideal for relaxing, hosting guests, or creating a home office or flex space. A rare highlight is the large covered carport at the rear of the property, accommodating up to 6 vehicles, providing exceptional parking, storage, or workspace options. Schedule your showing today—this property is a must-see!
-
2026-03-28historical $1,475
-
2026-03-26$1,475
-
2026-03-26historical $1,475
-
2026-03-12price $1,475
-
2026-02-20$1,500
-
2025-07-16historical $1,425
-
2025-07-12price $1,425
-
2025-07-01price $1,450
-
2025-06-19price $1,500
-
2025-06-04price $1,525
-
2025-05-17price $1,550
-
2025-05-14price $1,575
-
2025-04-30$1,599
-
2024-05-10historical
-
2024-04-22price $195,000
-
2024-04-13historical $1,599
-
2024-04-13$1,599
-
2024-04-09$200,000 Active
-
2024-03-21historical
-
2024-03-01$200,000 Active
-
2023-12-14historical
-
2023-10-16$210,000 Active
-
2023-07-17historical $1,425
-
2023-07-16$1,425
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,809 · $317/mo
- Projected year-2 tax
- $3,809 · $317/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
- Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,431
- − Mortgage interest
- −$9,355
- − Property taxes
- −$3,809
- − Insurance
- −$835
- − Repairs & maintenance
- −$1,474
- − Management
- −$1,474
- − Depreciation
- −$4,858
- Taxable loss
- −$3,375
- Est. tax savings @ 24.0%
- +$810
- After-tax cash flow
- $217/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sherman ISD
- NCES district ID
- 4840080
- Math proficiency
- 31% ▼ -9.00%
- Reading proficiency
- 37% ▼ -2.00%
- Median HH income
- $42,587
- Composite
- 28.79/100
- National rank
- #6665
- State rank
- #546 of 826 in TX
Livability — Sherman
- Score
- 61/100
- State rank
- #1027
- US rank
- #18243
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sherman, TX
- County
- Grayson County · 108,053 people
- City population
- 54,936
- Metro
- Sherman-Denison, TX
- Population (ZIP)
- 26,594
- Household income
- $55,543
- Rent vs Own
- Severe rent burden
- 840.0
Population outlook (Grayson County) Hauer SSP2
- Today (2025)
- 134,540 people
- By 2030
- 138,653 · +3.1%
- By 2040
- 145,958 · +8.5%
- By 2050
- 151,218 · +12.4%
- By 2075
- 161,802 · +20.3%
- By 2100
- 159,036 · +18.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 49% Hispanic / Latino 32% Two or more races 17% Black 11%
- Hispanic origin (detail)
- Mexican 26%
- Common ancestry
- Slovak 2% Romanian 2% Lithuanian 1%
- Foreign-born
- 15% · Canada
- Languages at home
- 73% English-only · Spanish 24% German/W. Germanic 1% Other Indo-European 1%
Political lean MEDSL · Grayson
- 2024 margin
- Solid R (+54.3) · D 22.5% · R 76.7%
- 2008→2024 swing
- -16.4pp toward R · 2008: -37.9pp · 2024: -54.3pp
- All cycles
- 2024: R+54.3 2020: R+49.9 2016: R+53.1 2012: R+48.0 2008: R+37.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -69.00%
- Current HPI
- 276.5739
- Rent YoY
- ▼ -2.70%
- Metro
- Sherman-Denison, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
+7.0% since first listed31 events — show timeline
- 2026-05-15 Price Changed $1,525 NTREIS
- 2026-05-14 Price Changed $1,550 NTREIS
- 2026-05-13 Price Changed $189,900 NTREIS
- 2026-05-03 Price Changed $1,575 NTREIS
- 2026-04-30 Price Changed $195,000 NTREIS
- 2026-04-25 Listed for Rent $1,599 NTREIS
- 2026-04-01 Listed $200,000 NTREIS
- 2026-03-28 Rental Removed $1,475 BUILDIUM
- 2026-03-26 Listed for Rent $1,475 BUILDIUM
- 2026-03-26 Rental Removed $1,475 NTREIS
- 2026-03-12 Price Changed $1,475 NTREIS
- 2026-02-20 Listed for Rent $1,500 NTREIS
- 2025-07-16 Rental Removed $1,425 BUILDIUM
- 2025-07-12 Price Changed $1,425 BUILDIUM
- 2025-07-01 Price Changed $1,450 BUILDIUM
- 2025-06-19 Price Changed $1,500 BUILDIUM
- 2025-06-04 Price Changed $1,525 BUILDIUM
- 2025-05-17 Price Changed $1,550 BUILDIUM
- 2025-05-14 Price Changed $1,575 BUILDIUM
- 2025-04-30 Listed for Rent $1,599 BUILDIUM
- 2024-05-10 Listing Removed — NTREIS
- 2024-04-22 Price Changed $195,000 NTREIS
- 2024-04-13 Rental Removed $1,599 BUILDIUM
- 2024-04-13 Listed for Rent $1,599 BUILDIUM
- 2024-04-09 Listed $200,000 NTREIS
- 2024-03-21 Listing Removed — NTREIS
- 2024-03-01 Listed $200,000 NTREIS
- 2023-12-14 Listing Removed — NTREIS
- 2023-10-16 Listed $210,000 NTREIS
- 2023-07-17 Rental Removed $1,425 BUILDIUM
- 2023-07-16 Listed for Rent $1,425 BUILDIUM
Property tax history
+11.2%/yrLatest (2025): $3,809 · +12.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…