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Powell Plan 🏗️ New Construction
F Composite 34.82
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.3/30.0
  • Schools +5.6/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • Rent growth +3.3/5.0
  • 1% rule +2.1/10.0
  • DSCR +1.5/10.0
  • Appreciation +0.0/10.0

$554,990

Powell Plan · Fayetteville, GA 30215
4 bd · 2.0 ba · 2,492 sqft · SingleFamily · 177 Days on market
Good condition ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Powell single-family home sets the stage for great living. Enter through a charming front porch or a 2-car garage. Inside, an open floor plan is designed for how today's families live. Prep dinner at the gourmet kitchen island, which overlooks the dining and family rooms. Versatile flex space can be used however you like, including a home office. Upstairs, 3 bedrooms and a full bath offer total comfort. Your luxurious owner's suite includes two massive walk-in closets and a double vanity. Finish the basement for more entertaining space. The Powell is pure luxury.

Key facts

  • Double vanity
  • Flex space
  • Front porch

Tags

FRONT PORCHGOURMET KITCHEN ISLANDFLEX SPACEWALK-IN CLOSETSDOUBLE VANITYFINISH THE BASEMENT

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $554,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $641,755.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $555k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-852 ($-10k/yr) — negative.
  • To cash-flow at today's rent, offer at most $518k (6.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $454k (18.3% below list).
  • Recommended offer: $454k (18.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#86 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, employment B; Watch: amenities F, commute F.
  • Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Sara Harp Minter Elementary School (math 61% / reading 62%, grade B, #114 of 1,228 statewide, top 9%, 783 students, 18% FRL); Whitewater Middle School (math 55% / reading 65%, grade B, #41 of 470 statewide, top 9%, 864 students, 20% FRL); Whitewater High School (math 32% / reading 62%, grade D-, #37 of 424 statewide, top 9%, 1,387 students, 18% FRL) — zoned schools at 19% FRL track the district average.
  • Market conditions: Rents rising (+3.2%/yr); 389 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).
  • At $4,535/mo this rent would consume 46% of the median local household income ($118k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $19k of value loss. Plan a longer hold.
  • Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 177 days — a 12% lower offer ($488k) is reasonable based on typical stale-listing flexibility.
Recommended offer $453,545 (18.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 177 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71%
Cap rate
4.70%
Cash-on-cash
-5.69%
DSCR
0.75
GRM
11.8

CMA / ARV

ARV (median comp)
$641,755
List price
$554,990
Delta
-13.52%
Verdict
UNDERPRICED
Comps
18 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
642 Lester Rd 1.05mi 4/3.0 2,528 (+1%) 10mo $425,000 $168 51
555 Discovery Lake Dr 0.97mi 3/2.5 (-1) 2,410 (-3%) 14mo $609,900 $253 41
234 Nelms Rd 0.60mi 5/3.5 (+1) 2,377 (-5%) 21mo $515,000 $217 36
530 Discovery Lake Dr #411 0.98mi 4/3.0 2,749 (+10%) 20mo $674,900 $246 28
216 Nelms Rd 0.58mi 3/2.0 (-1) 2,064 (-17%) 19mo $475,000 $230 27
313 Nelms Rd 0.98mi 3/2.5 (-1) 2,115 (-15%) 21mo $390,000 $184 16

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.22% rent growth · sell at horizon

5-year hold
IRR
-25.8%
Equity multiple
0.13×
Total profit
$-157,183
Equity at exit
$95,688
10-year hold
IRR
-21.6%
Equity multiple
-0.13×
Total profit
$-202,323
Equity at exit
$55,487

Cash invested: $179,691 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30215

Rents YoY
3.2%
Active inventory
389
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$4,535 medium interval (Pro) →
Mortgage (P&I)
$3,365
Tax est. 1.5%
$802 /mo · $9,626/yr
Insurance
$267
HOA
$0
Vacancy / Maint / Mgmt
$952
Net cashflow
$-852

Break-even live

Break-even rent $5,614
Max offer price $518,466
Occupancy floor

Sensitivity live

Price -10% $-409 -5% $-630 +0% $-852 +5% $-1,074 +10% $-1,296
Rent -10% $-1,210 -5% $-1,031 +0% $-852 +5% $-673 +10% $-494
Rate -1.0pp $-529 -0.5pp $-689 base $-852 +0.5pp $-1,018 +1.0pp $-1,187

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$160,439
Closing costs
$19,253
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
242 Ebenezer Church Rd Fayetteville, GA 4.0 3.0 2748 $2,850 $1.04 93d 1 1.19mi
459 Lester Rd Fayetteville, GA 4.0 3.5 3078 $8,500 $2.76 93d 1 1.37mi

Listing history 50 events

  1. 2026-08-08
    days on market $554,990 Active 177 DOM
  2. 2026-08-06
    days on market $554,990 Active 175 DOM
  3. 2026-08-05
    days on market $554,990 Active 174 DOM
  4. 2026-08-04
    days on market $554,990 Active 173 DOM
  5. 2026-08-03
    days on market $554,990 Active 172 DOM
  6. 2026-07-31
    days on market $554,990 Active 169 DOM
  7. 2026-07-30
    days on market $554,990 Active 167 DOM
  8. 2026-07-28
    days on market $554,990 Active 166 DOM
  9. 2026-07-26
    days on market $554,990 Active 164 DOM
  10. 2026-07-24
    days on market $554,990 Active 162 DOM
  11. 2026-07-23
    days on market $554,990 Active 161 DOM
  12. 2026-07-22
    days on market $554,990 Active 160 DOM
  13. 2026-07-21
    days on market $554,990 Active 159 DOM
  14. 2026-07-20
    days on market $554,990 Active 158 DOM
  15. 2026-07-18
    days on market $554,990 Active 156 DOM
  16. 2026-07-18
    days on market $554,990 Active 155 DOM
  17. 2026-07-16
    days on market $554,990 Active 154 DOM
  18. 2026-07-15
    days on market $554,990 Active 153 DOM
  19. 2026-07-14
    days on market $554,990 Active 152 DOM
  20. 2026-07-13
    days on market $554,990 Active 151 DOM
  21. 2026-07-13
    days on market $554,990 Active 150 DOM
  22. 2026-07-11
    days on market $554,990 Active 149 DOM
  23. 2026-07-10
    days on market $554,990 Active 148 DOM
  24. 2026-07-09
    days on market $554,990 Active 147 DOM
  25. 2026-07-07
    price $554,990 Active 145 DOM
  26. 2026-07-07
    days on market $549,990 Active 145 DOM
  27. 2026-07-06
    days on market $549,990 Active 144 DOM
  28. 2026-07-06
    days on market $549,990 Active 143 DOM
  29. 2026-07-05
    days on market $549,990 Active 142 DOM
  30. 2026-07-03
    days on market $549,990 Active 141 DOM
  31. 2026-07-02
    days on market $549,990 Active 140 DOM
  32. 2026-07-01
    days on market $549,990 Active 139 DOM
  33. 2026-06-30
    days on market $549,990 Active 138 DOM
  34. 2026-06-29
    days on market $549,990 Active 137 DOM
  35. 2026-06-28
    days on market $549,990 Active 136 DOM
  36. 2026-06-27
    days on market $549,990 Active 135 DOM
  37. 2026-06-26
    days on market $549,990 Active 134 DOM
  38. 2026-06-24
    days on market $549,990 Active 132 DOM
  39. 2026-06-22
    days on market $549,990 Active 130 DOM
  40. 2026-06-21
    days on market $549,990 Active 129 DOM
  41. 2026-06-18
    days on market $549,990 Active 126 DOM
  42. 2026-06-17
    days on market $549,990 Active 125 DOM
  43. 2026-06-16
    days on market $549,990 Active 124 DOM
  44. 2026-06-15
    days on market $549,990 Active 123 DOM
  45. 2026-06-13
    days on market $549,990 Active 121 DOM
  46. 2026-06-09
    days on market $549,990 Active 117 DOM
  47. 2026-06-08
    days on market $549,990 Active 116 DOM
  48. 2026-06-07
    days on market $549,990 Active 115 DOM
  49. 2026-06-04
    days on market $549,990 Active 112 DOM
  50. 2026-06-03
    days on market $549,990 Active 111 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$54,425
− Mortgage interest
−$35,948
− Property taxes
−$9,626
− Insurance
−$3,209
− Repairs & maintenance
−$4,354
− Management
−$4,354
− Depreciation
−$18,669
Taxable loss
−$21,735
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$5,216
After-tax cash flow
$-5,008/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 None rehab

The Powell single-family home is in good condition with a modern kitchen and well-maintained exterior. It offers a good investment opportunity with potential for minor updates to enhance its curb appeal and interior aesthetics.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Resale Kitchen appliances (if needed) — Upgrading to more modern or energy-efficient appliances can increase the home's appeal to buyers.
  • Resale Bathroom updates (if needed) — Modernizing bathrooms can significantly increase the home's value for resale purposes.
D Composite school gradezoned avg 56/100

Zoned Schools

Elementary Sara Harp Minter Elementary School B GA #114/1,228 Nat'l #6,818/41,679 Middle Whitewater Middle School B GA #41/470 Nat'l #1,793/14,009 High Whitewater High School D- GA #37/424 Nat'l #6,330/17,239

Schools (NCES district)

District
Fayette County
NCES district ID
1302130
Math proficiency
52% ▼ -12.00%
Reading proficiency
60% ▼ -7.00%
Median HH income
$80,746
Composite
50.67/100
National rank
#1824
State rank
#7 of 174 in GA
B Composite livability gradescore 71/100

Livability — Fayetteville

Score
71/100
State rank
#86
US rank
#7167

Category grades

Amenities F Commute F Cost of living B Crime B- Employment B Housing A+ Health & safety B+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Fayette County · 120,914 people
City population
72,287
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
40,476
Household income
$118,436
Rent vs Own
15.4% rent · 84.6% own
Severe rent burden
10% of renters

Population outlook (Fayette County) Hauer SSP2

Today (2025)
120,914 people
By 2030
125,439 · +3.7%
By 2040
132,378 · +9.5%
By 2050
137,123 · +13.4%
By 2075
156,091 · +29.1%
By 2100
163,102 · +34.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 57% Black 26% Two or more races 7% Hispanic / Latino 6% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1%
Common ancestry
Slovak 3% Italian 2% Lithuanian 2%
Foreign-born
7% · Canada, China, Vietnam
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Fayette

2024 margin
Toss-up / Even · D 48.0% · R 51.1%
2008→2024 swing
+27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7

Not yet ingested

Civics

Price history

-6.0% since first listed
3 events — show timeline
  • 2026-05-05 Price Changed $549,990 Zillow
  • 2026-04-16 Price Changed $559,990 Zillow
  • 2026-02-12 Listed $584,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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