1701 Long Dr #216 · Springettsbury, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 13.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.3/30.0
- ARV discount +11.0/15.0
- 1% rule +6.8/10.0
- DSCR +5.8/10.0
- Schools +4.0/10.0
- Condition / age +4.0/5.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Discover the ease of one-level living in this charming 1-bedroom, 1-bath condo. Why rent when you can own for less? This unit comes complete with all appliances, making your move-in seamless. Enjoy the ultimate convenience with quick, easy access to Rt. 30 and I-83, placing you minutes from wherever you need to go. You will love the unbeatable location within walking distance to Springettsbury Park, the Galleria Mall, local banks, restaurants, and more. Simplify your lifestyle with low-maintenance living, as lawn care and snow removal are both included in the monthly condo fee. Perfect for those seeking comfort, value, and a prime location!
Key facts
- $182 HOA
- Built 1989
- Listed 2 days
Property features AI
Finance
- HOA & community: Monthly condo fee of $182 covering lawn maintenance (front, rear, side), snow removal, and other services
Exterior
- Parking: Off-street parking
- Utilities: Public water; Public sewer; Electric service; Natural gas
- Home design: Condominium ownership; Above-grade finished living area
- Construction: Vinyl siding and aluminum siding; Slab foundation; Above grade and below grade structures
- Exterior features: End of row/townhouse condominium; No tidal water
Interior
- Kitchen: Refrigerator; Stove; Dishwasher; Disposal
- Bedrooms: One bedroom on the main level (Master Bedroom listed)
- Bathrooms: One full bathroom on the main level
- Heating & cooling: Forced air heating (natural gas); Central air conditioning (electric); Natural gas hot water
- Interior features: Living room; Dining room; Kitchen; Entry slope less than 1' and no stairs (accessible)
- Laundry & utility: Washer and dryer located on the main floor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $120k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $111 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $120k).
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Central York SD (suburban): math 33% / reading 57% proficiency, ranked #244 of 539 in PA (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Central York Hs (math 61% / reading 74%, grade B, #59 of 437 statewide, top 14%, 1,807 students, 40% FRL) — zoned schools average 40% FRL vs 24% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 68% at this address vs 45% district-wide (+23 pts) — the actual schools serving this property are materially stronger than the Central York SD average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 174 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.18% ✓
- Cap rate
- 7.40%
- Cash-on-cash
- 3.95%
- DSCR
- 1.18
- GRM
- 7.0
CMA / ARV
- ARV (on-the-fly)
- $130,192
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1751 Long Dr | 0.00mi | 1/1.0 | 896 (+9%) | 9mo | $130,000 | $145 | 78 |
| 1677 Long Dr #202 | 0.00mi | 1/1.0 | 896 (+9%) | 18mo | $142,000 | $158 | 70 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -10.0%
- Equity multiple
- 0.63×
- Total profit
- $-12,271
- Equity at exit
- $17,892
- IRR
- -0.5%
- Equity multiple
- 0.97×
- Total profit
- $-1,077
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17406
- Home prices YoY
- -27.4%
- Active inventory
- 174
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $1,420 medium interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax est. 1.5%
- −$150 /mo · $1,800/yr
- Insurance
- −$50
- HOA
- −$182
- Vacancy / Maint / Mgmt
- −$298
- Net cashflow
- $111
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1 Wyndham Dr York, PA | 1.0–3.0 | 1.0–2.0 | 1046 | $1,550 | $1.48 | 14d | 3 | 0.29mi |
| 50 Eisenhower Dr York, PA | 1.0–3.0 | 1.0–2.0 | 1181 | $1,634 | $1.38 | 14d | 1 | 0.98mi |
| 3400 Eastern Blvd York, PA | 2.0 | 1.0–2.0 | 839 | $1,450 | $1.73 | 14d | 28 | 1.25mi |
| 104 Camelot Arms York, PA | 1.0–2.0 | 1.0–2.0 | 1073 | $1,291 | $1.20 | 14d | 15 | 1.49mi |
HOA detail
- Monthly dues
- $182 · $2,184/yr
- Likely covers
- landscapingsnow removal
Listing history 4 events
-
2026-06-18days on market $120,000 Active 2 DOM
-
2026-06-17status $120,000 Active 1 DOM
-
2026-06-16remarks 649-char remark
-
2026-06-16$120,000 Coming Soon 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 13% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,041
- − Mortgage interest
- −$6,722
- − Property taxes
- −$1,800
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,363
- − Management
- −$1,363
- − HOA
- −$2,184
- − Depreciation
- −$3,491
- Taxable loss
- −$483
- Est. tax savings @ 24.0%
- +$116
- After-tax cash flow
- $1,442/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This move-in-ready townhouse is in excellent condition with no visible repairs needed. It offers a great location and low-maintenance living.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
- Both Reorganizing interior layout for better flow — Improves functionality and appeal
- Resale Upgrading kitchen appliances — Modernizes the space and adds value
- Resale Upgrading bathroom fixtures — Enhances the bathroom's appeal and functionality
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Reorganizing interior layout for better flow — Improves functionality and appeal ↑
- Resale Upgrading kitchen appliances — Modernizes the space and adds value ↑
- Resale Upgrading bathroom fixtures — Enhances the bathroom's appeal and functionality ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Central York SD
- NCES district ID
- 4205490
- Math proficiency
- 33% ▼ -2.00%
- Reading proficiency
- 57% ▼ -4.00%
- Median HH income
- $64,385
- Composite
- 39.92/100
- National rank
- #3849
- State rank
- #244 of 539 in PA
Livability — Springettsbury
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- York County · 278,806 people
- Metro
- York-Hanover, PA
- Population (ZIP)
- 23,636
- Household income
- $83,521
- Rent vs Own
- Severe rent burden
- 296.0
Population outlook (York County) Hauer SSP2
- Today (2025)
- 454,205 people
- By 2030
- 457,407 · +0.7%
- By 2040
- 457,529 · +0.7%
- By 2050
- 448,261 · -1.3%
- By 2075
- 427,388 · -5.9%
- By 2100
- 384,218 · -15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 6% Black 5% Hispanic / Latino 4%
- Common ancestry
- Romanian 3% Lithuanian 2% Slovak 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 2% Russian/Polish/Slavic 1% Arabic 1%
Political lean MEDSL · York
- 2024 margin
- Strong R (+25.3) · D 36.9% · R 62.1%
- 2008→2024 swing
- -11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
- All cycles
- 2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -92.81%
- Current HPI
- 245.4821
- Rent YoY
- —
- Metro
- York-Hanover, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
1 event — show timeline
- 2026-06-16 Coming Soon $120,000 BRIGHT MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…