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1025 Eid Rd #6 Rd
C Composite 55.83
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.2/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.4/10.0
  • 1% rule +5.4/10.0
  • Rent growth +4.8/5.0
  • Schools +4.7/10.0
  • Livability +4.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$89,900

1025 Eid Rd #6 Rd · Moscow, ID 83843
2 bd · 1.0 ba · 746 sqft · Manufactured · 137 Days on market
Built 2025

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New roof in 2012. Lot rent of $185/mo includes water, sewer, and snow removal. Buyer must be approved by Hidden Valley management. No dogs allowed.

Key facts

  • Vinyl wood flooring
  • Electric forced heat
  • Laundry area

Tags

LARGE COVERED FRONT PORCHVINYL WOOD FLOORINGLAMINATE COUNTERTOPSVINYL LARGE WINDOWSELECTRIC FORCED HEATLAUNDRY AREA

Property features AI

Finance

  • Other: Located in a mobile home park

Exterior

  • Utilities: Community water service; Sewer connected
  • Home design: Mobile/manufactured home on a rented lot; New construction (built 2025)
  • Construction: Wood siding; Composition roof; Built in 2025
  • Exterior features: Covered patio/deck

Interior

  • Kitchen: Dishwasher; Electric oven/range (freestanding); Refrigerator
  • Bedrooms: 2 bedrooms (both on the main level)
  • Flooring: Vinyl
  • Bathrooms: 1 bathroom
  • Heating & cooling: Electric forced air heating; No central cooling
  • Interior features: Laminate counters
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $90k.

Deal economics

  • At list price, monthly cash flow is $48 ($571/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($931 rent vs $90k).
  • Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 1.1% in Moscow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 87/100 on livability (#2 in ID, #273 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, commute A+; Watch: employment F.
  • Moscow District (town): math 47% / reading 67% proficiency, ranked #17 of 92 in ID (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: West Park Elementary School (173 students, 44% FRL); Moscow High School (math 47% / reading 77%, grade B-, #16 of 169 statewide, top 10%, 769 students, 16% FRL) — zoned schools at 30% FRL track the district average.
  • Market conditions: Rents rising fast (+9.0%/yr); 166 active listings in the ZIP; 199 units permitted in Latah County in 2024 (72 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Latah County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $25k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 137 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 137 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
7.81%
Cash-on-cash
5.43%
DSCR
1.24
GRM
8.0

CMA / ARV

ARV (on-the-fly)
$23,872
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1025 Eid Rd #3 0.05mi 2/1.0 784 (+5%) 15mo $24,950 $32 76

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-6.7%
Equity multiple
0.74×
Total profit
$-6,566
Equity at exit
$13,404
10-year hold
IRR
8.7%
Equity multiple
1.83×
Total profit
$20,792
Equity at exit
$7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83843

Rents YoY
9.0%
Active inventory
166
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$931 medium interval (Pro) →
Mortgage (P&I)
$471
Tax est. 1.5%
$112 /mo · $1,348/yr
Insurance
$37
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$195
Net cashflow
$48

Break-even live

Break-even rent $871
Max offer price $89,900
Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,475
Closing costs
$2,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 31 events

  1. 2026-06-19
    days on market $89,900 Active 137 DOM
  2. 2026-06-18
    days on market $89,900 Active 136 DOM
  3. 2026-06-17
    days on market $89,900 Active 135 DOM
  4. 2026-06-16
    days on market $89,900 Active 134 DOM
  5. 2026-06-15
    days on market $89,900 Active 133 DOM
  6. 2026-06-14
    days on market $89,900 Active 131 DOM
  7. 2026-06-12
    days on market $89,900 Active 130 DOM
  8. 2026-06-09
    days on market $89,900 Active 127 DOM
  9. 2026-06-08
    days on market $89,900 Active 126 DOM
  10. 2026-06-07
    days on market $89,900 Active 125 DOM
  11. 2026-06-07
    days on market $89,900 Active 124 DOM
  12. 2026-06-02
    days on market $89,900 Active 120 DOM
  13. 2026-06-01
    days on market $89,900 Active 119 DOM
  14. 2026-05-31
    days on market $89,900 Active 118 DOM
  15. 2026-05-30
    days on market $89,900 Active 117 DOM
  16. 2026-05-06
    price $89,900
  17. 2026-02-01
    listed $92,499 Active
  18. 2026-01-22
    historical
  19. 2025-09-25
    price $93,999
  20. 2025-08-18
    price $97,000
  21. 2025-06-12
    listed $99,500 Active
  22. 2014-02-24
    soldstatus 147-char remark
    Show marketing remark (147 chars)

    New roof in 2012. Lot rent of $185/mo includes water, sewer, and snow removal. Buyer must be approved by Hidden Valley management. No dogs allowed.

  23. 2013-07-22
    listed $16,500
  24. 2013-06-26
    listed $22,000 147-char remark
    Show marketing remark (147 chars)

    New roof in 2012. Lot rent of $185/mo includes water, sewer, and snow removal. Buyer must be approved by Hidden Valley management. No dogs allowed.

  25. 2012-08-20
    soldstatus
  26. 2012-05-29
    listed $22,000
  27. 2011-10-03
    soldstatus
  28. 2011-07-06
    listed $15,000
  29. 2011-05-11
    listed $26,500
  30. 2008-02-22
    soldstatus
  31. 2008-01-28
    listed $24,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X · 99% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 11 unhealthy d/yr today · 12 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,169
− Mortgage interest
−$5,036
− Property taxes
−$1,348
− Insurance
−$1,247
− Repairs & maintenance
−$894
− Management
−$894
− Depreciation
−$2,615
Taxable loss
−$865
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$208
After-tax cash flow
$778/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Moscow District
NCES district ID
1602220
Math proficiency
47% ▼ -9.00%
Reading proficiency
67% ▼ -1.00%
Median HH income
$35,830
Composite
47.16/100
National rank
#2325
State rank
#17 of 92 in ID

Livability — Moscow

Score
87/100
State rank
#2
US rank
#273

Category grades

Amenities A+ Commute A+ Cost of living B- Crime A+ Employment F Housing C+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Latah County · 26,591 people
City population
26,591
Metro
Moscow, ID
Population (ZIP)
26,591
Household income
$59,444
Rent vs Own
53.2% rent · 46.8% own
Severe rent burden
1820.0

Population outlook (Latah County) Hauer SSP2

Today (2025)
43,011 people
By 2030
45,407 · +5.6%
By 2040
50,095 · +16.5%
By 2050
55,480 · +29.0%
By 2075
71,675 · +66.6%
By 2100
88,307 · +105.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 7% Hispanic / Latino 5% Asian 3% Black 1%
Common ancestry
Portuguese 4% Slovak 3% Italian 2%
Foreign-born
5% · Canada, South Korea, China
Languages at home
93% English-only · Spanish 2% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Latah

2024 margin
Lean R (+8.0) · D 44.2% · R 52.2% · Other 3.6%
2008→2024 swing
-14.8pp toward R · 2008: 6.8pp · 2024: -8.0pp
All cycles
2024: R+8.0 2020: D+3.7 2016: D+4.6 2012: D+4.3 2008: D+6.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -217.31%
Current HPI
184.9851
Rent YoY
▲ 9.04%
Metro
Moscow, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+274.6% since first listed
16 events — show timeline
  • 2026-05-06 Price Changed $89,900 IMLS
  • 2026-02-01 Listed $92,499 IMLS
  • 2026-01-22 Listing Removed IMLS
  • 2025-09-25 Price Changed $93,999 IMLS
  • 2025-08-18 Price Changed $97,000 IMLS
  • 2025-06-12 Listed $99,500 IMLS
  • 2014-02-24 Sold (MLS) IMLS
  • 2013-07-22 Listed $16,500 IMLS
  • 2013-06-26 Listed $22,000 IMLS
  • 2012-08-20 Sold (MLS) IMLS
  • 2012-05-29 Listed $22,000 IMLS
  • 2011-10-03 Sold (MLS) IMLS
  • 2011-07-06 Listed $15,000 IMLS
  • 2011-05-11 Listed $26,500 IMLS
  • 2008-02-22 Sold (MLS) IMLS
  • 2008-01-28 Listed $24,000 IMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…