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5250 Sagewood Dr
D+ Composite 49.1
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.9/30.0
  • DSCR +6.0/10.0
  • 1% rule +5.2/10.0
  • Schools +4.7/10.0
  • Livability +4.2/5.0
  • Condition / age +3.8/5.0
  • Rent growth +3.3/5.0
  • ARV discount +3.2/15.0
  • Appreciation +0.0/10.0

$285,000

5250 Sagewood Dr · College Station, TX 77845
3 bd · 2.0 ba · 1,411 sqft · SingleFamily · 95 Days on market
Built 2013 Good condition 6,251 sqft lot $202/sqft · 10% above area Est $260k · 10% over $34/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Seller is offering a $5,000 interest rate buy-down incentive, helping reduce your monthly payment and making this home even more affordable MOVE IN READY + ENERGY EFFICIENT + PRIVATE Welcome to this charming single-story brick home in the quiet Meadow Creek subdivision, offering peaceful living and rare privacy thanks to green space and a natural creek separating neighboring properties. This energy-efficient gem features fully paid-off solar panels no extra loan required and just $517 total paid for electricity over the past year, making it an incredible value for budget-minded buyers and savvy investors alike. A new roof was installed on April 14, 2026. Inside, the open-concept layout is perfect for daily living and entertaining. The kitchen features gray cabinetry, granite countertops, stainless steel appliances, and ample storage flowing into a spacious living area with vaulted ceilings, abundant natural light, and neutral finishes - truly move-in ready. Other recent updates include a water heater replaced in 2022, fully restored water pressure, a new kitchen faucet, and a repaired fence, giving buyers confidence in the home’s condition. Originally listed at $280,000, this home is reintroduced at $295,000 following significant post-inspection repairs and improvements making it an even stronger opportunity. Don’t miss your chance to own this private, efficient, move-in ready home!

Key facts

  • Natural creek runoff
  • Open-concept layout
  • 6,251 sq ft lot

Tags

MEADOW CREEK SUBDIVISIONOPEN GRASSY GREEN SPACENATURAL CREEK RUNOFFCLASSIC BRICK CURB APPEALENERGY-EFFICIENT SOLAR PANELSOPEN-CONCEPT LAYOUT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $285k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $292 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $285k).
  • Recommended offer: $259k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
  • College Station ISD (urban): math 58% / reading 54% proficiency, ranked #113 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.1%/yr); 1168 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 95 days — a 9% lower offer ($259k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 92% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $259,350 (9.0% below list)

Questions for the listing agent

  1. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
7.52%
Cash-on-cash
4.40%
DSCR
1.20
GRM
8.2

CMA / ARV

ARV (median comp)
$260,176
List price
$285,000
Delta
9.54%
Verdict
FAIR
Comps
17 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5225 Sagewood Dr 0.12mi 3/2.0 1,364 (-3%) 11mo $265,000 $194 79
5104 Sagewood Dr 0.34mi 3/2.0 1,423 (+1%) 5mo $260,000 $183 79
15220 Meredith Ln 0.14mi 3/2.0 1,288 (-9%) 14mo $255,000 $198 68
5284 Sagewood Ct 0.17mi 3/2.0 1,546 (+10%) 13mo $295,000 $191 66
15121 Meredith Ln 0.20mi 3/2.5 1,597 (+13%) 3mo $263,500 $165 64
5131 Stewart Dr 0.13mi 3/2.0 1,610 (+14%) 8mo $315,000 $196 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold
IRR
-9.3%
Equity multiple
0.66×
Total profit
$-27,122
Equity at exit
$42,494
10-year hold
IRR
0.4%
Equity multiple
1.03×
Total profit
$2,181
Equity at exit
$24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77845

Rents YoY
3.1%
Active inventory
1168
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$2,906 medium interval (Pro) →
Mortgage (P&I)
$1,495
Tax est. 1.5%
$356 /mo · $4,275/yr
Insurance
$119
HOA
$34
Vacancy / Maint / Mgmt
$610
Net cashflow
$292

Break-even live

Break-even rent $2,536
Max offer price $285,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,250
Closing costs
$8,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5291 Dymple Ln Unit 1328083P College Station, TX 3.0 2.0 1205 $4,295 $3.56 12d 1 0.82mi
4206 Carnes Ct S College Station, TX 3.0 2.0 1840 $2,300 $1.25 13d 1 1.16mi
15232 Still Water Meadow Loop College Station, TX 3.0 2.0 1433 $2,300 $1.61 43d 1 1.30mi

HOA detail

Monthly dues
$34 · $408/yr
Likely covers
waterelectric

Listing history 17 events

  1. 2026-06-10
    days on market $285,000 Active 95 DOM
  2. 2026-06-09
    days on market $285,000 Active 94 DOM
  3. 2026-06-08
    days on market $285,000 Active 93 DOM
  4. 2026-06-07
    days on market $285,000 Active 92 DOM
  5. 2026-06-05
    pricedays on market $285,000 Active 89 DOM
  6. 2026-06-02
    days on market $290,000 Active 87 DOM
  7. 2026-06-01
    days on market $290,000 Active 86 DOM
  8. 2026-05-31
    days on market $290,000 Active 85 DOM
  9. 2026-05-30
    days on market $290,000 Active 84 DOM
  10. 2026-05-02
    price $290,000 1419-char remark
    Show marketing remark (1419 chars)

    Seller is offering a $5,000 interest rate buy-down incentive, helping reduce your monthly payment and making this home even more affordable MOVE IN READY + ENERGY EFFICIENT + PRIVATE Welcome to this charming single-story brick home in the quiet Meadow Creek subdivision, offering peaceful living and rare privacy thanks to green space and a natural creek separating neighboring properties. This energy-efficient gem features fully paid-off solar panels no extra loan required and just $517 total paid for electricity over the past year, making it an incredible value for budget-minded buyers and savvy investors alike. A new roof was installed on April 14, 2026. Inside, the open-concept layout is perfect for daily living and entertaining. The kitchen features gray cabinetry, granite countertops, stainless steel appliances, and ample storage flowing into a spacious living area with vaulted ceilings, abundant natural light, and neutral finishes - truly move-in ready. Other recent updates include a water heater replaced in 2022, fully restored water pressure, a new kitchen faucet, and a repaired fence, giving buyers confidence in the home’s condition. Originally listed at $280,000, this home is reintroduced at $295,000 following significant post-inspection repairs and improvements making it an even stronger opportunity. Don’t miss your chance to own this private, efficient, move-in ready home!

  11. 2026-04-06
    status Active 1419-char remark
    Show marketing remark (1419 chars)

    Seller is offering a $5,000 interest rate buy-down incentive, helping reduce your monthly payment and making this home even more affordable MOVE IN READY + ENERGY EFFICIENT + PRIVATE Welcome to this charming single-story brick home in the quiet Meadow Creek subdivision, offering peaceful living and rare privacy thanks to green space and a natural creek separating neighboring properties. This energy-efficient gem features fully paid-off solar panels no extra loan required and just $517 total paid for electricity over the past year, making it an incredible value for budget-minded buyers and savvy investors alike. A new roof was installed on April 14, 2026. Inside, the open-concept layout is perfect for daily living and entertaining. The kitchen features gray cabinetry, granite countertops, stainless steel appliances, and ample storage flowing into a spacious living area with vaulted ceilings, abundant natural light, and neutral finishes - truly move-in ready. Other recent updates include a water heater replaced in 2022, fully restored water pressure, a new kitchen faucet, and a repaired fence, giving buyers confidence in the home’s condition. Originally listed at $280,000, this home is reintroduced at $295,000 following significant post-inspection repairs and improvements making it an even stronger opportunity. Don’t miss your chance to own this private, efficient, move-in ready home!

  12. 2026-04-06
    price $295,000 1419-char remark
    Show marketing remark (1419 chars)

    Seller is offering a $5,000 interest rate buy-down incentive, helping reduce your monthly payment and making this home even more affordable MOVE IN READY + ENERGY EFFICIENT + PRIVATE Welcome to this charming single-story brick home in the quiet Meadow Creek subdivision, offering peaceful living and rare privacy thanks to green space and a natural creek separating neighboring properties. This energy-efficient gem features fully paid-off solar panels no extra loan required and just $517 total paid for electricity over the past year, making it an incredible value for budget-minded buyers and savvy investors alike. A new roof was installed on April 14, 2026. Inside, the open-concept layout is perfect for daily living and entertaining. The kitchen features gray cabinetry, granite countertops, stainless steel appliances, and ample storage flowing into a spacious living area with vaulted ceilings, abundant natural light, and neutral finishes - truly move-in ready. Other recent updates include a water heater replaced in 2022, fully restored water pressure, a new kitchen faucet, and a repaired fence, giving buyers confidence in the home’s condition. Originally listed at $280,000, this home is reintroduced at $295,000 following significant post-inspection repairs and improvements making it an even stronger opportunity. Don’t miss your chance to own this private, efficient, move-in ready home!

  13. 2026-03-09
    status Active 1419-char remark
    Show marketing remark (1419 chars)

    Seller is offering a $5,000 interest rate buy-down incentive, helping reduce your monthly payment and making this home even more affordable MOVE IN READY + ENERGY EFFICIENT + PRIVATE Welcome to this charming single-story brick home in the quiet Meadow Creek subdivision, offering peaceful living and rare privacy thanks to green space and a natural creek separating neighboring properties. This energy-efficient gem features fully paid-off solar panels no extra loan required and just $517 total paid for electricity over the past year, making it an incredible value for budget-minded buyers and savvy investors alike. A new roof was installed on April 14, 2026. Inside, the open-concept layout is perfect for daily living and entertaining. The kitchen features gray cabinetry, granite countertops, stainless steel appliances, and ample storage flowing into a spacious living area with vaulted ceilings, abundant natural light, and neutral finishes - truly move-in ready. Other recent updates include a water heater replaced in 2022, fully restored water pressure, a new kitchen faucet, and a repaired fence, giving buyers confidence in the home’s condition. Originally listed at $280,000, this home is reintroduced at $295,000 following significant post-inspection repairs and improvements making it an even stronger opportunity. Don’t miss your chance to own this private, efficient, move-in ready home!

  14. 2026-03-07
    status Pending 1419-char remark
    Show marketing remark (1419 chars)

    Seller is offering a $5,000 interest rate buy-down incentive, helping reduce your monthly payment and making this home even more affordable MOVE IN READY + ENERGY EFFICIENT + PRIVATE Welcome to this charming single-story brick home in the quiet Meadow Creek subdivision, offering peaceful living and rare privacy thanks to green space and a natural creek separating neighboring properties. This energy-efficient gem features fully paid-off solar panels no extra loan required and just $517 total paid for electricity over the past year, making it an incredible value for budget-minded buyers and savvy investors alike. A new roof was installed on April 14, 2026. Inside, the open-concept layout is perfect for daily living and entertaining. The kitchen features gray cabinetry, granite countertops, stainless steel appliances, and ample storage flowing into a spacious living area with vaulted ceilings, abundant natural light, and neutral finishes - truly move-in ready. Other recent updates include a water heater replaced in 2022, fully restored water pressure, a new kitchen faucet, and a repaired fence, giving buyers confidence in the home’s condition. Originally listed at $280,000, this home is reintroduced at $295,000 following significant post-inspection repairs and improvements making it an even stronger opportunity. Don’t miss your chance to own this private, efficient, move-in ready home!

  15. 2026-02-05
    listed $280,000 Active 1419-char remark
    Show marketing remark (1419 chars)

    Seller is offering a $5,000 interest rate buy-down incentive, helping reduce your monthly payment and making this home even more affordable MOVE IN READY + ENERGY EFFICIENT + PRIVATE Welcome to this charming single-story brick home in the quiet Meadow Creek subdivision, offering peaceful living and rare privacy thanks to green space and a natural creek separating neighboring properties. This energy-efficient gem features fully paid-off solar panels no extra loan required and just $517 total paid for electricity over the past year, making it an incredible value for budget-minded buyers and savvy investors alike. A new roof was installed on April 14, 2026. Inside, the open-concept layout is perfect for daily living and entertaining. The kitchen features gray cabinetry, granite countertops, stainless steel appliances, and ample storage flowing into a spacious living area with vaulted ceilings, abundant natural light, and neutral finishes - truly move-in ready. Other recent updates include a water heater replaced in 2022, fully restored water pressure, a new kitchen faucet, and a repaired fence, giving buyers confidence in the home’s condition. Originally listed at $280,000, this home is reintroduced at $295,000 following significant post-inspection repairs and improvements making it an even stronger opportunity. Don’t miss your chance to own this private, efficient, move-in ready home!

  16. 2019-08-28
    soldstatus 320-char remark
    Show marketing remark (320 chars)

    Lovely home located in Meadowcreek subdivision with 3 bedrooms and 2 bathrooms. Great kitchen with granite counters, built-in microwave and large pantry. Meadowcreek is zoned to the new elementary school, River Bend. Fridge, washer & dryer will convey with an acceptable offer. Call today for your private showing!

  17. 2019-06-04
    listed $199,500 320-char remark
    Show marketing remark (320 chars)

    Lovely home located in Meadowcreek subdivision with 3 bedrooms and 2 bathrooms. Great kitchen with granite counters, built-in microwave and large pantry. Meadowcreek is zoned to the new elementary school, River Bend. Fridge, washer & dryer will convey with an acceptable offer. Call today for your private showing!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 92% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,874
− Mortgage interest
−$15,964
− Property taxes
−$4,275
− Insurance
−$1,425
− Repairs & maintenance
−$2,790
− Management
−$2,790
− HOA
−$408
− Depreciation
−$8,291
Taxable loss
−$1,070
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$257
After-tax cash flow
$3,764/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This move-in ready home in Meadow Creek subdivision offers a good condition with modern amenities and energy-efficient features. Regular maintenance and minor updates can further enhance its value.

Value-add opportunities

  • Resale Paint exterior siding — Enhances curb appeal and can increase property value
  • Rental Replace air filters regularly — Maintains HVAC system and improves air quality
  • Both Install smart home security system — Enhances safety and can be marketed as a feature to potential buyers

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior siding — Enhances curb appeal and can increase property value
  • Rental Replace air filters regularly — Maintains HVAC system and improves air quality
  • Both Install smart home security system — Enhances safety and can be marketed as a feature to potential buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
College Station ISD
NCES district ID
4807350
Math proficiency
58% ▼ -4.00%
Reading proficiency
54% ▼ -2.00%
Median HH income
$36,991
Composite
46.54/100
National rank
#2428
State rank
#113 of 826 in TX

Livability — College Station

Score
83/100
State rank
#11
US rank
#994

Category grades

Amenities A+ Commute A+ Cost of living A- Crime A- Employment C- Housing A- Health & safety B User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Brazos County · 233,400 people
City population
131,628
Metro
College Station-Bryan, TX
Population (ZIP)
76,764
Household income
$88,851
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
3329.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
11% · Canada, China, South Korea
Languages at home
83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.31%
Current HPI
175.9669
Rent YoY
▲ 3.13%
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+45.4% since first listed
8 events — show timeline
  • 2026-05-02 Price Changed $290,000 BCSRMLS
  • 2026-04-06 Relisted BCSRMLS
  • 2026-04-06 Price Changed $295,000 BCSRMLS
  • 2026-03-09 Relisted BCSRMLS
  • 2026-03-07 Pending BCSRMLS
  • 2026-02-05 Listed $280,000 BCSRMLS
  • 2019-08-28 Sold (MLS) BCSRMLS
  • 2019-06-04 Listed $199,500 BCSRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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