1150 Ventura Blvd #77 · Camarillo, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 89°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.2/30.0
- DSCR +7.5/10.0
- ARV discount +7.5/15.0
- 1% rule +6.0/10.0
- Schools +4.6/10.0
- Livability +3.9/5.0
- Rent growth +3.3/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$315,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches
Key facts
- Fitness center
- Clubhouse
- Billiards
Tags
Property features AI
Finance
- Other: Park name: Camarillo Mobile Estates; Near the 101 freeway
- HOA & community: Senior community; Manager approval required; Pets allowed with breed restrictions; Land lease: $2,060 monthly
Exterior
- Parking: Carport (1 covered space); Has parking
- Utilities: Standard electric; Natural gas connected; Electricity connected; Water connected (District/Public); Public sewer
- Home design: Mobile home (double-wide); Model 28563P; Single-story; Entry level: 1; Mobile dimensions approximately 28 ft by 56 ft
- Construction: Shingle roof; Drywall walls; Mobile home remains on site; Year built source: Builder
- Exterior features: Patio; Community pool; Close to clubhouse; Street lighting (community)
Interior
- Kitchen: Gas cooktop; Microwave; Refrigerator; Dishwasher; Garbage disposal; Water heater unit
- Bedrooms: Entry level: 1
- Bathrooms: 2 full bathrooms; Shower in tub
- Heating & cooling: Central heating (furnace); Central cooling
- Interior features: Ceiling fan; Front and back door entries; Screens on windows; One-level home; Community spa
- Laundry & utility: Laundry inside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $315k.
Deal economics
- At list price, monthly cash flow is $572 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $315k).
- Recommended offer: $287k (9.0% below list) — sets the bar for market timing.
- Cap rate 8.5% vs local median 2.5% in Camarillo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#72 in CA, #2,776 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
- Pleasant Valley (urban): math 43% / reading 57% proficiency, ranked #119 of 517 in CA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
- Market conditions: Rents rising (+3.4%/yr); 112 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,759 units permitted in Ventura County in 2024 (1,196 in 5+ unit buildings).
- This rent runs 38% of the median local income ($111k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Ventura County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 110 days — a 9% lower offer ($287k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $35k; list at $315k implies a 800% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- It's been on market 110 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 8.47%
- Cash-on-cash
- 7.78%
- DSCR
- 1.35
- GRM
- 7.5
CMA / ARV
- ARV (on-the-fly)
- $182,532
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1150 Ventura Blvd #10 | 0.08mi | 2/2.0 (-1) | 1,460 (-2%) | 4mo | $209,000 | $143 | 86 |
| 1150 Ventura Blvd #62 | 0.13mi | 2/2.0 (-1) | 1,440 (-3%) | 0mo | $199,000 | $138 | 84 |
| 1150 Ventura Blvd #103 | 0.03mi | 2/2.0 (-1) | 1,440 (-3%) | 15mo | $125,000 | $87 | 76 |
| 1150 Ventura Blvd #66 | 0.00mi | 2/1.5 (-1) | 1,440 (-3%) | 20mo | $130,000 | $90 | 72 |
| 1150 Ventura Blvd #14 | 0.00mi | 3/2.0 | 1,392 (-6%) | 22mo | $130,000 | $93 | 72 |
| 1150 Ventura Blvd #27 | 0.08mi | 3/2.0 | 1,600 (+8%) | 16mo | $212,000 | $133 | 70 |
| 1150 Ventura Blvd #119 | 0.08mi | 3/2.0 | 1,344 (-9%) | 13mo | $165,000 | $123 | 70 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.35% rent growth · sell at horizon
- IRR
- -4.0%
- Equity multiple
- 0.85×
- Total profit
- $-13,354
- Equity at exit
- $46,968
- IRR
- 6.1%
- Equity multiple
- 1.46×
- Total profit
- $40,547
- Equity at exit
- $27,235
Cash invested: $88,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 93010
- Rents YoY
- 3.4%
- Active inventory
- 112
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $3,479 high interval (Pro) →
- Mortgage (P&I)
- −$1,652
- Tax est. 1.5%
- −$394 /mo · $4,725/yr
- Insurance
- −$131
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$731
- Net cashflow
- $572
Break-even live
Sensitivity live
| Price | -10% $789 | -5% $680 | +0% $572 | +5% $463 | +10% $354 |
|---|---|---|---|---|---|
| Rent | -10% $297 | -5% $434 | +0% $572 | +5% $709 | +10% $846 |
| Rate | -1.0pp $730 | -0.5pp $652 | base $572 | +0.5pp $490 | +1.0pp $407 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,750
- Closing costs
- $9,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 921 Paseo Camarillo Camarillo, CA | 1.0–3.0 | 1.0–2.5 | 1008 | $3,287 | $3.26 | 2d | 25 | 0.46mi |
| 361 Jalisco Ct Camarillo, CA | 3.0 | 2.5 | 1467 | $3,400 | $2.32 | 2d | 1 | 0.51mi |
| 645 Lantana St Camarillo, CA | 2.0 | 1.0–2.0 | 753 | $2,660 | $3.53 | 2d | 9 | 0.53mi |
| 811 Paseo Camarillo Camarillo, CA | 1.0–2.0 | 1.0–2.0 | 840 | $2,779 | $3.31 | 2d | 3 | 0.53mi |
| 552 Chapala Dr Camarillo, CA | 3.0 | 2.0 | 1460 | $3,750 | $2.57 | 15d | 1 | 0.61mi |
| 560 Chapala Dr Camarillo, CA | 3.0 | 2.5 | 1467 | $3,850 | $2.62 | 2d | 1 | 0.61mi |
| 1775 Monte Vista Dr Camarillo, CA | 3.0 | 2.0 | 1435 | $3,495 | $2.44 | 11d | 1 | 0.61mi |
| 555 Rosewood Ave Camarillo, CA | 1.0–2.0 | 1.0–1.5 | 856 | $2,851 | $3.33 | 2d | 9 | 0.65mi |
| 492 Paseo del Valle Camarillo, CA | 3.0 | 3.0 | 1511 | $3,900 | $2.58 | 2d | 1 | 0.65mi |
| 2024 Ventura Blvd Camarillo, CA | 2.0 | 1.0 | 875 | $2,800 | $3.20 | 2d | 1 | 0.66mi |
| 390 Paseo Camarillo Camarillo, CA | 1.0–2.0 | 1.0–2.0 | 890 | $3,300 | $3.71 | 2d | 11 | 0.68mi |
| 530 Calle La Roda Camarillo, CA | 1.0–2.0 | 1.0 | 835 | $2,750 | $3.29 | 2d | 1 | 0.82mi |
| 663 Avenida Magdalena Camarillo, CA | 4.0 | 2.5 | 1828 | $4,395 | $2.40 | 19d | 1 | 0.83mi |
| 2400 Pickwick Dr Camarillo, CA | 1.0–2.0 | 1.0 | 826 | $2,850 | $3.45 | 2d | 2 | 1.12mi |
| 668 Spring Oak Rd Camarillo, CA | 1.0–3.0 | 1.0–2.0 | 1047 | $3,946 | $3.77 | 2d | 23 | 1.16mi |
| 140 Spanish Moss Pl #15 Camarillo, CA | 3.0 | 2.0 | 1333 | $3,500 | $2.63 | 24d | 1 | 1.17mi |
| 876 Palmer Ave Camarillo, CA | 3.0 | 2.0 | 1851 | $3,999 | $2.16 | 11d | 1 | 1.17mi |
| 231 Camino Toluca Camarillo, CA | 3.0 | 2.5 | 1657 | $3,850 | $2.32 | 2d | 1 | 1.41mi |
| 3065 Village At the Park Dr Camarillo, CA | 1.0–2.0 | 1.0–2.0 | 753 | $3,095 | $4.11 | 2d | 4 | 1.44mi |
| 313 Westpark Ct Camarillo, CA | 2.0 | 1.0–1.5 | 838 | $3,225 | $3.85 | 2d | 2 | 1.48mi |
Listing history 22 events
-
2026-06-18days on market $315,000 Active 110 DOM
-
2026-06-17days on market $315,000 Active 109 DOM
-
2026-06-16days on market $315,000 Active 108 DOM
-
2026-06-15days on market $315,000 Active 107 DOM
-
2026-06-13days on market $315,000 Active 105 DOM
-
2026-06-10days on market $315,000 Active 102 DOM
-
2026-06-09days on market $315,000 Active 101 DOM
-
2026-06-08days on market $315,000 Active 100 DOM
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2026-06-07days on market $315,000 Active 99 DOM
-
2026-06-05days on market $315,000 Active 96 DOM
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2026-06-03days on market $315,000 Active 95 DOM
-
2026-06-02days on market $315,000 Active 94 DOM
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2026-06-01days on market $315,000 Active 93 DOM
-
2026-05-31days on market $315,000 Active 92 DOM
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2026-04-11status Active
-
2026-03-24status Pending Sale
-
2026-02-10$315,000 Active
-
2025-05-14soldstatus $35,000 Closed Sale 496-char remark
Show marketing remark (496 chars)
AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches
-
2025-04-10status Pending Sale 496-char remark
Show marketing remark (496 chars)
AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches
-
2025-03-24status Active 496-char remark
Show marketing remark (496 chars)
AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches
-
2025-03-22status Pending Sale 496-char remark
Show marketing remark (496 chars)
AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches
-
2025-03-15$39,000 Active 496-char remark
Show marketing remark (496 chars)
AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥89°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $41,750
- − Mortgage interest
- −$17,645
- − Property taxes
- −$4,725
- − Insurance
- −$1,575
- − Repairs & maintenance
- −$3,340
- − Management
- −$3,340
- − Depreciation
- −$9,164
- Taxable income
- $1,961
- Est. tax owed @ 24.0%
- −$471
- After-tax cash flow
- $6,389/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pleasant Valley
- NCES district ID
- 0630990
- Math proficiency
- 43% ▼ -10.00%
- Reading proficiency
- 57% ▼ -8.00%
- Median HH income
- $87,342
- Composite
- 46.3/100
- National rank
- #2476
- State rank
- #119 of 517 in CA
Livability — Camarillo
- Score
- 78/100
- State rank
- #72
- US rank
- #2776
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Camarillo, CA
- County
- Ventura County · 829,955 people
- City population
- 82,539
- Metro
- Oxnard-Thousand Oaks-Ventura, CA
- Population (ZIP)
- 46,748
- Household income
- $111,176
- Rent vs Own
- Severe rent burden
- 1878.0
Population outlook (Ventura County) Hauer SSP2
- Today (2025)
- 895,754 people
- By 2030
- 912,134 · +1.8%
- By 2040
- 931,454 · +4.0%
- By 2050
- 934,609 · +4.3%
- By 2075
- 924,899 · +3.3%
- By 2100
- 864,712 · -3.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 50% Hispanic / Latino 34% Two or more races 15% Asian 8% Black 3%
- Hispanic origin (detail)
- Mexican 26%
- Common ancestry
- Italian 3% Lithuanian 2% Slovak 2%
- Foreign-born
- 15% · Canada, South Korea, China
- Languages at home
- 74% English-only · Spanish 17% Other Indo-European 2% Tagalog/Filipino 2%
Political lean MEDSL · Ventura
- 2024 margin
- D (+15.1) · D 56.1% · R 41.0% · Other 2.9%
- 2008→2024 swing
- +2.8pp toward D · 2008: 12.3pp · 2024: 15.1pp
- All cycles
- 2024: D+15.1 2020: D+21.1 2016: D+16.8 2012: D+5.3 2008: D+12.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -906.39%
- Current HPI
- 283.5793
- Rent YoY
- ▲ 3.35%
- Metro
- Oxnard-Thousand Oaks-Ventura, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+707.7% since first listed8 events — show timeline
- 2026-04-11 Relisted — CRMLS
- 2026-03-24 Pending — CRMLS
- 2026-02-10 Listed $315,000 CRMLS
- 2025-05-14 Sold (MLS) $35,000 CRMLS
- 2025-04-10 Pending — CRMLS
- 2025-03-24 Relisted — CRMLS
- 2025-03-22 Pending — CRMLS
- 2025-03-15 Listed $39,000 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…