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1150 Ventura Blvd #77
C Composite 58.59
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.2/30.0
  • DSCR +7.5/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.0/10.0
  • Schools +4.6/10.0
  • Livability +3.9/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$315,000

1150 Ventura Blvd #77 · Camarillo, CA 93010
3 bd · 2.0 ba · 1,484 sqft · Manufactured · 110 Days on market
Built 2025

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches

Key facts

  • Fitness center
  • Clubhouse
  • Billiards

Tags

POOLSPACLUBHOUSEFITNESS CENTERSHUFFLEBOARDBILLIARDS

Property features AI

Finance

  • Other: Park name: Camarillo Mobile Estates; Near the 101 freeway
  • HOA & community: Senior community; Manager approval required; Pets allowed with breed restrictions; Land lease: $2,060 monthly

Exterior

  • Parking: Carport (1 covered space); Has parking
  • Utilities: Standard electric; Natural gas connected; Electricity connected; Water connected (District/Public); Public sewer
  • Home design: Mobile home (double-wide); Model 28563P; Single-story; Entry level: 1; Mobile dimensions approximately 28 ft by 56 ft
  • Construction: Shingle roof; Drywall walls; Mobile home remains on site; Year built source: Builder
  • Exterior features: Patio; Community pool; Close to clubhouse; Street lighting (community)

Interior

  • Kitchen: Gas cooktop; Microwave; Refrigerator; Dishwasher; Garbage disposal; Water heater unit
  • Bedrooms: Entry level: 1
  • Bathrooms: 2 full bathrooms; Shower in tub
  • Heating & cooling: Central heating (furnace); Central cooling
  • Interior features: Ceiling fan; Front and back door entries; Screens on windows; One-level home; Community spa
  • Laundry & utility: Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $315k.

Deal economics

  • At list price, monthly cash flow is $572 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $315k).
  • Recommended offer: $287k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 2.5% in Camarillo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#72 in CA, #2,776 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
  • Pleasant Valley (urban): math 43% / reading 57% proficiency, ranked #119 of 517 in CA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising (+3.4%/yr); 112 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,759 units permitted in Ventura County in 2024 (1,196 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($111k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Ventura County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 110 days — a 9% lower offer ($287k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $35k; list at $315k implies a 800% gain — meaningful room to come down on a strong offer.
Recommended offer $286,650 (9.0% below list)

Questions for the listing agent

  1. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.47%
Cash-on-cash
7.78%
DSCR
1.35
GRM
7.5

CMA / ARV

ARV (on-the-fly)
$182,532
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1150 Ventura Blvd #10 0.08mi 2/2.0 (-1) 1,460 (-2%) 4mo $209,000 $143 86
1150 Ventura Blvd #62 0.13mi 2/2.0 (-1) 1,440 (-3%) 0mo $199,000 $138 84
1150 Ventura Blvd #103 0.03mi 2/2.0 (-1) 1,440 (-3%) 15mo $125,000 $87 76
1150 Ventura Blvd #66 0.00mi 2/1.5 (-1) 1,440 (-3%) 20mo $130,000 $90 72
1150 Ventura Blvd #14 0.00mi 3/2.0 1,392 (-6%) 22mo $130,000 $93 72
1150 Ventura Blvd #27 0.08mi 3/2.0 1,600 (+8%) 16mo $212,000 $133 70
1150 Ventura Blvd #119 0.08mi 3/2.0 1,344 (-9%) 13mo $165,000 $123 70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.35% rent growth · sell at horizon

5-year hold
IRR
-4.0%
Equity multiple
0.85×
Total profit
$-13,354
Equity at exit
$46,968
10-year hold
IRR
6.1%
Equity multiple
1.46×
Total profit
$40,547
Equity at exit
$27,235

Cash invested: $88,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93010

Rents YoY
3.4%
Active inventory
112
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$3,479 high interval (Pro) →
Mortgage (P&I)
$1,652
Tax est. 1.5%
$394 /mo · $4,725/yr
Insurance
$131
HOA
$0
Vacancy / Maint / Mgmt
$731
Net cashflow
$572

Break-even live

Break-even rent $2,756
Max offer price $315,000
Occupancy floor 79%

Sensitivity live

Price -10% $789 -5% $680 +0% $572 +5% $463 +10% $354
Rent -10% $297 -5% $434 +0% $572 +5% $709 +10% $846
Rate -1.0pp $730 -0.5pp $652 base $572 +0.5pp $490 +1.0pp $407

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,750
Closing costs
$9,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
921 Paseo Camarillo Camarillo, CA 1.0–3.0 1.0–2.5 1008 $3,287 $3.26 2d 25 0.46mi
361 Jalisco Ct Camarillo, CA 3.0 2.5 1467 $3,400 $2.32 2d 1 0.51mi
645 Lantana St Camarillo, CA 2.0 1.0–2.0 753 $2,660 $3.53 2d 9 0.53mi
811 Paseo Camarillo Camarillo, CA 1.0–2.0 1.0–2.0 840 $2,779 $3.31 2d 3 0.53mi
552 Chapala Dr Camarillo, CA 3.0 2.0 1460 $3,750 $2.57 15d 1 0.61mi
560 Chapala Dr Camarillo, CA 3.0 2.5 1467 $3,850 $2.62 2d 1 0.61mi
1775 Monte Vista Dr Camarillo, CA 3.0 2.0 1435 $3,495 $2.44 11d 1 0.61mi
555 Rosewood Ave Camarillo, CA 1.0–2.0 1.0–1.5 856 $2,851 $3.33 2d 9 0.65mi
492 Paseo del Valle Camarillo, CA 3.0 3.0 1511 $3,900 $2.58 2d 1 0.65mi
2024 Ventura Blvd Camarillo, CA 2.0 1.0 875 $2,800 $3.20 2d 1 0.66mi
390 Paseo Camarillo Camarillo, CA 1.0–2.0 1.0–2.0 890 $3,300 $3.71 2d 11 0.68mi
530 Calle La Roda Camarillo, CA 1.0–2.0 1.0 835 $2,750 $3.29 2d 1 0.82mi
663 Avenida Magdalena Camarillo, CA 4.0 2.5 1828 $4,395 $2.40 19d 1 0.83mi
2400 Pickwick Dr Camarillo, CA 1.0–2.0 1.0 826 $2,850 $3.45 2d 2 1.12mi
668 Spring Oak Rd Camarillo, CA 1.0–3.0 1.0–2.0 1047 $3,946 $3.77 2d 23 1.16mi
140 Spanish Moss Pl #15 Camarillo, CA 3.0 2.0 1333 $3,500 $2.63 24d 1 1.17mi
876 Palmer Ave Camarillo, CA 3.0 2.0 1851 $3,999 $2.16 11d 1 1.17mi
231 Camino Toluca Camarillo, CA 3.0 2.5 1657 $3,850 $2.32 2d 1 1.41mi
3065 Village At the Park Dr Camarillo, CA 1.0–2.0 1.0–2.0 753 $3,095 $4.11 2d 4 1.44mi
313 Westpark Ct Camarillo, CA 2.0 1.0–1.5 838 $3,225 $3.85 2d 2 1.48mi

Listing history 22 events

  1. 2026-06-18
    days on market $315,000 Active 110 DOM
  2. 2026-06-17
    days on market $315,000 Active 109 DOM
  3. 2026-06-16
    days on market $315,000 Active 108 DOM
  4. 2026-06-15
    days on market $315,000 Active 107 DOM
  5. 2026-06-13
    days on market $315,000 Active 105 DOM
  6. 2026-06-10
    days on market $315,000 Active 102 DOM
  7. 2026-06-09
    days on market $315,000 Active 101 DOM
  8. 2026-06-08
    days on market $315,000 Active 100 DOM
  9. 2026-06-07
    days on market $315,000 Active 99 DOM
  10. 2026-06-05
    days on market $315,000 Active 96 DOM
  11. 2026-06-03
    days on market $315,000 Active 95 DOM
  12. 2026-06-02
    days on market $315,000 Active 94 DOM
  13. 2026-06-01
    days on market $315,000 Active 93 DOM
  14. 2026-05-31
    days on market $315,000 Active 92 DOM
  15. 2026-04-11
    status Active
  16. 2026-03-24
    status Pending Sale
  17. 2026-02-10
    listed $315,000 Active
  18. 2025-05-14
    soldstatus $35,000 Closed Sale 496-char remark
    Show marketing remark (496 chars)

    AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches

  19. 2025-04-10
    status Pending Sale 496-char remark
    Show marketing remark (496 chars)

    AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches

  20. 2025-03-24
    status Active 496-char remark
    Show marketing remark (496 chars)

    AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches

  21. 2025-03-22
    status Pending Sale 496-char remark
    Show marketing remark (496 chars)

    AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches

  22. 2025-03-15
    listed $39,000 Active 496-char remark
    Show marketing remark (496 chars)

    AN UNBELIVEABLE BUY IN A GATE COMMUNITY FOR SENORS. A 2 bedroom with 2 full bathrooms. situated in prime location from traffic. kitchen, dining area, a din room, living room with bar. The Estate is selling the home in it currently conditions. This active 55+ community park offers a clubhouse, pool, Spa, Fitness Center, billiards room, game room, TV lounge, kitchen, shuffleboard area. RV storage, and pet-friendly policies. Located near factory outlet shopping, restaurants, and several beaches

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥89°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$41,750
− Mortgage interest
−$17,645
− Property taxes
−$4,725
− Insurance
−$1,575
− Repairs & maintenance
−$3,340
− Management
−$3,340
− Depreciation
−$9,164
Taxable income
$1,961
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$471
After-tax cash flow
$6,389/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pleasant Valley
NCES district ID
0630990
Math proficiency
43% ▼ -10.00%
Reading proficiency
57% ▼ -8.00%
Median HH income
$87,342
Composite
46.3/100
National rank
#2476
State rank
#119 of 517 in CA

Livability — Camarillo

Score
78/100
State rank
#72
US rank
#2776

Category grades

Amenities A+ Commute A+ Cost of living F Crime A Employment A+ Housing B- Health & safety A User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Camarillo, CA
County
Ventura County · 829,955 people
City population
82,539
Metro
Oxnard-Thousand Oaks-Ventura, CA
Population (ZIP)
46,748
Household income
$111,176
Rent vs Own
35.6% rent · 64.4% own
Severe rent burden
1878.0

Population outlook (Ventura County) Hauer SSP2

Today (2025)
895,754 people
By 2030
912,134 · +1.8%
By 2040
931,454 · +4.0%
By 2050
934,609 · +4.3%
By 2075
924,899 · +3.3%
By 2100
864,712 · -3.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 50% Hispanic / Latino 34% Two or more races 15% Asian 8% Black 3%
Hispanic origin (detail)
Mexican 26%
Common ancestry
Italian 3% Lithuanian 2% Slovak 2%
Foreign-born
15% · Canada, South Korea, China
Languages at home
74% English-only · Spanish 17% Other Indo-European 2% Tagalog/Filipino 2%

Political lean MEDSL · Ventura

2024 margin
D (+15.1) · D 56.1% · R 41.0% · Other 2.9%
2008→2024 swing
+2.8pp toward D · 2008: 12.3pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+21.1 2016: D+16.8 2012: D+5.3 2008: D+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -906.39%
Current HPI
283.5793
Rent YoY
▲ 3.35%
Metro
Oxnard-Thousand Oaks-Ventura, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+707.7% since first listed
8 events — show timeline
  • 2026-04-11 Relisted CRMLS
  • 2026-03-24 Pending CRMLS
  • 2026-02-10 Listed $315,000 CRMLS
  • 2025-05-14 Sold (MLS) $35,000 CRMLS
  • 2025-04-10 Pending CRMLS
  • 2025-03-24 Relisted CRMLS
  • 2025-03-22 Pending CRMLS
  • 2025-03-15 Listed $39,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…