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14217 Carla Dr
D Composite 42.31
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.4/30.0
  • ARV discount +9.3/15.0
  • 1% rule +4.4/10.0
  • DSCR +4.0/10.0
  • Livability +3.4/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$210,000

14217 Carla Dr · Balch Springs, TX 75180
3 bd · 2.0 ba · 870 sqft · SingleFamily public records · 312 Days on market
Built 1967 7,200 sqft lot $241/sqft · 31% above area Est $219k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Renovated and ready to lease! This charming 3 bed 1 bath has thoughtful updates throughout, including brand-new hardwood floors and a modern kitchen complete with new appliances, tile backsplash, and countertops. The kitchen has been opened up to the living area, creating a spacious and open layout. Enjoy a fully updated bathroom with contemporary finishes, new light fixtures, tile, and upgraded plumbing. This turnkey home combines style, comfort, and functionality—ready for you to move in!

Key facts

  • Open layout
  • New appliances
  • Modern kitchen

Tags

HARDWOOD FLOORSMODERN KITCHENNEW APPLIANCESTILE BACKSPLASHOPEN LAYOUTUPDATED BATHROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $2 ($28/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $196k (6.5% below list).
  • Recommended offer: $185k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.3% vs local median 4.7% in Balch Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#487 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B+; Watch: employment D, crime F, amenities F.
  • Mesquite ISD (suburban): math 35% / reading 32% proficiency, ranked #536 of 826 in TX (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Hodges El (math 21% / reading 29%, grade F, #3,013 of 4,322 statewide, top 70%, 552 students, 89% FRL); New Middle (math 34% / reading 27%, grade F, #1,036 of 1,662 statewide, top 63%, 731 students, 89% FRL); West Mesquite H S (math 41% / reading 31%, grade F, #930 of 1,632 statewide, top 57%, 2,172 students, 86% FRL) — zoned schools average 88% FRL vs 63% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 86 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 312 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts; this cycle's ask is 10953% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 312 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.31%
Cash-on-cash
0.05%
DSCR
1.00
GRM
8.9

CMA / ARV

ARV (median comp)
$218,581
List price
$210,000
Delta
-3.93%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14104 Marsha Dr 0.21mi 3/1.0 936 (+8%) 23mo $199,000 $213 54
14609 Horseshoe Trl 0.33mi 3/1.0 948 (+9%) 15mo $208,900 $220 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.2%
Equity multiple
0.43×
Total profit
$-33,788
Equity at exit
$31,312
10-year hold
IRR
-7.8%
Equity multiple
0.51×
Total profit
$-28,862
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75180

Home prices YoY
-8.0%
Active inventory
86
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,964 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$361 /mo · $4,329/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$413
Net cashflow
$2

Break-even live

Break-even rent $1,961
Max offer price $210,000
Occupancy floor 95%

Sensitivity live

Price -10% $121 -5% $62 +0% $2 +5% $-57 +10% $-117
Rent -10% $-153 -5% $-75 +0% $2 +5% $80 +10% $158
Rate -1.0pp $108 -0.5pp $56 base $2 +0.5pp $-52 +1.0pp $-107

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4320 Mohawk Dr Balch Springs, TX 4.0 2.0 1110 $1,900 $1.71 26d 1 0.21mi
15115 Oakwood Ln Unit 1 Mesquite, TX 3.0 1.5 1102 $1,850 $1.68 45d 1 0.58mi
4400 Ambassador Way Balch Springs, TX 1.0–2.0 1.0–1.5 707 $1,200 $1.70 5d 4 1.13mi
3212 Balch Springs Rd Balch Springs, TX 1.0–2.0 1.0–2.0 825 $1,245 $1.51 9d 1 1.34mi

Listing history 32 events

  1. 2026-06-21
    days on market $210,000 Active 312 DOM
  2. 2026-06-18
    days on market $210,000 Active 309 DOM
  3. 2026-06-17
    days on market $210,000 Active 308 DOM
  4. 2026-06-16
    days on market $210,000 Active 307 DOM
  5. 2026-06-15
    days on market $210,000 Active 306 DOM
  6. 2026-06-13
    days on market $210,000 Active 304 DOM
  7. 2026-06-13
    days on market $210,000 Active 303 DOM
  8. 2026-06-10
    price $210,000 Active 300 DOM
  9. 2026-06-09
    days on market $215,000 Active 300 DOM
  10. 2026-06-08
    days on market $215,000 Active 299 DOM
  11. 2026-06-07
    days on market $215,000 Active 298 DOM
  12. 2026-06-04
    days on market $215,000 Active 295 DOM
  13. 2026-06-03
    days on market $215,000 Active 294 DOM
  14. 2026-06-02
    days on market $215,000 Active 293 DOM
  15. 2026-06-01
    days on market $215,000 Active 292 DOM
  16. 2026-05-31
    days on market $215,000 Active 291 DOM
  17. 2026-03-25
    listed $1,900
  18. 2026-03-14
    historical $1,900
  19. 2026-01-01
    listed $1,900
  20. 2025-12-21
    historical $1,900
  21. 2025-12-18
    listed $1,900
  22. 2025-12-04
    price $215,000 501-char remark
    Show marketing remark (501 chars)

    Renovated and ready to lease! This charming 3 bed 1 bath has thoughtful updates throughout, including brand-new hardwood floors and a modern kitchen complete with new appliances, tile backsplash, and countertops. The kitchen has been opened up to the living area, creating a spacious and open layout. Enjoy a fully updated bathroom with contemporary finishes, new light fixtures, tile, and upgraded plumbing. This turnkey home combines style, comfort, and functionality—ready for you to move in!

  23. 2025-11-26
    historical $1,900
  24. 2025-11-11
    listed $1,900
  25. 2025-10-22
    historical $1,900
  26. 2025-10-17
    price $220,000 501-char remark
    Show marketing remark (501 chars)

    Renovated and ready to lease! This charming 3 bed 1 bath has thoughtful updates throughout, including brand-new hardwood floors and a modern kitchen complete with new appliances, tile backsplash, and countertops. The kitchen has been opened up to the living area, creating a spacious and open layout. Enjoy a fully updated bathroom with contemporary finishes, new light fixtures, tile, and upgraded plumbing. This turnkey home combines style, comfort, and functionality—ready for you to move in!

  27. 2025-08-13
    listed $225,000 Active 501-char remark
    Show marketing remark (501 chars)

    Renovated and ready to lease! This charming 3 bed 1 bath has thoughtful updates throughout, including brand-new hardwood floors and a modern kitchen complete with new appliances, tile backsplash, and countertops. The kitchen has been opened up to the living area, creating a spacious and open layout. Enjoy a fully updated bathroom with contemporary finishes, new light fixtures, tile, and upgraded plumbing. This turnkey home combines style, comfort, and functionality—ready for you to move in!

  28. 2025-05-31
    listed $1,900
  29. 2024-10-29
    soldstatus
  30. 2024-10-22
    soldstatus
  31. 2024-10-22
    soldstatus
  32. 2024-10-22
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,329 · $361/mo
Projected year-2 tax
$4,329 · $361/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,572
− Mortgage interest
−$11,763
− Property taxes
−$4,329
− Insurance
−$1,050
− Repairs & maintenance
−$1,886
− Management
−$1,886
− Depreciation
−$6,109
Taxable loss
−$3,450
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$828
After-tax cash flow
$856/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mesquite ISD
NCES district ID
4830390
Math proficiency
35% ▼ -11.00%
Reading proficiency
32% ▼ -7.00%
Median HH income
$49,372
Composite
29.06/100
National rank
#6606
State rank
#536 of 826 in TX

Livability — Balch Springs

Score
68/100
State rank
#487
US rank
#9673

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Balch Springs, TX
County
Dallas County · 2,612,404 people
City population
26,455
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
26,455
Household income
$67,019
Rent vs Own
34.0% rent · 66.0% own
Severe rent burden
660.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
Hispanic / Latino 51% Black 33% Two or more races 24% White 14% Native American 2%
Hispanic origin (detail)
Mexican 46%
Foreign-born
23% · Canada
Languages at home
55% English-only · Spanish 44%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -31.21%
Current HPI
361.3668
Rent YoY
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
16 events — show timeline
  • 2026-03-25 Listed for Rent $1,900 NTREIS
  • 2026-03-14 Rental Removed $1,900 NTREIS
  • 2026-01-01 Listed for Rent $1,900 NTREIS
  • 2025-12-21 Rental Removed $1,900 NTREIS
  • 2025-12-18 Listed for Rent $1,900 NTREIS
  • 2025-12-04 Price Changed $215,000 NTREIS
  • 2025-11-26 Rental Removed $1,900 NTREIS
  • 2025-11-11 Listed for Rent $1,900 NTREIS
  • 2025-10-22 Rental Removed $1,900 NTREIS
  • 2025-10-17 Price Changed $220,000 NTREIS
  • 2025-08-13 Listed $225,000 NTREIS
  • 2025-05-31 Listed for Rent $1,900 NTREIS
  • 2024-10-29 Sold (Public Records) Public Records
  • 2024-10-22 Sold (Public Records) Public Records
  • 2024-10-22 Sold (Public Records) Public Records
  • 2024-10-22 Sold (Public Records) Public Records

Property tax history

+8.3%/yr

Latest (2025): $4,329 · +0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…