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3007 Pyramid Ave Duplex
B Composite 71.02
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +4.0/5.0
  • Rent growth +3.6/5.0
  • Schools +3.4/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$155,000

3007 Pyramid Ave · Brentwood, PA 15227
4 bd · 2.0 ba · 1,464 sqft · MultiFamily public records · 86 Days on market
Built 1921 3,750 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

This well maintained up and down duplex in the heart of Brentwood is a real charmer. Live in one unit and rent out the other or easy to transition if you want to be a landlord. The seller has taken care of everything here for you!

Key facts

  • Lower floor unit
  • Many updates
  • Upper floor unit

Tags

UPPER FLOOR UNITLOWER FLOOR UNITSTEADY RENTAL INCOMEMANY UPDATES

Property features AI

Finance

  • Other:
  • Financial info: Gross annual income: $21,960; Maintenance expense: $1,045; Utilities expense: $6,012; Insurance expense: $673; Unit rents: one unit at $1,050/month, one unit at $780/month
  • HOA & community:

Exterior

  • Parking: On-street parking
  • Security:
  • Utilities: Electricity available; Natural gas available; Public sewer available; Public water available
  • Home design: Multi-unit property (2 units)
  • Construction: Brick construction; Slate roof
  • Exterior features: Residential zoning

Interior

  • Kitchen:
  • Bedrooms: One unit with 2 bedrooms; One unit with 1 bedroom
  • Flooring:
  • Bathrooms: Each unit has 1 full bathroom
  • Heating & cooling:
  • Interior features: Basement with storage space; Two total dwelling units
  • Laundry & utility:

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 3-bed/2.0-bath units multifamily listed at $155k.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive. Per door: $520/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $155k).
  • Recommended offer: $146k (6.0% below list) — sets the bar for market timing.
  • Cap rate 14.3% vs local median 4.3% in Brentwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#178 in PA, #1,479 nationally) — a professional / high-income tenant draw. Strengths: schools A+, cost of living A+, housing A+; Watch: amenities C-.
  • Brentwood Borough SD (suburban): math 29% / reading 50% proficiency, ranked #357 of 539 in PA (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.3%/yr); 117 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
  • At $2,859/mo this rent would consume 45% of the median local household income ($75k/yr) (locally 780% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 4.3% rent growth), your $43k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 86 days — a 6% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $115k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: property tax is 2.6% of price; built in 1921 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $145,700 (6.0% below list)

Questions for the listing agent

  1. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Built in 1921 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.84%
Cap rate
14.34%
Cash-on-cash
28.76%
DSCR
2.28
GRM
4.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.33% rent growth · sell at horizon

5-year hold
IRR
24.7%
Equity multiple
2.04×
Total profit
$45,132
Equity at exit
$23,111
10-year hold
IRR
33.4%
Equity multiple
4.26×
Total profit
$141,481
Equity at exit
$13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15227

Home prices YoY
-27.5%
Rents YoY
4.3%
Active inventory
117
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$2,859 medium interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$341 /mo · $4,094/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$600
Net cashflow
$1,040

Break-even live

Break-even rent $1,543
Max offer price $155,000
Occupancy floor 59%

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $2,859

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2940 Brevard Ave Pittsburgh, PA 3.0 1.5 1176 $1,475 $1.25 43d 1 0.11mi
2823 Clermont Ave Pittsburgh, PA 3.0 1.0 1354 $1,490 $1.10 20d 1 0.16mi
2721 Pyramid Ave Pittsburgh, PA 3.0 1.0 1560 $1,550 $0.99 7d 1 0.20mi
139 W Bellecrest Ave Brentwood, PA 1.0–3.0 1.0 775 $1,450 $1.87 2d 12 0.48mi
3341 Recker Dr Pittsburgh, PA 3.0 2.0 1174 $1,750 $1.49 23d 1 0.57mi
3341 Recker Dr Pittsburgh, PA 3.0 2.0 875 $1,790 $2.05 43d 1 0.57mi
1053 Edward Dr Pittsburgh, PA 3.0 1.0 1163 $1,700 $1.46 23d 1 0.87mi
453 Greenlee Rd Pittsburgh, PA 3.0 1.0 1176 $1,495 $1.27 43d 1 0.88mi
3367 Jameson Dr Brentwood, PA 2.0–3.0 1.0 975 $1,435 $1.47 7d 7 0.91mi
4588 E Willock Rd Pittsburgh, PA 3.0 1.5 1500 $1,500 $1.00 4d 1 1.14mi
960 Agnew Rd Pittsburgh, PA 3.0 2.0 950 $1,295 $1.36 14d 1 1.15mi
973 Agnew Rd Pittsburgh, PA 4.0 3.0 1532 $2,395 $1.56 7d 1 1.19mi
1526 Parkline Dr Pittsburgh, PA 3.0 1.0 942 $1,475 $1.56 7d 44 1.24mi
2355 Glenbury St Pittsburgh, PA 4.0 2.0 1350 $2,300 $1.70 3d 1 1.42mi

Listing history 29 events

  1. 2026-06-02
    statusdays on market $155,000 Pending 86 DOM
  2. 2026-06-01
    days on market $155,000 Contingent 85 DOM
  3. 2026-05-31
    days on market $155,000 Contingent 84 DOM
  4. 2026-04-29
    historical Contingent
  5. 2026-03-19
    status Active
  6. 2026-03-10
    historical Contingent
  7. 2026-03-08
    listed $155,000 Active
  8. 2022-04-15
    soldstatus $115,000
  9. 2022-04-13
    soldstatus $115,000 Closed 230-char remark
    Show marketing remark (230 chars)

    This well maintained up and down duplex in the heart of Brentwood is a real charmer. Live in one unit and rent out the other or easy to transition if you want to be a landlord. The seller has taken care of everything here for you!

  10. 2022-03-04
    historical Contingent 230-char remark
    Show marketing remark (230 chars)

    This well maintained up and down duplex in the heart of Brentwood is a real charmer. Live in one unit and rent out the other or easy to transition if you want to be a landlord. The seller has taken care of everything here for you!

  11. 2022-01-26
    listed $119,900 Active 230-char remark
    Show marketing remark (230 chars)

    This well maintained up and down duplex in the heart of Brentwood is a real charmer. Live in one unit and rent out the other or easy to transition if you want to be a landlord. The seller has taken care of everything here for you!

  12. 2021-12-21
    historical Contingent 230-char remark
    Show marketing remark (230 chars)

    This well maintained up and down duplex in the heart of Brentwood is a real charmer. Live in one unit and rent out the other or easy to transition if you want to be a landlord. The seller has taken care of everything here for you!

  13. 2021-11-26
    status Active 230-char remark
    Show marketing remark (230 chars)

    This well maintained up and down duplex in the heart of Brentwood is a real charmer. Live in one unit and rent out the other or easy to transition if you want to be a landlord. The seller has taken care of everything here for you!

  14. 2021-11-13
    historical Contingent 230-char remark
    Show marketing remark (230 chars)

    This well maintained up and down duplex in the heart of Brentwood is a real charmer. Live in one unit and rent out the other or easy to transition if you want to be a landlord. The seller has taken care of everything here for you!

  15. 2021-11-05
    price $119,900 230-char remark
    Show marketing remark (230 chars)

    This well maintained up and down duplex in the heart of Brentwood is a real charmer. Live in one unit and rent out the other or easy to transition if you want to be a landlord. The seller has taken care of everything here for you!

  16. 2021-08-28
    price $124,900 230-char remark
    Show marketing remark (230 chars)

    This well maintained up and down duplex in the heart of Brentwood is a real charmer. Live in one unit and rent out the other or easy to transition if you want to be a landlord. The seller has taken care of everything here for you!

  17. 2021-07-09
    listed $129,900 Active 230-char remark
    Show marketing remark (230 chars)

    This well maintained up and down duplex in the heart of Brentwood is a real charmer. Live in one unit and rent out the other or easy to transition if you want to be a landlord. The seller has taken care of everything here for you!

  18. 2014-03-26
    soldstatus $55,000
  19. 2014-03-21
    price $55,000
  20. 2014-03-21
    price $56,900
  21. 2014-03-21
    soldstatus $55,000
  22. 2014-02-25
    historical
  23. 2013-02-25
    listed $56,900
  24. 2012-03-08
    listed $62,500
  25. 2011-03-05
    listed $67,500
  26. 2005-04-29
    soldstatus $69,900
  27. 2004-07-26
    listed $69,900
  28. 1987-12-10
    soldstatus $28,500
  29. 1977-12-08
    soldstatus $22,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$4,094 · $341/mo
Projected year-2 tax
$4,094 · $341/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,308
− Mortgage interest
−$8,682
− Property taxes
−$4,094
− Insurance
−$775
− Repairs & maintenance
−$2,745
− Management
−$2,745
− Depreciation
−$4,509
Taxable income
$10,758
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,582
After-tax cash flow
$9,898/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brentwood Borough SD
NCES district ID
4204140
Math proficiency
29% ▼ -15.00%
Reading proficiency
50% ▼ -15.00%
Median HH income
$49,260
Composite
33.92/100
National rank
#5341
State rank
#357 of 539 in PA

Livability — Brentwood

Score
81/100
State rank
#178
US rank
#1479

Category grades

Amenities C- Commute A- Cost of living A+ Crime B+ Employment A Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brentwood, PA
County
Allegheny County · 1,022,028 people
City population
28,460
Metro
Pittsburgh, PA
Population (ZIP)
28,460
Household income
$75,448
Rent vs Own
27.6% rent · 72.4% own
Severe rent burden
780.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Black 7% Asian 6% Two or more races 5% Hispanic / Latino 1%
Common ancestry
Romanian 9% Scotch-Irish 2% Slovak 1%
Foreign-born
9% · India, Canada, China
Languages at home
89% English-only · Other Indo-European 6% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.53%
Current HPI
243.6383
Rent YoY
▲ 4.33%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+588.9% since first listed
26 events — show timeline
  • 2026-04-29 Contingent West Penn MLS
  • 2026-03-19 Relisted West Penn MLS
  • 2026-03-10 Contingent West Penn MLS
  • 2026-03-08 Listed $155,000 West Penn MLS
  • 2022-04-15 Sold (Public Records) $115,000 Public Records
  • 2022-04-13 Sold (MLS) $115,000 West Penn MLS
  • 2022-03-04 Contingent West Penn MLS
  • 2022-01-26 Listed $119,900 West Penn MLS
  • 2021-12-21 Contingent West Penn MLS
  • 2021-11-26 Relisted West Penn MLS
  • 2021-11-13 Contingent West Penn MLS
  • 2021-11-05 Price Changed $119,900 West Penn MLS
  • 2021-08-28 Price Changed $124,900 West Penn MLS
  • 2021-07-09 Listed $129,900 West Penn MLS
  • 2014-03-26 Sold (Public Records) $55,000 Public Records
  • 2014-03-21 Price Changed $55,000 West Penn MLS
  • 2014-03-21 Sold (MLS) $55,000 West Penn MLS
  • 2014-03-21 Price Changed $56,900 West Penn MLS
  • 2014-02-25 Delisted West Penn MLS
  • 2013-02-25 Listed $56,900 West Penn MLS
  • 2012-03-08 Listed $62,500 West Penn MLS
  • 2011-03-05 Listed $67,500 West Penn MLS
  • 2005-04-29 Sold (MLS) $69,900 West Penn MLS
  • 2004-07-26 Listed $69,900 West Penn MLS
  • 1987-12-10 Sold (Public Records) $28,500 Public Records
  • 1977-12-08 Sold (Public Records) $22,500 Public Records

Property tax history

+3.1%/yr

Latest (2026): $4,094 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…