1753 Maplewood Dr · Canandaigua, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.3/30.0
- ARV discount +15.0/15.0
- DSCR +6.1/10.0
- 1% rule +5.9/10.0
- Schools +4.7/10.0
- Livability +3.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$269,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
—If you’ve been waiting for a home that actually lives well—not just looks good online—1753 Maplewood Drive is about to move to the top of your list. This 2,100 sq ft raised ranch in Farmington, located in the highly sought-after Canandaigua School District, delivers space where you want it, updates where you need them, and just enough personality to stand out. Upstairs, fresh paint, new carpet, and an easy-flow layout make everyday living effortless. The kitchen features new countertops, a center island, and all the right touches (yes—dishwasher and garbage disposal included). A sliding glass door right off the kitchen leads to the elevated deck, setting the s
Key facts
- Elevated deck
- New countertops
- Center island
Tags
Property features AI
Finance
- Other: Listing broker: Keller Williams Realty Gateway; Listing agent: Jennifer LaRoche
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- HOA & community: Sign in or register to view additional details
Exterior
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- Home design: Single-family property at 1753 Maplewood Dr, Farmington, NY 14425
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Interior
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Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $269k.
Deal economics
- At list price, monthly cash flow is $293 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $269k).
- Recommended offer: $265k (1.5% below list) — sets the bar for market timing.
- Cap rate 7.6% vs local median 3.4% in Canandaigua — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#243 in NY, #3,822 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, schools B+; Watch: employment C-, amenities F, health & safety D-.
- Canandaigua City School District (suburban): math 50% / reading 59% proficiency, ranked #305 of 590 in NY (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 72 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 284 units permitted in Ontario County in 2024 (69 in 5+ unit buildings).
- This rent runs 37% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Ontario County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 20 days — a 2% lower offer ($265k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $76k; list at $269k implies a 254% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 7.60%
- Cash-on-cash
- 4.68%
- DSCR
- 1.21
- GRM
- 7.6
CMA / ARV
- ARV (on-the-fly)
- $361,200
- Comps found
- 10
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1753 Maplewood Dr | 0.00mi | 4/2.0 | 2,100 (0%) | 1mo | $269,500 | $128 | 100 |
| 1844 Saddle Horn Dr | 0.27mi | 3/2.5 (-1) | 2,057 (-2%) | 11mo | $352,000 | $171 | 68 |
| 5838 Walnut Dr | 0.14mi | 4/1.5 | 1,820 (-13%) | 6mo | $350,000 | $192 | 64 |
| 1849 Saddle Horn Dr | 0.26mi | 4/3.5 | 2,316 (+10%) | 3mo | $500,000 | $216 | 62 |
| 6017 Palomino Ct | 0.48mi | 4/2.5 | 2,098 (-0%) | 24mo | $360,000 | $172 | 56 |
| 5788 Mountain Ash Dr | 0.16mi | 3/1.5 (-1) | 1,902 (-9%) | 18mo | $255,000 | $134 | 55 |
| 1611 Wheatstone Dr | 0.51mi | 3/1.0 (-1) | 2,000 (-5%) | 10mo | $248,000 | $124 | 51 |
| 1727 Ackerman Way | 0.54mi | 3/2.5 (-1) | 2,323 (+11%) | 8mo | $434,900 | $187 | 44 |
| 6169 Jenbrooke Ct | 0.56mi | 4/2.5 | 2,281 (+9%) | 22mo | $470,000 | $206 | 39 |
| 1612 Wheatstone Dr | 0.51mi | 3/1.5 (-1) | 1,800 (-14%) | 8mo | $250,000 | $139 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.0%
- Equity multiple
- 0.67×
- Total profit
- $-24,746
- Equity at exit
- $40,109
- IRR
- 0.6%
- Equity multiple
- 1.04×
- Total profit
- $3,137
- Equity at exit
- $23,258
Cash invested: $75,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 14425
- Home prices YoY
- -15.1%
- Active inventory
- 72
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $2,945 medium interval (Pro) →
- Mortgage (P&I)
- −$1,411
- Tax from tax record
- −$511 /mo · $6,127/yr
- Insurance
- −$112
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$619
- Net cashflow
- $293
Break-even live
Sensitivity live
| Price | -10% $446 | -5% $370 | +0% $293 | +5% $217 | +10% $141 |
|---|---|---|---|---|---|
| Rent | -10% $61 | -5% $177 | +0% $293 | +5% $410 | +10% $526 |
| Rate | -1.0pp $429 | -0.5pp $362 | base $293 | +0.5pp $224 | +1.0pp $153 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,250
- Closing costs
- $8,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1515 Red Fern Dr Unit 1512 Farmington, NY | 3.0 | 2.5 | 1688 | $2,800 | $1.66 | 3d | 1 | 1.06mi |
| 1512 Redfern Dr Farmington, NY | 3.0 | 2.5 | 1688 | $2,800 | $1.66 | 3d | 1 | 1.06mi |
Listing history 7 events
-
2026-04-21status Pending
-
2026-04-21historical Active Under Contract
-
2026-04-14status Active
-
2026-04-09historical Active Under Contract
-
2026-04-01$269,000 Active
-
1999-10-04soldstatus $76,000
-
1999-04-21soldstatus $84,782
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $6,127 · $511/mo
- Projected year-2 tax
- $6,127 · $511/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 2/10 Low 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,344
- − Mortgage interest
- −$15,068
- − Property taxes
- −$6,127
- − Insurance
- −$1,345
- − Repairs & maintenance
- −$2,828
- − Management
- −$2,828
- − Depreciation
- −$7,825
- Taxable loss
- −$677
- Est. tax savings @ 24.0%
- +$162
- After-tax cash flow
- $3,684/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Canandaigua City School District
- NCES district ID
- 3606330
- Math proficiency
- 50% ▼ -10.00%
- Reading proficiency
- 59% ▲ 4.00%
- Median HH income
- $56,375
- Composite
- 47.09/100
- National rank
- #2335
- State rank
- #305 of 590 in NY
Livability — Canandaigua
- Score
- 75/100
- State rank
- #243
- US rank
- #3822
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Ontario County · 58,989 people
- City population
- 28,786
- Metro
- Rochester, NY
- Population (ZIP)
- 13,839
- Household income
- $94,609
- Rent vs Own
- Severe rent burden
- 257.0
Population outlook (Ontario County) Hauer SSP2
- Today (2025)
- 111,230 people
- By 2030
- 111,401 · +0.2%
- By 2040
- 109,535 · -1.5%
- By 2050
- 104,895 · -5.7%
- By 2075
- 92,999 · -16.4%
- By 2100
- 73,723 · -33.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Two or more races 7% Hispanic / Latino 5% Black 2% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 3% Dominican 1%
- Common ancestry
- Romanian 6% Lithuanian 5% Iranian 4%
- Foreign-born
- 3% · Canada, South Korea
- Languages at home
- 94% English-only · Spanish 3% Other Indo-European 1%
Political lean MEDSL · Ontario
- 2024 margin
- Toss-up / Even · D 49.4% · R 50.6%
- 2008→2024 swing
- -1.0pp toward R · 2008: -0.1pp · 2024: -1.2pp
- All cycles
- 2024: R+1.2 2020: R+0.0 2016: R+8.6 2012: R+1.6 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -47.59%
- Current HPI
- 267.0192
- Rent YoY
- —
- Metro
- Rochester, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
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| Media / Entertainment | 2 | $69B |
|
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Price history
+217.3% since first listed7 events — show timeline
- 2026-04-21 Pending — UNYREIS
- 2026-04-21 Contingent — UNYREIS
- 2026-04-14 Relisted — UNYREIS
- 2026-04-09 Contingent — UNYREIS
- 2026-04-01 Listed $269,000 UNYREIS
- 1999-10-04 Sold (Public Records) $76,000 Public Records
- 1999-04-21 Sold (Public Records) $84,782 Public Records
Property tax history
+4.6%/yrLatest (2025): $6,127 · +22.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…