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106 Woods Dr
D Composite 40.68
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.8/15.0
  • Appreciation +8.7/10.0
  • Schools +7.7/10.0
  • Livability +3.9/5.0
  • Cash flow +3.6/30.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$1,708,000

106 Woods Dr · East Hills, NY 11576
5 bd · 4.0 ba · 2,948 sqft · SingleFamily public records · 103 Days on market
Built 1980 0.35 ac lot $579/sqft · 8% below area Est $1888k · 10% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Stunning Hi-Ranch in East Hills, Roslyn! Set on .35 acres, this beautifully maintained home offers 5 spacious bedrooms and 4.5 baths. The main level welcomes you with an inviting entry foyer featuring a coat closet and powder room. Just ahead, a sun-filled family room boasts soaring ceilings, a skylight, fireplace, and sliding doors that open directly to the backyard, along with stairs leading to the lower level. To the left of the foyer, you’ll find a generous living room with a fireplace and a separate formal dining room. These spaces are thoughtfully designed on split levels, creating an open yet distinct flow—perfect for both everyday living and entertaining. The large eat-in kitchen, accessible from both the dining room and foyer, is equipped with high-end appliances and granite countertops. It also features a bright breakfast area with a skylight and sliding doors that lead to the fenced backyard. To the right of the foyer are four well-proportioned bedrooms, including a primary suite with double-door entry, a private en-suite bath, and a walk-in closet. The three additional bedrooms are serviced by a full hall bath. The lower level is partially finished and offers additional living space, including an entertainment room, guest room, laundry room, and a full bath, along with access to the attached two-car garage. Located in the highly sought-after Roslyn School District and zoned for Harbor Hill Elementary, this home also includes membership to East Hills Park, offering pools, tennis courts, a fitness center, walking trails, and more. Conveniently situated near the LIRR, Long Island Expressway, shopping, dining, and parks. A wonderful opportunity to enjoy all that East Hills has to offer!

Key facts

  • High-end appliances
  • Walk-in closet
  • Granite countertops

Tags

FENCED BACKYARDHIGH-END APPLIANCESGRANITE COUNTERTOPSPRIVATE EN-SUITE BATHWALK-IN CLOSETTWO FIREPLACES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/4.0-bath single-family listed at $1.71M.

Deal economics

  • At list price, monthly cash flow is $-5k ($-62k/yr) — negative.
  • To cash-flow at today's rent, offer at most $797k (53.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $710k (58.4% below list).
  • Recommended offer: $710k (58.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 77/100 on livability (#207 in NY, #3,190 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+, employment A+; Watch: amenities D+, cost of living F.
  • Roslyn Union Free School District (suburban): math 83% / reading 82% proficiency, ranked #28 of 590 in NY (top 5%) — strong family-tenant draw, lease renewals of 3-5y typical; only 8% free/reduced lunch — higher-income household profile.
  • Market conditions: 81 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 824 units permitted in Nassau County in 2024 (153 in 5+ unit buildings).

Forward outlook

  • In year one you build about $140k of equity ($12k loan paydown + $128k appreciation (7.5% local appreciation)).
  • Nassau County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$223k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($1.55M) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $128k; list at $1.71M implies a 1240% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo.
  • Climate carrying-cost: severe flood risk; major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $710,000 (58.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 58% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.42%
Cap rate
2.71%
Cash-on-cash
-12.81%
DSCR
0.43
GRM
20.0

CMA / ARV

ARV (median comp)
$1,887,715
List price
$1,708,000
Delta
-9.52%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
26 Woods Dr 0.17mi 5/3.5 3,275 (+11%) 4mo $1,750,000 $534 68
6 Flamingo Rd 0.24mi 4/3.5 (-1) 2,718 (-8%) 2mo $2,350,000 $865 67
53 Tara Dr 0.26mi 5/4.5 3,256 (+10%) 3mo $1,740,000 $534 66
10 Flamingo Rd 0.26mi 5/2.5 2,622 (-11%) 8mo $1,850,000 $706 57
10 Vanad Dr 0.58mi 5/4.0 3,200 (+8%) 4mo $1,900,000 $594 56
19 Flamingo Rd 0.32mi 4/3.0 (-1) 2,652 (-10%) 5mo $1,650,000 $622 55
65 Finch Dr 0.61mi 4/3.5 (-1) 3,032 (+3%) 11mo $1,650,000 $544 51
9 Wren Dr 0.59mi 5/3.5 3,185 (+8%) 10mo $1,798,000 $565 49
2 Pinewood Rd 0.50mi 4/3.0 (-1) 2,672 (-9%) 8mo $1,450,000 $543 46
13 Locust St 0.30mi 4/2.5 (-1) 2,514 (-15%) 7mo $1,360,000 $541 45
47 Pinewood Rd 0.65mi 4/3.0 (-1) 2,661 (-10%) 4mo $1,788,000 $672 41
37 Wren Dr 0.69mi 4/3.5 (-1) 3,274 (+11%) 10mo $2,055,000 $628 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

7.48% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.0%
Equity multiple
1.67×
Total profit
$318,512
Equity at exit
$1,238,113
10-year hold
IRR
10.4%
Equity multiple
3.44×
Total profit
$1,167,035
Equity at exit
$2,402,966

Cash invested: $478,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 11576

Home prices YoY
2.5%
Active inventory
81
Price-to-rent
20.0×

Monthly cashflow live

Estimated rent
$7,100 medium interval (Pro) →
Mortgage (P&I)
$8,957
Tax from tax record
$1,045 /mo · $12,535/yr
Insurance
$712
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$1,491
Net cashflow
$-5,160

Break-even live

Break-even rent $13,631
Max offer price $796,508
Occupancy floor

Sensitivity live

Price -10% $-4,193 -5% $-4,676 +0% $-5,160 +5% $-5,643 +10% $-6,127
Rent -10% $-5,721 -5% $-5,440 +0% $-5,160 +5% $-4,879 +10% $-4,599
Rate -1.0pp $-4,300 -0.5pp $-4,725 base $-5,160 +0.5pp $-5,602 +1.0pp $-6,053

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$427,000
Closing costs
$51,240
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14 Harbor Ln Glen Head, NY 4.0 2.0 2115 $7,100 $3.36 0d 1 1.24mi

Listing history 27 events

  1. 2026-06-21
    days on market $1,708,000 Active 103 DOM
  2. 2026-06-18
    days on market $1,708,000 Active 100 DOM
  3. 2026-06-17
    days on market $1,708,000 Active 99 DOM
  4. 2026-06-16
    days on market $1,708,000 Active 98 DOM
  5. 2026-06-15
    days on market $1,708,000 Active 97 DOM
  6. 2026-06-13
    days on market $1,708,000 Active 95 DOM
  7. 2026-06-13
    days on market $1,708,000 Active 94 DOM
  8. 2026-06-09
    days on market $1,708,000 Active 91 DOM
  9. 2026-06-08
    days on market $1,708,000 Active 90 DOM
  10. 2026-06-07
    days on market $1,708,000 Active 89 DOM
  11. 2026-06-04
    days on market $1,708,000 Active 86 DOM
  12. 2026-06-03
    days on market $1,708,000 Active 85 DOM
  13. 2026-06-02
    days on market $1,708,000 Active 84 DOM
  14. 2026-06-01
    days on market $1,708,000 Active 83 DOM
  15. 2026-05-31
    days on market $1,708,000 Active 82 DOM
  16. 2026-04-27
    price $1,708,000 1742-char remark
    Show marketing remark (1742 chars)

    Stunning Hi-Ranch in East Hills, Roslyn! Set on .35 acres, this beautifully maintained home offers 5 spacious bedrooms and 4.5 baths. The main level welcomes you with an inviting entry foyer featuring a coat closet and powder room. Just ahead, a sun-filled family room boasts soaring ceilings, a skylight, fireplace, and sliding doors that open directly to the backyard, along with stairs leading to the lower level. To the left of the foyer, you’ll find a generous living room with a fireplace and a separate formal dining room. These spaces are thoughtfully designed on split levels, creating an open yet distinct flow—perfect for both everyday living and entertaining. The large eat-in kitchen, accessible from both the dining room and foyer, is equipped with high-end appliances and granite countertops. It also features a bright breakfast area with a skylight and sliding doors that lead to the fenced backyard. To the right of the foyer are four well-proportioned bedrooms, including a primary suite with double-door entry, a private en-suite bath, and a walk-in closet. The three additional bedrooms are serviced by a full hall bath. The lower level is partially finished and offers additional living space, including an entertainment room, guest room, laundry room, and a full bath, along with access to the attached two-car garage. Located in the highly sought-after Roslyn School District and zoned for Harbor Hill Elementary, this home also includes membership to East Hills Park, offering pools, tennis courts, a fitness center, walking trails, and more. Conveniently situated near the LIRR, Long Island Expressway, shopping, dining, and parks. A wonderful opportunity to enjoy all that East Hills has to offer!

  17. 2026-03-10
    listed $1,780,000 Active 1742-char remark
    Show marketing remark (1742 chars)

    Stunning Hi-Ranch in East Hills, Roslyn! Set on .35 acres, this beautifully maintained home offers 5 spacious bedrooms and 4.5 baths. The main level welcomes you with an inviting entry foyer featuring a coat closet and powder room. Just ahead, a sun-filled family room boasts soaring ceilings, a skylight, fireplace, and sliding doors that open directly to the backyard, along with stairs leading to the lower level. To the left of the foyer, you’ll find a generous living room with a fireplace and a separate formal dining room. These spaces are thoughtfully designed on split levels, creating an open yet distinct flow—perfect for both everyday living and entertaining. The large eat-in kitchen, accessible from both the dining room and foyer, is equipped with high-end appliances and granite countertops. It also features a bright breakfast area with a skylight and sliding doors that lead to the fenced backyard. To the right of the foyer are four well-proportioned bedrooms, including a primary suite with double-door entry, a private en-suite bath, and a walk-in closet. The three additional bedrooms are serviced by a full hall bath. The lower level is partially finished and offers additional living space, including an entertainment room, guest room, laundry room, and a full bath, along with access to the attached two-car garage. Located in the highly sought-after Roslyn School District and zoned for Harbor Hill Elementary, this home also includes membership to East Hills Park, offering pools, tennis courts, a fitness center, walking trails, and more. Conveniently situated near the LIRR, Long Island Expressway, shopping, dining, and parks. A wonderful opportunity to enjoy all that East Hills has to offer!

  18. 2026-03-01
    historical
  19. 2025-07-10
    listed $1,700,000 Active
  20. 2025-03-04
    historical
  21. 2025-01-11
    listed $1,995,000 Active
  22. 2025-01-10
    historical
  23. 2013-10-13
    historical
  24. 2012-10-22
    listed $1,049,000
  25. 2012-09-11
    historical
  26. 2012-06-13
    listed $995,000
  27. 1980-02-01
    soldstatus $127,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$12,535 · $1,045/mo
Projected year-2 tax
$20,700 · $1,725/mo
Expected delta
+$8,165/yr (+$680/mo · 65.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$85,200
− Mortgage interest
−$95,675
− Property taxes
−$12,535
− Insurance
−$9,206
− Repairs & maintenance
−$6,816
− Management
−$6,816
− Depreciation
−$49,687
Taxable loss
−$95,536
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$22,929
After-tax cash flow
$-38,988/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Roslyn Union Free School District
NCES district ID
3625050
Math proficiency
83% ▼ -2.00%
Reading proficiency
82% ▲ 3.00%
Median HH income
$128,640
Composite
77.26/100
National rank
#101
State rank
#28 of 590 in NY

Livability — East Hills

Score
77/100
State rank
#207
US rank
#3190

Category grades

Amenities D+ Commute A+ Cost of living F Crime A+ Employment A+ Housing A+ Health & safety C+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
East Hills, NY
City population
12,771
Population (ZIP)
12,796

Population outlook (Nassau County) Hauer SSP2

Today (2025)
1,409,302 people
By 2030
1,431,482 · +1.6%
By 2040
1,471,607 · +4.4%
By 2050
1,502,845 · +6.6%
By 2075
1,575,403 · +11.8%
By 2100
1,554,356 · +10.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Asian 19% Hispanic / Latino 6% Two or more races 2% Black 1%
Hispanic origin (detail)
Puerto Rican 3%
Common ancestry
Romanian 11% Scotch-Irish 7% Italian 3%
Foreign-born
24% · Canada, China, South Korea
Languages at home
71% English-only · Other Indo-European 11% Korean 4% Chinese 4%

Political lean MEDSL · Nassau

2024 margin
Toss-up / Even · D 47.9% · R 52.1%
2008→2024 swing
-12.6pp toward R · 2008: 8.4pp · 2024: -4.2pp
All cycles
2024: R+4.2 2020: D+9.5 2016: D+5.3 2012: D+6.7 2008: D+8.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 7.48%
Current HPI
305.952
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+1239.6% since first listed
12 events — show timeline
  • 2026-04-27 Price Changed $1,708,000 OneKey® MLS as Distributed by MLS Grid
  • 2026-03-10 Listed $1,780,000 OneKey® MLS as Distributed by MLS Grid
  • 2026-03-01 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2025-07-10 Listed $1,700,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-03-04 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2025-01-11 Listed $1,995,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-01-10 Coming Soon OneKey® MLS as Distributed by MLS Grid
  • 2013-10-13 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2012-10-22 Listed $1,049,000 OneKey® MLS as Distributed by MLS Grid
  • 2012-09-11 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2012-06-13 Listed $995,000 OneKey® MLS as Distributed by MLS Grid
  • 1980-02-01 Sold (Public Records) $127,500 Public Records

Property tax history

-3.2%/yr

Latest (2024): $12,535 · -57.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…