106 Woods Dr · East Hills, NY
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 61.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.8/15.0
- Appreciation +8.7/10.0
- Schools +7.7/10.0
- Livability +3.9/5.0
- Cash flow +3.6/30.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
$1,708,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Stunning Hi-Ranch in East Hills, Roslyn! Set on .35 acres, this beautifully maintained home offers 5 spacious bedrooms and 4.5 baths. The main level welcomes you with an inviting entry foyer featuring a coat closet and powder room. Just ahead, a sun-filled family room boasts soaring ceilings, a skylight, fireplace, and sliding doors that open directly to the backyard, along with stairs leading to the lower level. To the left of the foyer, you’ll find a generous living room with a fireplace and a separate formal dining room. These spaces are thoughtfully designed on split levels, creating an open yet distinct flow—perfect for both everyday living and entertaining. The large eat-in kitchen, accessible from both the dining room and foyer, is equipped with high-end appliances and granite countertops. It also features a bright breakfast area with a skylight and sliding doors that lead to the fenced backyard. To the right of the foyer are four well-proportioned bedrooms, including a primary suite with double-door entry, a private en-suite bath, and a walk-in closet. The three additional bedrooms are serviced by a full hall bath. The lower level is partially finished and offers additional living space, including an entertainment room, guest room, laundry room, and a full bath, along with access to the attached two-car garage. Located in the highly sought-after Roslyn School District and zoned for Harbor Hill Elementary, this home also includes membership to East Hills Park, offering pools, tennis courts, a fitness center, walking trails, and more. Conveniently situated near the LIRR, Long Island Expressway, shopping, dining, and parks. A wonderful opportunity to enjoy all that East Hills has to offer!
Key facts
- High-end appliances
- Walk-in closet
- Granite countertops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/4.0-bath single-family listed at $1.71M.
Deal economics
- At list price, monthly cash flow is $-5k ($-62k/yr) — negative.
- To cash-flow at today's rent, offer at most $797k (53.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $710k (58.4% below list).
- Recommended offer: $710k (58.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 77/100 on livability (#207 in NY, #3,190 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+, employment A+; Watch: amenities D+, cost of living F.
- Roslyn Union Free School District (suburban): math 83% / reading 82% proficiency, ranked #28 of 590 in NY (top 5%) — strong family-tenant draw, lease renewals of 3-5y typical; only 8% free/reduced lunch — higher-income household profile.
- Market conditions: 81 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 824 units permitted in Nassau County in 2024 (153 in 5+ unit buildings).
Forward outlook
- In year one you build about $140k of equity ($12k loan paydown + $128k appreciation (7.5% local appreciation)).
- Nassau County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$223k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 103 days — a 9% lower offer ($1.55M) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $128k; list at $1.71M implies a 1240% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo.
- Climate carrying-cost: severe flood risk; major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 103 days. Have you received any prior offers? Is the seller open to a 58% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.42% ✗
- Cap rate
- 2.71%
- Cash-on-cash
- -12.81%
- DSCR
- 0.43
- GRM
- 20.0
CMA / ARV
- ARV (median comp)
- $1,887,715
- List price
- $1,708,000
- Delta
- -9.52%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 26 Woods Dr | 0.17mi | 5/3.5 | 3,275 (+11%) | 4mo | $1,750,000 | $534 | 68 |
| 6 Flamingo Rd | 0.24mi | 4/3.5 (-1) | 2,718 (-8%) | 2mo | $2,350,000 | $865 | 67 |
| 53 Tara Dr | 0.26mi | 5/4.5 | 3,256 (+10%) | 3mo | $1,740,000 | $534 | 66 |
| 10 Flamingo Rd | 0.26mi | 5/2.5 | 2,622 (-11%) | 8mo | $1,850,000 | $706 | 57 |
| 10 Vanad Dr | 0.58mi | 5/4.0 | 3,200 (+8%) | 4mo | $1,900,000 | $594 | 56 |
| 19 Flamingo Rd | 0.32mi | 4/3.0 (-1) | 2,652 (-10%) | 5mo | $1,650,000 | $622 | 55 |
| 65 Finch Dr | 0.61mi | 4/3.5 (-1) | 3,032 (+3%) | 11mo | $1,650,000 | $544 | 51 |
| 9 Wren Dr | 0.59mi | 5/3.5 | 3,185 (+8%) | 10mo | $1,798,000 | $565 | 49 |
| 2 Pinewood Rd | 0.50mi | 4/3.0 (-1) | 2,672 (-9%) | 8mo | $1,450,000 | $543 | 46 |
| 13 Locust St | 0.30mi | 4/2.5 (-1) | 2,514 (-15%) | 7mo | $1,360,000 | $541 | 45 |
| 47 Pinewood Rd | 0.65mi | 4/3.0 (-1) | 2,661 (-10%) | 4mo | $1,788,000 | $672 | 41 |
| 37 Wren Dr | 0.69mi | 4/3.5 (-1) | 3,274 (+11%) | 10mo | $2,055,000 | $628 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
7.48% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.0%
- Equity multiple
- 1.67×
- Total profit
- $318,512
- Equity at exit
- $1,238,113
- IRR
- 10.4%
- Equity multiple
- 3.44×
- Total profit
- $1,167,035
- Equity at exit
- $2,402,966
Cash invested: $478,240 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 11576
- Home prices YoY
- 2.5%
- Active inventory
- 81
- Price-to-rent
- 20.0×
Monthly cashflow live
- Estimated rent
- $7,100 medium interval (Pro) →
- Mortgage (P&I)
- −$8,957
- Tax from tax record
- −$1,045 /mo · $12,535/yr
- Insurance
- −$712
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,491
- Net cashflow
- $-5,160
Break-even live
Sensitivity live
| Price | -10% $-4,193 | -5% $-4,676 | +0% $-5,160 | +5% $-5,643 | +10% $-6,127 |
|---|---|---|---|---|---|
| Rent | -10% $-5,721 | -5% $-5,440 | +0% $-5,160 | +5% $-4,879 | +10% $-4,599 |
| Rate | -1.0pp $-4,300 | -0.5pp $-4,725 | base $-5,160 | +0.5pp $-5,602 | +1.0pp $-6,053 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $427,000
- Closing costs
- $51,240
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14 Harbor Ln Glen Head, NY | 4.0 | 2.0 | 2115 | $7,100 | $3.36 | 0d | 1 | 1.24mi |
Listing history 27 events
-
2026-06-21days on market $1,708,000 Active 103 DOM
-
2026-06-18days on market $1,708,000 Active 100 DOM
-
2026-06-17days on market $1,708,000 Active 99 DOM
-
2026-06-16days on market $1,708,000 Active 98 DOM
-
2026-06-15days on market $1,708,000 Active 97 DOM
-
2026-06-13days on market $1,708,000 Active 95 DOM
-
2026-06-13days on market $1,708,000 Active 94 DOM
-
2026-06-09days on market $1,708,000 Active 91 DOM
-
2026-06-08days on market $1,708,000 Active 90 DOM
-
2026-06-07days on market $1,708,000 Active 89 DOM
-
2026-06-04days on market $1,708,000 Active 86 DOM
-
2026-06-03days on market $1,708,000 Active 85 DOM
-
2026-06-02days on market $1,708,000 Active 84 DOM
-
2026-06-01days on market $1,708,000 Active 83 DOM
-
2026-05-31days on market $1,708,000 Active 82 DOM
-
2026-04-27price $1,708,000 1742-char remark
Show marketing remark (1742 chars)
Stunning Hi-Ranch in East Hills, Roslyn! Set on .35 acres, this beautifully maintained home offers 5 spacious bedrooms and 4.5 baths. The main level welcomes you with an inviting entry foyer featuring a coat closet and powder room. Just ahead, a sun-filled family room boasts soaring ceilings, a skylight, fireplace, and sliding doors that open directly to the backyard, along with stairs leading to the lower level. To the left of the foyer, you’ll find a generous living room with a fireplace and a separate formal dining room. These spaces are thoughtfully designed on split levels, creating an open yet distinct flow—perfect for both everyday living and entertaining. The large eat-in kitchen, accessible from both the dining room and foyer, is equipped with high-end appliances and granite countertops. It also features a bright breakfast area with a skylight and sliding doors that lead to the fenced backyard. To the right of the foyer are four well-proportioned bedrooms, including a primary suite with double-door entry, a private en-suite bath, and a walk-in closet. The three additional bedrooms are serviced by a full hall bath. The lower level is partially finished and offers additional living space, including an entertainment room, guest room, laundry room, and a full bath, along with access to the attached two-car garage. Located in the highly sought-after Roslyn School District and zoned for Harbor Hill Elementary, this home also includes membership to East Hills Park, offering pools, tennis courts, a fitness center, walking trails, and more. Conveniently situated near the LIRR, Long Island Expressway, shopping, dining, and parks. A wonderful opportunity to enjoy all that East Hills has to offer!
-
2026-03-10$1,780,000 Active 1742-char remark
Show marketing remark (1742 chars)
Stunning Hi-Ranch in East Hills, Roslyn! Set on .35 acres, this beautifully maintained home offers 5 spacious bedrooms and 4.5 baths. The main level welcomes you with an inviting entry foyer featuring a coat closet and powder room. Just ahead, a sun-filled family room boasts soaring ceilings, a skylight, fireplace, and sliding doors that open directly to the backyard, along with stairs leading to the lower level. To the left of the foyer, you’ll find a generous living room with a fireplace and a separate formal dining room. These spaces are thoughtfully designed on split levels, creating an open yet distinct flow—perfect for both everyday living and entertaining. The large eat-in kitchen, accessible from both the dining room and foyer, is equipped with high-end appliances and granite countertops. It also features a bright breakfast area with a skylight and sliding doors that lead to the fenced backyard. To the right of the foyer are four well-proportioned bedrooms, including a primary suite with double-door entry, a private en-suite bath, and a walk-in closet. The three additional bedrooms are serviced by a full hall bath. The lower level is partially finished and offers additional living space, including an entertainment room, guest room, laundry room, and a full bath, along with access to the attached two-car garage. Located in the highly sought-after Roslyn School District and zoned for Harbor Hill Elementary, this home also includes membership to East Hills Park, offering pools, tennis courts, a fitness center, walking trails, and more. Conveniently situated near the LIRR, Long Island Expressway, shopping, dining, and parks. A wonderful opportunity to enjoy all that East Hills has to offer!
-
2026-03-01historical
-
2025-07-10$1,700,000 Active
-
2025-03-04historical
-
2025-01-11$1,995,000 Active
-
2025-01-10historical
-
2013-10-13historical
-
2012-10-22$1,049,000
-
2012-09-11historical
-
2012-06-13$995,000
-
1980-02-01soldstatus $127,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $12,535 · $1,045/mo
- Projected year-2 tax
- $20,700 · $1,725/mo
- Expected delta
- +$8,165/yr (+$680/mo · 65.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 61% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $85,200
- − Mortgage interest
- −$95,675
- − Property taxes
- −$12,535
- − Insurance
- −$9,206
- − Repairs & maintenance
- −$6,816
- − Management
- −$6,816
- − Depreciation
- −$49,687
- Taxable loss
- −$95,536
- Est. tax savings @ 24.0%
- +$22,929
- After-tax cash flow
- $-38,988/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Roslyn Union Free School District
- NCES district ID
- 3625050
- Math proficiency
- 83% ▼ -2.00%
- Reading proficiency
- 82% ▲ 3.00%
- Median HH income
- $128,640
- Composite
- 77.26/100
- National rank
- #101
- State rank
- #28 of 590 in NY
Livability — East Hills
- Score
- 77/100
- State rank
- #207
- US rank
- #3190
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- East Hills, NY
- City population
- 12,771
- Population (ZIP)
- 12,796
Population outlook (Nassau County) Hauer SSP2
- Today (2025)
- 1,409,302 people
- By 2030
- 1,431,482 · +1.6%
- By 2040
- 1,471,607 · +4.4%
- By 2050
- 1,502,845 · +6.6%
- By 2075
- 1,575,403 · +11.8%
- By 2100
- 1,554,356 · +10.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Asian 19% Hispanic / Latino 6% Two or more races 2% Black 1%
- Hispanic origin (detail)
- Puerto Rican 3%
- Common ancestry
- Romanian 11% Scotch-Irish 7% Italian 3%
- Foreign-born
- 24% · Canada, China, South Korea
- Languages at home
- 71% English-only · Other Indo-European 11% Korean 4% Chinese 4%
Political lean MEDSL · Nassau
- 2024 margin
- Toss-up / Even · D 47.9% · R 52.1%
- 2008→2024 swing
- -12.6pp toward R · 2008: 8.4pp · 2024: -4.2pp
- All cycles
- 2024: R+4.2 2020: D+9.5 2016: D+5.3 2012: D+6.7 2008: D+8.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 7.48%
- Current HPI
- 305.952
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+1239.6% since first listed12 events — show timeline
- 2026-04-27 Price Changed $1,708,000 OneKey® MLS as Distributed by MLS Grid
- 2026-03-10 Listed $1,780,000 OneKey® MLS as Distributed by MLS Grid
- 2026-03-01 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2025-07-10 Listed $1,700,000 OneKey® MLS as Distributed by MLS Grid
- 2025-03-04 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2025-01-11 Listed $1,995,000 OneKey® MLS as Distributed by MLS Grid
- 2025-01-10 Coming Soon — OneKey® MLS as Distributed by MLS Grid
- 2013-10-13 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2012-10-22 Listed $1,049,000 OneKey® MLS as Distributed by MLS Grid
- 2012-09-11 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2012-06-13 Listed $995,000 OneKey® MLS as Distributed by MLS Grid
- 1980-02-01 Sold (Public Records) $127,500 Public Records
Property tax history
-3.2%/yrLatest (2024): $12,535 · -57.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…