3915 Hometown Blvd · Heartland, TX 75126

$235,000

3 bd · 2.5 ba · 1,858 sqft · Townhouse · 57 Days on market

Built 2020 Good condition 2,178 sqft lot $126/sqft · 9% below area Est $259k · 9% under $293/mo HOA · 13% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.7/15.0
• Cash flow +9.2/30.0
• 1% rule +4.6/10.0
• Condition / age +4.0/5.0
• Schools +3.6/10.0
• Rent growth +2.9/5.0
• DSCR +2.6/10.0
• Livability +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Beautiful Townhome in Heartland located directly across from the Amenity Center with access to the Community Pool, Clubhouse, & Fitness Center. The downstairs layout offers an open living & dining space plus a spacious kitchen featuring granite countertops, stainless steel appliances, gas cooking, & abundant cabinet storage. A half bath downstairs adds convenience for guests. Upstairs offers a second living area, utility room with built-in cabinets & room for a full-size washer & dryer, and 3 bedrooms. The primary suite includes dual sinks, a walk-in shower, & dual walk-in closets, while both secondary bedrooms feature walk-in closets. Enjoy a lifestyle surrounded by neighborhood parks, playgrounds, walk & jogging trails, stocked fishing lake, and on-site Elementary & Middle School for Crandall ISD, all within this popular Master-Planned Community. Heartland is also conveniently located near Forney shopping & dining and approximately 25 miles east of Downtown Dallas.

Key facts

• Utility room
• Gas cooking
• Second living area

Tags

• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• GAS COOKING
• ABUNDANT CABINET STORAGE
• SECOND LIVING AREA
• UTILITY ROOM

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $235k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-174 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $204k (13.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (4.0% below list).
• Recommended offer: $204k (13.1% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Crandall ISD (rural): math 36% / reading 42% proficiency, ranked #351 of 826 in TX (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.4%/yr); 2200 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($228k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $204,231 (13.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 5.40%
• Cash-on-cash: -3.18%
• DSCR: 0.86
• GRM: 8.7

CMA / ARV

• ARV (median comp): $258,912
• List price: $235,000
• Delta: -9.24%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3915 Hometown Blvd	0.00mi	3/2.5	1,858 (0%)	0mo	$235,000	$126	100
3941 Hometown Blvd	0.06mi	3/2.5	1,736 (-7%)	2mo	$190,000	$109	84
3727 Star Mesa St #16	0.73mi	3/2.5	1,794 (-3%)	2mo	$259,990	$145	58
3723 Star Mesa St #16	0.74mi	3/2.5	1,754 (-6%)	1mo	$260,990	$149	55
3719 Star Mesa St #16	0.75mi	3/2.5	1,757 (-5%)	2mo	$259,990	$148	54
3732 Star Mesa St	0.71mi	3/2.5	1,747 (-6%)	13mo	$269,990	$155	46
3726 Star Mesa St	0.73mi	3/2.5	1,745 (-6%)	14mo	$269,990	$155	44
3714 Star Mesa St	0.75mi	3/2.5	1,758 (-5%)	15mo	$260,990	$148	44
3724 Star Mesa St #17	0.73mi	3/2.5	1,754 (-6%)	18mo	$265,990	$152	42
3730 Star Mesa St #17	0.72mi	3/2.5	1,700 (-8%)	15mo	$271,974	$160	40
3718 Star Mesa St	0.74mi	3/2.5	1,697 (-9%)	16mo	$266,990	$157	37
3734 Star Mesa St	0.71mi	3/2.5	1,667 (-10%)	18mo	$284,990	$171	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.42% rent growth · sell at horizon

5-year hold

• IRR: -23.7%
• Equity multiple: 0.20×
• Total profit: $-52,467
• Equity at exit: $35,039

10-year hold

• IRR: -24.5%
• Equity multiple: -0.11×
• Total profit: $-73,043
• Equity at exit: $20,319

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75126

• Rents YoY: 1.4%
• Active inventory: 2200
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,257 high
• Mortgage (P&I): −$1,232
• Tax from tax record: −$334 /mo · $4,005/yr
• Insurance: −$98
• HOA: −$293
• Vacancy / Maint / Mgmt: −$474
• Net cashflow: $-174

Break-even live

Break-even rent $2,477

Max offer price $204,231

Occupancy floor —

Sensitivity live

Price	-10% $-41	-5% $-108	+0% $-174	+5% $-241	+10% $-307
Rent	-10% $-352	-5% $-263	+0% $-174	+5% $-85	+10% $4
Rate	-1.0pp $-56	-0.5pp $-114	base $-174	+0.5pp $-235	+1.0pp $-297

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,750
• Closing costs: $7,050
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3941 Hometown Blvd Unit 3941 Crandall, TX	3.0	2.5	1736	$2,400	$1.38	44d	1	0.08mi
1968 Marble Ln Forney, TX	3.0	2.5	2051	$2,350	$1.15	16d	1	0.33mi
4121 Gaillardia Way Forney, TX	4.0	2.0	2135	$2,250	$1.05	19d	1	0.34mi
2919 Cascade Ln Forney, TX	3.0	2.0	1481	$2,200	$1.49	44d	1	0.49mi
3004 Dakota Trl Crandall, TX	4.0	2.0	1938	$2,300	$1.19	4d	1	0.56mi
4032 Eagle Dr Forney, TX	3.0	2.0	1456	$1,775	$1.22	5d	1	0.59mi
4009 Freedom St Heartland, TX	3.0	2.0	1419	$1,800	$1.27	45d	1	0.65mi
3028 Willow Wood Ct Crandall, TX	3.0	2.5	1764	$2,600	$1.47	44d	1	0.71mi
3916 Ford Dr Heartland, TX	4.0	3.0	2484	$2,600	$1.05	21d	1	0.74mi
4001 Fairmont Ln Forney, TX	4.0	2.0	1545	$2,000	$1.29	44d	1	0.76mi
2826 Hudson Dr Crandall, TX	3.0	2.0	1639	$2,400	$1.46	7d	1	0.77mi
4009 Bighorn Dr Forney, TX	4.0	2.5	2515	$2,499	$0.99	44d	1	0.78mi
4101 Valley Mills Dr Crandall, TX	4.0	2.5	2278	$2,550	$1.12	0d	1	0.78mi
4002 Bighorn Dr Forney, TX	3.0	2.0	1365	$2,120	$1.55	3d	1	0.81mi
2015 Angel Way Heartland, TX	3.0	2.0	1408	$1,671	$1.19	23d	1	0.81mi
2048 Lake Trail Dr Heartland, TX	3.0	2.0	1900	$2,300	$1.21	0d	1	0.87mi
2048 Lake Trail Dr Heartland, TX	3.0	2.0	1908	$2,250	$1.18	3d	1	0.87mi
3147 Blossom Trl Crandall, TX	4.0	3.0	2177	$2,700	$1.24	44d	1	0.88mi
2048 Stagecoach Trl Unit NA Forney, TX	3.0	2.5	2284	$2,295	$1.00	44d	1	0.93mi
2048 Stagecoach Trl Heartland, TX	3.0	2.5	2284	$2,300	$1.01	0d	1	0.93mi
2040 Shawnee Trl Heartland, TX	4.0	2.0	1836	$2,000	$1.09	16d	1	0.95mi
2237 Mustang Ghost Trl Crandall, TX	3.0	2.0	1952	$2,040	$1.05	44d	1	0.98mi
2745 Bronte Blvd Crandall, TX	4.0	2.0	1667	$1,845	$1.11	25d	1	1.00mi
2038 Allyson Dr Heartland, TX	3.0	2.0	1496	$1,900	$1.27	44d	1	1.00mi
2746 Bronte Blvd Crandall, TX	4.0	2.0	1707	$1,825	$1.07	25d	1	1.00mi
2409 Fleming Dr Crandall, TX	4.0	2.0	1667	$1,845	$1.11	25d	1	1.02mi
2739 Bronte Blvd Crandall, TX	4.0	2.0	1707	$1,825	$1.07	25d	1	1.03mi
2521 Flight Trl Crandall, TX	4.0	2.0	1707	$1,825	$1.07	25d	1	1.03mi
2513 Flight Trl Crandall, TX	4.0	2.0	1707	$1,825	$1.07	25d	1	1.06mi
2510 Flight Trl Crandall, TX	4.0	2.0	1667	$1,845	$1.11	25d	1	1.08mi
2624 Bartlett St Crandall, TX	4.0	2.0	1707	$1,825	$1.07	25d	1	1.09mi
2035 Karsen Ln Heartland, TX	4.0	2.0	1587	$2,125	$1.34	0d	1	1.23mi
1799 Courage Crk Crandall, TX	3.0	2.0	1260	$1,800	$1.43	44d	1	1.25mi
1793 Courage Crk Crandall, TX	4.0	2.0	1667	$1,769	$1.06	0d	1	1.26mi
1789 Courage Crk Crandall, TX	4.0	2.0	1667	$1,739	$1.04	3d	1	1.26mi
3012 Glazner Dr Forney, TX	3.0	2.5	1984	$2,195	$1.11	4d	1	1.28mi
3001 Glazner Dr Forney, TX	3.0	2.0	1510	$2,350	$1.56	44d	1	1.31mi
3328 Perman Dr Forney, TX	4.0	2.5	2301	$2,400	$1.04	44d	1	1.44mi
3324 Perman Dr Forney, TX	3.0	2.5	1724	$2,125	$1.23	13d	1	1.44mi
1507 Trick Riding Way Crandall, TX	4.0	2.0	1850	$1,900	$1.03	25d	1	1.46mi

HOA detail

• Monthly dues: $293 · $3,516/yr
• Likely covers: gaslandscapingpoolgym

Listing history 12 events

1. 2026-06-13
   statusdays on market $235,000 Pending 57 DOM
2. 2026-06-09
   days on market $235,000 Active Contingent 54 DOM
3. 2026-06-08
   days on market $235,000 Active Contingent 53 DOM
4. 2026-06-07
   days on market $235,000 Active Contingent 52 DOM
5. 2026-06-04
   days on market $235,000 Active Contingent 49 DOM
6. 2026-06-03
   days on market $235,000 Active Contingent 48 DOM
7. 2026-06-02
   days on market $235,000 Active Contingent 47 DOM
8. 2026-06-02
   status $235,000 Active Contingent 46 DOM
9. 2026-06-01
   days on market $235,000 Active Option Contract 46 DOM
10. 2026-05-31
    days on market $235,000 Active Option Contract 45 DOM
11. 2026-04-16
    listed $235,000 Active 1017-char remark

    Show marketing remark (1017 chars)

    Beautiful Townhome in Heartland located directly across from the Amenity Center with access to the Community Pool, Clubhouse, & Fitness Center. The downstairs layout offers an open living & dining space plus a spacious kitchen featuring granite countertops, stainless steel appliances, gas cooking, & abundant cabinet storage. A half bath downstairs adds convenience for guests. Upstairs offers a second living area, utility room with built-in cabinets & room for a full-size washer & dryer, and 3 bedrooms. The primary suite includes dual sinks, a walk-in shower, & dual walk-in closets, while both secondary bedrooms feature walk-in closets. Enjoy a lifestyle surrounded by neighborhood parks, playgrounds, walk & jogging trails, stocked fishing lake, and on-site Elementary & Middle School for Crandall ISD, all within this popular Master-Planned Community. Heartland is also conveniently located near Forney shopping & dining and approximately 25 miles east of Downtown Dallas.

12. 2021-01-28
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,005 · $334/mo
• Projected year-2 tax: $4,300 · $358/mo
• Expected delta: +$296/yr (+$25/mo · 7.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,081
• − Mortgage interest: −$13,164
• − Property taxes: −$4,005
• − Insurance: −$1,175
• − Repairs & maintenance: −$2,166
• − Management: −$2,166
• − HOA: −$3,516
• − Depreciation: −$6,836
• Taxable loss: −$5,948
• Est. tax savings @ 24.0%: +$1,427
• After-tax cash flow: $-663/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained townhome in Heartland is move-in ready with a good condition score and access to community amenities. It offers a good return on investment with potential for further value enhancement through minor updates.

Value-add opportunities

• Both Painting exterior brick and updating landscaping — Enhances curb appeal and adds value for both resale and rental.
• Both Upgrading light fixtures in bathrooms and kitchen — Improves aesthetics and energy efficiency.
• Both Adding smart home features — Enhances convenience and adds value for both resale and rental.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior brick and updating landscaping — Enhances curb appeal and adds value for both resale and rental. ↑
• Both Upgrading light fixtures in bathrooms and kitchen — Improves aesthetics and energy efficiency. ↑
• Both Adding smart home features — Enhances convenience and adds value for both resale and rental. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Crandall ISD
• NCES district ID: 4815510
• Math proficiency: 36% ▼ -13.00%
• Reading proficiency: 42% ▼ -8.00%
• Median HH income: $70,076
• Composite: 35.57/100
• National rank: #4901
• State rank: #351 of 826 in TX

Livability — Heartland

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Heartland, TX
• County: Kaufman County · 122,338 people
• City population: 84,799
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 84,799
• Household income: $103,673
• Rent vs Own: 19.5% rent · 80.5% own
• Severe rent burden: 1306.0

Population outlook (Kaufman County) Hauer SSP2

• Today (2025): 138,716 people
• By 2030: 150,815 · +8.7%
• By 2040: 174,877 · +26.1%
• By 2050: 198,020 · +42.8%
• By 2075: 251,908 · +81.6%
• By 2100: 285,325 · +105.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: White 45% Black 25% Hispanic / Latino 23% Two or more races 14% Asian 3%
• Hispanic origin (detail): Mexican 18% Puerto Rican 1%
• Common ancestry: Italian 2% Slovak 1% Portuguese 1%
• Foreign-born: 12% · Canada, Vietnam
• Languages at home: 79% English-only · Spanish 14% Arabic 1% Vietnamese 1%

Political lean MEDSL · Kaufman

• 2024 margin: Strong R (+27.9) · D 35.6% · R 63.5%
• 2008→2024 swing: +7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
• All cycles: 2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -102.93%
• Current HPI: 148.5749
• Rent YoY: ▲ 1.42%
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

2 events — show timeline

• 2026-04-16 Listed $235,000 NTREIS
• 2021-01-28 Sold (Public Records) — Public Records

Property tax history

+29.4%/yr

Latest (2025): $4,005 · -0.3% YoY. Source: county tax records.