1206 W Brainerd St · Pensacola, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +4.2/5.0
- Rent growth +3.9/5.0
- Schools +2.5/10.0
- Condition / age +1.0/5.0
- Appreciation +0.0/10.0
$85,000
1206 W Brainerd St · Pensacola, FL 32501
3 bd · 1.0 ba · 872 sqft · SingleFamily
public records
· 178 Days on market
Built 1928
7,623 sqft lot
$97/sqft
· 56% below area
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Investor special with upside potential in the heart of Pensacola! Located at 1206 W Brainerd St, Pensacola, FL, this 1928-built home is full of character and opportunity for investors, flippers, landlords, or buyers looking to restore a classic property near downtown. Conveniently situated less than 2 miles from the popular Palafox Market, this property is also less than half a mile from the Fricker Resource Center and just over a mile from the historic Belmont-DeVilliers District, placing you close to local culture, community resources, dining, entertainment, shopping, and downtown Pensacola events.
Key facts
- Spacious lot
- Fenced areas
- Functional layout
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $85k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $713 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $85k).
- Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
- Cap rate 16.4% vs local median 3.4% in Pensacola — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#53 in FL, #924 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+.
- Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Global Learning Academy (math 11% / reading 19%, grade F, #2,132 of 2,144 statewide, top 100%, 470 students, 90% FRL); J. H. Workman Middle School (math 20% / reading 27%, grade F, #536 of 571 statewide, top 95%, 705 students, 72% FRL); Pensacola High School (math 29% / reading 50%, grade F, #304 of 667 statewide, top 47%, 1,229 students, 55% FRL).
- Zoned-school proficiency averages 26% at this address vs 42% district-wide (-16 pts) — the specific schools serving this property underperform the Escambia average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+5.4%/yr); 210 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 51d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).
- At $1,664/mo this rent would consume 45% of the median local household income ($44k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 5.4% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 178 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$74,800
(12.0% below list)
Questions for the listing agent
- It's been on market 178 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.96% ✓
- Cap rate
- 16.36%
- Cash-on-cash
- 35.96%
- DSCR
- 2.60
- GRM
- 4.3
CMA / ARV
- ARV (median comp)
- $198,835
- List price
- $85,000
- Delta
- -57.25%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1210 W Gonzalez St | 0.06mi | 3/2.0 | 888 (+2%) | 14mo | $207,777 | $234 | 78 |
| 660 W Lloyd St | 0.34mi | 3/1.0 | 946 (+8%) | 11mo | $95,000 | $100 | 61 |
| 1101 W Lloyd St | 0.07mi | 2/2.0 (-1) | 999 (+15%) | 6mo | $265,000 | $265 | 59 |
| 2010 N G St | 0.59mi | 2/1.0 (-1) | 900 (+3%) | 10mo | $172,000 | $191 | 54 |
| 1720 W Avery St | 0.62mi | 3/1.0 | 936 (+7%) | 14mo | $60,000 | $64 | 48 |
| 414 N D St | 0.57mi | 3/1.0 | 780 (-11%) | 10mo | $130,000 | $167 | 47 |
| 1910 W Lloyd St | 0.43mi | 2/1.0 (-1) | 988 (+13%) | 7mo | $120,000 | $121 | 47 |
| 602 W Jackson St | 0.62mi | 2/2.0 (-1) | 900 (+3%) | 12mo | $289,000 | $321 | 47 |
| 816 W La Rua St | 0.57mi | 3/2.0 | 1,000 (+15%) | 1mo | $335,000 | $335 | 44 |
| 811 W Jordan St | 0.66mi | 2/1.0 (-1) | 800 (-8%) | 9mo | $165,000 | $206 | 43 |
| 1114 N Q St | 0.63mi | 2/1.0 (-1) | 768 (-12%) | 4mo | $115,000 | $150 | 42 |
| 1116 N R St | 0.69mi | 2/1.0 (-1) | 989 (+13%) | 2mo | $67,000 | $68 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.4% rent growth · sell at horizon
5-year hold
- IRR
- 34.4%
- Equity multiple
- 2.50×
- Total profit
- $35,794
- Equity at exit
- $12,674
10-year hold
- IRR
- 42.5%
- Equity multiple
- 5.52×
- Total profit
- $107,523
- Equity at exit
- $7,349
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Balanced market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 18 active · 18 under contract
- Months of supply
- 6.0 mo (17%/mo absorbed)
- Median asking
- $200,000 ($232/sqft)
- Median days on market
- 65 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -1.6% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 32501
- Rents YoY
- 5.4%
- Active inventory
- 210
- Price-to-rent
- 4.3×
Monthly cashflow live
↻
- Estimated rent
- $1,664 high interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax from tax record
- −$120 /mo · $1,440/yr
- Insurance
- −$35
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$349
- Net cashflow
- $713
Break-even live
Break-even rent
$761
Max offer price
$85,000
Occupancy floor
52%
Sensitivity live
| Price | -10% $761 | -5% $737 | +0% $713 | +5% $689 | +10% $665 |
|---|---|---|---|---|---|
| Rent | -10% $582 | -5% $647 | +0% $713 | +5% $779 | +10% $845 |
| Rate | -1.0pp $756 | -0.5pp $735 | base $713 | +0.5pp $691 | +1.0pp $669 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1109 N G St Pensacola, FL | 2.0 | 1.0 | 768 | $1,650 | $2.15 | 10d | 1 | 0.05mi |
| 1208 N D St Apt A Pensacola, FL | 2.0 | 1.0 | 800 | $1,500 | $1.88 | 28d | 1 | 0.28mi |
| 1112 W Cervantes St Pensacola, FL | 2.0 | 1.0 | 700 | $1,100 | $1.57 | 10d | 1 | 0.28mi |
| 811 N D St Pensacola, FL | 2.0 | 2.0 | 1035 | $1,395 | $1.35 | 164d | 1 | 0.32mi |
| 624 N G St Pensacola, FL | 3.0 | 1.0 | 1041 | $1,450 | $1.39 | 107d | 1 | 0.34mi |
| 909 N M St Unit L Pensacola, FL | 2.0 | 2.0 | 1060 | $2,250 | $2.12 | 10d | 1 | 0.39mi |
| 510 N G St Pensacola, FL | 2.0 | 1.0 | 704 | $850 | $1.21 | 164d | 1 | 0.42mi |
| 1918 W Strong St Unit B Pensacola, FL | 2.0 | 1.0 | 870 | $950 | $1.09 | 154d | 1 | 0.44mi |
| 615 N A St Pensacola, FL | 3.0 | 2.0 | 1122 | $1,700 | $1.52 | 107d | 1 | 0.56mi |
| 418 N C St Pensacola, FL | 3.0 | 2.0 | 1017 | $2,695 | $2.65 | 107d | 1 | 0.58mi |
| 1804 W Belmont St Unit A Pensacola, FL | 3.0 | 1.0 | 925 | $995 | $1.08 | 162d | 1 | 0.60mi |
| 2303 W Brainerd St Pensacola, FL | 2.0 | 1.0 | 955 | $1,100 | $1.15 | 164d | 1 | 0.64mi |
| 721 W Jordan St Pensacola, FL | 3.0 | 2.0 | 1030 | $1,800 | $1.75 | 10d | 1 | 0.72mi |
| 721 W Jordan St Pensacola, FL | 3.0 | 2.0 | 1030 | $1,895 | $1.84 | 164d | 1 | 0.72mi |
| 2301 W Mallory St Pensacola, FL | 3.0 | 1.0 | 1026 | $1,495 | $1.46 | 51d | 1 | 0.74mi |
| 2301 W Mallory St Pensacola, FL | 3.0 | 1.0 | 1026 | $1,495 | $1.46 | 10d | 1 | 0.74mi |
| 2301 W Mallory St Pensacola, FL | 3.0 | 1.0 | 1026 | $1,495 | $1.46 | 29d | 1 | 0.74mi |
| 2202 N E St Pensacola, FL | 3.0 | 2.0 | 1080 | $1,650 | $1.53 | 107d | 1 | 0.77mi |
| 406 N S St Pensacola, FL | 2.0 | 1.0 | 806 | $1,195 | $1.48 | 107d | 1 | 0.88mi |
| 2515 W Mallory St Pensacola, FL | 2.0 | 1.0 | 800 | $1,150 | $1.44 | 11d | 1 | 0.88mi |
| 2515 W Mallory St Pensacola, FL | 2.0 | 1.0 | 800 | $1,150 | $1.44 | 10d | 1 | 0.88mi |
| 317 N Barcelona St Unit 2 Pensacola, FL | 2.0 | 2.0 | 1100 | $1,950 | $1.77 | 7d | 1 | 0.90mi |
| 217 W Belmont St Unit 217 Pensacola, FL | 2.0 | 1.0 | 759 | $995 | $1.31 | 50d | 1 | 0.93mi |
| 1701 W Romana St Pensacola, FL | 3.0 | 2.0 | 1050 | $1,950 | $1.86 | 6d | 1 | 1.01mi |
| 2310 N Baylen St Pensacola, FL | 2.0 | 1.0 | 660 | $1,350 | $2.05 | 164d | 1 | 1.04mi |
| 220 W Chase St Pensacola, FL | 2.0 | 1.0 | 648 | $1,250 | $1.93 | 10d | 1 | 1.06mi |
| 2101 W Romana St Unit A Pensacola, FL | 2.0 | 1.0 | 588 | $1,250 | $2.13 | 164d | 1 | 1.08mi |
| 2101 W Romana St Unit A Pensacola, FL | 2.0 | 1.0 | 588 | $1,250 | $2.13 | 154d | 1 | 1.08mi |
| 51 S Coyle St Pensacola, FL | 3.0 | 1.0–2.0 | 1103 | $3,057 | $2.77 | 0d | 25 | 1.10mi |
| 1212 N Hayne St Unit B Pensacola, FL | 2.0 | 2.0 | 1000 | $2,300 | $2.30 | 10d | 1 | 1.15mi |
| 2008 W Government St Pensacola, FL | 3.0 | 2.0 | 1105 | $1,795 | $1.62 | 10d | 1 | 1.18mi |
| 2813 N F St Pensacola, FL | 2.0 | 1.0 | 720 | $1,000 | $1.39 | 5d | 1 | 1.18mi |
| 1011 Doctor M.L.K. Jr Dr Unit B Pensacola, FL | 2.0 | 1.0 | 877 | $1,200 | $1.37 | 164d | 1 | 1.21mi |
| 909 Dr Martin Luther King Jr Dr Pensacola, FL | 2.0 | 2.0 | 1060 | $2,250 | $2.12 | 29d | 1 | 1.22mi |
| 350 S C St Pensacola, FL | 3.0 | 1.5 | 1100 | $1,750 | $1.59 | 10d | 1 | 1.23mi |
| 1106 Doctor Martin Luther King Junior Dr Unit A Pensacola, FL | 2.0 | 1.0 | 762 | $1,225 | $1.61 | 51d | 1 | 1.23mi |
| 1106 Doctor Martin Luther King Junior Dr Unit A Pensacola, FL | 2.0 | 1.0 | 762 | $1,295 | $1.70 | 154d | 1 | 1.23mi |
| 980 W Zarragossa St Pensacola, FL | 3.0 | 1.5 | 1100 | $2,200 | $2.00 | 107d | 1 | 1.24mi |
| 3202 W Lee St Pensacola, FL | 2.0 | 1.0 | 680 | $995 | $1.46 | 154d | 1 | 1.26mi |
| 410 E Lloyd St Apt B Pensacola, FL | 3.0 | 1.0 | 935 | $950 | $1.02 | 16d | 1 | 1.26mi |
Property features AI
Finance
- Other
- Lot is approximately 0.175 acresBuilding area about 902 square feetNot new construction
- Financial info
- Not specified
- HOA & community
- No homeowners association
Exterior
- Parking
- Driveway with open parking
- Security
- Not specified
- Utilities
- Copper electrical wiringPublic sewer
- Home design
- One-story frame houseNot attached to another propertyResale property
- Construction
- Frame constructionSlab foundationBuilt as one level
- Exterior features
- Shingle roofPublic waterPaved, publicly maintained road
Interior
- Kitchen
- Eat-in kitchenElectric water heater
- Bedrooms
- Master bedroom on the first floor
- Flooring
- HardwoodVinyl
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Space heaterWall/window cooling unitsCeiling fans
- Interior features
- Hardwood and vinyl flooringInsulated walls
- Laundry & utility
- Not specified
Listing history 50 events
-
2026-11-08days on market $85,000 Active 178 DOM
-
2026-11-07days on market $85,000 Active 177 DOM
-
2026-11-06days on market $85,000 Active 176 DOM
-
2026-11-05days on market $85,000 Active 175 DOM
-
2026-11-04days on market $85,000 Active 174 DOM
-
2026-11-02days on market $85,000 Active 172 DOM
-
2026-11-01price $85,000 Active 171 DOM
-
2026-11-01days on market $110,000 Active 171 DOM
-
2026-10-31days on market $110,000 Active 170 DOM
-
2026-10-30days on market $110,000 Active 169 DOM
-
2026-10-29days on market $110,000 Active 168 DOM
-
2026-10-28days on market $110,000 Active 167 DOM
-
2026-10-27days on market $110,000 Active 166 DOM
-
2026-10-26days on market $110,000 Active 165 DOM
-
2026-10-25days on market $110,000 Active 164 DOM
-
2026-10-24days on market $110,000 Active 163 DOM
-
2026-10-23days on market $110,000 Active 162 DOM
-
2026-10-22days on market $110,000 Active 161 DOM
-
2026-10-21days on market $110,000 Active 160 DOM
-
2026-10-20days on market $110,000 Active 159 DOM
-
2026-10-19days on market $110,000 Active 158 DOM
-
2026-10-18days on market $110,000 Active 157 DOM
-
2026-10-17days on market $110,000 Active 156 DOM
-
2026-10-16days on market $110,000 Active 155 DOM
-
2026-10-15days on market $110,000 Active 154 DOM
-
2026-10-14days on market $110,000 Active 153 DOM
-
2026-10-13days on market $110,000 Active 152 DOM
-
2026-10-12days on market $110,000 Active 151 DOM
-
2026-10-11days on market $110,000 Active 150 DOM
-
2026-10-10days on market $110,000 Active 149 DOM
-
2026-10-09days on market $110,000 Active 148 DOM
-
2026-10-08days on market $110,000 Active 147 DOM
-
2026-10-07days on market $110,000 Active 146 DOM
-
2026-10-06days on market $110,000 Active 145 DOM
-
2026-10-05days on market $110,000 Active 144 DOM
-
2026-10-04days on market $110,000 Active 143 DOM
-
2026-10-04days on market $110,000 Active 142 DOM
-
2026-10-02days on market $110,000 Active 141 DOM
-
2026-10-01days on market $110,000 Active 140 DOM
-
2026-09-30days on market $110,000 Active 139 DOM
-
2026-09-29days on market $110,000 Active 138 DOM
-
2026-09-28days on market $110,000 Active 137 DOM
-
2026-09-27days on market $110,000 Active 136 DOM
-
2026-09-25days on market $110,000 Active 134 DOM
-
2026-09-24days on market $110,000 Active 133 DOM
-
2026-09-23days on market $110,000 Active 132 DOM
-
2026-09-22days on market $110,000 Active 131 DOM
-
2026-09-21days on market $110,000 Active 130 DOM
-
2026-09-20days on market $110,000 Active 129 DOM
-
2026-09-19days on market $110,000 Active 128 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,440 · $120/mo
- Projected year-2 tax
- $1,440 · $120/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,964
- − Mortgage interest
- −$4,761
- − Property taxes
- −$1,440
- − Insurance
- −$425
- − Repairs & maintenance
- −$1,597
- − Management
- −$1,597
- − Depreciation
- −$2,473
- Taxable income
- $7,671
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$1,841
- After-tax cash flow
- $6,717/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
20/100
Extensive rehab
Est. rehab $43,600–$78,480 screening
This property requires extensive renovations, including structural repairs, kitchen and bathroom updates, and landscaping. Immediate repairs and maintenance are needed to stabilize the property before any significant value can be added.
Deferred maintenance Est. $70,000–$210,000 screening
- Major Roof (roof) — No roof visible in photos
- Major Hvac (hvac) — No HVAC unit visible in photos
- Major Windows (windows) — No windows visible in photos
- Major Electrical (electrical) — No electrical panel visible in photos
- Major Plumbing (plumbing) — No plumbing fixtures visible in photos
- Major Exterior (exterior) — No exterior walls or siding visible in photos
- Major Other — No other components visible in photos
Repairs flagged
- Major Exposed subfloor in kitchen and bath — Structural damage
- Major Missing cabinets and countertops in kitchen — Aesthetic and functional issues
- Major Missing fixtures in bathroom — Aesthetic and functional issues
- Major Damaged fencing — Safety hazard
Value-add opportunities
- Both Landscaping and vegetation removal — Improves curb appeal and safety ↑
- Both Kitchen and bathroom renovations — Updates the living spaces and increases value ↑
- Both Re-roofing — Reduces major repair costs and improves property value ↑
ⓘ Rehab cost is a screening estimate — Extensive scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 25/100
Zoned Schools
Elementary
Global Learning Academy
F
FL #2,132/2,144
Nat'l #36,250/41,679
Middle
Warrington Middle School
F
FL #553/571
Nat'l #11,382/14,009
High
Pensacola High School
F
FL #304/667
Nat'l #8,293/17,239
Schools (NCES district)
- District
- Escambia
- NCES district ID
- 1200510
- Math proficiency
- 40% ▼ -9.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $44,649
- Composite
- 36.04/100
- National rank
- #4773
- State rank
- #56 of 73 in FL
A
Composite livability gradescore 83/100
Livability — Pensacola
- Score
- 83/100
- State rank
- #53
- US rank
- #924
Category grades
Amenities A
Commute A+
Cost of living A+
Crime B
Employment C
Housing A+
Health & safety A+
User ratings F
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pensacola, FL
- County
- Escambia County · 334,637 people
- City population
- 237,636
- Metro
- Pensacola-Ferry Pass-Brent, FL
- Population (ZIP)
- 11,036
- Household income
- $44,139
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Escambia County) Hauer SSP2
- Today (2025)
- 334,637 people
- By 2030
- 345,779 · +3.3%
- By 2040
- 364,828 · +9.0%
- By 2050
- 378,514 · +13.1%
- By 2075
- 403,220 · +20.5%
- By 2100
- 386,125 · +15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Black 45% White 42% Two or more races 8% Hispanic / Latino 5%
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Escambia
- 2024 margin
- R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
- 2008→2024 swing
- -0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
- All cycles
- 2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -210.53%
- Current HPI
- 273.0151
- Rent YoY
- ▲ 5.40%
- Metro
- Pensacola-Ferry Pass-Brent, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
1 event — show timeline
- 2026-05-14 Listed $110,000 PARMLS
Property tax history
+43.1%/yrLatest (2025): $1,440 · +4.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…