5787 Holiday Park Blvd · North Port, FL
Flood risk 8/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.98%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +5.4/10.0
- Livability +3.8/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$79,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This is a 2 bedroom 2 bath unfurnished Single wide 14 foot home in the 55+ Gated Community of Holiday Park and in the PET SECTION. This home is in need of TLC. This home was built in 1995 and is 791 under air. As per county records the roof was installed in 2011 and AC in 2010. It is a split floor plan with the Master Bedroom in the back. It has a 9 X 11 screened Lanai and an enclosed Lanai which measures 12 X 17. It also has an 8 x 8 shed. It is a short walk to the clubhouse and pool. In Holiday Park you own the land with a deed and your monthly maintenance charge of $195.00 ($2340.00 a year) is included in your taxes. This community features 2 clubhouses, 2 swimming pools, a library, a fitness room, tennis courts, pickleball and Bocce to name a few. You are close to dining, entertainment, numerous golf courses, sport facilities and SW Florida's renowned beaches. If you are handy, this is the place for you!
Key facts
- 55+ gated community
- Deeded land
- Split floor plan
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $79k.
Deal economics
- At list price, monthly cash flow is $657 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $79k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
- Cap rate 17.3% vs local median 3.6% in North Port — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#252 in FL, #3,975 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents flat; 852 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
- This rent runs 30% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.3% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 660 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago; this cycle's ask has dropped $36k (31%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $28k; list at $79k implies a 187% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 660 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.03% ✓
- Cap rate
- 17.28%
- Cash-on-cash
- 39.24%
- DSCR
- 2.75
- GRM
- 4.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.26% rent growth · sell at horizon
- IRR
- 28.0%
- Equity multiple
- 2.12×
- Total profit
- $24,789
- Equity at exit
- $11,779
- IRR
- 33.7%
- Equity multiple
- 3.67×
- Total profit
- $58,975
- Equity at exit
- $6,830
Cash invested: $22,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34287
- Home prices YoY
- -20.1%
- Rents YoY
- 0.3%
- Active inventory
- 852
- Price-to-rent
- 4.1×
Monthly cashflow live
- Estimated rent
- $1,607 medium interval (Pro) →
- Mortgage (P&I)
- −$414
- Tax est. 1.5%
- −$99 /mo · $1,185/yr
- Insurance
- −$33
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$337
- Net cashflow
- $657
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,750
- Closing costs
- $2,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 12395 Chancellor Blvd Port Charlotte, FL | 2.0 | 1.0 | 1004 | $1,600 | $1.59 | 21d | 1 | 0.86mi |
Listing history 21 events
-
2026-06-18days on market $79,000 Active 660 DOM
-
2026-06-17days on market $79,000 Active 659 DOM
-
2026-06-15days on market $79,000 Active 657 DOM
-
2026-06-13days on market $79,000 Active 655 DOM
-
2026-06-13days on market $79,000 Active 654 DOM
-
2026-06-10days on market $79,000 Active 652 DOM
-
2026-06-09days on market $79,000 Active 651 DOM
-
2026-06-08days on market $79,000 Active 649 DOM
-
2026-06-05days on market $79,000 Active 646 DOM
-
2026-06-03days on market $79,000 Active 645 DOM
-
2026-06-02days on market $79,000 Active 644 DOM
-
2026-06-01days on market $79,000 Active 643 DOM
-
2026-05-31days on market $79,000 Active 642 DOM
-
2026-02-27status Active 922-char remark
Show marketing remark (922 chars)
This is a 2 bedroom 2 bath unfurnished Single wide 14 foot home in the 55+ Gated Community of Holiday Park and in the PET SECTION. This home is in need of TLC. This home was built in 1995 and is 791 under air. As per county records the roof was installed in 2011 and AC in 2010. It is a split floor plan with the Master Bedroom in the back. It has a 9 X 11 screened Lanai and an enclosed Lanai which measures 12 X 17. It also has an 8 x 8 shed. It is a short walk to the clubhouse and pool. In Holiday Park you own the land with a deed and your monthly maintenance charge of $195.00 ($2340.00 a year) is included in your taxes. This community features 2 clubhouses, 2 swimming pools, a library, a fitness room, tennis courts, pickleball and Bocce to name a few. You are close to dining, entertainment, numerous golf courses, sport facilities and SW Florida's renowned beaches. If you are handy, this is the place for you!
-
2026-02-27price $79,000 922-char remark
Show marketing remark (922 chars)
This is a 2 bedroom 2 bath unfurnished Single wide 14 foot home in the 55+ Gated Community of Holiday Park and in the PET SECTION. This home is in need of TLC. This home was built in 1995 and is 791 under air. As per county records the roof was installed in 2011 and AC in 2010. It is a split floor plan with the Master Bedroom in the back. It has a 9 X 11 screened Lanai and an enclosed Lanai which measures 12 X 17. It also has an 8 x 8 shed. It is a short walk to the clubhouse and pool. In Holiday Park you own the land with a deed and your monthly maintenance charge of $195.00 ($2340.00 a year) is included in your taxes. This community features 2 clubhouses, 2 swimming pools, a library, a fitness room, tennis courts, pickleball and Bocce to name a few. You are close to dining, entertainment, numerous golf courses, sport facilities and SW Florida's renowned beaches. If you are handy, this is the place for you!
-
2026-02-17historical 922-char remark
Show marketing remark (922 chars)
This is a 2 bedroom 2 bath unfurnished Single wide 14 foot home in the 55+ Gated Community of Holiday Park and in the PET SECTION. This home is in need of TLC. This home was built in 1995 and is 791 under air. As per county records the roof was installed in 2011 and AC in 2010. It is a split floor plan with the Master Bedroom in the back. It has a 9 X 11 screened Lanai and an enclosed Lanai which measures 12 X 17. It also has an 8 x 8 shed. It is a short walk to the clubhouse and pool. In Holiday Park you own the land with a deed and your monthly maintenance charge of $195.00 ($2340.00 a year) is included in your taxes. This community features 2 clubhouses, 2 swimming pools, a library, a fitness room, tennis courts, pickleball and Bocce to name a few. You are close to dining, entertainment, numerous golf courses, sport facilities and SW Florida's renowned beaches. If you are handy, this is the place for you!
-
2025-08-17price $90,000 922-char remark
Show marketing remark (922 chars)
This is a 2 bedroom 2 bath unfurnished Single wide 14 foot home in the 55+ Gated Community of Holiday Park and in the PET SECTION. This home is in need of TLC. This home was built in 1995 and is 791 under air. As per county records the roof was installed in 2011 and AC in 2010. It is a split floor plan with the Master Bedroom in the back. It has a 9 X 11 screened Lanai and an enclosed Lanai which measures 12 X 17. It also has an 8 x 8 shed. It is a short walk to the clubhouse and pool. In Holiday Park you own the land with a deed and your monthly maintenance charge of $195.00 ($2340.00 a year) is included in your taxes. This community features 2 clubhouses, 2 swimming pools, a library, a fitness room, tennis courts, pickleball and Bocce to name a few. You are close to dining, entertainment, numerous golf courses, sport facilities and SW Florida's renowned beaches. If you are handy, this is the place for you!
-
2025-02-10price $109,900 922-char remark
Show marketing remark (922 chars)
This is a 2 bedroom 2 bath unfurnished Single wide 14 foot home in the 55+ Gated Community of Holiday Park and in the PET SECTION. This home is in need of TLC. This home was built in 1995 and is 791 under air. As per county records the roof was installed in 2011 and AC in 2010. It is a split floor plan with the Master Bedroom in the back. It has a 9 X 11 screened Lanai and an enclosed Lanai which measures 12 X 17. It also has an 8 x 8 shed. It is a short walk to the clubhouse and pool. In Holiday Park you own the land with a deed and your monthly maintenance charge of $195.00 ($2340.00 a year) is included in your taxes. This community features 2 clubhouses, 2 swimming pools, a library, a fitness room, tennis courts, pickleball and Bocce to name a few. You are close to dining, entertainment, numerous golf courses, sport facilities and SW Florida's renowned beaches. If you are handy, this is the place for you!
-
2024-08-17$115,000 Active 922-char remark
Show marketing remark (922 chars)
This is a 2 bedroom 2 bath unfurnished Single wide 14 foot home in the 55+ Gated Community of Holiday Park and in the PET SECTION. This home is in need of TLC. This home was built in 1995 and is 791 under air. As per county records the roof was installed in 2011 and AC in 2010. It is a split floor plan with the Master Bedroom in the back. It has a 9 X 11 screened Lanai and an enclosed Lanai which measures 12 X 17. It also has an 8 x 8 shed. It is a short walk to the clubhouse and pool. In Holiday Park you own the land with a deed and your monthly maintenance charge of $195.00 ($2340.00 a year) is included in your taxes. This community features 2 clubhouses, 2 swimming pools, a library, a fitness room, tennis courts, pickleball and Bocce to name a few. You are close to dining, entertainment, numerous golf courses, sport facilities and SW Florida's renowned beaches. If you are handy, this is the place for you!
-
1994-01-10soldstatus $27,500
-
1992-06-01soldstatus $25,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (shaded) · 98% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,280
- − Mortgage interest
- −$4,425
- − Property taxes
- −$1,185
- − Insurance
- −$1,192
- − Repairs & maintenance
- −$1,542
- − Management
- −$1,542
- − Depreciation
- −$2,298
- Taxable income
- $7,095
- Est. tax owed @ 24.0%
- −$1,703
- After-tax cash flow
- $6,180/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sarasota
- NCES district ID
- 1201680
- Math proficiency
- 63% ▼ -8.00%
- Reading proficiency
- 63% ▼ -3.00%
- Median HH income
- $51,167
- Composite
- 53.68/100
- National rank
- #1428
- State rank
- #7 of 73 in FL
Livability — North Port
- Score
- 75/100
- State rank
- #252
- US rank
- #3975
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- North Port, FL
- County
- Sarasota County · 448,376 people
- City population
- 75,324
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 25,929
- Household income
- $63,464
- Rent vs Own
- Severe rent burden
- 522.0
Population outlook (Sarasota County) Hauer SSP2
- Today (2025)
- 452,380 people
- By 2030
- 474,175 · +4.8%
- By 2040
- 511,577 · +13.1%
- By 2050
- 541,467 · +19.7%
- By 2075
- 604,947 · +33.7%
- By 2100
- 621,965 · +37.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Hispanic / Latino 14% Two or more races 7% Asian 4% Black 3%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3% Cuban 3% Dominican 1%
- Common ancestry
- Romanian 4% Scotch-Irish 3% Lithuanian 3%
- Foreign-born
- 16% · Canada, Philippines
- Languages at home
- 81% English-only · Spanish 8% Russian/Polish/Slavic 5% French/Haitian/Cajun 2%
Political lean MEDSL · Sarasota
- 2024 margin
- R (+18.2) · D 40.5% · R 58.7%
- 2008→2024 swing
- -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
- All cycles
- 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -70.89%
- Current HPI
- 280.8484
- Rent YoY
- ▲ 0.26%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+216.0% since first listed8 events — show timeline
- 2026-02-27 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-02-27 Price Changed $79,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-08-17 Price Changed $90,000 Stellar MLS as Distributed by MLS Grid
- 2025-02-10 Price Changed $109,900 Stellar MLS as Distributed by MLS Grid
- 2024-08-17 Listed $115,000 Stellar MLS as Distributed by MLS Grid
- 1994-01-10 Sold (Public Records) $27,500 Public Records
- 1992-06-01 Sold (Public Records) $25,000 Public Records
Property tax history
+8.1%/yrLatest (2025): $4,881 · +12.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…