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19 Conestoga Mnr
B Composite 74.06
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +11.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.4/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$85,500

19 Conestoga Mnr · Akron, PA 17540
3 bd · 2.0 ba · 840 sqft · Manufactured public records · 102 Days on market
Built 2025 $102/sqft · 8% below area Est $93k · 8% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BRAND NEW 2025 SKYLINE COLONY SINGLEWIDE 14x66. 3 beds, 2 baths. $450 monthly lot rent - all ages community, pets allowed. Enjoy farmland views and fishing in Cocalico Creek. Conestoga Manor mobile home park is located at 3868 Oregon Pike on RT 272 just 2 miles south of Brownstown along Cocalico Creek. (Do not follow GPS for 19 Conestoga Manor to Leola)

Key facts

  • Built 2025
  • Listed 102 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $86k.

Deal economics

  • At list price, monthly cash flow is $869 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $86k).
  • Recommended offer: $78k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 72/100 on livability (#638 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Conestoga Valley SD (suburban): math 43% / reading 59% proficiency, ranked #156 of 539 in PA (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 26 active listings in the ZIP; solid renter incomes; 1,093 units permitted in Lancaster County in 2024 (201 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $591 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Lancaster County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 102 days — a 9% lower offer ($78k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,805 (9.0% below list)

Questions for the listing agent

  1. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.16%
Cap rate
18.49%
Cash-on-cash
43.56%
DSCR
2.94
GRM
3.9

CMA / ARV

ARV (median comp)
$92,808
List price
$85,500
Delta
-7.87%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
40.5%
Equity multiple
2.73×
Total profit
$41,520
Equity at exit
$12,748
10-year hold
IRR
46.8%
Equity multiple
5.49×
Total profit
$107,536
Equity at exit
$7,392

Cash invested: $23,940 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17540

Home prices YoY
-27.3%
Active inventory
26
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,848 medium interval (Pro) →
Mortgage (P&I)
$448
Tax est. 1.5%
$107 /mo · $1,282/yr
Insurance
$36
HOA
$0
Vacancy / Maint / Mgmt
$388
Net cashflow
$869

Break-even live

Break-even rent $748
Max offer price $85,500
Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,375
Closing costs
$2,565
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-05-02
    status Pending 357-char remark
    Show marketing remark (357 chars)

    BRAND NEW 2025 SKYLINE COLONY SINGLEWIDE 14x66. 3 beds, 2 baths. $450 monthly lot rent - all ages community, pets allowed. Enjoy farmland views and fishing in Cocalico Creek. Conestoga Manor mobile home park is located at 3868 Oregon Pike on RT 272 just 2 miles south of Brownstown along Cocalico Creek. (Do not follow GPS for 19 Conestoga Manor to Leola)

  2. 2026-01-20
    listed $85,500 Active 357-char remark
    Show marketing remark (357 chars)

    BRAND NEW 2025 SKYLINE COLONY SINGLEWIDE 14x66. 3 beds, 2 baths. $450 monthly lot rent - all ages community, pets allowed. Enjoy farmland views and fishing in Cocalico Creek. Conestoga Manor mobile home park is located at 3868 Oregon Pike on RT 272 just 2 miles south of Brownstown along Cocalico Creek. (Do not follow GPS for 19 Conestoga Manor to Leola)

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,175
− Mortgage interest
−$4,789
− Property taxes
−$1,282
− Insurance
−$428
− Repairs & maintenance
−$1,774
− Management
−$1,774
− Depreciation
−$2,487
Taxable income
$9,641
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,314
After-tax cash flow
$8,114/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Conestoga Valley SD
NCES district ID
4206480
Math proficiency
43% ▼ -8.00%
Reading proficiency
59% ▼ -11.00%
Median HH income
$56,234
Composite
44.15/100
National rank
#2861
State rank
#156 of 539 in PA

Livability — Akron

Score
72/100
State rank
#638
US rank
#6217

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety C+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lancaster County · 390,309 people
City population
4,823
Metro
Lancaster, PA
Population (ZIP)
10,728
Household income
$91,895
Rent vs Own
38.3% rent · 61.7% own
Severe rent burden
159.0

Population outlook (Lancaster County) Hauer SSP2

Today (2025)
561,011 people
By 2030
570,969 · +1.8%
By 2040
585,929 · +4.4%
By 2050
591,056 · +5.4%
By 2075
594,747 · +6.0%
By 2100
558,850 · -0.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Hispanic / Latino 10% Two or more races 8% Asian 5% Black 3%
Hispanic origin (detail)
Puerto Rican 8%
Common ancestry
Scandinavian 3% Italian 3% Romanian 2%
Foreign-born
6% · Canada, Vietnam
Languages at home
79% English-only · German/W. Germanic 10% Spanish 5% Other Asian/Pacific 2%

Political lean MEDSL · Lancaster

2024 margin
R (+15.9) · D 41.5% · R 57.5%
2008→2024 swing
-4.1pp toward R · 2008: -11.8pp · 2024: -15.9pp
All cycles
2024: R+15.9 2020: R+15.8 2016: R+19.7 2012: R+19.2 2008: R+11.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -97.94%
Current HPI
260.303
Rent YoY
Metro
Lancaster, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-02 Pending BRIGHT MLS
  • 2026-01-20 Listed $85,500 BRIGHT MLS

Property tax history

-1.0%/yr

Latest (2026): $150 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…