401 American Elm Dr · Josephine, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.6/15.0
- Cash flow +8.5/30.0
- Condition / age +4.0/5.0
- Schools +3.3/10.0
- Livability +3.0/5.0
- 1% rule +2.9/10.0
- DSCR +2.3/10.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$268,490
401 American Elm Dr · Josephine, TX 75189
3 bd · 2.0 ba · 1,399 sqft · SingleFamily
· 122 Days on market
Built 2026
7,405 sqft lot
Garage
$192/sqft
· 9% below area
Est $295k · 9% under
$46/mo HOA · 2% of rent
↓ 4% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
New! Super cute single story floor plan! Three bedrooms, two full baths, open floor plan with covered patio. Home includes, island kitchen, granite counters throughout, LED lighting, full sprinkler system, professionally engineered post tension foundation, and much more! Waverly Estates is a new D. R. Horton community in Josephine. The community is conveniently located just minutes from Interstate 30, providing easy access to Rockwall and the DFW Metroplex. Waverly Estates offers a variety of single-family homes to choose from. If you're looking for a new home in the Josephine area, Waverly Estates is the perfect community for you.
Key facts
- 7,405 sq ft lot
- 3 garage spots
- Built 2026
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $268k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-234 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $235k (12.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (21.4% below list).
- Recommended offer: $211k (21.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 60/100 on livability (#1,076 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F, health & safety F.
- Community ISD (rural): math 30% / reading 38% proficiency, ranked #479 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Leland E Edge Middle (math 25% / reading 35%, grade F, #1,056 of 1,662 statewide, top 65%, 931 students, 53% FRL) — zoned schools average 53% FRL vs 36% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-1.1%/yr); 1569 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals lingering (median 33d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 51% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 19,194 units permitted in Collin County in 2024 (3,988 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Collin County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 122 days — a 12% lower offer ($236k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$211,039
(21.4% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 122 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 5.25%
- Cash-on-cash
- -3.74%
- DSCR
- 0.83
- GRM
- 10.6
CMA / ARV
- ARV (median comp)
- $295,189
- List price
- $268,490
- Delta
- -9.04%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 508 American Elm Dr | 0.03mi | 3/2.0 | 1,399 (0%) | 2mo | $248,490 | $178 | 97 |
| 406 Saddle Blanket Dr | 0.32mi | 3/2.0 | 1,404 (+0%) | 2mo | $251,010 | $179 | 83 |
| 409 Saddle Blanket Dr | 0.35mi | 3/2.0 | 1,404 (+0%) | 4mo | $270,990 | $193 | 80 |
| 511 Magnolia Dr | 0.29mi | 3/2.0 | 1,526 (+9%) | 4mo | $219,900 | $144 | 68 |
| 410 Saddle Blanket Dr | 0.32mi | 3/2.0 | 1,253 (-10%) | 2mo | $247,990 | $198 | 66 |
| 403 Saddle Blanket Dr | 0.34mi | 3/2.0 | 1,253 (-10%) | 0mo | $227,990 | $182 | 66 |
| 501 Saddle Blanket Dr | 0.35mi | 3/2.0 | 1,253 (-10%) | 1mo | $231,940 | $185 | 66 |
| 503 Plum Dr | 0.12mi | 4/2.0 (+1) | 1,587 (+13%) | 2mo | $225,000 | $142 | 66 |
| 220 Weatherboard Dr | 0.45mi | 3/2.0 | 1,255 (-10%) | 0mo | $217,500 | $173 | 62 |
| 114 Sebastian Ln | 0.51mi | 3/2.0 | 1,269 (-9%) | 4mo | $225,000 | $177 | 58 |
| 802 Rustic Way | 0.57mi | 4/2.0 (+1) | 1,577 (+13%) | 0mo | $232,500 | $147 | 47 |
| 210 E Cook St | 0.74mi | 4/2.0 (+1) | 1,232 (-12%) | 2mo | $214,897 | $174 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -26.1%
- Equity multiple
- 0.14×
- Total profit
- $-64,552
- Equity at exit
- $40,033
10-year hold
- IRR
- -37.3%
- Equity multiple
- -0.32×
- Total profit
- $-99,081
- Equity at exit
- $23,214
Cash invested: $75,177 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 43 active · 15 under contract
- Months of supply
- 11.7 mo (9%/mo absorbed)
- Median asking
- $265,000 ($167/sqft)
- Median days on market
- 93 d
- This list price
- 60% of active listings are priced below it
- ARV vs active asking
- +26.0% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 75189
- Home prices YoY
- -25.0%
- Rents YoY
- -1.1%
- Active inventory
- 1569
- Price-to-rent
- 10.6×
Monthly cashflow live
↻
- Estimated rent
- $2,110 high interval (Pro) →
- Mortgage (P&I)
- −$1,408
- Tax est. 1.5%
- −$336 /mo · $4,027/yr
- Insurance
- −$112
- HOA
- −$46
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$443
- Net cashflow
- $-234
Break-even live
Break-even rent
$2,407
Max offer price
$234,591
Occupancy floor
—
Sensitivity live
| Price | -10% $-49 | -5% $-141 | +0% $-234 | +5% $-327 | +10% $-420 |
|---|---|---|---|---|---|
| Rent | -10% $-401 | -5% $-318 | +0% $-234 | +5% $-151 | +10% $-68 |
| Rate | -1.0pp $-99 | -0.5pp $-166 | base $-234 | +0.5pp $-304 | +1.0pp $-375 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,122
- Closing costs
- $8,055
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 35 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 319 Plum Dr Nevada, TX | 4.0 | 2.0 | 1587 | $1,899 | $1.20 | 59d | 1 | 0.08mi |
| 503 Hawthorn Dr Nevada, TX | 4.0 | 2.0 | 1824 | $2,095 | $1.15 | 21d | 1 | 0.20mi |
| 503 Hawthorn Dr Nevada, TX | 4.0 | 2.0 | 1824 | $2,095 | $1.15 | 0d | 1 | 0.20mi |
| 504 Saddle Blanket Dr Nevada, TX | 4.0 | 2.0 | 1649 | $1,949 | $1.18 | 64d | 1 | 0.37mi |
| 504 Saddle Blanket Dr Nevada, TX | 4.0 | 2.0 | 1649 | $1,799 | $1.09 | 9d | 1 | 0.37mi |
| 214 Crooked Field Dr Royse City, TX | 3.0 | 2.0 | 1398 | $1,900 | $1.36 | 73d | 1 | 0.43mi |
| 819 Rustic Way Royse City, TX | 4.0 | 2.0 | 1796 | $2,000 | $1.11 | 32d | 1 | 0.53mi |
| 802 Turnbuckle Ct Royse City, TX | 4.0 | 2.0 | 1577 | $1,849 | $1.17 | 93d | 1 | 0.61mi |
| 401 Silo Cir Royse City, TX | 4.0 | 2.0 | 1568 | $1,900 | $1.21 | 38d | 1 | 0.69mi |
| 801 Meadow Creek Ln Josephine, TX | 4.0 | 2.0 | 1757 | $2,500 | $1.42 | 54d | 1 | 0.75mi |
| 801 Meadow Creek Ln Josephine, TX | 4.0 | 2.0 | 1708 | $2,300 | $1.35 | 26d | 1 | 0.75mi |
| 722 Windmill St Josephine, TX | 4.0 | 2.0 | 1568 | $1,950 | $1.24 | 4d | 1 | 0.75mi |
| 306 E Cook St Josephine, TX | 3.0 | 2.0 | 1817 | $2,100 | $1.16 | 42d | 1 | 0.75mi |
| 800 Windmill St Josephine, TX | 4.0 | 2.0 | 1843 | $2,000 | $1.09 | 17d | 1 | 0.76mi |
| 800 Windmill St Josephine, TX | 4.0 | 2.0 | 1843 | $2,100 | $1.14 | 56d | 1 | 0.76mi |
| 800 Windmill St Josephine, TX | 4.0 | 2.0 | 1843 | $2,100 | $1.14 | 48d | 1 | 0.76mi |
| 414 Main St Josephine, TX | 3.0 | 2.0 | 1720 | $1,650 | $0.96 | 1d | 1 | 0.77mi |
| 209 N Greenville St Josephine, TX | 3.0 | 1.5 | 1196 | $1,600 | $1.34 | 38d | 1 | 0.77mi |
| 1004 Cotton Gin Ct Royse City, TX | 4.0 | 2.0 | 1875 | $1,850 | $0.99 | 62d | 1 | 0.84mi |
| 1304 Lowhill Dr Royse City, TX | 4.0 | 2.0 | 1843 | $1,995 | $1.08 | 4d | 1 | 0.85mi |
| 1304 Lowhill Dr Royse City, TX | 4.0 | 2.0 | 1843 | $1,895 | $1.03 | 25d | 1 | 0.85mi |
| 1007 Cotton Gin Ct Royse City, TX | 3.0 | 2.0 | 1611 | $2,050 | $1.27 | 93d | 1 | 0.86mi |
| 406 Knapsack Ln Royse City, TX | 4.0 | 2.0 | 1870 | $1,856 | $0.99 | 12d | 1 | 0.87mi |
| 808 Saddle Horn Way Royse City, TX | 4.0 | 2.0 | 1870 | $2,199 | $1.18 | 0d | 1 | 0.94mi |
| 904 Saddle Horn Way Royse City, TX | 4.0 | 2.0 | 1870 | $1,995 | $1.07 | 12d | 1 | 0.94mi |
| 904 Saddle Horn Way Royse City, TX | 4.0 | 2.0 | 1870 | $1,995 | $1.07 | 7d | 1 | 0.94mi |
| 508 Windrow Dr Royse City, TX | 3.0 | 2.0 | 1533 | $1,875 | $1.22 | 73d | 1 | 1.04mi |
| 508 Windrow Dr Royse City, TX | 3.0 | 2.0 | 1533 | $1,900 | $1.24 | 93d | 1 | 1.04mi |
| 503 Cistern Way Royse City, TX | 3.0 | 2.0 | 1294 | $1,795 | $1.39 | 51d | 1 | 1.04mi |
| 503 Cistern Way Royse City, TX | 3.0 | 2.0 | 1294 | $1,795 | $1.39 | 16d | 1 | 1.04mi |
| 1503 Cotton Gin Ct Royse City, TX | 3.0 | 2.0 | 1566 | $2,200 | $1.40 | 93d | 1 | 1.13mi |
| 1208 Fieldstone Ct Royse City, TX | 4.0 | 2.0 | 1835 | $2,000 | $1.09 | 93d | 1 | 1.16mi |
| 606 Wrangler Dr Josephine, TX | 3.0 | 2.0 | 1310 | $1,900 | $1.45 | 4d | 1 | 1.21mi |
| 408 N Greenville St Nevada, TX | 3.0 | 1.0 | 936 | $1,400 | $1.50 | 0d | 1 | 1.25mi |
| 1404 Old Trail Rd Royse City, TX | 3.0 | 2.0 | 1625 | $1,995 | $1.23 | 1d | 1 | 1.27mi |
Property features AI
Finance
- Other
- Builder special listing conditionsPossession at closing/funding or upon completion
- Financial info
- Listing accepts Cash, Conventional, FHA, USDA and VA financing
- HOA & community
- Mandatory associationSemi-annual HOA feeHOA fee includes full use of facilities
Exterior
- Parking
- Attached garage3 covered/garage parking spaces
- Security
- Smoke detectorsCarbon monoxide detectors
- Utilities
- City waterCity sewerProperty in a municipal utility districtEnergy-efficient features including upgraded attic insulation, insulation, efficient HVAC, efficient lighting, thermostat, and efficient windows
- Home design
- Single family residenceOne storyNew construction completed in 2026Not attached to another propertySubdivision: Waverly Estates
- Construction
- Composition roofSlab foundationNew construction
- Exterior features
- Wood fencingLot less than 0.5 acre
Interior
- Kitchen
- Granite countersKitchen islandBreakfast barBuilt-in cabinetsEat-in kitchenPantryWater line to refrigeratorDishwasherDisposalElectric rangeMicrowave
- Bedrooms
- Primary bedroom with ensuite bath and walk-in closet (Level 1)Two additional bedrooms (Level 1) with split-bedroom layout
- Flooring
- CarpetLaminate
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heating (natural gas)Central air (electric)
- Interior features
- Open floorplanDecorative lightingEat-in kitchenKitchen islandPantryGranite countersHigh speed internet availableCable TV available
- Laundry & utility
- Washer/dryer hookups (utility details not specified)
Listing history 50 events
-
2026-08-08days on market $268,490 Active 122 DOM
-
2026-08-06days on market $268,490 Active 120 DOM
-
2026-08-05days on market $268,490 Active 119 DOM
-
2026-08-04days on market $268,490 Active 118 DOM
-
2026-08-03days on market $268,490 Active 117 DOM
-
2026-07-31days on market $268,490 Active 114 DOM
-
2026-07-30days on market $268,490 Active 112 DOM
-
2026-07-28days on market $268,490 Active 111 DOM
-
2026-07-26days on market $268,490 Active 109 DOM
-
2026-07-24days on market $268,490 Active 107 DOM
-
2026-07-23days on market $268,490 Active 106 DOM
-
2026-07-22days on market $268,490 Active 105 DOM
-
2026-07-21days on market $268,490 Active 104 DOM
-
2026-07-20days on market $268,490 Active 103 DOM
-
2026-07-18days on market $268,490 Active 101 DOM
-
2026-07-18days on market $268,490 Active 100 DOM
-
2026-07-16days on market $268,490 Active 99 DOM
-
2026-07-15days on market $268,490 Active 98 DOM
-
2026-07-14days on market $268,490 Active 97 DOM
-
2026-07-13days on market $268,490 Active 96 DOM
-
2026-07-13days on market $268,490 Active 95 DOM
-
2026-07-11days on market $268,490 Active 94 DOM
-
2026-07-10days on market $268,490 Active 93 DOM
-
2026-07-09days on market $268,490 Active 92 DOM
-
2026-07-07days on market $268,490 Active 90 DOM
-
2026-07-06days on market $268,490 Active 89 DOM
-
2026-07-06days on market $268,490 Active 88 DOM
-
2026-07-05days on market $268,490 Active 87 DOM
-
2026-07-03days on market $268,490 Active 86 DOM
-
2026-07-02days on market $268,490 Active 85 DOM
-
2026-07-01days on market $268,490 Active 84 DOM
-
2026-06-30price $268,490 Active 83 DOM
-
2026-06-30days on market $265,490 Active 83 DOM
-
2026-06-29days on market $265,490 Active 82 DOM
-
2026-06-28days on market $265,490 Active 81 DOM
-
2026-06-27days on market $265,490 Active 80 DOM
-
2026-06-26days on market $265,490 Active 79 DOM
-
2026-06-24days on market $265,490 Active 77 DOM
-
2026-06-22days on market $265,490 Active 75 DOM
-
2026-06-21days on market $265,490 Active 74 DOM
-
2026-06-18days on market $265,490 Active 71 DOM
-
2026-06-17days on market $265,490 Active 70 DOM
-
2026-06-16days on market $265,490 Active 69 DOM
-
2026-06-15days on market $265,490 Active 68 DOM
-
2026-06-13days on market $265,490 Active 66 DOM
-
2026-06-13days on market $265,490 Active 65 DOM
-
2026-06-10price $265,490 Active 62 DOM
-
2026-06-09days on market $268,490 Active 62 DOM
-
2026-06-08days on market $268,490 Active 61 DOM
-
2026-06-07days on market $268,490 Active 60 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,325
- − Mortgage interest
- −$15,040
- − Property taxes
- −$4,027
- − Insurance
- −$1,342
- − Repairs & maintenance
- −$2,026
- − Management
- −$2,026
- − HOA
- −$552
- − Depreciation
- −$7,811
- Taxable loss
- −$7,499
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,800
- After-tax cash flow
- $-1,011/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 4 photos
80/100
None rehab
This single-story home in Waverly Estates is in excellent condition with no visible repairs needed. It offers a good ROI with updates focusing on curb appeal and modern amenities.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both Add a smart home system — Improves energy efficiency and adds modern amenities ↑
F
Composite school gradezoned avg 33/100
Zoned Schools
Middle
Leland E Edge Middle
F
TX #1,056/1,662
Nat'l #8,861/14,009
High
Community H S
F
TX #941/1,632
Nat'l #9,497/17,239
Schools (NCES district)
- District
- Community ISD
- NCES district ID
- 4814850
- Math proficiency
- 30% ▼ -23.00%
- Reading proficiency
- 38% ▼ -11.00%
- Median HH income
- $71,841
- Composite
- 31.58/100
- National rank
- #5951
- State rank
- #479 of 826 in TX
C
Composite livability gradescore 60/100
Livability — Josephine
- Score
- 60/100
- State rank
- #1076
- US rank
- #19105
Category grades
Amenities F
Commute F
Cost of living A+
Crime A-
Employment B
Housing A+
Health & safety F
User ratings C-
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Rockwall County · 1,210,074 people
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 48,739
- Household income
- $117,125
- Rent vs Own
- Severe rent burden
- 22% of renters
Population outlook (Collin County) Hauer SSP2
- Today (2025)
- 1,210,074 people
- By 2030
- 1,358,201 · +12.2%
- By 2040
- 1,654,061 · +36.7%
- By 2050
- 1,937,359 · +60.1%
- By 2075
- 2,567,039 · +112.1%
- By 2100
- 2,952,048 · +144.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 60% Hispanic / Latino 25% Two or more races 12% Black 10% Asian 2%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Slovak 2% Serbian 1% Lithuanian 1%
- Foreign-born
- 10% · Canada, Philippines, Jamaica
- Languages at home
- 80% English-only · Spanish 15% Other Indo-European 1%
Political lean MEDSL · Collin
- 2024 margin
- R (+11.1) · D 43.1% · R 54.3% · Other 2.6%
- 2008→2024 swing
- +14.4pp toward D · 2008: -25.6pp · 2024: -11.1pp
- All cycles
- 2024: R+11.1 2020: R+4.3 2016: R+17.0 2012: R+31.6 2008: R+25.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -71.10%
- Current HPI
- 212.8422
- Rent YoY
- ▼ -1.13%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-3.6% since first listed4 events — show timeline
- 2026-06-30 Price Changed $268,490 NTREIS
- 2026-06-09 Price Changed $265,490 NTREIS
- 2026-04-22 Price Changed $268,490 NTREIS
- 2026-04-08 Listed $278,490 NTREIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…