CashFlowRE
Sign in Sign up
3629 Vilbig Rd
F Composite 28.48
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +5.1/15.0
  • Livability +4.0/5.0
  • Schools +2.8/10.0
  • Cash flow +2.6/30.0
  • Condition / age +2.5/5.0
  • Rent growth +1.4/5.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$699,000

3629 Vilbig Rd · Dallas, TX 75212
3 bd · 2.0 ba · 1,330 sqft · SingleFamily public records · 39 Days on market
Built 2025 9,191 sqft lot $526/sqft · 183% above area Est $663k · 5% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Experience luxury living in this stunning 3,572 sq ft modern new construction, perfectly located just minutes from Downtown Dallas in the heart of vibrant Trinity Groves. Featuring 4 spacious bedrooms and 3.5 baths, this home offers the option to have your primary suite either upstairs or downstairs. The primary suite is a true retreat with a spa-inspired bathroom, double vanities, a soaking tub, and an oversized walk-in closet. The chef’s kitchen is a showstopper, boasting Quartzite countertops, an island with a pop-up charging port, under-cabinet lighting, a luxury 6-burner range, pot filler, and a spacious walk-in pantry. Just off the kitchen, a stunning glass-enclosed wine display

Key facts

  • Second living area
  • Chef's kitchen
  • 9,191 sq ft lot

Tags

MODERN NEW CONSTRUCTIONSPA INSPIRED BATHROOMCHEF'S KITCHENQUARTZITE COUNTERTOPSGLASS ENCLOSED WINE DISPLAYSECOND LIVING AREA

Property features AI

Finance

  • Other: Property is not attached; Subdivision: Victory Gardens 02; County: Dallas; Possession at closing/funding; Listing status: Active
  • Financial info: Accepts Cash, Conventional, FHA, and VA financing
  • HOA & community: No association

Exterior

  • Parking: 2 covered spaces; 2-car attached garage; Driveway; Garage door opener
  • Security: Smoke detector(s)
  • Utilities: City water; City sewer; No municipal utility district
  • Home design: Single-family residence; Residential property; Two levels; New construction (completed in 2025)
  • Construction: Composition roof; Slab foundation; Built in 2025
  • Exterior features: Corner lot

Interior

  • Kitchen: Built-in gas range; Kitchen island; Pantry
  • Bedrooms: 4 bedrooms (primary bedroom on level 1)
  • Bathrooms: 3 full bathrooms; 1 half bathroom
  • Interior features: Built-in features; Cable TV available; Decorative lighting; Double vanity; High speed internet available; Kitchen island; Pantry; Walk-in closets; Two living areas; Two dining areas; Electric fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $699k.

Deal economics

  • At list price, monthly cash flow is $-2k ($-29k/yr) — negative.
  • To cash-flow at today's rent, offer at most $274k (60.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $224k (68.0% below list).
  • Recommended offer: $224k (68.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: C F Carr El (math 32% / reading 22%, grade F, #2,791 of 4,322 statewide, top 68%, 281 students, 99% FRL); D A Hulcy Steam Middle (math 33% / reading 32%, grade F, #947 of 1,662 statewide, top 58%, 423 students, 88% FRL); L G Pinkston H S (math 10% / reading 21%, grade F, #1,505 of 1,632 statewide, top 92%, 1,139 students, 92% FRL).
  • Market conditions: Rents falling (-4.2%/yr); 249 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $75k of equity ($5k loan paydown + $70k appreciation (10.0% local appreciation)).
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$120k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 39 days — a 3% lower offer ($678k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts; this cycle's ask is 14462% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Recommended offer $223,992 (68.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 68% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.32%
Cap rate
2.17%
Cash-on-cash
-14.74%
DSCR
0.34
GRM
26.0

CMA / ARV

ARV (median comp)
$663,337
List price
$699,000
Delta
5.38%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1826 Kraft St 0.25mi 3/2.0 1,333 (+0%) 3mo $314,990 $236 86
3503 Chicago St 0.34mi 3/2.0 1,283 (-4%) 1mo $296,240 $231 77
3411 Ladd 0.33mi 3/2.0 1,253 (-6%) 4mo $250,000 $200 72
3414 Vilbig Rd 0.23mi 4/2.0 (+1) 1,243 (-6%) 5mo $285,000 $229 69
1711 Kraft St 0.22mi 2/1.0 (-1) 1,226 (-8%) 7mo $154,900 $126 62
2019 Mcbroom St 0.47mi 3/1.5 1,288 (-3%) 11mo $275,000 $214 62
4011 Puget St 0.43mi 3/2.0 1,465 (+10%) 2mo $250,000 $171 62
1961 Morris St 0.38mi 3/2.0 1,169 (-12%) 3mo $285,000 $244 60
1949 Gallagher St 0.30mi 3/2.0 1,188 (-11%) 11mo $200,000 $168 59
2001 Toronto St 0.61mi 3/2.0 1,271 (-4%) 9mo $250,000 $197 56
1423 Toronto St 0.59mi 3/2.0 1,428 (+7%) 6mo $250,000 $175 55
1402 Mcbroom St 0.46mi 2/1.0 (-1) 1,190 (-10%) 5mo $189,500 $159 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
13.6%
Equity multiple
2.13×
Total profit
$220,625
Equity at exit
$629,715
10-year hold
IRR
13.5%
Equity multiple
4.87×
Total profit
$757,639
Equity at exit
$1,358,003

Cash invested: $195,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75212

Rents YoY
-4.2%
Active inventory
249
Price-to-rent
26.0×

Monthly cashflow live

Estimated rent
$2,240 high interval (Pro) →
Mortgage (P&I)
$3,666
Tax from tax record
$217 /mo · $2,604/yr
Insurance
$291
HOA
$0
Vacancy / Maint / Mgmt
$470
Net cashflow
$-2,404

Break-even live

Break-even rent $5,283
Max offer price $274,260
Occupancy floor

Sensitivity live

Price -10% $-2,009 -5% $-2,207 +0% $-2,404 +5% $-2,602 +10% $-2,800
Rent -10% $-2,581 -5% $-2,493 +0% $-2,404 +5% $-2,316 +10% $-2,227
Rate -1.0pp $-2,052 -0.5pp $-2,227 base $-2,404 +0.5pp $-2,585 +1.0pp $-2,770

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$174,750
Closing costs
$20,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1723 Shaw St Dallas, TX 4.0 3.0 1720 $2,699 $1.57 9d 1 0.10mi
1834 Bayside St Dallas, TX 3.0 2.0 1322 $2,000 $1.51 19d 1 0.13mi
1610 Life Ave Dallas, TX 3.0 2.5 1657 $2,800 $1.69 45d 1 0.15mi
1902 Angelina Dr Dallas, TX 3.0 1.0 1040 $1,695 $1.63 1d 1 0.26mi
1739 McBroom St Dallas, TX 3.0 2.0 1138 $2,100 $1.85 13d 1 0.30mi
1944 Gallagher St Dallas, TX 3.0 2.0 1125 $1,961 $1.74 7d 1 0.30mi
3517 Chicago St Dallas, TX 3.0 3.0 1538 $1,200 $0.78 8d 1 0.31mi
1728 McBroom St Dallas, TX 3.0 1.0 1027 $1,695 $1.65 45d 1 0.32mi
3321 Rutz St Dallas, TX 3.0 2.5 1436 $2,550 $1.78 6d 1 0.34mi
1520 McBroom St Dallas, TX 2.0 1.0 900 $1,590 $1.77 45d 1 0.37mi
3226 Navaro St Dallas, TX 3.0 2.0 1547 $2,500 $1.62 45d 1 0.41mi
1907 Nomas St Dallas, TX 3.0 2.0 1368 $2,900 $2.12 20d 1 0.43mi
3015 Chihuahua Ave Unit 1069902P Dallas, TX 3.0 2.0 904 $6,725 $7.44 1d 1 0.56mi
3015 Chihuahua Ave Dallas, TX 3.0 2.0 912 $4,500 $4.93 9d 1 0.56mi
2322 Tan Oak Dr Dallas, TX 3.0 2.5 1630 $2,500 $1.53 45d 1 0.69mi
2901 Borger St Apt 511 Dallas, TX 2.0 2.0 1084 $1,850 $1.71 0d 1 0.75mi
3213 Obenchain St Dallas, TX 3.0 1.0 1120 $1,690 $1.51 45d 1 0.76mi
1010 Singleton Blvd Unit 1043 Dallas, TX 3.0 2.0 1581 $3,127 $1.98 0d 1 0.79mi
1010 Singleton Blvd Unit 1047 Dallas, TX 2.0 2.0 990 $2,327 $2.35 0d 1 0.79mi
996 Singleton Blvd Dallas, TX 2.0 2.0 1203 $1,981 $1.65 4d 1 0.82mi
1130 Tea Olive Ln Dallas, TX 3.0 2.5 1751 $3,000 $1.71 45d 1 0.83mi
1190 Manacor Ln Dallas, TX 3.0 3.5 1849 $2,999 $1.62 14d 1 0.84mi
1115 Manacor Ln Dallas, TX 3.0 2.5 1827 $3,200 $1.75 26d 1 0.85mi
990 Singleton Blvd Dallas, TX 2.0 1.0–2.5 942 $2,235 $2.37 1d 26 0.92mi
941 Bayonne St Unit 939 Dallas, TX 2.0 2.0 917 $1,350 $1.47 6d 1 0.94mi
941 Bayonne St Unit 941 Dallas, TX 2.0 2.0 917 $1,295 $1.41 20d 1 0.94mi
4043 Gray Oak Pl Dallas, TX 3.0 2.0 1152 $1,999 $1.74 18d 1 1.03mi
4043 Gray Oak Pl Dallas, TX 3.0 2.0 1152 $2,100 $1.82 45d 1 1.03mi
1293 Clifftop Ln Dallas, TX 2.0 2.5 1411 $2,900 $2.06 45d 1 1.14mi
320 Singleton Blvd Dallas, TX 2.0 1.0–2.0 874 $2,069 $2.37 0d 15 1.24mi
120 Turtle Creek Blvd Dallas, TX 2.0 1.0–2.0 920 $2,203 $2.39 0d 28 1.24mi
3386 Peyton Lila Rd Dallas, TX 4.0 2.5 1739 $2,350 $1.35 45d 1 1.28mi
455 W Commerce St Dallas, TX 2.0 2.0 1121 $1,810 $1.61 22d 1 1.35mi
455 W Commerce St Dallas, TX 2.0 2.0 1121 $1,810 $1.61 21d 1 1.35mi
718 Fort Worth Ave Dallas, TX 3.0 3.0 1452 $2,672 $1.84 24d 1 1.37mi
718 Fort Worth Ave Dallas, TX 2.0 2.0 1163 $2,026 $1.74 21d 1 1.37mi
718 Fort Worth Ave Dallas, TX 2.0 2.0 1163 $2,026 $1.74 14d 1 1.37mi
718 Fort Worth Ave Dallas, TX 3.0 3.0 1452 $2,672 $1.84 14d 1 1.37mi
431 W Commerce St Dallas, TX 2.0 1.0 1037 $2,568 $2.48 26d 1 1.37mi
710 Fort Worth Ave Dallas, TX 2.0 2.0 1122 $1,479 $1.32 45d 1 1.37mi

Listing history 26 events

  1. 2026-06-21
    days on market $699,000 Active 39 DOM
  2. 2026-06-18
    days on market $699,000 Active 36 DOM
  3. 2026-06-17
    days on market $699,000 Active 35 DOM
  4. 2026-06-16
    days on market $699,000 Active 34 DOM
  5. 2026-06-15
    days on market $699,000 Active 33 DOM
  6. 2026-06-13
    days on market $699,000 Active 31 DOM
  7. 2026-06-09
    days on market $699,000 Active 27 DOM
  8. 2026-06-08
    days on market $699,000 Active 26 DOM
  9. 2026-06-07
    days on market $699,000 Active 25 DOM
  10. 2026-06-04
    days on market $699,000 Active 22 DOM
  11. 2026-06-03
    days on market $699,000 Active 21 DOM
  12. 2026-06-02
    days on market $699,000 Active 20 DOM
  13. 2026-06-01
    days on market $699,000 Active 19 DOM
  14. 2026-05-31
    days on market $699,000 Active 18 DOM
  15. 2026-05-14
    price $699,000 1206-char remark
  16. 2026-05-14
    price $750,000 1206-char remark
  17. 2026-05-14
    listed $819,000 Active 1206-char remark
  18. 2026-05-13
    historical
  19. 2026-03-25
    listed $699,000 Active
  20. 2026-03-25
    historical
  21. 2026-02-09
    price $724,800
  22. 2025-11-17
    listed $724,900 Active
  23. 2025-11-16
    historical
  24. 2025-11-06
    price $755,000
  25. 2025-08-08
    listed $759,000 Active
  26. 2024-12-31
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,604 · $217/mo
Projected year-2 tax
$12,792 · $1,066/mo
Expected delta
+$10,188/yr (+$849/mo · 391.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,879
− Mortgage interest
−$39,155
− Property taxes
−$2,604
− Insurance
−$3,495
− Repairs & maintenance
−$2,150
− Management
−$2,150
− Depreciation
−$20,335
Taxable loss
−$43,010
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$10,322
After-tax cash flow
$-18,530/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
28,259
Household income
$59,750
Rent vs Own
43.6% rent · 56.4% own
Severe rent burden
892.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (67%)
Race & ethnicity
Hispanic / Latino 67% Two or more races 26% Black 23% White 6% Asian 2%
Hispanic origin (detail)
Mexican 55%
Common ancestry
Slovak 1%
Foreign-born
27% · Canada, Vietnam, Jamaica
Languages at home
42% English-only · Spanish 52% Vietnamese 1%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 138.69%
Current HPI
477.2035
Rent YoY
▼ -4.21%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-99.4% since first listed
13 events — show timeline
  • 2026-05-27 Listed for Rent $4,800 NTREIS
  • 2026-05-14 Price Changed $699,000 NTREIS
  • 2026-05-14 Price Changed $750,000 NTREIS
  • 2026-05-14 Listed $819,000 NTREIS
  • 2026-05-13 Listing Removed NTREIS
  • 2026-03-25 Listing Removed NTREIS
  • 2026-03-25 Listed $699,000 NTREIS
  • 2026-02-09 Price Changed $724,800 NTREIS
  • 2025-11-17 Listed $724,900 NTREIS
  • 2025-11-16 Listing Removed NTREIS
  • 2025-11-06 Price Changed $755,000 NTREIS
  • 2025-08-08 Listed $759,000 NTREIS
  • 2024-12-31 Sold (Public Records) Public Records

Property tax history

+2.3%/yr

Latest (2025): $2,604 · -70.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…