2137 N Taylor Rd · Cleveland Heights, OH 44112

$99,900

3 bd · 1.0 ba · 1,379 sqft · SingleFamily public records · 261 Days on market

Built 1925 6,111 sqft lot $72/sqft · 25% below area Est $133k · 25% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.9/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +9.9/10.0
• Livability +4.5/5.0
• Rent growth +3.8/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome INVESTORS and handy HOMEBUYERS!! Looking to complete smaller projects or hold as an addition to start a rental portfolio. Property has updated features, being sold in as-is in current condition. Buyer will assume any point of sale violations from the City of Cleveland Heights. No Wholesalers, No Blind Offers, and NO subject too.

Key facts

• 6,111 sq ft lot
• 2 garage spots
• Built 1925

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $306 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $100k).
• Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.0% vs local median 4.4% in Cleveland Heights — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 89/100 on livability (#12 in OH, #124 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+.
• East Cleveland City School District (suburban): math 4% / reading 17% proficiency, ranked #652 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 92% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.2%/yr); 99 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
• At $1,543/mo this rent would consume 64% of the median local household income ($29k/yr) (locally 1702% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 5.2% rent growth), your $28k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 261 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $22k; list at $100k implies a 344% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 4.2% of price; built in 1925 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $87,912 (12.0% below list)

Questions for the listing agent

1. It's been on market 261 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.54% ✓
• Cap rate: 9.97%
• Cash-on-cash: 13.15%
• DSCR: 1.59
• GRM: 5.4

CMA / ARV

• ARV (median comp): $133,027
• List price: $99,900
• Delta: -24.90%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
945 Dresden Rd	0.14mi	3/1.0	1,344 (-2%)	3mo	$85,000	$63	87
965 Whitby Rd	0.36mi	3/1.0	1,355 (-2%)	2mo	$120,000	$89	78
1073 Woodview Rd	0.51mi	3/1.0	1,408 (+2%)	1mo	$175,000	$124	72
1004 Woodview Rd	0.46mi	3/1.0	1,309 (-5%)	1mo	$91,000	$70	69
2145 N Taylor Rd	0.01mi	3/2.5	1,579 (+14%)	1mo	$272,900	$173	68
3570 Randolph Rd	0.74mi	3/1.0	1,286 (-7%)	1mo	$147,500	$115	53
15991 Henley Rd	0.41mi	3/2.5	1,560 (+13%)	2mo	$250,000	$160	51
953 Whitby Rd	0.37mi	2/1.5 (-1)	1,188 (-14%)	3mo	$145,000	$122	50
952 Elbon Rd	0.55mi	3/2.0	1,222 (-11%)	2mo	$162,000	$133	49
3454 Monticello Blvd	0.55mi	3/2.5	1,572 (+14%)	1mo	$210,000	$134	44
994 Yellowstone Ave	0.73mi	3/2.0	1,190 (-14%)	2mo	$140,000	$118	37
3513 Boynton Rd	0.66mi	3/3.0	1,178 (-15%)	2mo	$268,900	$228	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.16% rent growth · sell at horizon

5-year hold

• IRR: 6.2%
• Equity multiple: 1.25×
• Total profit: $6,916
• Equity at exit: $14,895

10-year hold

• IRR: 17.8%
• Equity multiple: 2.66×
• Total profit: $46,493
• Equity at exit: $8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44112

• Rents YoY: 5.2%
• Active inventory: 99
• Price-to-rent: 5.4×

Monthly cashflow live

• Estimated rent: $1,543 high
• Mortgage (P&I): −$524
• Tax from tax record: −$347 /mo · $4,160/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$324
• Net cashflow: $306

Break-even live

Break-even rent $1,155

Max offer price $99,900

Occupancy floor 75%

Sensitivity live

Price	-10% $363	-5% $335	+0% $306	+5% $278	+10% $250
Rent	-10% $185	-5% $246	+0% $306	+5% $367	+10% $428
Rate	-1.0pp $357	-0.5pp $332	base $306	+0.5pp $281	+1.0pp $254

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,975
• Closing costs: $2,997
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
910 Dresden Rd Cleveland, OH	4.0	2.0	1839	$1,800	$0.98	17d	1	0.15mi
983 Greyton Rd Cleveland, OH	3.0	2.0	1457	$1,495	$1.03	17d	1	0.28mi
886 Helmsdale Rd Cleveland Heights, OH	2.0	1.0	1037	$995	$0.96	17d	1	0.29mi
3337 Sylvanhurst Rd Cleveland, OH	3.0	1.0	1334	$1,800	$1.35	8d	1	0.30mi
915 Nela View Rd Cleveland, OH	4.0	1.0	1300	$2,600	$2.00	17d	1	0.30mi
876 Eloise Dr Unit Upper Cleveland Heights, OH	2.0	1.0	1233	$1,200	$0.97	17d	1	0.31mi
953 Whitby Rd Cleveland, OH	3.0	2.0	1188	$1,575	$1.33	24d	1	0.36mi
3430 Winsford Rd Cleveland, OH	4.0	1.5	1800	$1,590	$0.88	17d	1	0.39mi
967 Selwyn Rd Cleveland, OH	3.0	1.5	1214	$1,595	$1.31	17d	1	0.41mi
963 Selwyn Rd Cleveland, OH	4.0	1.0	1300	$2,650	$2.04	2d	1	0.41mi
3406 Henderson Rd Cleveland, OH	4.0	1.5	1343	$2,250	$1.68	17d	1	0.43mi
1099 Woodview Rd Cleveland, OH	4.0	1.0	1500	$2,500	$1.67	2d	1	0.52mi
16000 Terrace Rd Cleveland, OH	1.0–3.0	1.0–2.0	1000	$1,210	$1.21	2d	39	0.55mi
1007 Elbon Rd Cleveland, OH	3.0	1.0	1386	$1,400	$1.01	11d	1	0.56mi
1035 Elbon Rd Cleveland, OH	4.0	1.5	1304	$1,675	$1.28	17d	1	0.57mi
2401 N Taylor Rd Cleveland, OH	3.0	1.0	1347	$1,325	$0.98	8d	1	0.62mi
994 Yellowstone Rd Cleveland, OH	3.0	2.0	1475	$1,395	$0.95	2d	1	0.73mi
15421 Plymouth Pl East Cleveland, OH	2.0	1.0	950	$972	$1.02	44d	1	0.74mi
1726 Taylor Rd East Cleveland, OH	2.0	1.0	900	$972	$1.08	44d	1	0.75mi
14312 Scioto Ave Cleveland, OH	3.0	1.0	1090	$1,300	$1.19	5d	1	0.97mi
1286 E 152nd St Cleveland, OH	2.0	1.0	1638	$1,095	$0.67	44d	1	0.98mi
14813 Alder Ave Cleveland, OH	3.0	1.0	1188	$1,150	$0.97	24d	1	0.99mi
14200 Scioto Ave Cleveland, OH	3.0	1.0	1256	$1,350	$1.07	17d	1	1.03mi
14205 Savannah Ave Cleveland, OH	3.0	1.0	1160	$1,350	$1.16	17d	1	1.06mi
14009 Mayfair Ave Unit 2 East Cleveland, OH	4.0	2.0	1144	$1,390	$1.22	44d	1	1.07mi
35 Severance Cir Cleveland Heights, OH	1.0–2.0	1.0–2.0	832	$1,570	$1.89	2d	26	1.08mi
14005 Scioto Ave Cleveland, OH	3.0	1.0	1056	$1,570	$1.49	17d	1	1.10mi
13900 Potomac Ave Cleveland, OH	3.0	1.0	1172	$1,355	$1.16	24d	1	1.16mi
3808 Kirkwood Rd Cleveland, OH	4.0	1.5	1740	$2,150	$1.24	15d	1	1.17mi
30 Severance Cir Cleveland Heights, OH	1.0–2.0	1.0–2.0	762	$1,700	$2.23	3d	18	1.23mi
3810 Parkdale Rd Cleveland, OH	3.0	1.5	1281	$2,067	$1.61	3d	1	1.24mi
14120 Superior Rd Cleveland, OH	3.0	1.0	1390	$1,400	$1.01	44d	1	1.27mi
3755 Mayfield Rd Cleveland Heights, OH	1.0–2.0	1.0	800	$1,175	$1.47	24d	1	1.28mi
3802 Princeton Blvd Cleveland, OH	3.0	1.5	1656	$2,275	$1.37	2d	1	1.29mi
3917 Bluestone Rd Cleveland, OH	4.0	1.5	1700	$1,650	$0.97	22d	1	1.29mi
14172 Superior Rd Unit 2 Cleveland Heights, OH	2.0	1.0	1446	$1,195	$0.83	24d	1	1.30mi
14172 Superior Rd Unit 1 Cleveland Heights, OH	3.0	1.0	1446	$1,295	$0.90	24d	1	1.30mi
1459 E 134th St Unit up East Cleveland, OH	2.0	1.0	1150	$850	$0.74	11d	1	1.34mi
1605 Hillcrest Rd Cleveland, OH	2.0	1.0	1180	$1,245	$1.06	17d	1	1.34mi
1545 Glenmont Rd Unit 1 East Cleveland, OH	2.0	1.0	1428	$800	$0.56	24d	1	1.35mi

Listing history 39 events

1. 2026-06-18
   days on market $99,900 Active 261 DOM
2. 2026-06-17
   days on market $99,900 Active 260 DOM
3. 2026-06-16
   days on market $99,900 Active 259 DOM
4. 2026-06-15
   days on market $99,900 Active 258 DOM
5. 2026-06-13
   days on market $99,900 Active 256 DOM
6. 2026-06-13
   days on market $99,900 Active 255 DOM
7. 2026-06-09
   days on market $99,900 Active 252 DOM
8. 2026-06-08
   days on market $99,900 Active 251 DOM
9. 2026-06-07
   days on market $99,900 Active 250 DOM
10. 2026-06-05
    days on market $99,900 Active 247 DOM
11. 2026-06-03
    days on market $99,900 Active 246 DOM
12. 2026-06-02
    days on market $99,900 Active 245 DOM
13. 2026-06-01
    days on market $99,900 Active 244 DOM
14. 2026-05-31
    days on market $99,900 Active 243 DOM
15. 2025-09-30
    listed $99,900 Active 338-char remark

    Show marketing remark (338 chars)

    Welcome INVESTORS and handy HOMEBUYERS!! Looking to complete smaller projects or hold as an addition to start a rental portfolio. Property has updated features, being sold in as-is in current condition. Buyer will assume any point of sale violations from the City of Cleveland Heights. No Wholesalers, No Blind Offers, and NO subject too.

16. 2025-08-25
    historical
17. 2025-07-31
    price $117,900
18. 2025-05-05
    price $122,900
19. 2025-03-05
    price $125,900
20. 2024-12-12
    status Active
21. 2024-11-28
    historical Contingent
22. 2024-10-13
    historical $1,350
23. 2024-09-25
    listed $119,900 Active
24. 2024-09-05
    historical $1,350
25. 2024-09-05
    listed $1,350
26. 2023-07-26
    listed $1,600
27. 2023-07-25
    historical $1,600
28. 2023-07-21
    historical $1,600
29. 2023-07-21
    listed $1,600
30. 2023-07-13
    historical
31. 2023-04-29
    price $140,000
32. 2023-01-13
    listed $145,000 Active
33. 2022-10-29
    historical
34. 2022-09-25
    price $145,000
35. 2022-09-15
    listed $155,000 Active
36. 2021-05-28
    listed $107,000 Active
37. 2021-05-26
    price $107,000
38. 2021-05-25
    historical
39. 1974-08-01
    soldstatus $22,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $4,160 · $347/mo
• Projected year-2 tax: $4,160 · $347/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 6 d/yr ≥95°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,511
• − Mortgage interest: −$5,596
• − Property taxes: −$4,160
• − Insurance: −$500
• − Repairs & maintenance: −$1,481
• − Management: −$1,481
• − Depreciation: −$2,906
• Taxable income: $2,388
• Est. tax owed @ 24.0%: −$573
• After-tax cash flow: $3,105/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: East Cleveland City School District
• NCES district ID: 3904390
• Math proficiency: 4% ▼ -16.00%
• Reading proficiency: 17% ▼ -13.00%
• Median HH income: $22,726
• Composite: 7.38/100
• National rank: #9954
• State rank: #652 of 656 in OH

Livability — Cleveland Heights

• Score: 89/100
• State rank: #12
• US rank: #124

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime B Employment C+ Housing A+ Health & safety A User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Cleveland Heights, OH
• County: Cuyahoga County · 1,090,369 people
• City population: 32,312
• Metro: Cleveland-Elyria, OH
• Population (ZIP): 17,848
• Household income: $28,799
• Rent vs Own: 54.9% rent · 45.1% own
• Severe rent burden: 1702.0

Population outlook (Cuyahoga County) Hauer SSP2

• Today (2025): 1,244,621 people
• By 2030: 1,230,093 · -1.2%
• By 2040: 1,189,108 · -4.5%
• By 2050: 1,145,706 · -7.9%
• By 2075: 1,076,557 · -13.5%
• By 2100: 978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (89%)
• Race & ethnicity: Black 89% White 7% Two or more races 2% Hispanic / Latino 1%
• Common ancestry: Lithuanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · French/Haitian/Cajun 3% Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Cuyahoga

• 2024 margin: Solid D (+31.5) · D 65.4% · R 33.9%
• 2008→2024 swing: -7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
• All cycles: 2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -115.61%
• Current HPI: 67.2162
• Rent YoY: ▲ 5.16%
• Metro: Cleveland-Elyria, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+344.0% since first listed

25 events — show timeline

• 2025-09-30 Listed $99,900 MLSNOW
• 2025-08-25 Listing Removed — MLSNOW
• 2025-07-31 Price Changed $117,900 MLSNOW
• 2025-05-05 Price Changed $122,900 MLSNOW
• 2025-03-05 Price Changed $125,900 MLSNOW
• 2024-12-12 Relisted — MLSNOW
• 2024-11-28 Contingent — MLSNOW
• 2024-10-13 Rental Removed $1,350 RENTALBEAST
• 2024-09-25 Listed $119,900 MLSNOW
• 2024-09-05 Rental Removed $1,350 RENTEC
• 2024-09-05 Listed for Rent $1,350 RENTALBEAST
• 2023-07-26 Listed for Rent $1,600 RENTEC
• 2023-07-25 Rental Removed $1,600 YESMLS
• 2023-07-21 Rental Removed $1,600 RENTEC
• 2023-07-21 Listed for Rent $1,600 YESMLS
• 2023-07-13 Listing Removed — MLSNOW
• 2023-04-29 Price Changed $140,000 MLSNOW
• 2023-01-13 Listed $145,000 MLSNOW
• 2022-10-29 Listing Removed — MLSNOW
• 2022-09-25 Price Changed $145,000 MLSNOW
• 2022-09-15 Listed $155,000 MLSNOW
• 2021-05-28 Listed $107,000 MLSNOW
• 2021-05-26 Price Changed $107,000 MLSNOW
• 2021-05-25 Coming Soon — MLSNOW
• 1974-08-01 Sold (Public Records) $22,500 Public Records

Property tax history

+9.6%/yr

Latest (2025): $4,160 · +30.0% YoY. Source: county tax records.