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7510 Highway 35
C Composite 57.39
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.2/10.0
  • 1% rule +5.0/10.0
  • Livability +3.4/5.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$126,800

7510 Highway 35 · Rison, AR 71665
4 bd · 2.0 ba · 1,880 sqft · SingleFamily public records · 206 Days on market
Built 2002 2.00 ac lot $67/sqft · 29% below area Est $179k · 29% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

Key facts

  • Privacy
  • Beautiful acres
  • Outdoor space

Tags

BEAUTIFUL ACRESGENEROUS LIVING SPACESOUTDOOR SPACEPRIVACYDETACHED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $127k.

Deal economics

  • At list price, monthly cash flow is $148 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $127k (0.2% below list).
  • Recommended offer: $112k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#110 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: schools D+, amenities F, commute F.
  • Cleveland County School District (rural): math 40% / reading 36% proficiency, ranked #95 of 238 in AR (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 33 active listings in the ZIP.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $877 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Cleveland County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 206 days — a 12% lower offer ($112k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 14y ago; this cycle's ask has dropped $108k (46%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $111,584 (12.0% below list)

Questions for the listing agent

  1. It's been on market 206 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.69%
Cash-on-cash
5.00%
DSCR
1.22
GRM
8.3

CMA / ARV

ARV (median comp)
$179,161
List price
$126,800
Delta
-29.23%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7540 S Highway 35 0.06mi 3/2.0 (-1) 1,690 (-10%) 13mo $206,500 $122 65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.5%
Equity multiple
0.69×
Total profit
$-11,126
Equity at exit
$18,906
10-year hold
IRR
1.0%
Equity multiple
1.07×
Total profit
$2,454
Equity at exit
$10,963

Cash invested: $35,504 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 71665

Home prices YoY
-28.3%
Active inventory
33
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,266 medium interval (Pro) →
Mortgage (P&I)
$665
Tax from tax record
$134 /mo · $1,609/yr
Insurance
$53
HOA
$0
Vacancy / Maint / Mgmt
$266
Net cashflow
$148

Break-even live

Break-even rent $1,078
Max offer price $126,800
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,700
Closing costs
$3,804
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 38 events

  1. 2026-06-19
    days on market $126,800 Active 206 DOM
  2. 2026-06-18
    days on market $126,800 Active 205 DOM
  3. 2026-06-17
    days on market $126,800 Active 204 DOM
  4. 2026-06-16
    days on market $126,800 Active 203 DOM
  5. 2026-06-15
    days on market $126,800 Active 202 DOM
  6. 2026-06-14
    days on market $126,800 Active 200 DOM
  7. 2026-06-12
    days on market $126,800 Active 199 DOM
  8. 2026-06-09
    days on market $126,800 Active 196 DOM
  9. 2026-06-08
    days on market $126,800 Active 195 DOM
  10. 2026-06-07
    days on market $126,800 Active 194 DOM
  11. 2026-06-05
    statusdays on market $126,800 Active 191 DOM
  12. 2026-06-03
    days on market $126,800 Price Change 190 DOM
  13. 2026-06-02
    days on market $126,800 Price Change 189 DOM
  14. 2026-06-01
    days on market $126,800 Price Change 188 DOM
  15. 2026-05-31
    days on market $126,800 Price Change 187 DOM
  16. 2026-05-30
    days on market $126,800 Price Change 186 DOM
  17. 2026-05-03
    price $151,500 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  18. 2026-04-23
    status Back on Market 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  19. 2026-04-18
    status Pending (FC, SS, REO) 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  20. 2026-03-31
    price $164,900 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  21. 2026-03-28
    price $172,500 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  22. 2026-03-26
    status Active 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  23. 2026-03-12
    status Pending (FC, SS, REO) 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  24. 2026-02-22
    price $184,500 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  25. 2026-01-22
    price $199,900 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  26. 2026-01-10
    price $209,900 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  27. 2025-12-10
    price $225,000 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  28. 2025-11-06
    listed $234,900 New Listing 484-char remark
    Show marketing remark (484 chars)

    * Agent remarks * Enjoy peaceful country living in this spacious 4-bedroom, 3-bath home situated on 2 beautiful acres on the outskirts of Rison! This property offers plenty of room both inside and out, featuring a functional floor plan with generous living spaces. The outdoor space provides endless possibilities for gardening, entertaining, or simply relaxing in the quiet Arkansas countryside. With its blend of comfort and privacy, this property is the perfect place to call home

  29. 2023-06-12
    soldstatus $220,000
  30. 2018-06-06
    soldstatus $147,500 Sold 475-char remark
    Show marketing remark (475 chars)

    Great Country living in Cleveland County, about 7 1/2 miles south of the school in Rison. This home is immaculate!!! 4 bedrooms and 3 baths. Large master suite with a great bathroom with a large shower!! Great paint colors, new flooring, ch/a unit installed 2016, extra insulation added in attic. Wood stove. Stainless steel appliances. Privacy fenced backyard, patio with fire pit. All electric with low electric bills. Taxes are after HC. Call today for a personal tour!!

  31. 2018-06-06
    soldstatus $148,000
    Show marketing remark (475 chars)

    Great Country living in Cleveland County, about 7 1/2 miles south of the school in Rison. This home is immaculate!!! 4 bedrooms and 3 baths. Large master suite with a great bathroom with a large shower!! Great paint colors, new flooring, ch/a unit installed 2016, extra insulation added in attic. Wood stove. Stainless steel appliances. Privacy fenced backyard, patio with fire pit. All electric with low electric bills. Taxes are after HC. Call today for a personal tour!!

  32. 2018-04-17
    status Under Contract 475-char remark
    Show marketing remark (475 chars)

    Great Country living in Cleveland County, about 7 1/2 miles south of the school in Rison. This home is immaculate!!! 4 bedrooms and 3 baths. Large master suite with a great bathroom with a large shower!! Great paint colors, new flooring, ch/a unit installed 2016, extra insulation added in attic. Wood stove. Stainless steel appliances. Privacy fenced backyard, patio with fire pit. All electric with low electric bills. Taxes are after HC. Call today for a personal tour!!

  33. 2018-03-27
    price $152,500 475-char remark
    Show marketing remark (475 chars)

    Great Country living in Cleveland County, about 7 1/2 miles south of the school in Rison. This home is immaculate!!! 4 bedrooms and 3 baths. Large master suite with a great bathroom with a large shower!! Great paint colors, new flooring, ch/a unit installed 2016, extra insulation added in attic. Wood stove. Stainless steel appliances. Privacy fenced backyard, patio with fire pit. All electric with low electric bills. Taxes are after HC. Call today for a personal tour!!

  34. 2018-03-12
    listed $157,900 New Listing 475-char remark
    Show marketing remark (475 chars)

    Great Country living in Cleveland County, about 7 1/2 miles south of the school in Rison. This home is immaculate!!! 4 bedrooms and 3 baths. Large master suite with a great bathroom with a large shower!! Great paint colors, new flooring, ch/a unit installed 2016, extra insulation added in attic. Wood stove. Stainless steel appliances. Privacy fenced backyard, patio with fire pit. All electric with low electric bills. Taxes are after HC. Call today for a personal tour!!

  35. 2013-01-04
    soldstatus $85,000
  36. 2012-12-10
    soldstatus $85,000
  37. 2012-09-29
    historical
  38. 2012-09-04
    listed $89,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,609 · $134/mo
Projected year-2 tax
$1,609 · $134/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,186
− Mortgage interest
−$7,103
− Property taxes
−$1,609
− Insurance
−$634
− Repairs & maintenance
−$1,215
− Management
−$1,215
− Depreciation
−$3,689
Taxable loss
−$279
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$67
After-tax cash flow
$1,841/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cleveland County School District
NCES district ID
0500067
Math proficiency
40% ▼ -8.00%
Reading proficiency
36% ▼ -8.00%
Median HH income
$37,028
Composite
31.62/100
National rank
#5939
State rank
#95 of 238 in AR

Livability — Rison

Score
67/100
State rank
#110
US rank
#11095

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
4,889

Population outlook (Cleveland County) Hauer SSP2

Today (2025)
7,657 people
By 2030
7,246 · -5.4%
By 2040
6,391 · -16.5%
By 2050
5,612 · -26.7%
By 2075
4,230 · -44.8%
By 2100
3,389 · -55.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Black 9% Two or more races 4%
Common ancestry
Lithuanian 1% Slovak 1% Italian 1%
Foreign-born
0% · Canada
Languages at home
99% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Cleveland

2024 margin
Solid R (+67.6) · D 15.5% · R 83.1% · Other 1.4%
2008→2024 swing
-23.6pp toward R · 2008: -43.9pp · 2024: -67.6pp
All cycles
2024: R+67.6 2020: R+61.6 2016: R+52.6 2012: R+45.0 2008: R+43.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -49.03%
Current HPI
124.3335
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+69.3% since first listed
22 events — show timeline
  • 2026-05-03 Price Changed $151,500 CARMLS
  • 2026-04-23 Relisted CARMLS
  • 2026-04-18 Pending CARMLS
  • 2026-03-31 Price Changed $164,900 CARMLS
  • 2026-03-28 Price Changed $172,500 CARMLS
  • 2026-03-26 Relisted CARMLS
  • 2026-03-12 Pending CARMLS
  • 2026-02-22 Price Changed $184,500 CARMLS
  • 2026-01-22 Price Changed $199,900 CARMLS
  • 2026-01-10 Price Changed $209,900 CARMLS
  • 2025-12-10 Price Changed $225,000 CARMLS
  • 2025-11-06 Listed $234,900 CARMLS
  • 2023-06-12 Sold (Public Records) $220,000 Public Records
  • 2018-06-06 Sold (Public Records) $148,000 Public Records
  • 2018-06-06 Sold (MLS) $147,500 CARMLS
  • 2018-04-17 Pending CARMLS
  • 2018-03-27 Price Changed $152,500 CARMLS
  • 2018-03-12 Listed $157,900 CARMLS
  • 2013-01-04 Sold (Public Records) $85,000 Public Records
  • 2012-12-10 Sold (MLS) $85,000 CARMLS
  • 2012-09-29 Listing Removed CARMLS
  • 2012-09-04 Listed $89,500 CARMLS

Property tax history

+9.6%/yr

Latest (2025): $1,609 · +10.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…