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5712 Stonehaven Ln
B- Composite 66.33
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +6.9/10.0
  • ARV discount +6.6/15.0
  • Rent growth +5.0/5.0
  • Livability +3.2/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$210,000

5712 Stonehaven Ln · Prien, LA 70605
3 bd · 2.0 ba · 1,524 sqft · SingleFamily · 23 Days on market
Built 1995 7,840 sqft lot Est $206k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Nice 3-bedroom, 2-bath brick home located in South Lake Charles! This adorable and cozy home features a warm wood-burning fireplace and offers the perfect space for a first-time buyer or growing family. The spacious master suite includes a large soaking tub and separate shower. Step outside to find an air-conditioned shop in the backyard, along with an additional storage shed for all your tools and hobbies. Conveniently located near shopping, dining, schools, and everything Lake Charles has to offer! All measurements are more or less.

Key facts

  • Master suite
  • Air conditioned shop
  • Soaking tub

Tags

WOOD BURNING FIREPLACEAIR CONDITIONED SHOPSTORAGE SHEDMASTER SUITESOAKING TUBSEPARATE SHOWER

Property features AI

Exterior

  • Utilities: Public water; Public sewer; Electricity available; Water available; Sewer available
  • Home design: Single-story house; Single family residence; Residential property
  • Exterior features: Back yard; City lot; Lot dimensions approximately 70 x 115 (0.18 acres)

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: Wood-burning fireplace; Central heating; Central air conditioning

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $718 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $210k).
  • Recommended offer: $207k (1.5% below list) — sets the bar for market timing.
  • Cap rate 10.4% vs local median 4.7% in Prien — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#174 in LA) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: schools F, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+15.1%/yr); 456 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $59k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $116k; list at $210k implies a 81% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $206,850 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
10.40%
Cash-on-cash
14.66%
DSCR
1.65
GRM
7.0

CMA / ARV

ARV (on-the-fly)
$205,740
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5704 Stonehaven Ln 0.05mi 3/2.0 1,504 (-1%) 15mo $205,000 $136 83
1094 Spanish Mission Trl 0.26mi 3/2.0 1,524 (0%) 9mo $200,000 $131 81
906 Aberdeen Dr 0.10mi 3/2.0 1,600 (+5%) 9mo $214,000 $134 80
1011 Aberdeen Dr 0.17mi 3/2.0 1,390 (-9%) 2mo $191,500 $138 75
5710 Stonehaven Ln 0.01mi 3/2.0 1,624 (+7%) 20mo $220,000 $135 72
5705 Adair Dr 0.12mi 3/2.0 1,324 (-13%) 8mo $197,000 $149 66
5797 Berwick Ln 0.09mi 3/2.0 1,381 (-9%) 20mo $185,000 $134 64
1111 Aberdeen Dr 0.27mi 3/2.0 1,362 (-11%) 8mo $189,900 $139 63
1077 Spanish Mission Trl 0.23mi 3/2.0 1,750 (+15%) 13mo $210,000 $120 54
404 Arabie Rd Rd 0.66mi 3/2.5 1,390 (-9%) 2mo $167,500 $121 51
5712 W Dietrich Loop W 0.63mi 2/2.0 (-1) 1,639 (+8%) 20mo $235,000 $143 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
10.2%
Equity multiple
1.42×
Total profit
$24,877
Equity at exit
$31,312
10-year hold
IRR
22.8%
Equity multiple
3.39×
Total profit
$140,455
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70605

Rents YoY
15.1%
Active inventory
456
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$2,503 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$70 /mo · $838/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$526
Net cashflow
$718

Break-even live

Break-even rent $1,593
Max offer price $210,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
716 Dianne Ln Lake Charles, LA 3.0 2.0 2200 $5,000 $2.27 43d 1 0.65mi
155 Heather St Lake Charles, LA 3.0 2.0 1316 $1,650 $1.25 13d 1 0.88mi
801 Sundale Dr Lake Charles, LA 3.0 1.0 1144 $1,195 $1.04 43d 1 1.18mi

Listing history 18 events

  1. 2026-06-18
    status $210,000 Pending 23 DOM
  2. 2026-06-18
    days on market $210,000 Active 23 DOM
  3. 2026-06-17
    days on market $210,000 Active 22 DOM
  4. 2026-06-16
    days on market $210,000 Active 21 DOM
  5. 2026-06-15
    days on market $210,000 Active 20 DOM
  6. 2026-06-14
    days on market $210,000 Active 18 DOM
  7. 2026-06-13
    days on market $210,000 Active 17 DOM
  8. 2026-06-10
    days on market $210,000 Active 15 DOM
  9. 2026-06-09
    days on market $210,000 Active 14 DOM
  10. 2026-06-08
    days on market $210,000 Active 13 DOM
  11. 2026-06-07
    days on market $210,000 Active 12 DOM
  12. 2026-06-05
    days on market $210,000 Active 9 DOM
  13. 2026-06-02
    days on market $210,000 Active 7 DOM
  14. 2026-06-01
    days on market $210,000 Active 6 DOM
  15. 2026-05-31
    days on market $210,000 Active 5 DOM
  16. 2026-05-30
    days on market $210,000 Active 4 DOM
  17. 2026-05-26
    listed $210,000 Active
  18. 2005-03-23
    soldstatus $116,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$838 · $70/mo
Projected year-2 tax
$1,155 · $96/mo
Expected delta
+$318/yr (+$26/mo · 37.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,031
− Mortgage interest
−$11,763
− Property taxes
−$838
− Insurance
−$1,050
− Repairs & maintenance
−$2,402
− Management
−$2,402
− Depreciation
−$6,109
Taxable income
$5,466
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,312
After-tax cash flow
$7,310/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Prien

Score
64/100
State rank
#174
US rank
#14370

Category grades

Amenities F Commute F Cost of living C+ Crime A Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Calcasieu Parish · 170,889 people
Metro
Lake Charles, LA
Population (ZIP)
40,482
Household income
$86,015
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
1328.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 10% Hispanic / Latino 6% Two or more races 6% Asian 3%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Lithuanian 12% Italian 3% Slovak 2%
Foreign-born
6% · Canada, Jamaica
Languages at home
92% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -102.68%
Current HPI
105.1903
Rent YoY
▲ 15.10%
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+81.0% since first listed
2 events — show timeline
  • 2026-05-26 Listed $210,000 SWLAR
  • 2005-03-23 Sold (Public Records) $116,000 Public Records

Property tax history

+0.5%/yr

Latest (2025): $838 · +2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…