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711 Cox Ct
C+ Composite 60.85
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.0/30.0
  • ARV discount +10.4/15.0
  • Schools +7.6/10.0
  • DSCR +6.7/10.0
  • 1% rule +6.6/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$223,000

711 Cox Ct · Le Claire, IA 52753
2 bd · 2.5 ba · 1,426 sqft · Townhouse public records · 35 Days on market
Built 2018 $156/sqft · 15% below area Est $238k · 6% under $195/mo HOA · 8% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Subject to seller getting home they have offer on! This awesome "2 year NEW" townhouse is ready to move into! Awesome great room with kitchen that has stainless appliances & quartz counter tops, large breakfast bar, a pantry, deck, and opens to living room. This level has a 1/2 bath as well. Up are 2 bedrooms, 2 baths, and a convenient laundry. Main entry is 3x14 and pens to attached 2 car garage. Deck has a beautiful SE view AND shade in the afternoon. Close to I-80 and has seasonal "River Views!" Low maintenance and close to shopping, schools, restaurants, and the Riverfront!

Key facts

  • Lawn care included
  • Granite counter tops
  • $195 HOA

Tags

LAWN CARE INCLUDEDSNOW REMOVAL INCLUDEDOPEN CONCEPT MAIN LIVING AREASTAINLESS STEEL APPLIANCESGRANITE COUNTER TOPSCONVENIENT LAUNDRY AREA

Property features AI

Finance

  • Other: Fee simple ownership; Property is not currently leased; Directions: Eagle Ridge Rd, East on Iowa Dr, South on Cox Ct
  • HOA & community: Monthly association fee of $195 covering lawn care and snow removal; Pets allowed (cats and dogs; weight limit up to 150 lbs; number limit applies)

Exterior

  • Parking: Attached garage (garage owned) with 2 garage spaces; Concrete driveway; Garage door opener
  • Utilities: Public water; Public sewer
  • Home design: Attached single property; 2-story townhouse; Entry level on level 1; Approximately 6–10 years old
  • Construction: Vinyl siding; Asphalt roof; Concrete perimeter foundation; Approximately 1,296 total above-ground square feet (per assessor); Unfinished basement (624 sq ft)
  • Exterior features: Deck; Level lot

Interior

  • Kitchen: Range; Microwave; Dishwasher; Refrigerator; Disposal; Eating area / breakfast bar; Luxury vinyl flooring in kitchen
  • Bedrooms: Master bedroom on third level (carpeted, full bath); Bedroom 2 on third level (12 x 12, carpeted); Two additional bedrooms
  • Flooring: Luxury vinyl flooring in dining room, living room, and kitchen; Carpet in bedrooms; Tile in laundry
  • Bathrooms: Two full bathrooms; One half bathroom; Double sink in bath
  • Heating & cooling: Natural gas heating; Forced air; Central air conditioning
  • Interior features: Walk-in closets; Granite counters; Window treatments and drapes; Kitchen/dining combo
  • Laundry & utility: Upper-level laundry (tile flooring)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath townhouse listed at $223k.

Deal economics

  • At list price, monthly cash flow is $313 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $223k).
  • Recommended offer: $216k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 4.6% in Le Claire — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#256 in IA, #4,947 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Pleasant Valley Community School District (suburban): math 87% / reading 85% proficiency, ranked #5 of 289 in IA (top 2%) — strong family-tenant draw, lease renewals of 3-5y typical; only 8% free/reduced lunch — higher-income household profile.
  • Market conditions: 80 active listings in the ZIP; 805 units permitted in Scott County in 2024 (479 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Scott County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 35 days — a 3% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $216,310 (3.0% below list)

Questions for the listing agent

  1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.16%
Cap rate
7.97%
Cash-on-cash
6.01%
DSCR
1.27
GRM
7.2

CMA / ARV

ARV (median comp)
$238,344
List price
$223,000
Delta
-6.44%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
700 Cox Ct #700 0.03mi 2/2.5 1,352 (-5%) 8mo $220,000 $163 83
724 Cox Ct 0.03mi 2/2.5 1,352 (-5%) 8mo $220,000 $163 83
725 Cox Ct 0.04mi 2/2.5 1,352 (-5%) 10mo $215,000 $159 82
701 Cox Ct 0.03mi 2/2.5 1,352 (-5%) 14mo $220,000 $163 78
734 Cox Ct 0.05mi 2/2.5 1,352 (-5%) 17mo $220,000 $163 74
801 Hartz Ct #0 0.65mi 3/3.0 (+1) 1,402 (-2%) 5mo $362,500 $259 56
800 Hartz Ct #800 0.61mi 3/3.0 (+1) 1,528 (+7%) 0mo $375,000 $245 52
709 Hartz Ct 0.65mi 2/3.0 1,512 (+6%) 7mo $355,000 $235 52
1106 Iowa Dr 0.35mi 3/2.5 (+1) 1,612 (+13%) 10mo $320,000 $199 49
809 Hartz Ct 0.65mi 3/3.0 (+1) 1,498 (+5%) 9mo $355,000 $237 47
1108 Iowa Dr 0.34mi 3/3.0 (+1) 1,609 (+13%) 14mo $315,000 $196 44
1329 Wisconsin St 0.59mi 3/1.5 (+1) 1,318 (-8%) 15mo $215,000 $163 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-7.0%
Equity multiple
0.74×
Total profit
$-16,076
Equity at exit
$33,250
10-year hold
IRR
2.7%
Equity multiple
1.20×
Total profit
$12,252
Equity at exit
$19,281

Cash invested: $62,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Iowa
83 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; mostly landlord-friendly statewide.

ZIP-level market 52753

Home prices YoY
-31.0%
Active inventory
80
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$2,578 medium interval (Pro) →
Mortgage (P&I)
$1,169
Tax from tax record
$267 /mo · $3,202/yr
Insurance
$93
HOA
$195
Vacancy / Maint / Mgmt
$541
Net cashflow
$313

Break-even live

Break-even rent $2,183
Max offer price $223,000
Occupancy floor 83%

Sensitivity live

Price -10% $439 -5% $376 +0% $313 +5% $249 +10% $186
Rent -10% $109 -5% $211 +0% $313 +5% $414 +10% $516
Rate -1.0pp $425 -0.5pp $369 base $313 +0.5pp $255 +1.0pp $196

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,750
Closing costs
$6,690
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$195 · $2,340/yr

Listing history 31 events

  1. 2026-06-18
    days on market $223,000 Active 35 DOM
  2. 2026-06-17
    days on market $223,000 Active 34 DOM
  3. 2026-06-16
    days on market $223,000 Active 33 DOM
  4. 2026-06-15
    days on market $223,000 Active 32 DOM
  5. 2026-06-14
    days on market $223,000 Active 30 DOM
  6. 2026-06-13
    days on market $223,000 Active 29 DOM
  7. 2026-06-10
    days on market $223,000 Active 27 DOM
  8. 2026-06-09
    days on market $223,000 Active 26 DOM
  9. 2026-06-08
    days on market $223,000 Active 25 DOM
  10. 2026-06-07
    days on market $223,000 Active 24 DOM
  11. 2026-06-05
    days on market $223,000 Active 21 DOM
  12. 2026-06-03
    days on market $223,000 Active 20 DOM
  13. 2026-06-02
    days on market $223,000 Active 19 DOM
  14. 2026-06-01
    days on market $223,000 Active 18 DOM
  15. 2026-05-31
    days on market $223,000 Active 17 DOM
  16. 2026-05-30
    days on market $223,000 Active 16 DOM
  17. 2026-05-13
    listed $223,000 Active 526-char remark
  18. 2022-10-05
    historical
  19. 2021-06-16
    soldstatus $200,000
  20. 2021-06-11
    soldstatus $200,000
    Show marketing remark (608 chars)

    Subject to seller getting home they have offer on! This awesome "2 year NEW" townhouse is ready to move into! Awesome great room with kitchen that has stainless appliances & quartz counter tops, large breakfast bar, a pantry, deck, and opens to living room. This level has a 1/2 bath as well. Up are 2 bedrooms, 2 baths, and a convenient laundry. Main entry is 3x14 and pens to attached 2 car garage. Deck has a beautiful SE view AND shade in the afternoon. Close to I-80 and has seasonal "River Views!" Low maintenance and close to shopping, schools, restaurants, and the Riverfront!

  21. 2021-06-11
    soldstatus $200,000
    Show marketing remark (608 chars)

    Subject to seller getting home they have offer on! This awesome "2 year NEW" townhouse is ready to move into! Awesome great room with kitchen that has stainless appliances & quartz counter tops, large breakfast bar, a pantry, deck, and opens to living room. This level has a 1/2 bath as well. Up are 2 bedrooms, 2 baths, and a convenient laundry. Main entry is 3x14 and pens to attached 2 car garage. Deck has a beautiful SE view AND shade in the afternoon. Close to I-80 and has seasonal "River Views!" Low maintenance and close to shopping, schools, restaurants, and the Riverfront!

  22. 2021-04-24
    listed $199,900
    Show marketing remark (608 chars)

    Subject to seller getting home they have offer on! This awesome "2 year NEW" townhouse is ready to move into! Awesome great room with kitchen that has stainless appliances & quartz counter tops, large breakfast bar, a pantry, deck, and opens to living room. This level has a 1/2 bath as well. Up are 2 bedrooms, 2 baths, and a convenient laundry. Main entry is 3x14 and pens to attached 2 car garage. Deck has a beautiful SE view AND shade in the afternoon. Close to I-80 and has seasonal "River Views!" Low maintenance and close to shopping, schools, restaurants, and the Riverfront!

  23. 2021-04-24
    listed $199,900
    Show marketing remark (608 chars)

    Subject to seller getting home they have offer on! This awesome "2 year NEW" townhouse is ready to move into! Awesome great room with kitchen that has stainless appliances & quartz counter tops, large breakfast bar, a pantry, deck, and opens to living room. This level has a 1/2 bath as well. Up are 2 bedrooms, 2 baths, and a convenient laundry. Main entry is 3x14 and pens to attached 2 car garage. Deck has a beautiful SE view AND shade in the afternoon. Close to I-80 and has seasonal "River Views!" Low maintenance and close to shopping, schools, restaurants, and the Riverfront!

  24. 2019-08-16
    soldstatus $175,000
  25. 2019-07-22
    soldstatus $174,900
  26. 2019-07-22
    soldstatus $174,900
  27. 2019-03-29
    listed $174,900
  28. 2019-03-29
    listed $174,900
  29. 2019-03-29
    historical
  30. 2013-11-14
    soldstatus $180,000
  31. 2012-09-20
    soldstatus $180,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IA · Partial reset (capped growth)

Current annual tax
$3,202 · $267/mo
Projected year-2 tax
$3,352 · $279/mo
Expected delta
+$150/yr (+$12/mo · 4.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,938
− Mortgage interest
−$12,491
− Property taxes
−$3,202
− Insurance
−$1,115
− Repairs & maintenance
−$2,475
− Management
−$2,475
− HOA
−$2,340
− Depreciation
−$6,487
Taxable income
$352
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$85
After-tax cash flow
$3,666/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pleasant Valley Community School District
NCES district ID
1923110
Math proficiency
87% ▼ -4.00%
Reading proficiency
85% ▼ -2.00%
Median HH income
$80,716
Composite
75.59/100
National rank
#130
State rank
#5 of 289 in IA

Livability — Le Claire

Score
74/100
State rank
#256
US rank
#4947

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment A Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Le Claire, IA
Population (ZIP)
6,111

Population outlook (Scott County) Hauer SSP2

Today (2025)
188,878 people
By 2030
196,648 · +4.1%
By 2040
210,860 · +11.6%
By 2050
224,359 · +18.8%
By 2075
258,884 · +37.1%
By 2100
286,447 · +51.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 5% Asian 2% Hispanic / Latino 1%
Common ancestry
Serbian 3% Italian 3% Slovak 2%
Foreign-born
0% · Canada
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Scott

2024 margin
Toss-up / Even · D 47.3% · R 51.2% · Other 1.4%
2008→2024 swing
-18.4pp toward R · 2008: 14.6pp · 2024: -3.9pp
All cycles
2024: R+3.9 2020: D+3.5 2016: D+1.4 2012: D+13.8 2008: D+14.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -91.47%
Current HPI
203.798
Rent YoY
Metro
State GDP YoY
▲ 2.48%
F500 in state
4

Industry mix (Fortune 500 HQ in IA)

Industry F500 HQs Revenue

Price history

+23.9% since first listed
15 events — show timeline
  • 2026-05-13 Listed $223,000 MRED as Distributed by MLS Grid
  • 2022-10-05 Listing Removed RMLSA as Distributed by MLS Grid
  • 2021-06-16 Sold (Public Records) $200,000 Public Records
  • 2021-06-11 Sold (MLS) $200,000 RMLSA as Distributed by MLS Grid
  • 2021-06-11 Sold (MLS) $200,000 MRED as Distributed by MLS Grid
  • 2021-04-24 Listed $199,900 RMLSA as Distributed by MLS Grid
  • 2021-04-24 Listed $199,900 MRED as Distributed by MLS Grid
  • 2019-08-16 Sold (Public Records) $175,000 Public Records
  • 2019-07-22 Sold (MLS) $174,900 MRED as Distributed by MLS Grid
  • 2019-07-22 Sold (MLS) $174,900 RMLSA as Distributed by MLS Grid
  • 2019-03-29 Listing Removed MRED as Distributed by MLS Grid
  • 2019-03-29 Listed $174,900 MRED as Distributed by MLS Grid
  • 2019-03-29 Listed $174,900 RMLSA as Distributed by MLS Grid
  • 2013-11-14 Sold (Public Records) $180,000 Public Records
  • 2012-09-20 Sold (Public Records) $180,000 Public Records

Property tax history

+59.5%/yr

Latest (2025): $3,202 · -1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…