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498 Remington Ln
C- Composite 53.11
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.2/30.0
  • ARV discount +10.1/15.0
  • DSCR +6.1/10.0
  • 1% rule +4.5/10.0
  • Livability +3.7/5.0
  • Schools +3.6/10.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$299,900

498 Remington Ln · Cartersville, GA 30101
3 bd · 2.0 ba · 1,405 sqft · SingleFamily public records · 253 Days on market
Built 1992 0.68 ac lot $213/sqft · at area comps Est $319k · 6% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is less than 3 years old.

Key facts

  • White cabinets
  • Split-level home
  • Granite countertops

Tags

SPLIT-LEVEL HOMENORTH PAULDING SCHOOL DISTRICTWHITE CABINETSGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESFINISHED LIVING SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $300k.

Deal economics

  • At list price, monthly cash flow is $325 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $285k (4.9% below list).
  • Recommended offer: $264k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.6% vs local median 3.7% in Cartersville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#43 in GA, #4,800 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities A; Watch: schools D+, commute F.
  • Paulding County (suburban): math 39% / reading 42% proficiency, ranked #33 of 174 in GA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.5%/yr); 523 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 1,458 units permitted in Paulding County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($111k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Paulding County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 253 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 18y ago; this cycle's ask has dropped $50k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $263,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 253 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
7.59%
Cash-on-cash
4.65%
DSCR
1.21
GRM
8.8

CMA / ARV

ARV (median comp)
$318,565
List price
$299,900
Delta
-5.86%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
81 Summit Trl 0.32mi 2/2.0 (-1) 1,574 (+12%) 10mo $399,000 $253 52
50 Oak Glen Way 0.73mi 3/2.0 1,428 (+2%) 16mo $337,000 $236 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.48% rent growth · sell at horizon

5-year hold
IRR
-8.6%
Equity multiple
0.68×
Total profit
$-26,545
Equity at exit
$44,716
10-year hold
IRR
1.5%
Equity multiple
1.11×
Total profit
$9,107
Equity at exit
$25,930

Cash invested: $83,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30101

Rents YoY
3.5%
Active inventory
523
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,853 medium interval (Pro) →
Mortgage (P&I)
$1,573
Tax from tax record
$231 /mo · $2,770/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$599
Net cashflow
$325

Break-even live

Break-even rent $2,441
Max offer price $299,900
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,975
Closing costs
$8,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
67 Winchester Ct Acworth, GA 3.0 2.0 1115 $1,700 $1.52 43d 1 0.19mi
221 Remington Ln Acworth, GA 4.0 2.0 1750 $4,600 $2.63 43d 1 0.30mi

Listing history 46 events

  1. 2026-06-18
    days on market $299,900 Active 253 DOM
  2. 2026-06-17
    days on market $299,900 Active 252 DOM
  3. 2026-06-16
    days on market $299,900 Active 251 DOM
  4. 2026-06-15
    days on market $299,900 Active 250 DOM
  5. 2026-06-13
    days on market $299,900 Active 248 DOM
  6. 2026-06-13
    days on market $299,900 Active 247 DOM
  7. 2026-06-09
    pricedays on market $299,900 Active 244 DOM
  8. 2026-06-08
    days on market $315,000 Active 243 DOM
  9. 2026-06-07
    days on market $315,000 Active 242 DOM
  10. 2026-06-04
    days on market $315,000 Active 239 DOM
  11. 2026-06-03
    days on market $315,000 Active 238 DOM
  12. 2026-06-02
    days on market $315,000 Active 237 DOM
  13. 2026-06-01
    days on market $315,000 Active 236 DOM
  14. 2026-05-31
    days on market $315,000 Active 235 DOM
  15. 2026-04-12
    price $315,000 580-char remark
    Show marketing remark (580 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is less than 3 years old.

  16. 2026-04-11
    price $315,000 570-char remark
    Show marketing remark (570 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.

  17. 2026-02-06
    price $332,500 580-char remark
    Show marketing remark (570 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.

  18. 2026-02-06
    price $332,500 570-char remark
    Show marketing remark (570 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.

  19. 2026-01-10
    price $337,500 580-char remark
    Show marketing remark (570 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.

  20. 2026-01-10
    price $337,500 570-char remark
    Show marketing remark (570 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.

  21. 2025-11-22
    price $342,500 580-char remark
    Show marketing remark (570 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.

  22. 2025-11-22
    price $342,500 570-char remark
    Show marketing remark (570 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.

  23. 2025-10-30
    price $347,100 570-char remark
    Show marketing remark (580 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is less than 3 years old.

  24. 2025-10-30
    price $347,100 580-char remark
    Show marketing remark (580 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is less than 3 years old.

  25. 2025-10-08
    listed $349,900 New 580-char remark
    Show marketing remark (570 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.

  26. 2025-10-08
    listed $349,900 Active 570-char remark
    Show marketing remark (570 chars)

    Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.

  27. 2020-06-22
    soldstatus $2,110,200
  28. 2015-05-01
    price $105,000
  29. 2015-04-30
    historical
  30. 2015-04-01
    price $105,000
  31. 2015-03-13
    soldstatus $105,000 Sold
  32. 2015-03-13
    price $120,000
  33. 2015-03-12
    soldstatus $105,000 Sold
  34. 2015-01-05
    historical Contingent - Due Diligence
  35. 2015-01-02
    listed $120,000 Active
  36. 2015-01-02
    status Under Contract
  37. 2014-12-31
    historical
  38. 2014-12-29
    price $120,000
  39. 2014-12-18
    listed $120,000 New
  40. 2014-12-17
    listed $120,000 Active
  41. 2009-08-07
    soldstatus $84,500
  42. 2008-11-28
    listed $84,500
  43. 2005-05-19
    soldstatus $136,000
  44. 2004-10-27
    soldstatus $103,000
  45. 1997-08-26
    soldstatus $89,000
  46. 1992-01-28
    soldstatus $70,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,770 · $231/mo
Projected year-2 tax
$2,770 · $231/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,234
− Mortgage interest
−$16,799
− Property taxes
−$2,770
− Insurance
−$1,500
− Repairs & maintenance
−$2,739
− Management
−$2,739
− Depreciation
−$8,724
Taxable loss
−$1,037
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$249
After-tax cash flow
$4,151/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Paulding County
NCES district ID
1304020
Math proficiency
39% ▼ -6.00%
Reading proficiency
42% ▼ -7.00%
Median HH income
$61,447
Composite
36.0/100
National rank
#4784
State rank
#33 of 174 in GA

Livability — Cartersville

Score
74/100
State rank
#43
US rank
#4800

Category grades

Amenities A Commute F Cost of living A Crime C+ Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Cobb County · 777,758 people
City population
70,885
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
62,593
Household income
$110,774
Rent vs Own
20.6% rent · 79.4% own
Severe rent burden
851.0

Population outlook (Paulding County) Hauer SSP2

Today (2025)
175,714 people
By 2030
186,082 · +5.9%
By 2040
204,414 · +16.3%
By 2050
217,040 · +23.5%
By 2075
236,980 · +34.9%
By 2100
238,314 · +35.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Black 18% Hispanic / Latino 11% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 2% Romanian 2%
Foreign-born
10% · Canada, Jamaica, Vietnam
Languages at home
85% English-only · Spanish 8% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Paulding

2024 margin
Strong R (+24.1) · D 37.6% · R 61.7%
2008→2024 swing
+14.4pp toward D · 2008: -38.5pp · 2024: -24.1pp
All cycles
2024: R+24.1 2020: R+29.1 2016: R+41.2 2012: R+43.6 2008: R+38.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -132.08%
Current HPI
237.1884
Rent YoY
▲ 3.48%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+347.4% since first listed
32 events — show timeline
  • 2026-04-12 Price Changed $315,000 GAMLS
  • 2026-04-11 Price Changed $315,000 FMLS
  • 2026-02-06 Price Changed $332,500 GAMLS
  • 2026-02-06 Price Changed $332,500 FMLS
  • 2026-01-10 Price Changed $337,500 GAMLS
  • 2026-01-10 Price Changed $337,500 FMLS
  • 2025-11-22 Price Changed $342,500 GAMLS
  • 2025-11-22 Price Changed $342,500 FMLS
  • 2025-10-30 Price Changed $347,100 FMLS
  • 2025-10-30 Price Changed $347,100 GAMLS
  • 2025-10-08 Listed $349,900 FMLS
  • 2025-10-08 Listed $349,900 GAMLS
  • 2020-06-22 Sold (Public Records) $2,110,200 Public Records
  • 2015-05-01 Price Changed $105,000 FMLS
  • 2015-04-30 Listing Removed FMLS
  • 2015-04-01 Price Changed $105,000 GAMLS
  • 2015-03-13 Price Changed $120,000 FMLS
  • 2015-03-13 Sold (MLS) $105,000 FMLS
  • 2015-03-12 Sold (MLS) $105,000 GAMLS
  • 2015-01-05 Contingent FMLS
  • 2015-01-02 Listed $120,000 FMLS
  • 2015-01-02 Pending GAMLS
  • 2014-12-31 Listing Removed FMLS
  • 2014-12-29 Price Changed $120,000 GAMLS
  • 2014-12-18 Listed $120,000 GAMLS
  • 2014-12-17 Listed $120,000 FMLS
  • 2009-08-07 Sold (MLS) $84,500 FMLS
  • 2008-11-28 Listed $84,500 FMLS
  • 2005-05-19 Sold (Public Records) $136,000 Public Records
  • 2004-10-27 Sold (Public Records) $103,000 Public Records
  • 1997-08-26 Sold (Public Records) $89,000 Public Records
  • 1992-01-28 Sold (Public Records) $70,400 Public Records

Property tax history

+3.7%/yr

Latest (2025): $2,770 · -2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…