498 Remington Ln · Cartersville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 16.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.2/30.0
- ARV discount +10.1/15.0
- DSCR +6.1/10.0
- 1% rule +4.5/10.0
- Livability +3.7/5.0
- Schools +3.6/10.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$299,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is less than 3 years old.
Key facts
- White cabinets
- Split-level home
- Granite countertops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $300k.
Deal economics
- At list price, monthly cash flow is $325 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $285k (4.9% below list).
- Recommended offer: $264k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.6% vs local median 3.7% in Cartersville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#43 in GA, #4,800 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities A; Watch: schools D+, commute F.
- Paulding County (suburban): math 39% / reading 42% proficiency, ranked #33 of 174 in GA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+3.5%/yr); 523 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 1,458 units permitted in Paulding County in 2024 (0 in 5+ unit buildings).
- This rent runs 31% of the median local income ($111k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Paulding County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 253 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 18y ago; this cycle's ask has dropped $50k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 253 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 7.59%
- Cash-on-cash
- 4.65%
- DSCR
- 1.21
- GRM
- 8.8
CMA / ARV
- ARV (median comp)
- $318,565
- List price
- $299,900
- Delta
- -5.86%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 81 Summit Trl | 0.32mi | 2/2.0 (-1) | 1,574 (+12%) | 10mo | $399,000 | $253 | 52 |
| 50 Oak Glen Way | 0.73mi | 3/2.0 | 1,428 (+2%) | 16mo | $337,000 | $236 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.48% rent growth · sell at horizon
- IRR
- -8.6%
- Equity multiple
- 0.68×
- Total profit
- $-26,545
- Equity at exit
- $44,716
- IRR
- 1.5%
- Equity multiple
- 1.11×
- Total profit
- $9,107
- Equity at exit
- $25,930
Cash invested: $83,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30101
- Rents YoY
- 3.5%
- Active inventory
- 523
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $2,853 medium interval (Pro) →
- Mortgage (P&I)
- −$1,573
- Tax from tax record
- −$231 /mo · $2,770/yr
- Insurance
- −$125
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$599
- Net cashflow
- $325
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,975
- Closing costs
- $8,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 67 Winchester Ct Acworth, GA | 3.0 | 2.0 | 1115 | $1,700 | $1.52 | 43d | 1 | 0.19mi |
| 221 Remington Ln Acworth, GA | 4.0 | 2.0 | 1750 | $4,600 | $2.63 | 43d | 1 | 0.30mi |
Listing history 46 events
-
2026-06-18days on market $299,900 Active 253 DOM
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2026-06-17days on market $299,900 Active 252 DOM
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2026-06-16days on market $299,900 Active 251 DOM
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2026-06-15days on market $299,900 Active 250 DOM
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2026-06-13days on market $299,900 Active 248 DOM
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2026-06-13days on market $299,900 Active 247 DOM
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2026-06-09pricedays on market $299,900 Active 244 DOM
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2026-06-08days on market $315,000 Active 243 DOM
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2026-06-07days on market $315,000 Active 242 DOM
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2026-06-04days on market $315,000 Active 239 DOM
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2026-06-03days on market $315,000 Active 238 DOM
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2026-06-02days on market $315,000 Active 237 DOM
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2026-06-01days on market $315,000 Active 236 DOM
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2026-05-31days on market $315,000 Active 235 DOM
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2026-04-12price $315,000 580-char remark
Show marketing remark (580 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is less than 3 years old.
-
2026-04-11price $315,000 570-char remark
Show marketing remark (570 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.
-
2026-02-06price $332,500 580-char remark
Show marketing remark (570 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.
-
2026-02-06price $332,500 570-char remark
Show marketing remark (570 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.
-
2026-01-10price $337,500 580-char remark
Show marketing remark (570 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.
-
2026-01-10price $337,500 570-char remark
Show marketing remark (570 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.
-
2025-11-22price $342,500 580-char remark
Show marketing remark (570 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.
-
2025-11-22price $342,500 570-char remark
Show marketing remark (570 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.
-
2025-10-30price $347,100 570-char remark
Show marketing remark (580 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is less than 3 years old.
-
2025-10-30price $347,100 580-char remark
Show marketing remark (580 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is less than 3 years old.
-
2025-10-08$349,900 New 580-char remark
Show marketing remark (570 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.
-
2025-10-08$349,900 Active 570-char remark
Show marketing remark (570 chars)
Three Bedroom, Two Bathroom split-level home located in the North Paulding School District. Entering the home, you will find the Living Room to the left, Dining Area straight ahead, and Kitchen to the right. Kitchen features white cabinets, granite countertops, and stainless steel appliances. The Primary Bedroom and Ensuite Bath are located on the Upper Level along with the Two Secondary Bedrooms and One Secondary Bathroom. Finished Living Space in Basement and plenty of Storage. One Car Garage. Large Deck overlooking wooded, fenced backyard. Roof is 3 years old.
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2020-06-22soldstatus $2,110,200
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2015-05-01price $105,000
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2015-04-30historical
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2015-04-01price $105,000
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2015-03-13soldstatus $105,000 Sold
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2015-03-13price $120,000
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2015-03-12soldstatus $105,000 Sold
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2015-01-05historical Contingent - Due Diligence
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2015-01-02$120,000 Active
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2015-01-02status Under Contract
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2014-12-31historical
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2014-12-29price $120,000
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2014-12-18$120,000 New
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2014-12-17$120,000 Active
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2009-08-07soldstatus $84,500
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2008-11-28$84,500
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2005-05-19soldstatus $136,000
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2004-10-27soldstatus $103,000
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1997-08-26soldstatus $89,000
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1992-01-28soldstatus $70,400
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,770 · $231/mo
- Projected year-2 tax
- $2,770 · $231/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,234
- − Mortgage interest
- −$16,799
- − Property taxes
- −$2,770
- − Insurance
- −$1,500
- − Repairs & maintenance
- −$2,739
- − Management
- −$2,739
- − Depreciation
- −$8,724
- Taxable loss
- −$1,037
- Est. tax savings @ 24.0%
- +$249
- After-tax cash flow
- $4,151/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Paulding County
- NCES district ID
- 1304020
- Math proficiency
- 39% ▼ -6.00%
- Reading proficiency
- 42% ▼ -7.00%
- Median HH income
- $61,447
- Composite
- 36.0/100
- National rank
- #4784
- State rank
- #33 of 174 in GA
Livability — Cartersville
- Score
- 74/100
- State rank
- #43
- US rank
- #4800
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Cobb County · 777,758 people
- City population
- 70,885
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 62,593
- Household income
- $110,774
- Rent vs Own
- Severe rent burden
- 851.0
Population outlook (Paulding County) Hauer SSP2
- Today (2025)
- 175,714 people
- By 2030
- 186,082 · +5.9%
- By 2040
- 204,414 · +16.3%
- By 2050
- 217,040 · +23.5%
- By 2075
- 236,980 · +34.9%
- By 2100
- 238,314 · +35.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (65%)
- Race & ethnicity
- White 65% Black 18% Hispanic / Latino 11% Two or more races 7% Asian 2%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Italian 2% Slovak 2% Romanian 2%
- Foreign-born
- 10% · Canada, Jamaica, Vietnam
- Languages at home
- 85% English-only · Spanish 8% Arabic 1% Other Indo-European 1%
Political lean MEDSL · Paulding
- 2024 margin
- Strong R (+24.1) · D 37.6% · R 61.7%
- 2008→2024 swing
- +14.4pp toward D · 2008: -38.5pp · 2024: -24.1pp
- All cycles
- 2024: R+24.1 2020: R+29.1 2016: R+41.2 2012: R+43.6 2008: R+38.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -132.08%
- Current HPI
- 237.1884
- Rent YoY
- ▲ 3.48%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+347.4% since first listed32 events — show timeline
- 2026-04-12 Price Changed $315,000 GAMLS
- 2026-04-11 Price Changed $315,000 FMLS
- 2026-02-06 Price Changed $332,500 GAMLS
- 2026-02-06 Price Changed $332,500 FMLS
- 2026-01-10 Price Changed $337,500 GAMLS
- 2026-01-10 Price Changed $337,500 FMLS
- 2025-11-22 Price Changed $342,500 GAMLS
- 2025-11-22 Price Changed $342,500 FMLS
- 2025-10-30 Price Changed $347,100 FMLS
- 2025-10-30 Price Changed $347,100 GAMLS
- 2025-10-08 Listed $349,900 FMLS
- 2025-10-08 Listed $349,900 GAMLS
- 2020-06-22 Sold (Public Records) $2,110,200 Public Records
- 2015-05-01 Price Changed $105,000 FMLS
- 2015-04-30 Listing Removed — FMLS
- 2015-04-01 Price Changed $105,000 GAMLS
- 2015-03-13 Price Changed $120,000 FMLS
- 2015-03-13 Sold (MLS) $105,000 FMLS
- 2015-03-12 Sold (MLS) $105,000 GAMLS
- 2015-01-05 Contingent — FMLS
- 2015-01-02 Listed $120,000 FMLS
- 2015-01-02 Pending — GAMLS
- 2014-12-31 Listing Removed — FMLS
- 2014-12-29 Price Changed $120,000 GAMLS
- 2014-12-18 Listed $120,000 GAMLS
- 2014-12-17 Listed $120,000 FMLS
- 2009-08-07 Sold (MLS) $84,500 FMLS
- 2008-11-28 Listed $84,500 FMLS
- 2005-05-19 Sold (Public Records) $136,000 Public Records
- 2004-10-27 Sold (Public Records) $103,000 Public Records
- 1997-08-26 Sold (Public Records) $89,000 Public Records
- 1992-01-28 Sold (Public Records) $70,400 Public Records
Property tax history
+3.7%/yrLatest (2025): $2,770 · -2.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…