🏗️ New Construction
Dante IV B Plan · Scott, LA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.2/30.0
- ARV discount +7.5/15.0
- DSCR +4.0/10.0
- Condition / age +4.0/5.0
- 1% rule +3.7/10.0
- Livability +3.3/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$232,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Dante IV B by DSLD Homes is a beautifully crafted, energy-efficient home offering 1,629 square feet of living space and a total area of 2,194 square feet. This thoughtfully designed home features a versatile open floor plan, making it perfect for modern living and entertaining. The Dante IV B includes three spacious bedrooms and two full bathrooms, ideal for families or individuals who appreciate both style and comfort. The home's brick, stucco, and siding exterior gives it a timeless, low-maintenance look that combines curb appeal and long-lasting durability. Inside, the master suite is a private retreat, complete with a double vanity, a relaxing garden master tub, a separate master shower, and a walk-in master closet for optimal storage. The kitchen is both functional and stylish, offering an ideal space for cooking and hosting, with an open connection to the main living areas. The Dante IV B also includes a two-car garage for additional storage and convenience, along with a covered rear patio - perfect for enjoying outdoor activities or relaxing in comfort. With its energy-efficient design, elegant finishes, and spacious layout, the Dante IV B is the perfect choice for those seeking a modern, practical, and beautiful home.
Key facts
- Open floor plan
- Garden master tub
- Double master vanity
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $233k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-5 ($-58/yr) — negative.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (6.3% below list).
- Recommended offer: $205k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.3% vs local median 5.1% in Scott — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: J. Wallace James Elementary School (math 46% / reading 49%, grade D, #147 of 646 statewide, top 23%, 939 students, 64% FRL); Scott Middle School (math 20% / reading 28%, grade F, #143 of 218 statewide, top 65%, 559 students, 65% FRL); Acadiana High School (math 31% / reading 29%, grade F, #125 of 265 statewide, top 47%, 1,813 students, 56% FRL).
- Market conditions: 304 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 63d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
- At $2,184/mo this rent would consume 50% of the median local household income ($53k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 488 days — a 12% lower offer ($205k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 488 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.27%
- Cash-on-cash
- -0.08%
- DSCR
- 1.00
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $250,318
- List price
- $232,990
- Delta
- -6.92%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 102 Pine Harvest Ln | 0.04mi | 3/2.0 | 1,538 (-6%) | 3mo | $234,265 | $152 | 86 |
| 200 Nandina Dr | 0.53mi | 3/2.0 | 1,735 (+6%) | 3mo | $255,956 | $148 | 62 |
| 211 Nandina Dr | 0.53mi | 3/2.0 | 1,495 (-8%) | 2mo | $231,321 | $155 | 60 |
| 111 Nandina Dr | 0.73mi | 3/2.0 | 1,689 (+4%) | 4mo | $245,664 | $145 | 57 |
| 307 Payton Woods Ln | 0.63mi | 3/2.0 | 1,825 (+12%) | 1mo | $265,691 | $146 | 50 |
| 311 Payton Woods Ln | 0.63mi | 3/2.0 | 1,825 (+12%) | 1mo | $261,922 | $144 | 49 |
| 308 Payton Woods Ln | 0.63mi | 3/2.0 | 1,825 (+12%) | 2mo | $256,786 | $141 | 48 |
| 300 Payton Woods Ln | 0.63mi | 3/2.0 | 1,825 (+12%) | 2mo | $258,075 | $141 | 48 |
| 203 Payton Woods Ln | 0.63mi | 3/2.0 | 1,825 (+12%) | 4mo | $257,958 | $141 | 47 |
| 119 Nandina Dr | 0.73mi | 3/2.0 | 1,825 (+12%) | 3mo | $263,758 | $145 | 43 |
| 105 Nandina Dr | 0.66mi | 4/2.0 (+1) | 1,865 (+14%) | 3mo | $260,550 | $140 | 38 |
| 208 Long Creek Ln | 0.68mi | 4/2.0 (+1) | 1,873 (+15%) | 2mo | $289,999 | $155 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -16.4%
- Equity multiple
- 0.42×
- Total profit
- $-40,835
- Equity at exit
- $37,323
- IRR
- -8.1%
- Equity multiple
- 0.49×
- Total profit
- $-35,818
- Equity at exit
- $21,643
Cash invested: $70,089 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 109 active · 23 under contract
- Months of supply
- 21.8 mo (5%/mo absorbed)
- Median asking
- $275,900 ($164/sqft)
- Median days on market
- 200 d
- This list price
- 10% of active listings are priced below it
- ARV vs active asking
- -6.5% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 70583
- Active inventory
- 304
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $2,184 medium interval (Pro) →
- Mortgage (P&I)
- −$1,313
- Tax est. 1.5%
- −$313 /mo · $3,755/yr
- Insurance
- −$104
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$459
- Net cashflow
- $-5
Break-even live
Sensitivity live
| Price | -10% $168 | -5% $82 | +0% $-5 | +5% $-91 | +10% $-178 |
|---|---|---|---|---|---|
| Rent | -10% $-177 | -5% $-91 | +0% $-5 | +5% $81 | +10% $168 |
| Rate | -1.0pp $121 | -0.5pp $59 | base $-5 | +0.5pp $-70 | +1.0pp $-136 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,579
- Closing costs
- $7,510
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 315 Sandstone Ave #202 Scott, LA | 2.0 | 2.5 | 1193 | $1,895 | $1.59 | 62d | 1 | 0.80mi |
| 128 Oak Village Dr Scott, LA | 3.0 | 2.0 | 1445 | $2,450 | $1.70 | 62d | 1 | 0.81mi |
| 1313 Apollo Rd Scott, LA | 1.0–3.0 | 1.0–2.0 | 1100 | $2,000 | $1.82 | 62d | 10 | 1.01mi |
| 401 Pinto St Lafayette, LA | 3.0 | 2.0 | 1601 | $2,300 | $1.44 | 93d | 1 | 1.20mi |
Listing history 50 events
-
2026-08-08days on market $232,990 Active 488 DOM
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2026-08-07days on market $232,990 Active 487 DOM
-
2026-08-06days on market $232,990 Active 486 DOM
-
2026-08-05days on market $232,990 Active 485 DOM
-
2026-08-04days on market $232,990 Active 484 DOM
-
2026-08-03days on market $232,990 Active 483 DOM
-
2026-07-31days on market $232,990 Active 480 DOM
-
2026-07-30days on market $232,990 Active 479 DOM
-
2026-07-29days on market $232,990 Active 478 DOM
-
2026-07-27days on market $232,990 Active 476 DOM
-
2026-07-23days on market $232,990 Active 472 DOM
-
2026-07-22days on market $232,990 Active 471 DOM
-
2026-07-21days on market $232,990 Active 470 DOM
-
2026-07-18days on market $232,990 Active 467 DOM
-
2026-07-16days on market $232,990 Active 465 DOM
-
2026-07-16days on market $232,990 Active 464 DOM
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2026-07-14days on market $232,990 Active 463 DOM
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2026-07-13days on market $232,990 Active 462 DOM
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2026-07-12days on market $232,990 Active 461 DOM
-
2026-07-11days on market $232,990 Active 460 DOM
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2026-07-10days on market $232,990 Active 459 DOM
-
2026-07-09days on market $232,990 Active 458 DOM
-
2026-07-08days on market $232,990 Active 457 DOM
-
2026-07-07days on market $232,990 Active 456 DOM
-
2026-07-06days on market $232,990 Active 455 DOM
-
2026-07-05days on market $232,990 Active 454 DOM
-
2026-07-04days on market $232,990 Active 453 DOM
-
2026-07-03days on market $232,990 Active 452 DOM
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2026-07-02days on market $232,990 Active 451 DOM
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2026-07-01days on market $232,990 Active 450 DOM
-
2026-06-30days on market $232,990 Active 449 DOM
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2026-06-29days on market $232,990 Active 448 DOM
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2026-06-28days on market $232,990 Active 447 DOM
-
2026-06-28days on market $232,990 Active 446 DOM
-
2026-06-27days on market $232,990 Active 445 DOM
-
2026-06-25days on market $232,990 Active 443 DOM
-
2026-06-23days on market $232,990 Active 441 DOM
-
2026-06-21days on market $232,990 Active 440 DOM
-
2026-06-18days on market $232,990 Active 437 DOM
-
2026-06-17days on market $232,990 Active 436 DOM
-
2026-06-16days on market $232,990 Active 435 DOM
-
2026-06-15days on market $232,990 Active 434 DOM
-
2026-06-14days on market $232,990 Active 432 DOM
-
2026-06-13days on market $232,990 Active 431 DOM
-
2026-06-10days on market $232,990 Active 429 DOM
-
2026-06-09days on market $232,990 Active 428 DOM
-
2026-06-08days on market $232,990 Active 427 DOM
-
2026-06-07days on market $232,990 Active 426 DOM
-
2026-06-05days on market $232,990 Active 423 DOM
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2026-06-03days on market $232,990 Active 422 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,204
- − Mortgage interest
- −$14,022
- − Property taxes
- −$3,755
- − Insurance
- −$1,252
- − Repairs & maintenance
- −$2,096
- − Management
- −$2,096
- − Depreciation
- −$7,282
- Taxable loss
- −$4,299
- Est. tax savings @ 24.0%
- +$1,032
- After-tax cash flow
- $974/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 3 photos
The home is in good condition with a good exterior and landscaping. Painting the exterior and trimming the bushes can significantly increase its value.
Value-add opportunities
- Both Paint the exterior — Painting the exterior can enhance curb appeal and increase the home's value. ↑
- Both Trim the bushes — Trimming the bushes can improve the overall appearance and make the home more inviting. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Scott
- Score
- 66/100
- State rank
- #116
- US rank
- #11265
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Scott, LA
- County
- Lafayette · 280,930 people
- City population
- 8,670
- Metro
- Lafayette, LA
- Population (ZIP)
- 8,670
- Household income
- $52,856
- Rent vs Own
- Severe rent burden
- 13% of renters
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Hispanic / Latino 16% Black 13% Two or more races 11%
- Hispanic origin (detail)
- Mexican 7% Cuban 2%
- Common ancestry
- Lithuanian 11% Slovak 3% Italian 1%
- Foreign-born
- 11% · Canada
- Languages at home
- 81% English-only · Spanish 12% French/Haitian/Cajun 7%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -84.03%
- Current HPI
- 132.4083
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
1 event — show timeline
- 2025-04-07 Listed $232,990 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…