CashFlowRE
Sign in Sign up
142 Sunflower Cir NE
F Composite 34.15
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.8/15.0
  • Cash flow +6.9/30.0
  • Appreciation +5.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • 1% rule +1.9/10.0
  • DSCR +1.2/10.0

$274,900

142 Sunflower Cir NE · Ludowici, GA 31316
3 bd · 2.0 ba · 1,643 sqft · SingleFamily public records · 149 Days on market
Built 2023 0.62 ac lot $167/sqft · at area comps Est $276k · at est. $30/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Seller will pay 5k of buyers closing cost. Located in Summerhill in Ludowici (on Rye Patch Rd) this 4 bed/2 bath ranch is better than new! With LVP in the common areas and like-new carpet in the bedrooms, this is truly “walk in and unpack” home, with custom touches right were you need them. On a dry . 62 acre lot in Long Co, you're just 10 minutes from shopping and dining, and 15 minutes to Ft. Stewart Gates 7 & 8, and 22 minutes to the Main Gate. The wide entry opens into the vaulted living room, with recessed lighting and plenty of space. The adjacent dining area leads to a stylish and highly functional kitchen, with a pantry, large island and stainless-steel appliances. The spacious primary bedroom features an en suite with dual vanities, separate tub and shower, and large closet. Across the home, there are 3 bedrooms with sharing a hall bath. The coveted sliding door leads to the oversized back yard, with a green-space behind, and plenty of opportunities to enjoy this quiet- but community minded- neighborhood.

Key facts

  • Dry lot
  • Like-new carpet
  • Custom touches

Tags

LVP IN COMMON AREASLIKE-NEW CARPETCUSTOM TOUCHESDRY LOTVAULTED LIVING ROOMRECESSED LIGHTING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $275k.

Deal economics

  • At list price, monthly cash flow is $-411 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $202k (26.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $189k (31.2% below list).
  • Recommended offer: $189k (31.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#74 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: employment D, amenities F, commute F.
  • Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Smiley Elementary School (1,258 students, 67% FRL); Long County Middle School (math 21% / reading 27%, grade F, #311 of 470 statewide, top 68%, 945 students, 69% FRL); Long County High School (math 37% / reading 22%, grade F, #140 of 424 statewide, top 35%, 1,209 students, 70% FRL).
  • Market conditions: 412 active listings in the ZIP; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $5k of equity ($2k loan paydown + $3k appreciation (1.2% local appreciation)).
  • Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 7, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 149 days — a 12% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $26k; list at $275k implies a 940% gain — meaningful room to come down on a strong offer.
Recommended offer $189,004 (31.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 149 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
4.50%
Cash-on-cash
-6.40%
DSCR
0.72
GRM
12.1

CMA / ARV

ARV (median comp)
$276,459
List price
$274,900
Delta
-0.56%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
136 Summerhill Dr NE 0.25mi 4/2.0 (+1) 1,658 (+1%) 2mo $270,000 $163 81
158 NE Whippoorwill Way 0.18mi 4/2.0 (+1) 1,588 (-3%) 3mo $299,900 $189 78
426 Mancey Garrason Loop 0.19mi 4/2.0 (+1) 1,542 (-6%) 1mo $285,000 $185 75
222 Summerhill Dr NE 0.17mi 4/2.0 (+1) 1,653 (+1%) 13mo $291,000 $176 75
88 Whippoorwill Way NE 0.18mi 4/2.0 (+1) 1,588 (-3%) 15mo $289,000 $182 69
308 NE Mancey Garrason Loop 0.33mi 3/2.0 1,574 (-4%) 11mo $259,000 $165 69
41 Sunflower Cir NE 0.32mi 4/2.5 (+1) 1,552 (-6%) 2mo $253,500 $163 68
109 Quarter Horse Run NE 0.22mi 4/2.0 (+1) 1,588 (-3%) 20mo $285,900 $180 63
155 Mancey Garrason Loop Loop NE 0.36mi 4/2.0 (+1) 1,615 (-2%) 16mo $259,900 $161 62
275 Summerhill Dr NE 0.09mi 4/2.5 (+1) 1,824 (+11%) 12mo $285,000 $156 60
5512 Moody Bridge Rd NE 0.42mi 3/2.0 1,411 (-14%) 12mo $285,000 $202 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.8%
Equity multiple
0.76×
Total profit
$-18,836
Equity at exit
$96,121
10-year hold
IRR
0.5%
Equity multiple
1.06×
Total profit
$4,329
Equity at exit
$129,513

Cash invested: $76,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31316

Home prices YoY
0.6%
Active inventory
412
Price-to-rent
12.1×

Monthly cashflow live

Estimated rent
$1,890 medium interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$317 /mo · $3,810/yr
Insurance
$115
HOA
$30
Vacancy / Maint / Mgmt
$397
Net cashflow
$-411

Break-even live

Break-even rent $2,410
Max offer price $202,381
Occupancy floor

Sensitivity live

Price -10% $-255 -5% $-333 +0% $-411 +5% $-488 +10% $-566
Rent -10% $-560 -5% $-485 +0% $-411 +5% $-336 +10% $-261
Rate -1.0pp $-272 -0.5pp $-341 base $-411 +0.5pp $-482 +1.0pp $-554

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,725
Closing costs
$8,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$30 · $360/yr

Listing history 31 events

  1. 2026-06-21
    days on market $274,900 Active 149 DOM
  2. 2026-06-19
    days on market $274,900 Active 147 DOM
  3. 2026-06-18
    days on market $274,900 Active 146 DOM
  4. 2026-06-17
    days on market $274,900 Active 145 DOM
  5. 2026-06-16
    days on market $274,900 Active 144 DOM
  6. 2026-06-15
    days on market $274,900 Active 143 DOM
  7. 2026-06-14
    days on market $274,900 Active 141 DOM
  8. 2026-06-13
    pricedays on market $274,900 Active 140 DOM
  9. 2026-06-10
    days on market $279,900 Active 138 DOM
  10. 2026-06-09
    days on market $279,900 Active 137 DOM
  11. 2026-06-08
    days on market $279,900 Active 136 DOM
  12. 2026-06-07
    days on market $279,900 Active 135 DOM
  13. 2026-06-05
    days on market $279,900 Active 132 DOM
  14. 2026-06-03
    days on market $279,900 Active 131 DOM
  15. 2026-06-02
    days on market $279,900 Active 130 DOM
  16. 2026-06-01
    days on market $279,900 Active 129 DOM
  17. 2026-05-31
    days on market $279,900 Active 128 DOM
  18. 2026-05-30
    days on market $279,900 Active 127 DOM
  19. 2026-05-16
    price $279,900 1047-char remark
    Show marketing remark (1047 chars)

    Seller will pay 5k of buyers closing cost. Located in Summerhill in Ludowici (on Rye Patch Rd) this 4 bed/2 bath ranch is better than new! With LVP in the common areas and like-new carpet in the bedrooms, this is truly “walk in and unpack” home, with custom touches right were you need them. On a dry . 62 acre lot in Long Co, you're just 10 minutes from shopping and dining, and 15 minutes to Ft. Stewart Gates 7 & 8, and 22 minutes to the Main Gate. The wide entry opens into the vaulted living room, with recessed lighting and plenty of space. The adjacent dining area leads to a stylish and highly functional kitchen, with a pantry, large island and stainless-steel appliances. The spacious primary bedroom features an en suite with dual vanities, separate tub and shower, and large closet. Across the home, there are 3 bedrooms with sharing a hall bath. The coveted sliding door leads to the oversized back yard, with a green-space behind, and plenty of opportunities to enjoy this quiet- but community minded- neighborhood.

  20. 2026-05-15
    price $279,900 1053-char remark
    Show marketing remark (1053 chars)

    Seller will pay 5k of buyers closing cost. Located in Summerhill in Ludowici (on Rye Patch Rd) this 4 bed/2 bath ranch is better than new! With LVP in the common areas and like-new carpet in the bedrooms, this is truly “walk in and unpack” home, with custom touches right were you need them. On a dry . 62 acre lot in Long Co, you’re just 10 minutes from shopping and dining, and 15 minutes to Ft. Stewart Gates 7 & 8, and 22 minutes to the Main Gate. The wide entry opens into the vaulted living room, with recessed lighting and plenty of space. The adjacent dining area leads to a stylish and highly functional kitchen, with a pantry, large island and stainless-steel appliances. The spacious primary bedroom features an en suite with dual vanities, separate tub and shower, and large closet. Across the home, there are 3 bedrooms with sharing a hall bath. The coveted sliding door leads to the oversized back yard, with a green-space behind, and plenty of opportunities to enjoy this quiet- but community minded- neighborhood.

  21. 2026-05-08
    price $284,900 1053-char remark
    Show marketing remark (1053 chars)

    Seller will pay 5k of buyers closing cost. Located in Summerhill in Ludowici (on Rye Patch Rd) this 4 bed/2 bath ranch is better than new! With LVP in the common areas and like-new carpet in the bedrooms, this is truly “walk in and unpack” home, with custom touches right were you need them. On a dry . 62 acre lot in Long Co, you’re just 10 minutes from shopping and dining, and 15 minutes to Ft. Stewart Gates 7 & 8, and 22 minutes to the Main Gate. The wide entry opens into the vaulted living room, with recessed lighting and plenty of space. The adjacent dining area leads to a stylish and highly functional kitchen, with a pantry, large island and stainless-steel appliances. The spacious primary bedroom features an en suite with dual vanities, separate tub and shower, and large closet. Across the home, there are 3 bedrooms with sharing a hall bath. The coveted sliding door leads to the oversized back yard, with a green-space behind, and plenty of opportunities to enjoy this quiet- but community minded- neighborhood.

  22. 2026-02-13
    price $289,900 1047-char remark
    Show marketing remark (1053 chars)

    Seller will pay 5k of buyers closing cost. Located in Summerhill in Ludowici (on Rye Patch Rd) this 4 bed/2 bath ranch is better than new! With LVP in the common areas and like-new carpet in the bedrooms, this is truly “walk in and unpack” home, with custom touches right were you need them. On a dry . 62 acre lot in Long Co, you’re just 10 minutes from shopping and dining, and 15 minutes to Ft. Stewart Gates 7 & 8, and 22 minutes to the Main Gate. The wide entry opens into the vaulted living room, with recessed lighting and plenty of space. The adjacent dining area leads to a stylish and highly functional kitchen, with a pantry, large island and stainless-steel appliances. The spacious primary bedroom features an en suite with dual vanities, separate tub and shower, and large closet. Across the home, there are 3 bedrooms with sharing a hall bath. The coveted sliding door leads to the oversized back yard, with a green-space behind, and plenty of opportunities to enjoy this quiet- but community minded- neighborhood.

  23. 2026-02-13
    price $289,900 1053-char remark
    Show marketing remark (1053 chars)

    Seller will pay 5k of buyers closing cost. Located in Summerhill in Ludowici (on Rye Patch Rd) this 4 bed/2 bath ranch is better than new! With LVP in the common areas and like-new carpet in the bedrooms, this is truly “walk in and unpack” home, with custom touches right were you need them. On a dry . 62 acre lot in Long Co, you’re just 10 minutes from shopping and dining, and 15 minutes to Ft. Stewart Gates 7 & 8, and 22 minutes to the Main Gate. The wide entry opens into the vaulted living room, with recessed lighting and plenty of space. The adjacent dining area leads to a stylish and highly functional kitchen, with a pantry, large island and stainless-steel appliances. The spacious primary bedroom features an en suite with dual vanities, separate tub and shower, and large closet. Across the home, there are 3 bedrooms with sharing a hall bath. The coveted sliding door leads to the oversized back yard, with a green-space behind, and plenty of opportunities to enjoy this quiet- but community minded- neighborhood.

  24. 2026-01-23
    listed $294,900 Active 1047-char remark
    Show marketing remark (1053 chars)

    Seller will pay 5k of buyers closing cost. Located in Summerhill in Ludowici (on Rye Patch Rd) this 4 bed/2 bath ranch is better than new! With LVP in the common areas and like-new carpet in the bedrooms, this is truly “walk in and unpack” home, with custom touches right were you need them. On a dry . 62 acre lot in Long Co, you’re just 10 minutes from shopping and dining, and 15 minutes to Ft. Stewart Gates 7 & 8, and 22 minutes to the Main Gate. The wide entry opens into the vaulted living room, with recessed lighting and plenty of space. The adjacent dining area leads to a stylish and highly functional kitchen, with a pantry, large island and stainless-steel appliances. The spacious primary bedroom features an en suite with dual vanities, separate tub and shower, and large closet. Across the home, there are 3 bedrooms with sharing a hall bath. The coveted sliding door leads to the oversized back yard, with a green-space behind, and plenty of opportunities to enjoy this quiet- but community minded- neighborhood.

  25. 2026-01-23
    listed $294,900 Active 1053-char remark
    Show marketing remark (1053 chars)

    Seller will pay 5k of buyers closing cost. Located in Summerhill in Ludowici (on Rye Patch Rd) this 4 bed/2 bath ranch is better than new! With LVP in the common areas and like-new carpet in the bedrooms, this is truly “walk in and unpack” home, with custom touches right were you need them. On a dry . 62 acre lot in Long Co, you’re just 10 minutes from shopping and dining, and 15 minutes to Ft. Stewart Gates 7 & 8, and 22 minutes to the Main Gate. The wide entry opens into the vaulted living room, with recessed lighting and plenty of space. The adjacent dining area leads to a stylish and highly functional kitchen, with a pantry, large island and stainless-steel appliances. The spacious primary bedroom features an en suite with dual vanities, separate tub and shower, and large closet. Across the home, there are 3 bedrooms with sharing a hall bath. The coveted sliding door leads to the oversized back yard, with a green-space behind, and plenty of opportunities to enjoy this quiet- but community minded- neighborhood.

  26. 2023-03-03
    soldstatus $26,440
  27. 2023-03-03
    soldstatus $264,400
  28. 2022-10-14
    soldstatus $304,500
  29. 2022-10-12
    listed $264,400
  30. 2022-10-12
    listed $264,400
  31. 2022-10-12
    listed $264,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,810 · $317/mo
Projected year-2 tax
$3,810 · $317/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,680
− Mortgage interest
−$15,399
− Property taxes
−$3,810
− Insurance
−$1,374
− Repairs & maintenance
−$1,814
− Management
−$1,814
− HOA
−$360
− Depreciation
−$7,997
Taxable loss
−$9,889
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,373
After-tax cash flow
$-2,553/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Long County
NCES district ID
1303360
Math proficiency
26% ▼ -14.00%
Reading proficiency
26% ▼ -13.00%
Median HH income
$45,958
Composite
22.51/100
National rank
#8090
State rank
#115 of 174 in GA

Livability — Ludowici

Score
72/100
State rank
#74
US rank
#6449

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A- Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Long County · 13,812 people
City population
13,812
Metro
Hinesville, GA
Population (ZIP)
13,812
Household income
$74,766
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
109.0

Population outlook (Long County) Hauer SSP2

Today (2025)
24,669 people
By 2030
28,223 · +14.4%
By 2040
35,430 · +43.6%
By 2050
42,403 · +71.9%
By 2075
56,996 · +131.0%
By 2100
64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 61% Black 23% Hispanic / Latino 8% Two or more races 8%
Hispanic origin (detail)
Mexican 2% Puerto Rican 5%
Common ancestry
Serbian 1% Italian 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% Other Asian/Pacific 1% German/W. Germanic 1%

Political lean MEDSL · Long

2024 margin
Strong R (+29.5) · D 35.1% · R 64.6%
2008→2024 swing
-5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.16%
Current HPI
195.2978
Rent YoY
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+5.9% since first listed
13 events — show timeline
  • 2026-05-16 Price Changed $279,900 HABR
  • 2026-05-15 Price Changed $279,900 Hive MLS
  • 2026-05-08 Price Changed $284,900 Hive MLS
  • 2026-02-13 Price Changed $289,900 HABR
  • 2026-02-13 Price Changed $289,900 Hive MLS
  • 2026-01-23 Listed $294,900 HABR
  • 2026-01-23 Listed $294,900 Hive MLS
  • 2023-03-03 Sold (MLS) $264,400 HABR
  • 2023-03-03 Sold (MLS) $26,440 Hive MLS
  • 2022-10-14 Sold (Public Records) $304,500 Public Records
  • 2022-10-12 Listed $264,400 HABR
  • 2022-10-12 Listed $264,400 Hive MLS
  • 2022-10-12 Listed $264,400 Hive MLS

Property tax history

+140.8%/yr

Latest (2025): $3,810 · +15.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…