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1094 Triple Hill Dr
B Composite 73.94
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +14.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.8/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$49,900

1094 Triple Hill Dr · Macon-Bibb County, GA 31206
3 bd · 1.0 ba · 1,042 sqft · SingleFamily public records · 632 Days on market
Built 1920 0.29 ac lot $48/sqft · 14% below area Est $58k · 14% under ↓ 27% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTOR OPPORTUNITY! This property is located in a rapidly developing area, perfect for investors. Whether you're seeking a primary residence or a lucrative investment, this property offers great potential. Tenant-occupied and SOLD AS-IS. The seller will not make any repairs. For inquiries, please text Andreina Canache.

Key facts

  • Lucrative investment
  • 0.29 acre lot
  • Built 1920

Tags

RAPIDLY DEVELOPING AREALUCRATIVE INVESTMENT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $50k.

Deal economics

  • At list price, monthly cash flow is $536 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $50k).
  • Recommended offer: $44k (12.0% below list) — sets the bar for market timing.
  • Cap rate 19.2% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.0%/yr); 207 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($30k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 5.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 632 days — a 12% lower offer ($44k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago; this cycle's ask has dropped $15k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $43,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 632 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.17%
Cap rate
19.17%
Cash-on-cash
46.01%
DSCR
3.05
GRM
3.8

CMA / ARV

ARV (median comp)
$58,280
List price
$49,900
Delta
-14.38%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1322 Triple Hill Dr 0.28mi 2/1.0 (-1) 1,117 (+7%) 6mo $27,500 $25 65
1347 Schley St 0.72mi 3/1.0 1,063 (+2%) 1mo $45,500 $43 62
1388 Lakeview Cir 0.34mi 2/1.0 (-1) 1,140 (+9%) 6mo $35,000 $31 58
826 W Grenada Ter 0.61mi 2/1.0 (-1) 1,075 (+3%) 4mo $35,000 $33 58
3366 Pio Nono Cir 0.50mi 3/1.0 962 (-8%) 8mo $106,000 $110 58
1138 Newberg Ave 0.68mi 3/1.0 1,106 (+6%) 6mo $82,000 $74 53
4370 Mikado Ave 0.62mi 2/1.5 (-1) 1,098 (+5%) 6mo $50,000 $46 50
1341 Glendale Ave 0.61mi 3/1.0 912 (-12%) 2mo $34,500 $38 49
562 Richmond St 0.73mi 2/1.0 (-1) 972 (-7%) 6mo $15,000 $15 45
1254 W Grenada Ter 0.57mi 3/2.0 1,188 (+14%) 3mo $100,000 $84 43
706 Villa Esta Ave 0.59mi 4/1.0 (+1) 1,184 (+14%) 4mo $19,900 $17 41
706 Villa Esta Ave 0.59mi 4/1.0 (+1) 1,184 (+14%) 4mo $19,900 $17 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.03% rent growth · sell at horizon

5-year hold
IRR
45.4%
Equity multiple
3.02×
Total profit
$28,293
Equity at exit
$7,440
10-year hold
IRR
52.2%
Equity multiple
6.60×
Total profit
$78,244
Equity at exit
$4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31206

Rents YoY
5.0%
Active inventory
207
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$1,085 high interval (Pro) →
Mortgage (P&I)
$262
Tax from tax record
$39 /mo · $466/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$228
Net cashflow
$536

Break-even live

Break-even rent $407
Max offer price $49,900
Occupancy floor 46%

Sensitivity live

Price -10% $564 -5% $550 +0% $536 +5% $522 +10% $507
Rent -10% $450 -5% $493 +0% $536 +5% $579 +10% $621
Rate -1.0pp $561 -0.5pp $548 base $536 +0.5pp $523 +1.0pp $510

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,475
Closing costs
$1,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1156 Triple Hill Dr Macon, GA 2.0 1.0 980 $875 $0.89 14d 1 0.04mi
1240 Rocky Creek Rd Unit A Macon, GA 4.0 1.0 1342 $1,090 $0.81 21d 1 0.19mi
1148 N Beddingfield Dr Macon, GA 3.0 1.0 1076 $825 $0.77 44d 1 0.29mi
1289 Rocky Creek Rd Macon, GA 2.0 1.0 1404 $750 $0.53 44d 1 0.31mi
832 Richmond St Macon, GA 3.0 1.0 1364 $925 $0.68 21d 1 0.36mi
846 Bedingfield Ave Macon, GA 3.0 1.5 1187 $975 $0.82 44d 1 0.37mi
1332 Hillridge Dr Macon, GA 3.0 2.0 1050 $1,050 $1.00 14d 1 0.46mi
4322 Mikado Ave Macon, GA 3.0 2.0 1344 $1,230 $0.92 21d 1 0.54mi
906 Thomas St Macon, GA 2.0 1.0 800 $650 $0.81 44d 1 0.66mi
3685 Rice Mill Rd Macon, GA 3.0 1.0 1152 $1,450 $1.26 44d 1 0.67mi
4028 Saint Charles Pl Macon, GA 3.0 1.0 900 $800 $0.89 21d 1 0.69mi
3709 Flamingo Dr Macon, GA 3.0 1.0 1360 $1,300 $0.96 44d 1 0.69mi
1164 Newberg Ave Macon, GA 3.0 1.0 1100 $1,195 $1.09 44d 1 0.69mi
955 Putnam St Unit 1 Macon, GA 3.0 1.0 950 $1,199 $1.26 44d 1 0.71mi
3778 Spencer Cir Macon, GA 3.0 1.0 864 $1,300 $1.50 21d 1 0.73mi
3823 Saint Charles Pl Macon, GA 3.0 1.0 1020 $1,150 $1.13 44d 1 0.74mi
1260 Auburn Dr Macon, GA 3.0 1.0 864 $1,075 $1.24 44d 1 0.76mi
1260 Auburn Dr Macon, GA 3.0 1.0 864 $1,295 $1.50 21d 1 0.76mi
3238 Somerset Dr Macon, GA 3.0 1.0 1100 $975 $0.89 14d 1 0.77mi
837 Newberg Ave Macon, GA 3.0 1.0 966 $750 $0.78 44d 1 0.79mi
3423 Flamingo Dr Macon, GA 3.0 1.0 1048 $895 $0.85 44d 1 0.84mi
3837 Spencer Cir Macon, GA 3.0 1.0 1080 $1,300 $1.20 44d 1 0.84mi
534 Lynmore Ave Macon, GA 2.0 1.0 864 $925 $1.07 44d 1 0.85mi
4011 Marion Ave Macon, GA 2.0 1.0 1200 $1,200 $1.00 21d 1 0.85mi
3149 Somerset Dr Macon, GA 2.0 1.0 897 $745 $0.83 44d 1 0.90mi
524 Carmen Pl Macon, GA 3.0 1.0 1175 $1,050 $0.89 44d 1 0.98mi
3080 Rice Mill Rd Macon, GA 3.0 1.0 1100 $950 $0.86 44d 1 1.08mi
3080 Rice Mill Rd Unit C-1 Macon, GA 3.0 1.5 1100 $925 $0.84 21d 1 1.08mi
1089 Brisbane St Macon, GA 3.0 1.0 816 $1,075 $1.32 14d 1 1.09mi
645 Rutherford Ave Macon, GA 4.0 2.0 1481 $1,395 $0.94 44d 1 1.21mi
558 Cleveland St Macon, GA 2.0 1.0 924 $925 $1.00 44d 1 1.31mi
1575 Winston Dr Macon, GA 3.0 2.0 1215 $1,350 $1.11 21d 1 1.45mi
520 Nelson St Macon, GA 3.0 1.0 1208 $1,225 $1.01 14d 1 1.45mi

Listing history 33 events

  1. 2026-06-18
    days on market $49,900 Active 632 DOM
  2. 2026-06-17
    days on market $49,900 Active 631 DOM
  3. 2026-06-16
    days on market $49,900 Active 630 DOM
  4. 2026-06-15
    days on market $49,900 Active 629 DOM
  5. 2026-06-14
    days on market $49,900 Active 627 DOM
  6. 2026-06-13
    days on market $49,900 Active 626 DOM
  7. 2026-06-10
    days on market $49,900 Active 624 DOM
  8. 2026-06-09
    days on market $49,900 Active 623 DOM
  9. 2026-06-09
    days on market $49,900 Active 622 DOM
  10. 2026-06-07
    days on market $49,900 Active 621 DOM
  11. 2026-06-03
    days on market $49,900 Active 617 DOM
  12. 2026-06-02
    days on market $49,900 Active 616 DOM
  13. 2026-06-01
    days on market $49,900 Active 615 DOM
  14. 2026-05-31
    days on market $49,900 Active 614 DOM
  15. 2026-05-30
    days on market $49,900 Active 613 DOM
  16. 2025-11-18
    price $49,900 322-char remark
    Show marketing remark (322 chars)

    INVESTOR OPPORTUNITY! This property is located in a rapidly developing area, perfect for investors. Whether you're seeking a primary residence or a lucrative investment, this property offers great potential. Tenant-occupied and SOLD AS-IS. The seller will not make any repairs. For inquiries, please text Andreina Canache.

  17. 2025-04-02
    price $59,900 322-char remark
    Show marketing remark (322 chars)

    INVESTOR OPPORTUNITY! This property is located in a rapidly developing area, perfect for investors. Whether you're seeking a primary residence or a lucrative investment, this property offers great potential. Tenant-occupied and SOLD AS-IS. The seller will not make any repairs. For inquiries, please text Andreina Canache.

  18. 2025-04-02
    price $59,900
    Show marketing remark (322 chars)

    INVESTOR OPPORTUNITY! This property is located in a rapidly developing area, perfect for investors. Whether you're seeking a primary residence or a lucrative investment, this property offers great potential. Tenant-occupied and SOLD AS-IS. The seller will not make any repairs. For inquiries, please text Andreina Canache.

  19. 2025-02-03
    status Active
  20. 2024-10-28
    price $62,900 322-char remark
    Show marketing remark (322 chars)

    INVESTOR OPPORTUNITY! This property is located in a rapidly developing area, perfect for investors. Whether you're seeking a primary residence or a lucrative investment, this property offers great potential. Tenant-occupied and SOLD AS-IS. The seller will not make any repairs. For inquiries, please text Andreina Canache.

  21. 2024-10-28
    price $62,900
    Show marketing remark (322 chars)

    INVESTOR OPPORTUNITY! This property is located in a rapidly developing area, perfect for investors. Whether you're seeking a primary residence or a lucrative investment, this property offers great potential. Tenant-occupied and SOLD AS-IS. The seller will not make any repairs. For inquiries, please text Andreina Canache.

  22. 2024-09-24
    listed $64,900 Active
    Show marketing remark (322 chars)

    INVESTOR OPPORTUNITY! This property is located in a rapidly developing area, perfect for investors. Whether you're seeking a primary residence or a lucrative investment, this property offers great potential. Tenant-occupied and SOLD AS-IS. The seller will not make any repairs. For inquiries, please text Andreina Canache.

  23. 2024-09-24
    listed $64,900 New 322-char remark
    Show marketing remark (322 chars)

    INVESTOR OPPORTUNITY! This property is located in a rapidly developing area, perfect for investors. Whether you're seeking a primary residence or a lucrative investment, this property offers great potential. Tenant-occupied and SOLD AS-IS. The seller will not make any repairs. For inquiries, please text Andreina Canache.

  24. 2024-06-06
    historical
  25. 2024-06-06
    historical
  26. 2024-05-24
    price $69,900
  27. 2024-05-24
    price $69,900
  28. 2024-01-02
    listed $75,300 New
  29. 2024-01-02
    listed $75,300 Active
  30. 2018-02-23
    soldstatus $248,082
  31. 2018-02-13
    soldstatus $143,330
  32. 2014-10-08
    soldstatus $300,000
  33. 2001-11-27
    soldstatus $68,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$466 · $39/mo
Projected year-2 tax
$466 · $39/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,017
− Mortgage interest
−$2,795
− Property taxes
−$466
− Insurance
−$250
− Repairs & maintenance
−$1,041
− Management
−$1,041
− Depreciation
−$1,452
Taxable income
$5,972
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,433
After-tax cash flow
$4,995/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
24,310
Household income
$30,042
Rent vs Own
56.5% rent · 43.5% own
Severe rent burden
1335.0

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% White 12% Hispanic / Latino 8% Two or more races 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Lithuanian 1% Italian 1%
Foreign-born
4% · Canada
Languages at home
91% English-only · Spanish 8%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.17%
Current HPI
148.6765
Rent YoY
▲ 5.03%
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-26.6% since first listed
18 events — show timeline
  • 2025-11-18 Price Changed $49,900 GAMLS
  • 2025-04-02 Price Changed $59,900 GAMLS
  • 2025-04-02 Price Changed $59,900 FMLS
  • 2025-02-03 Relisted FMLS
  • 2024-10-28 Price Changed $62,900 GAMLS
  • 2024-10-28 Price Changed $62,900 FMLS
  • 2024-09-24 Listed $64,900 GAMLS
  • 2024-09-24 Listed $64,900 FMLS
  • 2024-06-06 Listing Removed FMLS
  • 2024-06-06 Listing Removed GAMLS
  • 2024-05-24 Price Changed $69,900 FMLS
  • 2024-05-24 Price Changed $69,900 GAMLS
  • 2024-01-02 Listed $75,300 FMLS
  • 2024-01-02 Listed $75,300 GAMLS
  • 2018-02-23 Sold (Public Records) $248,082 Public Records
  • 2018-02-13 Sold (Public Records) $143,330 Public Records
  • 2014-10-08 Sold (Public Records) $300,000 Public Records
  • 2001-11-27 Sold (Public Records) $68,000 Public Records

Property tax history

+10.7%/yr

Latest (2025): $466 · +6.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…