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250 Stan Ave
B- Composite 68.54
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • ARV discount +10.0/15.0
  • 1% rule +8.1/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$250,000

250 Stan Ave · West Fork, AR 72774
3 bd · 1.0 ba · 1,480 sqft · SingleFamily public records · 8 Days on market
Built 1971 1.09 ac lot Est $265k · 6% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Located at the edge of West Fork City limits on a dead end street with city conveniences yet enjoys a backyard view of a picturesque Ozark rural setting. A landscaped acre with established trees, flowers and shrubs, the property includes a detached shop-pole barn, gazebo and a little seasonal stream. 3 BR, 2 living areas, wood burning fireplace with French doors leading to patio-carport area. All appliances included. Perfect home for buyers who prefer not to be in a subdivision.

Key facts

  • Wet weather creek
  • Old well house
  • Detached pole barn

Tags

DETACHED POLE BARNOLD WELL HOUSEWET WEATHER CREEKUSABLE LANDMATURE TREESBONUS HEATED AND COOLED SPACE

Property features AI

Finance

  • Other: Solar panels (green feature)
  • HOA & community: Monthly association fee; Community features include park, nearby schools, and shopping

Exterior

  • Parking: Attached carport; Covered parking for 1 vehicle; Has carport
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable available; Phone available
  • Home design: One-story; Faces southwest; Crawlspace foundation
  • Construction: Brick construction; Metal roof; Crawlspace foundation; Built on 1.09-acre lot
  • Exterior features: Concrete driveway; Gravel driveway; Covered patio; Patio; Outbuilding; Workshop; Creek on property; Secluded setting; City lot near central business district; Paved road access; Smoke detector(s)

Interior

  • Kitchen: Dishwasher; Electric range
  • Bedrooms: Bonus room
  • Flooring: Carpet; Laminate; Simulated wood
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Attic; Ceiling fan(s); Eat-in kitchen; Storage; Wood-burning fireplace (1)
  • Laundry & utility: Washer hookup; Dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $250k).
  • Cap rate 11.5% vs local median 5.5% in West Fork — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#126 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
  • West Fork School District (rural): math 23% / reading 26% proficiency, ranked #182 of 238 in AR (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 74 active listings in the ZIP; 3,494 units permitted in Washington County in 2024 (1,497 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Washington County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $131k; list at $250k implies a 91% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $250,000

Questions for the listing agent

  1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.31%
Cap rate
11.51%
Cash-on-cash
18.62%
DSCR
1.83
GRM
6.4

CMA / ARV

ARV (on-the-fly)
$264,920
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
24 S Sycamore Ave 0.57mi 3/2.0 1,536 (+4%) 0mo $280,000 $182 63
50 Northwood St 0.27mi 3/1.5 1,321 (-11%) 6mo $236,000 $179 62
99 Mecca St 0.48mi 3/1.0 1,456 (-2%) 16mo $150,000 $103 62
67 Red Oak Ave 0.60mi 3/2.0 1,431 (-3%) 2mo $229,000 $160 61
43 Mecca St 0.40mi 3/1.0 1,308 (-12%) 3mo $320,000 $245 60
155 Westwood Ave 0.44mi 3/1.5 1,356 (-8%) 11mo $215,000 $159 54
6 N Sycamore Ave 0.52mi 3/2.0 1,358 (-8%) 11mo $260,000 $191 48
126 Pleasant St 0.59mi 3/2.0 1,272 (-14%) 2mo $229,000 $180 44
185 Westwood Ave 0.42mi 3/1.5 1,302 (-12%) 18mo $217,000 $167 44
125 Pleasant St 0.61mi 4/2.0 (+1) 1,387 (-6%) 10mo $229,000 $165 44
193 Westwood Ave 0.41mi 3/2.0 1,263 (-15%) 12mo $235,000 $186 42
95 Pleasant St 0.57mi 4/2.0 (+1) 1,623 (+10%) 10mo $281,300 $173 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
10.3%
Equity multiple
1.41×
Total profit
$28,585
Equity at exit
$37,276
10-year hold
IRR
19.4%
Equity multiple
2.62×
Total profit
$113,607
Equity at exit
$21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72774

Home prices YoY
-16.0%
Active inventory
74
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$3,271 medium interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$83 /mo · $992/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$687
Net cashflow
$1,086

Break-even live

Break-even rent $1,896
Max offer price $250,000
Occupancy floor 62%

Sensitivity live

Price -10% $1,228 -5% $1,157 +0% $1,086 +5% $1,016 +10% $945
Rent -10% $828 -5% $957 +0% $1,086 +5% $1,216 +10% $1,345
Rate -1.0pp $1,212 -0.5pp $1,150 base $1,086 +0.5pp $1,022 +1.0pp $956

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 8 events

  1. 2026-06-10
    status $250,000 Pending 8 DOM
  2. 2026-06-09
    days on market $250,000 Active 8 DOM
  3. 2026-06-08
    days on market $250,000 Active 7 DOM
  4. 2026-06-07
    days on market $250,000 Active 6 DOM
  5. 2026-06-05
    days on market $250,000 Active 3 DOM
  6. 2026-06-03
    days on market $250,000 Active 2 DOM
  7. 2026-06-02
    remarks 693-char remark
  8. 2026-06-02
    listed $250,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$992 · $83/mo
Projected year-2 tax
$1,600 · $133/mo
Expected delta
+$608/yr (+$51/mo · 61.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,254
− Mortgage interest
−$14,004
− Property taxes
−$992
− Insurance
−$1,250
− Repairs & maintenance
−$3,140
− Management
−$3,140
− Depreciation
−$7,273
Taxable income
$9,454
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,269
After-tax cash flow
$10,767/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Fork School District
NCES district ID
0514010
Math proficiency
23% ▼ -20.00%
Reading proficiency
26% ▼ -16.00%
Median HH income
$46,044
Composite
21.26/100
National rank
#8396
State rank
#182 of 238 in AR

Livability — West Fork

Score
66/100
State rank
#126
US rank
#11748

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Fork, AR
Population (ZIP)
7,298

Population outlook (Washington County) Hauer SSP2

Today (2025)
271,748 people
By 2030
296,414 · +9.1%
By 2040
346,874 · +27.6%
By 2050
398,552 · +46.7%
By 2075
523,309 · +92.6%
By 2100
615,280 · +126.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Two or more races 19% Hispanic / Latino 6% Asian 2% Native American 2%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 6% Italian 5% Iranian 3%
Foreign-born
4% · China, Canada, South Korea
Languages at home
97% English-only · Spanish 1% Chinese 1%

Political lean MEDSL · Washington

2024 margin
Lean R (+6.7) · D 45.1% · R 51.7% · Other 3.2%
2008→2024 swing
+6.4pp toward D · 2008: -13.1pp · 2024: -6.7pp
All cycles
2024: R+6.7 2020: R+3.9 2016: R+10.4 2012: R+16.3 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -50.93%
Current HPI
267.4622
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+78.6% since first listed
3 events — show timeline
  • 2026-06-01 Listed $250,000 NWARMLS
  • 2017-05-05 Sold (MLS) $131,000 NWARMLS
  • 2017-03-08 Listed $140,000 NWARMLS

Property tax history

+1.9%/yr

Latest (2025): $992 · -3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…