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3823 Aerial Brook Trl
D Composite 41.77
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.2/30.0
  • ARV discount +6.8/15.0
  • Schools +4.5/10.0
  • 1% rule +4.1/10.0
  • Appreciation +4.0/10.0
  • DSCR +3.3/10.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0

$305,000

3823 Aerial Brook Trl · Fresno, TX 77545
4 bd · 3.0 ba · 2,680 sqft · SingleFamily public records · 10 Days on market
Built 2003 7,113 sqft lot Est $300k · at est. $40/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to this warm and inviting 2-story home nestled in the sought-after Teal Run community of Missouri City. Featuring 4 bedrooms and 2.5 baths, this charming home offers a spacious and comfortable layout designed for both everyday living and entertaining. Thoughtful updates completed in 2023 include beautiful vinyl plank flooring, granite countertops in the kitchen and bathrooms, a stylish kitchen backsplash, plus a microwave and dishwasher. A new water heater was also installed in 2026 for added peace of mind. Filled with natural light and welcoming living spaces, this home is conveniently located near parks, shopping, dining, and major commuter routes. Come see all the comfort an

Key facts

  • New water heater
  • Natural light
  • Granite countertops

Tags

VINYL PLANK FLOORINGGRANITE COUNTERTOPSKITCHEN BACKSPLASHNEW WATER HEATERNATURAL LIGHTWELCOMING LIVING SPACES

Property features AI

Finance

  • HOA & community: Homeowners association (TriQuest Management); Association amenities include clubhouse, playground, park, pool, and trails; Annual association fee: $480

Exterior

  • Parking: Attached garage with 2 spaces
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Slab foundation; Composition roof; Built in 2003
  • Construction: Brick construction
  • Exterior features: Deck; Patio; Fenced backyard; Subdivision setting

Interior

  • Kitchen: Dishwasher; Disposal; Gas oven; Gas range; Microwave
  • Bedrooms: Primary bedroom on first floor (16 x 15); Bedrooms on second floor (12 x 11; 13 x 11; 12 x 10)
  • Flooring: Carpet; Plank; Tile; Vinyl
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (gas); Central air (electric)
  • Interior features: Entrance foyer; Granite counters; High ceilings; Pantry; Window treatments; Ceiling fans; Gas-log fireplace (1)
  • Laundry & utility: Washer hookup; Electric dryer hookup; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $305k.

Deal economics

  • At list price, monthly cash flow is $-115 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $285k (6.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $279k (8.6% below list).
  • Recommended offer: $279k (8.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 62/100 on livability (#943 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: crime C-, amenities F, commute F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lula Belle Goodman El (math 11% / reading 21%, grade F, #3,974 of 4,322 statewide, top 92%, 721 students, 87% FRL); Lake Olympia Middle (math 18% / reading 31%, grade F, #1,279 of 1,662 statewide, top 78%, 1,170 students, 71% FRL); Fort Bend Co Alter (26 students, 0% FRL) — zoned schools average 53% FRL vs 35% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 20% at this address vs 48% district-wide (-28 pts) — the specific schools serving this property underperform the Fort Bend ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.9%/yr); 177 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 64% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($94k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $278,815 (8.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
5.84%
Cash-on-cash
-1.61%
DSCR
0.93
GRM
9.1

CMA / ARV

ARV (on-the-fly)
$300,160
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3931 Oak Plank Rd 0.21mi 4/2.5 2,680 (0%) 2mo $279,900 $104 87
1815 Teal Run Place Dr 0.31mi 4/2.5 2,692 (+0%) 1mo $199,950 $74 82
3947 Oak Plank Rd 0.23mi 4/2.5 2,600 (-3%) 3mo $289,990 $112 80
2422 Teal Run Place Dr 0.37mi 4/2.5 2,627 (-2%) 4mo $290,000 $110 74
1806 Coretta Ct 0.48mi 4/2.5 2,680 (0%) 5mo $264,999 $99 71
1822 Lansing Cove Dr 0.54mi 4/2.5 2,696 (+1%) 1mo $299,786 $111 71
2443 Inlet Ct 0.51mi 5/3.5 (+1) 2,750 (+3%) 3mo $424,990 $155 62
2730 Driftwood Bend Dr 0.66mi 4/3.0 2,725 (+2%) 6mo $365,000 $134 61
4023 Ashview Ln 0.33mi 4/2.5 2,359 (-12%) 4mo $290,600 $123 59
1803 Shadow Haven Ct 0.47mi 5/3.5 (+1) 3,046 (+14%) 1mo $230,000 $76 48
3111 Cambridge Falls Dr 0.69mi 4/2.5 2,352 (-12%) 3mo $315,000 $134 43
2727 Driftwood Bend Dr 0.69mi 4/2.0 2,314 (-14%) 0mo $325,000 $140 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.98% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-15.8%
Equity multiple
0.40×
Total profit
$-51,545
Equity at exit
$59,508
10-year hold
IRR
-13.2%
Equity multiple
0.14×
Total profit
$-73,409
Equity at exit
$51,114

Cash invested: $85,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77545

Home prices YoY
-0.8%
Rents YoY
-0.9%
Active inventory
177
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,788 high interval (Pro) →
Mortgage (P&I)
$1,599
Tax from tax record
$551 /mo · $6,611/yr
Insurance
$127
HOA
$40
Vacancy / Maint / Mgmt
$586
Net cashflow
$-115

Break-even live

Break-even rent $2,933
Max offer price $284,721
Occupancy floor 99%

Sensitivity live

Price -10% $58 -5% $-28 +0% $-115 +5% $-201 +10% $-287
Rent -10% $-335 -5% $-225 +0% $-115 +5% $-5 +10% $105
Rate -1.0pp $39 -0.5pp $-37 base $-115 +0.5pp $-194 +1.0pp $-274

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,250
Closing costs
$9,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3526 Cambridge Falls Dr Fresno, TX 4.0 3.0 3136 $2,624 $0.84 22d 1 0.38mi
2123 Witham Park Ln Fresno, TX 4.0 4.0 3026 $2,850 $0.94 45d 1 0.42mi
3932 Teal Run Place Ct Fresno, TX 4.0 2.0 1914 $2,150 $1.12 45d 1 0.43mi
3806 Teal Maple Ct Fresno, TX 4.0 3.5 2318 $2,146 $0.93 4d 1 0.63mi
2703 Facet Creek Dr Fresno, TX 4.0 2.0 2099 $2,226 $1.06 0d 1 0.88mi
2644 Blue Abbot Dr Fresno, TX 4.0 2.5 2435 $2,450 $1.01 45d 1 1.05mi
4931 Natchez Trce Fresno, TX 4.0 2.0 1835 $2,350 $1.28 45d 1 1.36mi
3314 Dry Creek Dr Missouri City, TX 4.0 3.0 2600 $4,200 $1.62 45d 1 1.39mi
3211 Breckinridge Ct Missouri City, TX 4.0 2.5 2920 $2,550 $0.87 22d 1 1.43mi
2642 Sunlit Meadow Trl Fresno, TX 5.0 3.5 2785 $4,000 $1.44 45d 1 1.48mi
1402 Windom Court Way Fresno, TX 4.0 2.5 1831 $2,300 $1.26 45d 1 1.50mi

HOA detail

Monthly dues
$40 · $480/yr
Likely covers
water

Listing history 10 events

  1. 2026-06-07
    days on market $305,000 Pending 10 DOM
  2. 2026-06-04
    days on market $305,000 Pending 8 DOM
  3. 2026-06-03
    days on market $305,000 Pending 7 DOM
  4. 2026-06-02
    days on market $305,000 Pending 6 DOM
  5. 2026-06-01
    days on market $305,000 Pending 5 DOM
  6. 2026-05-31
    days on market $305,000 Pending 4 DOM
  7. 2026-05-27
    listed $305,000 Active
  8. 2005-12-27
    soldstatus
  9. 2005-10-12
    historical
  10. 2005-07-01
    listed $199,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,611 · $551/mo
Projected year-2 tax
$6,611 · $551/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$33,458
− Mortgage interest
−$17,085
− Property taxes
−$6,611
− Insurance
−$1,525
− Repairs & maintenance
−$2,677
− Management
−$2,677
− HOA
−$480
− Depreciation
−$8,873
Taxable loss
−$6,469
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,552
After-tax cash flow
$175/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Fresno

Score
62/100
State rank
#943
US rank
#16815

Category grades

Amenities F Commute F Cost of living A Crime C- Employment A+ Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fresno, TX
County
Fort Bend County · 836,777 people
City population
26,236
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
26,236
Household income
$94,474
Rent vs Own
20.7% rent · 79.3% own
Severe rent burden
360.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
Black 51% Hispanic / Latino 34% Two or more races 12% White 8% Asian 2%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Portuguese 1%
Foreign-born
18% · Canada
Languages at home
67% English-only · Spanish 29% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.98%
Current HPI
231.3921
Rent YoY
▼ -0.95%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+52.6% since first listed
4 events — show timeline
  • 2026-05-27 Listed $305,000 HARMLS
  • 2005-12-27 Sold (Public Records) Public Records
  • 2005-10-12 Listing Removed HARMLS
  • 2005-07-01 Listed $199,900 HARMLS

Property tax history

+4.1%/yr

Latest (2025): $6,611 · +2.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…