3823 Aerial Brook Trl · Fresno, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.2/30.0
- ARV discount +6.8/15.0
- Schools +4.5/10.0
- 1% rule +4.1/10.0
- Appreciation +4.0/10.0
- DSCR +3.3/10.0
- Livability +3.1/5.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
$305,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome home to this warm and inviting 2-story home nestled in the sought-after Teal Run community of Missouri City. Featuring 4 bedrooms and 2.5 baths, this charming home offers a spacious and comfortable layout designed for both everyday living and entertaining. Thoughtful updates completed in 2023 include beautiful vinyl plank flooring, granite countertops in the kitchen and bathrooms, a stylish kitchen backsplash, plus a microwave and dishwasher. A new water heater was also installed in 2026 for added peace of mind. Filled with natural light and welcoming living spaces, this home is conveniently located near parks, shopping, dining, and major commuter routes. Come see all the comfort an
Key facts
- New water heater
- Natural light
- Granite countertops
Tags
Property features AI
Finance
- HOA & community: Homeowners association (TriQuest Management); Association amenities include clubhouse, playground, park, pool, and trails; Annual association fee: $480
Exterior
- Parking: Attached garage with 2 spaces
- Security: Smoke detectors
- Utilities: Public water; Public sewer
- Home design: Residential property; Slab foundation; Composition roof; Built in 2003
- Construction: Brick construction
- Exterior features: Deck; Patio; Fenced backyard; Subdivision setting
Interior
- Kitchen: Dishwasher; Disposal; Gas oven; Gas range; Microwave
- Bedrooms: Primary bedroom on first floor (16 x 15); Bedrooms on second floor (12 x 11; 13 x 11; 12 x 10)
- Flooring: Carpet; Plank; Tile; Vinyl
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating (gas); Central air (electric)
- Interior features: Entrance foyer; Granite counters; High ceilings; Pantry; Window treatments; Ceiling fans; Gas-log fireplace (1)
- Laundry & utility: Washer hookup; Electric dryer hookup; Gas dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $305k.
Deal economics
- At list price, monthly cash flow is $-115 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $285k (6.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $279k (8.6% below list).
- Recommended offer: $279k (8.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 62/100 on livability (#943 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: crime C-, amenities F, commute F.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Lula Belle Goodman El (math 11% / reading 21%, grade F, #3,974 of 4,322 statewide, top 92%, 721 students, 87% FRL); Lake Olympia Middle (math 18% / reading 31%, grade F, #1,279 of 1,662 statewide, top 78%, 1,170 students, 71% FRL); Fort Bend Co Alter (26 students, 0% FRL) — zoned schools average 53% FRL vs 35% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 20% at this address vs 48% district-wide (-28 pts) — the specific schools serving this property underperform the Fort Bend ISD average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-0.9%/yr); 177 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 64% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
- This rent runs 35% of the median local income ($94k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-2.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 5.84%
- Cash-on-cash
- -1.61%
- DSCR
- 0.93
- GRM
- 9.1
CMA / ARV
- ARV (on-the-fly)
- $300,160
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3931 Oak Plank Rd | 0.21mi | 4/2.5 | 2,680 (0%) | 2mo | $279,900 | $104 | 87 |
| 1815 Teal Run Place Dr | 0.31mi | 4/2.5 | 2,692 (+0%) | 1mo | $199,950 | $74 | 82 |
| 3947 Oak Plank Rd | 0.23mi | 4/2.5 | 2,600 (-3%) | 3mo | $289,990 | $112 | 80 |
| 2422 Teal Run Place Dr | 0.37mi | 4/2.5 | 2,627 (-2%) | 4mo | $290,000 | $110 | 74 |
| 1806 Coretta Ct | 0.48mi | 4/2.5 | 2,680 (0%) | 5mo | $264,999 | $99 | 71 |
| 1822 Lansing Cove Dr | 0.54mi | 4/2.5 | 2,696 (+1%) | 1mo | $299,786 | $111 | 71 |
| 2443 Inlet Ct | 0.51mi | 5/3.5 (+1) | 2,750 (+3%) | 3mo | $424,990 | $155 | 62 |
| 2730 Driftwood Bend Dr | 0.66mi | 4/3.0 | 2,725 (+2%) | 6mo | $365,000 | $134 | 61 |
| 4023 Ashview Ln | 0.33mi | 4/2.5 | 2,359 (-12%) | 4mo | $290,600 | $123 | 59 |
| 1803 Shadow Haven Ct | 0.47mi | 5/3.5 (+1) | 3,046 (+14%) | 1mo | $230,000 | $76 | 48 |
| 3111 Cambridge Falls Dr | 0.69mi | 4/2.5 | 2,352 (-12%) | 3mo | $315,000 | $134 | 43 |
| 2727 Driftwood Bend Dr | 0.69mi | 4/2.0 | 2,314 (-14%) | 0mo | $325,000 | $140 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.98% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -15.8%
- Equity multiple
- 0.40×
- Total profit
- $-51,545
- Equity at exit
- $59,508
- IRR
- -13.2%
- Equity multiple
- 0.14×
- Total profit
- $-73,409
- Equity at exit
- $51,114
Cash invested: $85,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77545
- Home prices YoY
- -0.8%
- Rents YoY
- -0.9%
- Active inventory
- 177
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $2,788 high interval (Pro) →
- Mortgage (P&I)
- −$1,599
- Tax from tax record
- −$551 /mo · $6,611/yr
- Insurance
- −$127
- HOA
- −$40
- Vacancy / Maint / Mgmt
- −$586
- Net cashflow
- $-115
Break-even live
Sensitivity live
| Price | -10% $58 | -5% $-28 | +0% $-115 | +5% $-201 | +10% $-287 |
|---|---|---|---|---|---|
| Rent | -10% $-335 | -5% $-225 | +0% $-115 | +5% $-5 | +10% $105 |
| Rate | -1.0pp $39 | -0.5pp $-37 | base $-115 | +0.5pp $-194 | +1.0pp $-274 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $76,250
- Closing costs
- $9,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3526 Cambridge Falls Dr Fresno, TX | 4.0 | 3.0 | 3136 | $2,624 | $0.84 | 22d | 1 | 0.38mi |
| 2123 Witham Park Ln Fresno, TX | 4.0 | 4.0 | 3026 | $2,850 | $0.94 | 45d | 1 | 0.42mi |
| 3932 Teal Run Place Ct Fresno, TX | 4.0 | 2.0 | 1914 | $2,150 | $1.12 | 45d | 1 | 0.43mi |
| 3806 Teal Maple Ct Fresno, TX | 4.0 | 3.5 | 2318 | $2,146 | $0.93 | 4d | 1 | 0.63mi |
| 2703 Facet Creek Dr Fresno, TX | 4.0 | 2.0 | 2099 | $2,226 | $1.06 | 0d | 1 | 0.88mi |
| 2644 Blue Abbot Dr Fresno, TX | 4.0 | 2.5 | 2435 | $2,450 | $1.01 | 45d | 1 | 1.05mi |
| 4931 Natchez Trce Fresno, TX | 4.0 | 2.0 | 1835 | $2,350 | $1.28 | 45d | 1 | 1.36mi |
| 3314 Dry Creek Dr Missouri City, TX | 4.0 | 3.0 | 2600 | $4,200 | $1.62 | 45d | 1 | 1.39mi |
| 3211 Breckinridge Ct Missouri City, TX | 4.0 | 2.5 | 2920 | $2,550 | $0.87 | 22d | 1 | 1.43mi |
| 2642 Sunlit Meadow Trl Fresno, TX | 5.0 | 3.5 | 2785 | $4,000 | $1.44 | 45d | 1 | 1.48mi |
| 1402 Windom Court Way Fresno, TX | 4.0 | 2.5 | 1831 | $2,300 | $1.26 | 45d | 1 | 1.50mi |
HOA detail
- Monthly dues
- $40 · $480/yr
- Likely covers
- water
Listing history 10 events
-
2026-06-07days on market $305,000 Pending 10 DOM
-
2026-06-04days on market $305,000 Pending 8 DOM
-
2026-06-03days on market $305,000 Pending 7 DOM
-
2026-06-02days on market $305,000 Pending 6 DOM
-
2026-06-01days on market $305,000 Pending 5 DOM
-
2026-05-31days on market $305,000 Pending 4 DOM
-
2026-05-27$305,000 Active
-
2005-12-27soldstatus
-
2005-10-12historical
-
2005-07-01$199,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,611 · $551/mo
- Projected year-2 tax
- $6,611 · $551/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,458
- − Mortgage interest
- −$17,085
- − Property taxes
- −$6,611
- − Insurance
- −$1,525
- − Repairs & maintenance
- −$2,677
- − Management
- −$2,677
- − HOA
- −$480
- − Depreciation
- −$8,873
- Taxable loss
- −$6,469
- Est. tax savings @ 24.0%
- +$1,552
- After-tax cash flow
- $175/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Fresno
- Score
- 62/100
- State rank
- #943
- US rank
- #16815
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fresno, TX
- County
- Fort Bend County · 836,777 people
- City population
- 26,236
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 26,236
- Household income
- $94,474
- Rent vs Own
- Severe rent burden
- 360.0
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- Black 51% Hispanic / Latino 34% Two or more races 12% White 8% Asian 2%
- Hispanic origin (detail)
- Mexican 29%
- Common ancestry
- Portuguese 1%
- Foreign-born
- 18% · Canada
- Languages at home
- 67% English-only · Spanish 29% Other Asian/Pacific 1% Other Indo-European 1%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.98%
- Current HPI
- 231.3921
- Rent YoY
- ▼ -0.95%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+52.6% since first listed4 events — show timeline
- 2026-05-27 Listed $305,000 HARMLS
- 2005-12-27 Sold (Public Records) — Public Records
- 2005-10-12 Listing Removed — HARMLS
- 2005-07-01 Listed $199,900 HARMLS
Property tax history
+4.1%/yrLatest (2025): $6,611 · +2.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…