5321 Jacquella Rd · Alexandria, LA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.2/5.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$65,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
INVESTORS, bring your offer! Located in a convenient neighborhood, this 3-bedroom, 1-bathroom home offers endless potential. Whether you're looking for your next investment property or a cozy home to make your own, this property is an excellent choice. Step inside to find a comfortable living area. The kitchen is functional and open to a spacious dining room, offering ample space to cook and entertain. The three generously sized bedrooms provide flexibility for family living or a home office setup. The property also includes a single carport, offering covered parking, and a manageable backyard space with room for outdoor activities. This home is an ideal choice for investors seeking a renta
Key facts
- Functional kitchen
- Covered parking
- Spacious dining room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $65k.
Deal economics
- At list price, monthly cash flow is $654 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $65k).
- Recommended offer: $57k (12.0% below list) — sets the bar for market timing.
- Cap rate 18.4% vs local median 4.9% in Alexandria — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#160 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
- Rapides Parish (urban): math 29% / reading 44% proficiency, ranked #31 of 98 in LA (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 151 active listings in the ZIP; 239 units permitted in Rapides Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Rapides County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 332 days — a 12% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1949 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 332 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.06% ✓
- Cap rate
- 18.37%
- Cash-on-cash
- 43.12%
- DSCR
- 2.92
- GRM
- 4.0
CMA / ARV
- ARV (on-the-fly)
- $44,149
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2921 Culpepper Rd | 0.34mi | 2/1.0 (-1) | 750 (-10%) | 2mo | $39,900 | $53 | 61 |
| 4707 Joseph St | 0.57mi | 2/1.0 (-1) | 876 (+5%) | 2mo | $14,250 | $16 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 39.9%
- Equity multiple
- 2.71×
- Total profit
- $31,110
- Equity at exit
- $9,692
- IRR
- 46.3%
- Equity multiple
- 5.43×
- Total profit
- $80,690
- Equity at exit
- $5,620
Cash invested: $18,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71301
- Home prices YoY
- -23.0%
- Active inventory
- 151
- Price-to-rent
- 4.0×
Monthly cashflow live
- Estimated rent
- $1,339 medium interval (Pro) →
- Mortgage (P&I)
- −$341
- Tax from tax record
- −$36 /mo · $430/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$281
- Net cashflow
- $654
Break-even live
Sensitivity live
| Price | -10% $691 | -5% $672 | +0% $654 | +5% $636 | +10% $617 |
|---|---|---|---|---|---|
| Rent | -10% $548 | -5% $601 | +0% $654 | +5% $707 | +10% $760 |
| Rate | -1.0pp $687 | -0.5pp $670 | base $654 | +0.5pp $637 | +1.0pp $620 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,250
- Closing costs
- $1,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 1 events
-
2025-01-09$65,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $430 · $36/mo
- Projected year-2 tax
- $430 · $36/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (shaded) · 22% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥111°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,066
- − Mortgage interest
- −$3,641
- − Property taxes
- −$430
- − Insurance
- −$325
- − Repairs & maintenance
- −$1,285
- − Management
- −$1,285
- − Depreciation
- −$1,891
- Taxable income
- $7,209
- Est. tax owed @ 24.0%
- −$1,730
- After-tax cash flow
- $6,117/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Rapides Parish
- NCES district ID
- 2201290
- Math proficiency
- 29% ▼ -34.00%
- Reading proficiency
- 44% ▼ -29.00%
- Median HH income
- $41,057
- Composite
- 30.68/100
- National rank
- #6179
- State rank
- #31 of 98 in LA
Livability — Alexandria
- Score
- 64/100
- State rank
- #160
- US rank
- #13698
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 25,138
- Population (ZIP)
- 17,266
Population outlook (Rapides County) Hauer SSP2
- Today (2025)
- 133,047 people
- By 2030
- 132,333 · -0.5%
- By 2040
- 129,355 · -2.8%
- By 2050
- 124,535 · -6.4%
- By 2075
- 110,338 · -17.1%
- By 2100
- 88,641 · -33.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 53% White 36% Hispanic / Latino 4% Two or more races 3% Asian 2%
- Common ancestry
- Lithuanian 5% Portuguese 1% Hispanic 1%
- Foreign-born
- 6% · Canada, Vietnam
- Languages at home
- 93% English-only · Spanish 3% Other Asian/Pacific 2% French/Haitian/Cajun 1%
Political lean MEDSL · Rapides
- 2024 margin
- Solid R (+36.8) · D 31.0% · R 67.7% · Other 1.3%
- 2008→2024 swing
- -8.1pp toward R · 2008: -28.7pp · 2024: -36.8pp
- All cycles
- 2024: R+36.8 2020: R+32.1 2016: R+32.5 2012: R+29.6 2008: R+28.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -55.38%
- Current HPI
- 184.9889
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
1 event — show timeline
- 2025-01-09 Listed $65,000 AcadianaMLS
Property tax history
+3.2%/yrLatest (2025): $430 · -1.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…